Personal Loan in Pune

Check Personal Loan Interest Rates of all major banks of Pune Instantly

Bank NameFloating Interest RateProcessing Fee
FULLERTON 12.99 - 36%3%
Aditya birla 14%-26% per anuum2% of the loan amount
Aditya Birla Finance 14.00% - 16.25%Up to 2% of the loan amount
IndusInd bank 11.25%2.5% + GST
Bank of baroda 11.35% - 16.35%2%
VINTAGE 16 % to 20 %Nominal
BAJAJ 11.99% to 15.50%2%
HDFC 11.25 % - 18 %upto 2.5 %
TATA CAPITAL 11.75%2.5% + GST
Central Bank of India 10.75% to 12.50%Rs.500
ICICI 11.25%2.25 % + GST
RBL Bank 13.99% to 20.00%Upto 2%
Mahindra Finance 11%2% to 3%
Bank Of India 12.15% to 14.15%2.00 %
SBI 12.50% to 16.60%1%
PNB 12% to 16%1.80%
Kotak Mahindra Bank 10.99% to 24%2.5 % + GST
AXIS 10.99% to 20 %1.50% to 2.00% + GST
IIFL 13%2% + GST

About Pune

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Pune, also called Poona, is a big city in Maharashtra state, India. The city lies at the junction of the Mula and Mutha rivers. It is the cultural capital of the Marathas. Pune was temporarily occupied by the Mughals but again became the official Maratha capital from 1714 until it was captured by the British in 1817. The city served as the seasonal capital of the Bombay Presidency. It has historic and religious monuments, museums, parks, hotels, and cultural attractions.

The city has long served as an educational and cultural centre; Jawaharlal Nehru, the first prime minister, referred to it as the “Oxford and Cambridge of India.” The city has a wide number of constituent and affiliated colleges of the University of Pune. Pune houses the Bhandarkar Oriental Research Institute, renowned for research and instruction in the Sanskrit and Prakrit languages and incorporates more than 20,000 ancient manuscripts. The headquarter of the southern command of the Indian army is also located at Pune Cantonment in Pune.

Pune has sprawling complex of industrial suburbs, large factories producing a wide variety of products. The roads connect the city to Mumbai, Ahmadnagar, Solapur, and Satara.

The region is surrounded by the Sahyadri Hills, the Balaghat Range, and the Mahadeo Hills; Sahyadri hills has most of the important religious, historical and tourists sites of the region. Some of the famous hill fortes have been now converted into resorts. The city has important religious centres such as Bhimashankar, Dehu, Alandi, and Karli. Chief crops include jowar, bajra, sugarcane, and rice. Nearby are Meherazad and Meherabad, sites associated with Meher Baba.

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About Personal Loan in Pune

We aim to create a robust alternative credit ecosystem in the country. For this, we are digitizing the finance functions. Anywhere and everywhere – you can apply for a Personal Loan with just a few clicks..

Now, you can compare Personal loan interest rate to make a wise choice for the best Personal Loan in Pune also. We bring forth a myriad of options from best banks and NBFCs for your convenience. It’s simple! Choose your desired product and win amazing assured cash backs up to Rs 5000 on loan disbursal.

Eligibility Criteria for Personal Loan in Pune –

No worries for strict eligibility conditions. We tie-up with all the best lenders in the Pune and help you with flexible eligibility criteria. Salaried and Self-employed applicants – hope you meet the following eligibility parameters.

  • Salaried applicants should be between 21 to 60 years of age
  • Self-employed applicants should be between 25 to 65 years
  • Employed for a minimum period of 3 months in the current job and have previous working experience also
  • Having net monthly salary/income of Rs. 20,000
  • Business stability of at least 1 year is required

Documents Required for Personal Loan in Pune

We leverage existing and emerging technologies to offer you the complete digitalized process. Upload the required documents; it will take a few minutes.

Salaried Class

  • Identity Proof - Aadhaar Card /Voters ID/Passport/Driving License /PAN Card
  • Residential Proof - Leave and License Agreement/Utility Bill (maximum three months old)/Passport
  • Income Proof – Salary slips for the last three months along with the bank statement showcasing the credited salary
  • Employment Certificate – for the past 1 years
  • Photographs - Two passport size

For Self-employed

  • KYC documents – Identity & address proof and date of birth
  • Residence Proof - Leave and license agreement, utility bill (should not be more than three months old), and a copy of your passport if, you own one.
  • Income Proof – ITR for the last 1 years
  • Official Address Proof – Address proof along with your email ID and phone number
  • Business Continuity Proof – Testimonials to show your business is running from the last 1 year

Benefits & features of taking Personal Loan in Pune

Taking a personal loan is an indispensable decision in one’s life. At Pune, we have a plethora of options with added benefits. Everything is online – you don’t need to visit the bank.

Get ready to leverage the following benefits –

  1. Instant Approval – Yes. SBI, ICICI, HDFC and other players are offering instant paperless approval. Apply at Afinoz, and we will help you avail the Personal Loan at best rate.
  2. High Eligibility – Within a just few minutes, we will assess your personal loan eligibility and suggest you the best available options in Pune. Our process is driven by automated technologies, and we help you get low EMI Personal Loan
  3. Balance Transfer – We will make you pay your EMI easily by reducing your debt amount. Transfer your Personal Loan balance to save on money. Some lenders charge fee for a balance transfer.

Personal Loan EMI calculator

Afinoz personal loan EMI calculator help you know the exact amount you need to pay every month towards the repayment of your personal loan. This allows you not to strain yourself financially and to avoid financial distress. Moreover, by feeding the inputs properly, you can even decide on an EMI amount that you can repay comfortably over your loan tenure.

