Personal Loan in gurgaon

Check Personal Loan Interest Rates of all major banks of gurgaon Instantly

Bank NameFloating Interest RateProcessing Fee
TATA CAPITAL 11.75%2.5% + GST
SBI 12.50% to 16.60%1%
Aditya birla 14%-26% per anuum2% of the loan amount
AXIS 10.99% to 20 %1.50% to 2.00% + GST
Aditya Birla Finance 14.00% - 16.25%Up to 2% of the loan amount
FULLERTON 12.99 - 36%3%
Bank Of India 12.15% to 14.15%2.00 %
Central Bank of India 10.75% to 12.50%Rs.500
Bank of baroda 11.35% - 16.35%2%
ICICI 11.25%2.25 % + GST
PNB 12% to 16%1.80%
HDFC 11.25 % - 18 %upto 2.5 %
IIFL 13%2% + GST
IndusInd bank 11.25%2.5% + GST
Kotak Mahindra Bank 10.99% to 24%2.5 % + GST
RBL Bank 13.99% to 20.00%Upto 2%
Mahindra Finance 11%2% to 3%
BAJAJ 11.99% to 15.50%2%
VINTAGE 16 % to 20 %Nominal

About gurgaon

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Gurgaon (Gurugram) is one of the fastest-growing cities in the country. It is situated in Haryana and surrounded by Delhi from the northeast side. Traditionally, it was an agricultural trade centre in Haryana. After the urbanisation, it has now become the IT hub in north India. The city has seen tremendous growth in 2 decades because many foreign companies choose to establish their national corporate headquarters in the city. The main industries in Gurgaon are automobiles manufacturing and power-loom weaving tools.

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About Personal Loan in gurgaon

We aim to create a robust alternative credit ecosystem in the country. For this, we are digitizing the finance functions. Anywhere and everywhere – you can apply for a Personal Loan with just a few clicks..

Now, you can compare Personal loan interest rate to make a wise choice for the best Personal Loan in gurgaon also. We bring forth a myriad of options from best banks and NBFCs for your convenience. It’s simple! Choose your desired product and win amazing assured cash backs up to Rs 5000 on loan disbursal.

Eligibility Criteria for Personal Loan in gurgaon –

No worries for strict eligibility conditions. We tie-up with all the best lenders in the gurgaon and help you with flexible eligibility criteria. Salaried and Self-employed applicants – hope you meet the following eligibility parameters.

  • Salaried applicants should be between 21 to 60 years of age
  • Self-employed applicants should be between 25 to 65 years
  • Employed for a minimum period of 3 months in the current job and have previous working experience also
  • Having net monthly salary/income of Rs. 20,000
  • Business stability of at least 1 year is required

Documents Required for Personal Loan in gurgaon

We leverage existing and emerging technologies to offer you the complete digitalized process. Upload the required documents; it will take a few minutes.

Salaried Class

  • Identity Proof - Aadhaar Card /Voters ID/Passport/Driving License /PAN Card
  • Residential Proof - Leave and License Agreement/Utility Bill (maximum three months old)/Passport
  • Income Proof – Salary slips for the last three months along with the bank statement showcasing the credited salary
  • Employment Certificate – for the past 1 years
  • Photographs - Two passport size

For Self-employed

  • KYC documents – Identity & address proof and date of birth
  • Residence Proof - Leave and license agreement, utility bill (should not be more than three months old), and a copy of your passport if, you own one.
  • Income Proof – ITR for the last 1 years
  • Official Address Proof – Address proof along with your email ID and phone number
  • Business Continuity Proof – Testimonials to show your business is running from the last 1 year

Benefits & features of taking Personal Loan in gurgaon

Taking a personal loan is an indispensable decision in one’s life. At gurgaon, we have a plethora of options with added benefits. Everything is online – you don’t need to visit the bank.

Get ready to leverage the following benefits –

  1. Instant Approval – Yes. SBI, ICICI, HDFC and other players are offering instant paperless approval. Apply at Afinoz, and we will help you avail the Personal Loan at best rate.
  2. High Eligibility – Within a just few minutes, we will assess your personal loan eligibility and suggest you the best available options in gurgaon. Our process is driven by automated technologies, and we help you get low EMI Personal Loan
  3. Balance Transfer – We will make you pay your EMI easily by reducing your debt amount. Transfer your Personal Loan balance to save on money. Some lenders charge fee for a balance transfer.

