Check Personal Loan Interest Rates of all major banks of mangaluru Instantly
| Bank Name | Floating Interest Rate | Processing Fee |
|---|
| Central Bank of India | 10.75% to 12.50% | Rs.500 |
| ICICI | 11.25% | 2.25 % + GST |
| Aditya birla | 14%-26% per anuum | 2% of the loan amount |
| VINTAGE | 16 % to 20 % | Nominal |
| RBL Bank | 13.99% to 20.00% | Upto 2% |
| IIFL | 13% | 2% + GST |
| Kotak Mahindra Bank | 10.99% to 24% | 2.5 % + GST |
| IndusInd bank | 11.25% | 2.5% + GST |
| Mahindra Finance | 11% | 2% to 3% |
| Bank of baroda | 11.35% - 16.35% | 2% |
| HDFC | 11.25 % - 18 % | upto 2.5 % |
| BAJAJ | 11.99% to 15.50% | 2% |
| TATA CAPITAL | 11.75% | 2.5% + GST |
| SBI | 12.50% to 16.60% | 1% |
| AXIS | 10.99% to 20 % | 1.50% to 2.00% + GST |
| PNB | 12% to 16% | 1.80% |
| Aditya Birla Finance | 14.00% - 16.25% | Up to 2% of the loan amount |
| Bank Of India | 12.15% to 14.15% | 2.00 % |
| FULLERTON | 12.99 - 36% | 3% |
About mangaluru
“
Mangaluru is also known as Mangalore. It is the chief port city of Karnataka an Indian state. It is located 352 km west of Bangalore (state capital). It is situated between the Arabian Sea and the Western Ghats mountain ranges.
Mangaluru is the second major city in the Karnataka in every aspect after the state capital Bangalore. It is the only city with all modes of transportation including air, road, rail, and sea in Karnataka along with the five other major cities in the country.
Mangaluru is popular with the name of “Gateway of Karnataka”. The city is considered the second-best business destination in Karnataka after Bangalore in India. Various classical dance forms and folk arts are practiced in the Mangaluru city. Like Yakshagana (night-long dance & drama performance), Pilivesha (literally a tiger dance), Karadi Vesha (literally a bear dance).
The famous tourists’ destinations in Mangalaru are Panambur Beach, St Aloysius Chapel, Kudroli Gokarnath Temple, Kadri Manjunatha Temple, Sultan Battery, Kadri Hill Park, Pilikula Park and Golf Course, Tannirbhavi Beach, New Mangalore Port, Rosario Cathedral, Ullal Beach, Milagres Church, Mangaladevi Temple, Surathkal Beach, Sakleshpur, Bejai Museum and many others.
”About Personal Loan in mangaluru
We aim to create a robust alternative credit ecosystem in the country. For this, we are digitizing the finance functions. Anywhere and everywhere – you can apply for a Personal Loan with just a few clicks..
Now, you can compare Personal loan interest rate to make a wise choice for the best Personal Loan in mangaluru also. We bring forth a myriad of options from best banks and NBFCs for your convenience. It’s simple! Choose your desired product and win amazing assured cash backs up to Rs 5000 on loan disbursal.
Eligibility Criteria for Personal Loan in mangaluru –
No worries for strict eligibility conditions. We tie-up with all the best lenders in the mangaluru and help you with flexible eligibility criteria. Salaried and Self-employed applicants – hope you meet the following eligibility parameters.
- Salaried applicants should be between 21 to 60 years of age
- Self-employed applicants should be between 25 to 65 years
- Employed for a minimum period of 3 months in the current job and have previous working experience also
- Having net monthly salary/income of Rs. 20,000
- Business stability of at least 1 year is required
Documents Required for Personal Loan in mangaluru
We leverage existing and emerging technologies to offer you the complete digitalized process. Upload the required documents; it will take a few minutes.
Salaried Class –
- Identity Proof - Aadhaar Card /Voters ID/Passport/Driving License /PAN Card
- Residential Proof - Leave and License Agreement/Utility Bill (maximum three months old)/Passport
- Income Proof – Salary slips for the last three months along with the bank statement showcasing the credited salary
- Employment Certificate – for the past 1 years
- Photographs - Two passport size
For Self-employed
- KYC documents – Identity & address proof and date of birth
- Residence Proof - Leave and license agreement, utility bill (should not be more than three months old), and a copy of your passport if, you own one.
- Income Proof – ITR for the last 1 years
- Official Address Proof – Address proof along with your email ID and phone number
- Business Continuity Proof – Testimonials to show your business is running from the last 1 year
Benefits & features of taking Personal Loan in mangaluru
Taking a personal loan is an indispensable decision in one’s life. At mangaluru, we have a plethora of options with added benefits. Everything is online – you don’t need to visit the bank.
Get ready to leverage the following benefits –
- Instant Approval – Yes. SBI, ICICI, HDFC and other players are offering instant paperless approval. Apply at Afinoz, and we will help you avail the Personal Loan at best rate.
- High Eligibility – Within a just few minutes, we will assess your personal loan eligibility and suggest you the best available options in mangaluru. Our process is driven by automated technologies, and we help you get low EMI Personal Loan
- Balance Transfer – We will make you pay your EMI easily by reducing your debt amount. Transfer your Personal Loan balance to save on money. Some lenders charge fee for a balance transfer.
Personal Loan EMI calculator
Afinoz personal loan EMI calculator help you know the exact amount you need to pay every month towards the repayment of your personal loan. This allows you not to strain yourself financially and to avoid financial distress. Moreover, by feeding the inputs properly, you can even decide on an EMI amount that you can repay comfortably over your loan tenure.
RBL Bank Limited
About
RBL Bank (Ratnakar Bank Limited) is one of the fastest growing private sector banks in India, headquartered in Mumbai, Maharashtra. Established in August 9, currently the bank operates through a network of branches, 99 banking outlets and 9 ATMs spread across 0 Indian states and union territories. In August 99, the bank obtained Scheduled Commercial Bank status. It is listed on both BSE (Bombay Stock Exchange) and NSE (National Stock Exchange).
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ICICI BANK LIMITED
About
ICICI Bank is an Indian multinational bank and financial services company. Headquartered in Mumbai, India, the bank currently has a network of ,87 branches and , 7 ATMs across India. The bank became the first Indian bank to list on the New York Stock Exchange in 000. It is India’s largest private sector bank with total consolidated assets of Rs. ,.8 billion (US$ 7. billion) as on March 08.
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KARNATAKA BANK LIMITED
About
The Karnataka Bank Limited is ‘A’ Class scheduled commercial bank founded on 8th February 9. Headquartered in Mangaluru in Karnataka, India, the bank has a national presence with a network of 8 branches, 7 ATMs and 0 e-lobbies spread across states and Union Territories. The bank has deployed the most modern information technology like core banking, internet banking and mobile banking etc. to meet customers’ expectation of services, for today and for future. The bank is listed on both the BSE and the NSE.
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PUNJAB NATIONAL BANK
About
Punjab National Bank (PNB) is an Indian multinational banking and financial services company. Established in 89, it is state-owned bank. Headquartered in New Delhi, India, the bank operates through a network of zonal offices, 7 circle offices, 98 branches, and 98 ATMs. PNB also operates a banking subsidiary in the UK, as well as branches in Hong Kong, Kowloon, Dubai and Kabul and representative offices in in Almaty (Kazakhstan), Dubai (UAE), Shanghai (China), Oslo(Norway), and Sydney (Australia). PNB and other major commercial banks were nationalized on 9 July 99.
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