Personal Loan in Ghaziabad

About Personal Loan in Ghaziabad

Bank NameFloating Interest RateProcessing Fee
Aditya Birla Finance14.00% - 16.25%Up to 2% of the loan amount
BAJAJ11.99% to 15.50%2%
SBI12.50% to 16.60%1%
HDFC11.25 % - 18 %upto 2.5 %
RBL Bank13.99% to 20.00%Upto 2%
Central Bank of India10.75% to 12.50%Rs.500
Mahindra Finance11%2% to 3%
Bank of baroda11.35% - 16.35%2%
AXIS10.99% to 20 %1.50% to 2.00% + GST
PNB12% to 16%1.80%
ICICI11.25%2.25 % + GST
Aditya birla14%-26% per anuum2% of the loan amount
VINTAGE16 % to 20 %Nominal
IndusInd bank11.25%2.5% + GST
IIFL13%2% + GST
FULLERTON12.99 - 36%3%
Kotak Mahindra Bank10.99% to 24%2.5 % + GST
TATA CAPITAL11.75%2.5% + GST
Bank Of India12.15% to 14.15%2.00 %

About Ghaziabad

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Ghaziabad, a city in Uttar Pradesh, is also known as the "Gateway of Uttar Pradesh" as its border touches Delhi. Situated in NCR region, Gaziabad is the largest city in Uttar Pradesh. Due to the rapid construction and industries establishments, it is one of the fastest-growing city in the world. Under the Pradhan Mantri Aawas Yojna, a significant amount of population is expected to be residents of the city due to its nearness to Delhi. The main attraction of the city is ISCKON Mandir.

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About personal Loan in Ghaziabad

We aim to create a robust alternative credit ecosystem in the country. For this, we are digitizing the finance functions. Anywhere and everywhere – you can apply for a Personal Loan with just a few clicks..

Now, you can compare Personal loan interest rate to make a wise choice for the best Personal Loan in Ghaziabad also. We bring forth a myriad of options from best banks and NBFCs for your convenience. It’s simple! Choose your desired product and win amazing assured cash backs up to Rs 5000 on loan disbursal.

Eligibility Criteria for Personal Loan in Ghaziabad –

No worries for strict eligibility conditions. We tie-up with all the best lenders in the Ghaziabad and help you with flexible eligibility criteria. Salaried and Self-employed applicants – hope you meet the following eligibility parameters.

  • Salaried applicants should be between 21 to 60 years of age
  • Self-employed applicants should be between 25 to 65 years
  • Employed for a minimum period of 3 months in the current job and have previous working experience also
  • Having net monthly salary/income of Rs. 20,000
  • Business stability of at least 1 year is required

Documents Required for Personal Loan in Ghaziabad

We leverage existing and emerging technologies to offer you the complete digitalized process. Upload the required documents; it will take a few minutes.

Salaried Class

  • Identity Proof - Aadhaar Card /Voters ID/Passport/Driving License /PAN Card
  • Residential Proof - Leave and License Agreement/Utility Bill (maximum three months old)/Passport
  • Income Proof – Salary slips for the last three months along with the bank statement showcasing the credited salary
  • Employment Certificate – for the past 1 years
  • Photographs - Two passport size

For Self-employed

  • KYC documents – Identity & address proof and date of birth
  • Residence Proof - Leave and license agreement, utility bill (should not be more than three months old), and a copy of your passport if, you own one.
  • Income Proof – ITR for the last 1 years
  • Official Address Proof – Address proof along with your email ID and phone number
  • Business Continuity Proof – Testimonials to show your business is running from the last 1 year

Benefits & features of taking Personal Loan in Ghaziabad

Taking a personal loan is an indispensable decision in one’s life. At Ghaziabad, we have a plethora of options with added benefits. Everything is online – you don’t need to visit the bank.

Get ready to leverage the following benefits –

  1. Instant Approval – Yes. SBI, ICICI, HDFC and other players are offering instant paperless approval. Apply at Afinoz, and we will help you avail the Personal Loan at best rate.
  2. High Eligibility – Within a just few minutes, we will assess your personal loan eligibility and suggest you the best available options in Ghaziabad. Our process is driven by automated technologies, and we help you get low EMI Personal Loan
  3. Balance Transfer – We will make you pay your EMI easily by reducing your debt amount. Transfer your Personal Loan balance to save on money. Some lenders charge fee for a balance transfer.

Personal Loan EMI calculator

Afinoz personal loan EMI calculator help you know the exact amount you need to pay every month towards the repayment of your personal loan. This allows you not to strain yourself financially and to avoid financial distress. Moreover, by feeding the inputs properly, you can even decide on an EMI amount that you can repay comfortably over your loan tenure.

STATE BANK OF INDIA

About

State Bank of India (SBI) is India’s multinational public sector banking and financial services company. SBI was established in 80 and is headquartered in Mumbai, Maharashtra. The bank is the largest bank in India with a % market share in assets. State Bank of India operates a network of , branches and 9, ATMs in India and internationally. SBI operates through Treasury, Corporate/Wholesale Banking, Retail Banking, Insurance Business, and Other Banking Business channels. It extends a comprehensive range of banking products and services to individuals, commercial enterprises, corporates, and government bodies, and institutional customers in India and internationally. Its personal banking services include current accounts, savings accounts, term and recurring deposits; personal, home, auto, and education as well as loans against property and securities; and wealth management, demat, ATM, foreign inward remittance, safe deposit locker, public provident fund, money transfer, and pension policy, as well as cards and inflation indexed national savings securities cumulative bonds. It also provides corporate banking services including corporate accounts, working capital and project finance, deferred payment guarantees, corporate term loans, structured finance, dealer financing, channel financing, equipment leasing, loan syndication, financing Indian firms overseas subsidiaries or JVs, and construction equipment loans. In addition, the bank offers NRI services, such as accounts and deposits, remittances, investments, and loans; agricultural banking and micro credit to agriculturists and farmers; loans, supply chain finance, and deposits and transaction banking services for SME customers; and international banking services.