RBL Bank Limited

About

RBL Bank (Ratnakar Bank Limited) is one of the fastest growing private sector banks in India, headquartered in Mumbai, Maharashtra. Established in August 9, currently the bank operates through a network of branches, 99 banking outlets and 9 ATMs spread across 0 Indian states and union territories. In August 99, the bank obtained Scheduled Commercial Bank status. It is listed on both BSE (Bombay Stock Exchange) and NSE (National Stock Exchange).

Banking

SMS BankingOnline BankingMobile/Phone Banking

Product

Corporate & Institutional BankingCommercial BankingBranch & Business BankingAgri Business BankingDevelopment Banking and Financial InclusionTreasury and Financial Markets Operationssavings accountscurrent accountsfixed deposits

Loans

home loanspersonal loansbusiness loanseducation loansauto loansloans against propertyoverdrafts against propertyloans against depositsgold metal loansworking capital finance

Card

Mastercard Credit Card

Insurance

Life InsuranceGeneral InsuranceHealth Insurance

Popular product

Corporate & Institutional BankingCommercial BankingBranch & Business BankingAgri Business BankingDevelopment Banking and Financial InclusionTreasury and Financial Markets Operationssavings accountscurrent accountsfixed deposits

Branch

PUNE-CAMP
CHAKAN
BANER PUNE
SINGHGAD ROAD PUNE
KALYANINAGAR
BARAMATI
CHINCHWAD PUNE
SWARGATE -PUNE
ICC TRADE CENTRE

BANK OF BARODA

About

Bank of Baroda (BOB) is an Indian multinational banking and financial services institution headquartered in Vadodara in Gujrat, India. The bank was established on 0 July 908 and nationalized on 9 July 99 along with other major commercial banks of India. It has been termed as a profit-making public sector undertaking (PSU). The bank has 7 global branches including 7 India branches and 0 overseas branches. It offers a wide range of banking products and services including loans, credit and debit cards etc.

Banking

Instant Banking Baroda Connect (Internet Banking) BHIM Baroda Pay Baroda M-connect Plus (Mobile Banking)Mobile Application Baroda mPassbook Baroda m-Invest App BHIM UPI Payment App

Product

Account Savings Current Baroda E-Trade in accountDeposit FD RDLoans Personal Loan Home Loan Vehicle Loan Education Loan Fintech (Business Loan) Other Loan MUDRA Loan Mortgage Loan Debit card EMI

Loans

Loans Personal Loan Home Loan Vehicle Loan Education Loan Fintech (Business Loan) Other Loan MUDRA Loan Mortgage Loan Debit card EMI

Card

Debit Cards Visa Electron Card RuPay Platinum Card Baroda Master Platinum Card RuPay Classic Card Master Classic Card Visa Platinum Chip CardPrepaid Cards Gift Card TravelEasy Card Reloadable CardCredit Cards Easy Visa Platinum Select Visa Platinum Premier Visa Signature Prime Mastercard

Insurance

Life InsuranceHealth InsuranceGeneral Insurance

Popular product

Account Savings Current Baroda E-Trade in accountDeposit FD RDLoans Personal Loan Home Loan Vehicle Loan Education Loan Fintech (Business Loan) Other Loan MUDRA Loan Mortgage Loan Debit card EMI

Branch

WARJE MALWADI,PUNE,MH
N.WADIA COLL BRANCH
WADIA COLLEGE,PUNE,MH
VIMAN NAGAR, PUNE,MAHARASHTRA
VADGAO SHERI,PUNE
SUBHAS NAGAR BRANCH
STATION ROAD BRANCH
SINHGAD, PUNE
SHIVAJI NAGR BRANCH
SHAHUPURI KARANJE,MH
SANGHVI ,PUNE,MH
SAHAKARNAGAR,MH
SADASHIVPETH BRANCH
RASTAPETH BRANCH
SENAPATI BAP BRANCH
LAXMI ROAD BRANCH
POONA CAMP BRANCH
PIRANGUT,PUNE ,MAHARASTRA
PIMPLE SAUDAGAR
PAUDROAD BRANCH
NIGDI,PUNE,MAHARASHTRA
NAIGAON, DIST. PUNE, MAHARASHTRA
MURUM, DIST PUNE
MID CORPORATE PUNE
MANDAVGAN PHARATA, MAHARASHTRA
MANIK BAUG
MALAD, MAHARASHTRA
MALSHIRAS, MAHARASHTRA
LONAVALA BRANCH
LBS MARG BRANCH
KOTHRUD BR.,PUNE,MAHARASHTRA
KONDHWA BR.,PUNE,MAHARASHTRA
KHARADI,PUNE,MAHARASHTRA
KARVE ROAD BRANCH
KARVENAGAR
KALYANINAGAR, PUNE
KALEWADI ,PUNE
JEJURI,DIST PUNE
INDAPUR
MANTRI MARKET
GUL TEKDI BRANCH
GEN NEXT BRANCH,PUNE
I.U.C.A.A EXTENSION COUNTER, PUNE
DIGHI BRANCH
ARAI EC., MAHARASTHRA
PIMPRI CHINCHWAD MUNICIPAL CORPORATION
B J MEDICAL EXTENSION COUNTER, PUNE
BHOSARI
CBB PUNE BRANCH
PI.CHINCHWAD BRANCH
CHAPHEKAR ROAD CHINCHWAD
BHOLAWADE, MAHARASHTRA
BHIGWAN BR, DIST.PUNE
BHANDARKAR ROAD,PUNE,MP
BARAMATI BRANCH
AVASARY KHURD, MAHARASHTRA
AUNDH
ASHOK NAGAR BRANCH
ARMB PUNE
AGRI FINANCE BR PUNE