Personal Loan EMI calculator

Afinoz personal loan EMI calculator help you know the exact amount you need to pay every month towards the repayment of your personal loan. This allows you not to strain yourself financially and to avoid financial distress. Moreover, by feeding the inputs properly, you can even decide on an EMI amount that you can repay comfortably over your loan tenure.

ICICI BANK LIMITED

About

ICICI Bank is an Indian multinational bank and financial services company. Headquartered in Mumbai, India, the bank currently has a network of ,87 branches and , 7 ATMs across India. The bank became the first Indian bank to list on the New York Stock Exchange in 000. It is India’s largest private sector bank with total consolidated assets of Rs. ,.8 billion (US$ 7. billion) as on March 08.

Banking

Internet BankingMobile BankingPockets

Product

Account Savings Accounts -in- Account Salary Account PayLater by ICICI Bank Pension Accounts EEFC Account Outward Remittance Child Education Plan New Pension SchemeAgri & Rural Farmer Finance Instant Gold Loan Agri Traders & Processors Agri Corporates Tractor Loan Micro BankingForex

Loans

Home LoanCar LoanPersonal LoanEducation LoanGold LoanLoans Against SecuritiesCommercial Business LoanPradhan Mantri Mudra YojanaStand-Up India SchemeTwo Wheeler LoansBusiness Loan

Card

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Insurance

ICICI LombardICICI Pru Heart/Cancer ProtectICICI Pru iProtect SmartCar InsurancePradhan Mantri Jeevan Jyoti Bima Yojana

Popular product

Account Savings Accounts -in- Account Salary Account PayLater by ICICI Bank Pension Accounts EEFC Account Outward Remittance Child Education Plan New Pension SchemeAgri & Rural Farmer Finance Instant Gold Loan Agri Traders & Processors Agri Corporates Tractor Loan Micro BankingForex

Branch

MANESAR
GURGAON-II
GURGAON
GURUGRAM M G ROAD
SECTOR D
NEW RAILWAY ROAD
SECTOR
DLF CORPORATE GREENS
SECTOR -GURGAON
SECTOR GURGAON
ASF INSIGNIA
SECTOR TWENTY-ONE GURGAON
SECTOR GURGAON
ARJUN MARG
SECTOR GURGAON
DLF HORIZON
HAILEY MANDI
GURGOAN ANSAL PALAM VIHAR
GURGAON GURU DRONACHARYA MARG
GURGAO PEACH TREE
SECTOR 30
GURGAON SECTOR 4
MALIBU TOWNE SEC 50
UNIVERSAL BUSINESS PARK,
PARAS TRADE CENTER
NIRVANA COURTYARD
GURGAON - SECTOR 17, HARYANA
SECTOR-53, GURGAON
GURGAON - UNIVERSAL TRADE TOWER, HARYANA
CIVIL LINES - GURGAON, HARYANA
GURGAON SECTOR - 57, HARYANA
SECTOR 10A-GURGAON, HARYANA
GURGAON UDYOG VIHAR, HARYANA
SECTOR - 31, GURGAON, HARYANA
TIMES TOWER, HARYANA
GURGAON- MANESARá
GURGAON - RATTAN GARDEN
GURGAON (SEC 15)
SOHNA
GURGAON - SECTOR 23
GURGAON - BADSHAHPUR
GURGAON - CYBER GREENS
GURGAON - HERO HONDA
GURGAON - POWER GRID SECTOR 29
GURGAON
GURGAON - SUSHANT LOKá
GURGAON - DLFá
GURGAON - SECTOR 14á

RBL Bank Limited

About

RBL Bank (Ratnakar Bank Limited) is one of the fastest growing private sector banks in India, headquartered in Mumbai, Maharashtra. Established in August 9, currently the bank operates through a network of branches, 99 banking outlets and 9 ATMs spread across 0 Indian states and union territories. In August 99, the bank obtained Scheduled Commercial Bank status. It is listed on both BSE (Bombay Stock Exchange) and NSE (National Stock Exchange).