Banking

MoBile Banking,
Internet Banking,
Wholesale Banking,
Retail Banking

Product

Banking, Loans, Deposit

Card

SBI Card ELITE,SBI Credit Cards,Air India SBI Platinum Card,Air India SBI Signature Card,SBI STYLEUP Contactless Credit Card,IRCTC SBI Platinum Card,Doctor's SBI Card, SBI Card ELITE Advantage

Insurance

. Individual Insurance:sbi life- eshield, sbi life - poorna suraksha, sbi life - sampoorn cancer suraksha, sbi life- elncome shield, sbi life- smart shield,sbi life - saral Shield, SBI Life - Saral Swadhan +, SBI Life- Smart Swadhan Plus, SBI Life - Grameen Bina. . Corporate Insurance Plan: SBI Life - Kalyan ULIP Plus, SBI Life- CapAssure Gold, SBI Life - Gaurav Jeevan, SBI Life- Pradhan Mantri Jeevan Jyoti Bima yojana, SBI Life- Sampoorn Suraksha

Branch

GHAZIABAD INDIRAPURAMSHASTRI NAGAR, GAZIABADINDIRAPURAM GHAZIABADGHAZIABAD, SHASHTRI NAGARHAPURGHAZIABAD SURYA NAGARJINDAL NAGAR, GHAZIABADGHAZIABADVAISHALIGHAZIABADABOOPURINDRAPURAMSBIINTOUCH, GHAZIABADCHIRAURIMORTA NEAR HRIT GHAZIABADLOHIA NAGAR, GHAZIABADNAND GRAMARTHALAPRATAP VIHAR GHAZIABADVASUNDHRAAVAS VIKAS COLONY HAPURBHIKKANPURDHAULANABABUGARHTEHSIL COMPOUNDSHALIMAR GARDENRAJ NAGAR EXTN.KHODASHAHPUR JATAHINSA KHANDRBO, GHAZIABADLAL KUAN, GHAZIABADVAISHALINEW ARYA NAGAR, GHAZIABADNEHRU NAGAR GHAZIABADSANJAY NAGAR, GHAZIABADRDC, GHAZIABADKAUSHAMBI, GHAZIABADCAC, GHAZIABADSURYA NAGARVIJAY NAGAR GHAZIABADSSD INTER COLLEGESIB GAZIABADTHOONKAMLA NEHRU NAGARRAJ NAGAR, GHAZIABADMARKET YARD, HAPURSIMBHAOLIRAILWAY STATION, GHAZIABADADB MURAD NAGARA FS HINDONINDIRAPURAMRAJENDRA NAGAR, SAHIBABAD (GHAZIABAD)GARHMUKTESHWARVASUNDHARAMODEL TOWN, GHAZIABADKAVI NAGARDASNAINDUSTRIAL ESTATE, BULANDSHAHAR ROAD, GHAZIABADMAHARAJPURMURAD NAGARLONI,GHAZIABADGOVIND PURIADB HAPURGANDHI GANJ HAPURPILKHUAMODINAGARHAPURGHAZIABAD MAIN

YES BANK

About

Yes Bank Limited is India’s fourth largest private sector bank headquartered in Mumbai, Maharashtra, India. Established in 00, the bank primarily operates as a corporate bank, with retail banking and asset management as subsidiary functions. As of March, 08, the bank had a network of ,00 branches; national operating centers; and ,7 ATMs and bunch note acceptors.

Banking

Working capital finance
Term loans
Corporate finance
Liquidity management
Salary account
Fixed deposit account
Savings account
Ordinary account

Product

The bank also offers retail banking solutions such as personal, secured business, home, construction equipment, car, super bike, commercial vehicle, gold loans, and loans against securities; business banking services to micro, small, and medium enterprises; and health care and printing equipment finance.

Branch

RAJINDER NAGAR, GHAZIABADVAISHALIDASNA, GHAZIABADMODINAGAR,UTTAR PRADESHINDIRAPURAM, GHAZIABADGHAZIABAD, UTTAR PRADESH

RBL Bank Limited

About

RBL Bank (Ratnakar Bank Limited) is one of the fastest growing private sector banks in India, headquartered in Mumbai, Maharashtra. Established in August 9, currently the bank operates through a network of branches, 99 banking outlets and 9 ATMs spread across 0 Indian states and union territories. In August 99, the bank obtained Scheduled Commercial Bank status. It is listed on both BSE (Bombay Stock Exchange) and NSE (National Stock Exchange).

Banking

SMS Banking
Online Banking
Mobile/Phone Banking

Product

Corporate & Institutional BankingCommercial BankingBranch & Business BankingAgri Business BankingDevelopment Banking and Financial InclusionTreasury and Financial Markets Operationssavings accountscurrent accountsfixed deposits

Loans

home loanspersonal loansbusiness loanseducation loansauto loansloans against propertyoverdrafts against propertyloans against depositsgold metal loansworking capital finance

Card

Mastercard Credit Card

Insurance

Life InsuranceGeneral InsuranceHealth Insurance

Popular product

Corporate & Institutional BankingCommercial BankingBranch & Business BankingAgri Business BankingDevelopment Banking and Financial InclusionTreasury and Financial Markets Operationssavings accountscurrent accountsfixed deposits

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