Personal Loan in Ludhiana

Check personal Loan Interest Rates of All Major Banks of ludhiana Instantly
Bank Name
Floating Interest rate
Processing Fee
11.99% to 15.50%
2%
12% to 16%
1.80%
11.25%
2.25 % + GST
11%
2% to 3%
14%-26% per anuum
2% of the loan amount
10.75% to 12.50%
Rs.500
10.99% to 24%
2.5 % + GST
12.15% to 14.15%
2.00 %
11.25 % - 18 %
upto 2.5 %
13%
2% + GST
13.99% to 20.00%
Upto 2%
10.99% to 20 %
1.50% to 2.00% + GST
16 % to 20 %
Nominal
11.35% - 16.35%
2%
11.75%
2.5% + GST
12.50% to 16.60%
1%
12.99 - 36%
3%
14.00% - 16.25%
Up to 2% of the loan amount
11.25%
2.5% + GST
ABOUT PERSONAL LOAN IN LUDHIANA

We aim to create a robust alternative credit ecosystem in the country. For this, we are digitizing the finance functions. Anywhere and everywhere – you can apply for a Personal Loan with just a few clicks..

Now, you can compare Personal loan interest rate to make a wise choice for the best Personal Loan in ludhiana also. We bring forth a myriad of options from best banks and NBFCs for your convenience. It’s simple! Choose your desired product and win amazing assured cash backs up to Rs 5000 on loan disbursal.

Eligibility Criteria for Personal Loan in ludhiana –

No worries for strict eligibility conditions. We tie-up with all the best lenders in the ludhiana and help you with flexible eligibility criteria. Salaried and Self-employed applicants – hope you meet the following eligibility parameters.

  • Salaried applicants should be between 21 to 60 years of age
  • Self-employed applicants should be between 25 to 65 years
  • Employed for a minimum period of 3 months in the current job and have previous working experience also
  • Having net monthly salary/income of Rs. 20,000
  • Business stability of at least 1 year is required

Documents Required for Personal Loan in ludhiana

We leverage existing and emerging technologies to offer you the complete digitalized process. Upload the required documents; it will take a few minutes.

Salaried Class

  • Identity Proof - Aadhaar Card /Voters ID/Passport/Driving License /PAN Card
  • Residential Proof - Leave and License Agreement/Utility Bill (maximum three months old)/Passport
  • Income Proof – Salary slips for the last three months along with the bank statement showcasing the credited salary
  • Employment Certificate – for the past 1 years
  • Photographs - Two passport size

For Self-employed

  • KYC documents – Identity & address proof and date of birth
  • Residence Proof - Leave and license agreement, utility bill (should not be more than three months old), and a copy of your passport if, you own one.
  • Income Proof – ITR for the last 1 years
  • Official Address Proof – Address proof along with your email ID and phone number
  • Business Continuity Proof – Testimonials to show your business is running from the last 1 year

Benefits & features of taking Personal Loan in ludhiana

Taking a personal loan is an indispensable decision in one’s life. At ludhiana, we have a plethora of options with added benefits. Everything is online – you don’t need to visit the bank.

Get ready to leverage the following benefits –

  1. Instant Approval – Yes. SBI, ICICI, HDFC and other players are offering instant paperless approval. Apply at Afinoz, and we will help you avail the Personal Loan at best rate.
  2. High Eligibility – Within a just few minutes, we will assess your personal loan eligibility and suggest you the best available options in ludhiana. Our process is driven by automated technologies, and we help you get low EMI Personal Loan
  3. Balance Transfer – We will make you pay your EMI easily by reducing your debt amount. Transfer your Personal Loan balance to save on money. Some lenders charge fee for a balance transfer.

Personal Loan EMI calculator

Afinoz personal loan EMI calculator help you know the exact amount you need to pay every month towards the repayment of your personal loan. This allows you not to strain yourself financially and to avoid financial distress. Moreover, by feeding the inputs properly, you can even decide on an EMI amount that you can repay comfortably over your loan tenure.

ABOUT LUDHIANA

Ludhiana is a city in the Ludhiana district of Punjab an Indian State. It lies on the Sutlej River's old bank. The city was among the list of smart cities that will be developed by the government of India. It has an average elevation of 244 meters.

Ludhiana city major tourists attraction points are Alamgir, Doraha, Katana Sahib, Khanna, Kila Raipur, Machhiwara, Nanaksar, Payal, Serai Lashkari Khan, Sidhwanbet, Sudhar, Rakh Bagh Garden, Hardy's World Amusement & water Park, Jagraon, Nehru Rose Garden, Tiger Safari Zoo, Amaltas, Gurdwara Dukh Niwaran Sahib, Maharaja Ranjit Singh War Museum, Ganj Chowk, Kipps Market, Jama Masjid Feald, Phillaur Fort and many others.

TOP LOAN PROVIDERS IN LUDHIANA
ABOUT YES BANK, LUDHIANA, Punjab

Yes Bank Limited is India’s fourth largest private sector bank headquartered in Mumbai, Maharashtra, India. Established in 00, the bank primarily operates as a corporate bank, with retail banking and asset management as subsidiary functions. As of March, 08, the bank had a network of ,00 branches; national operating centers; and ,7 ATMs and bunch note acceptors.

Bank Details
Product

The bank also offers retail banking solutions such as personal, secured business, home, construction equipment, car, super bike, commercial vehicle, gold loans, and loans against securities; business banking services to micro, small, and medium enterprises; and health care and printing equipment finance.

Banking

Working capital finance Term loans Corporate finance Liquidity management Salary account Fixed deposit account Savings account Ordinary account

Loans

Personal loan Secured business loan Home loan Construction equipment loan Car loan Super bike loan Commercial vehicle loan Gold loans Loans against securities MSME Loan Health care equipment finance Printing equipment finance

ABOUT KOTAK MAHINDRA BANK LIMITED, LUDHIANA, Punjab

Kotak Mahindra Bank Limited is a private sector Indian Bank headquartered in Mumbai, Maharashtra. The bank was founded in 98 and in February 00, Kotak Mahindra Finance Ltd. received the license from the Reserve Bank of India to carry on banking business. It had a network of ,88 full-fledged branches and ,99 ATMs in the country as of March 08.

Bank Details
Product

Deposit Fixed Deposit Recurring Deposit Tax Saving Fixed Deposit Senior Citizen Fixed Deposit Sweep-In Facility

Insurance

Life Insurance Health Insurance Motor Insurance Pradhan Mantri Jeevan Jyoti Bima Yojana Pradhan Mantri Suraksha Bima Yojana Atal Pension Yojana

Banking

Internet Banking Mobile Banking SMS Banking

Popular Product

Deposit Fixed Deposit Recurring Deposit Tax Saving Fixed Deposit Senior Citizen Fixed Deposit Sweep-In Facility

Loans

Home Loan Car Loan Personal Loan Education Loan Gold Loan Loan Against Securities Loan Against Property

Cards

Credit Cards Debit Cards Forex / Prepaid Cards

Helpline Number
+91-11-23978046
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