Banking

SMS BankingOnline BankingMobile/Phone Banking

Product

Corporate & Institutional BankingCommercial BankingBranch & Business BankingAgri Business BankingDevelopment Banking and Financial InclusionTreasury and Financial Markets Operationssavings accountscurrent accountsfixed deposits

Loans

home loanspersonal loansbusiness loanseducation loansauto loansloans against propertyoverdrafts against propertyloans against depositsgold metal loansworking capital finance

Card

Mastercard Credit Card

Insurance

Life InsuranceGeneral InsuranceHealth Insurance

Popular product

Corporate & Institutional BankingCommercial BankingBranch & Business BankingAgri Business BankingDevelopment Banking and Financial InclusionTreasury and Financial Markets Operationssavings accountscurrent accountsfixed deposits

Branch

OCUS TECHNOPOLIS GURGAON
GURGAON
SOHNA

KOTAK MAHINDRA BANK LIMITED

About

Kotak Mahindra Bank Limited is a private sector Indian Bank headquartered in Mumbai, Maharashtra. The bank was founded in 98 and in February 00, Kotak Mahindra Finance Ltd. received the license from the Reserve Bank of India to carry on banking business. It had a network of ,88 full-fledged branches and ,99 ATMs in the country as of March 08.

Banking

Internet BankingMobile BankingSMS Banking

Product

DepositFixed DepositRecurring DepositTax Saving Fixed DepositSenior Citizen Fixed DepositSweep-In Facility

Loans

Home LoanCar LoanPersonal LoanEducation LoanGold LoanLoan Against SecuritiesLoan Against Property

Card

Credit CardsDebit CardsForex / Prepaid Cards

Insurance

Life InsuranceHealth InsuranceMotor InsurancePradhan Mantri Jeevan Jyoti Bima YojanaPradhan Mantri Suraksha Bima YojanaAtal Pension Yojana

Popular product

DepositFixed DepositRecurring DepositTax Saving Fixed DepositSenior Citizen Fixed DepositSweep-In Facility

Branch

GURGAON SOHNA ROAD
PALAM VIHAR BRANCH
GURUGRAM SECTOR SEC BRANCH
GURGAON JMD GALLERIA
GOLF COURSE GURGAON
GURGAON SECTOR 4
GURGAON ROSEWOOD BRANCH
GURGAON MARKET BRANCH
GURGAON SECTOR 22 BRANCH
UDYOG VIHAR BRANCH GURGAON
GURGAON SUSHANT LOK BRANCH
DLF PHASE I GURGAON BRANCH
OLD JUDICIAL COMPLEX BRANCH
BADSHAPUR
GURGAON BRANCH
GURGAON GOLF COURSE ROAD
GURGAON - SECTOR 14
MANESAR
GURGAON

BANK OF BARODA

About

Bank of Baroda (BOB) is an Indian multinational banking and financial services institution headquartered in Vadodara in Gujrat, India. The bank was established on 0 July 908 and nationalized on 9 July 99 along with other major commercial banks of India. It has been termed as a profit-making public sector undertaking (PSU). The bank has 7 global branches including 7 India branches and 0 overseas branches. It offers a wide range of banking products and services including loans, credit and debit cards etc.

Banking

Instant Banking Baroda Connect (Internet Banking) BHIM Baroda Pay Baroda M-connect Plus (Mobile Banking)Mobile Application Baroda mPassbook Baroda m-Invest App BHIM UPI Payment App

Product

Account Savings Current Baroda E-Trade in accountDeposit FD RDLoans Personal Loan Home Loan Vehicle Loan Education Loan Fintech (Business Loan) Other Loan MUDRA Loan Mortgage Loan Debit card EMI

Loans

Loans Personal Loan Home Loan Vehicle Loan Education Loan Fintech (Business Loan) Other Loan MUDRA Loan Mortgage Loan Debit card EMI

Card

Debit Cards Visa Electron Card RuPay Platinum Card Baroda Master Platinum Card RuPay Classic Card Master Classic Card Visa Platinum Chip CardPrepaid Cards Gift Card TravelEasy Card Reloadable CardCredit Cards Easy Visa Platinum Select Visa Platinum Premier Visa Signature Prime Mastercard

Insurance

Life InsuranceHealth InsuranceGeneral Insurance

Popular product

Account Savings Current Baroda E-Trade in accountDeposit FD RDLoans Personal Loan Home Loan Vehicle Loan Education Loan Fintech (Business Loan) Other Loan MUDRA Loan Mortgage Loan Debit card EMI

Branch

SUSHANT LOK, GURGAON
SECTOR 31 GURGAON HARYANA
SEC-7 GURGAON,HARAYANA
SECTOR23, GURGAON, HARYANA
RAJENDRA PARK GURGAON HARYANA
PATAUDI HARYANA
NUH,GURGAON,HARYANA
IMT,MANESAR,GURGOAN
GURGAON BRANCH
FARUKH NAGAR
DLF SECTOR-53, GURGAON
GURGAON SEC-10
BASAI ROAD GURGAON
BADSHAHPUR