Personal Loan in Patna

We aim to create a robust alternative credit ecosystem in the country. For this, we are digitizing the finance functions. Anywhere and everywhere – you can apply for a Personal Loan with just a few clicks..

Now, you can compare Personal loan interest rate to make a wise choice for the best Personal Loan in patna also. We bring forth a myriad of options from best banks and NBFCs for your convenience. It’s simple! Choose your desired product and win amazing assured cash backs up to Rs 5000 on loan disbursal.

Eligibility Criteria for Personal Loan in patna –

No worries for strict eligibility conditions. We tie-up with all the best lenders in the patna and help you with flexible eligibility criteria. Salaried and Self-employed applicants – hope you meet the following eligibility parameters.

Salaried applicants should be between 21 to 60 years of age
Self-employed applicants should be between 25 to 65 years
Employed for a minimum period of 3 months in the current job and have previous working experience also
Having net monthly salary/income of Rs. 20,000
Business stability of at least 1 year is required

Documents Required for Personal Loan in patna

We leverage existing and emerging technologies to offer you the complete digitalized process. Upload the required documents; it will take a few minutes.

Salaried Class –

Identity Proof - Aadhaar Card /Voters ID/Passport/Driving License /PAN Card
Residential Proof - Leave and License Agreement/Utility Bill (maximum three months old)/Passport
Income Proof – Salary slips for the last three months along with the bank statement showcasing the credited salary
Employment Certificate – for the past 1 years
Photographs - Two passport size

For Self-employed

KYC documents – Identity & address proof and date of birth
Residence Proof - Leave and license agreement, utility bill (should not be more than three months old), and a copy of your passport if, you own one.
Income Proof – ITR for the last 1 years
Official Address Proof – Address proof along with your email ID and phone number
Business Continuity Proof – Testimonials to show your business is running from the last 1 year

Benefits & features of taking Personal Loan in patna

Taking a personal loan is an indispensable decision in one’s life. At patna, we have a plethora of options with added benefits. Everything is online – you don’t need to visit the bank.

Get ready to leverage the following benefits –

Instant Approval – Yes. SBI, ICICI, HDFC and other players are offering instant paperless approval. Apply at Afinoz, and we will help you avail the Personal Loan at best rate.
High Eligibility – Within a just few minutes, we will assess your personal loan eligibility and suggest you the best available options in patna. Our process is driven by automated technologies, and we help you get low EMI Personal Loan
Balance Transfer – We will make you pay your EMI easily by reducing your debt amount. Transfer your Personal Loan balance to save on money. Some lenders charge fee for a balance transfer.

Personal Loan EMI calculator

Afinoz personal loan EMI calculator help you know the exact amount you need to pay every month towards the repayment of your personal loan. This allows you not to strain yourself financially and to avoid financial distress. Moreover, by feeding the inputs properly, you can even decide on an EMI amount that you can repay comfortably over your loan tenure.

ABOUT PATNA

Patna, initially known as Pataliputra, is the capital of Bihar state, India. The ancient city of Pataliputra was by founded by Ajatashatru, king of Magadha, in 5th Century BCE. Sprawling along the south bank of the Ganges River in Bihar, it is one of the oldest cities in India.

The Government House, the Assembly Chambers, the Oriental Library, a medical college, and an engineering college are prominent modern structures of Patna. Its historic monuments are the mosque of Ḥusayn Shah of Bengal, the Sikh Temple associated with the 10th Guru, Gobind Singh, and the granary at Bankipur. University of Patna and the Patna Museum are located in the city. Patna is connected by road to Hajipur via the Mahatma Gandhi Bridge across the river.

Patna is a trade centre for agricultural produce; chief crops include sugarcane, sesame, and medium-grained Patna rice. There are several sugar mills in Patna and its surrounding. The economy of Patna has been boosted by Fast Moving Consumer Goods industries, service sector and Green Revaluation businesses.

TOP LOAN PROVIDERS IN PATNA

ABOUT INDUSIND BANK, PATNA, Bihar

Indusind Bank Limited is a new generation private bank. Established in 99, the bank is headquartered in Mumbai, India. It stands tall today as one of the reputed banks in the country. Indusind Bank operates more than 000 branches and over ,800 ATMs spread across the country. It also has representative offices in London, Dubai and Abu Dhabi.

Bank Details

Product

The bank provides various banking solutions to individuals, NRIs, business owners, corporate, government and financial Institutions. It operates through Treasury, Corporate/Wholesale Banking, Retail Banking, and other Banking Operations segments. The bank offers current, savings, defense, corporate salary, and RFC accounts; and fixed deposits, recurring deposits, young saver deposits, as well as Rupee multiplier products.

Banking

Reasury Corporate/Wholesale Banking, Recurring deposits, Corporate salary, Rupee multiplier products. Retail Banking Young saver deposits, Urrent, savings, defense,and RFC accounts Fixed deposits Mutual funds My Account Number Quick Redeem Services and 0 Days banking. Choice Money ATMs Direct Connect Cash-on-Mobile Check-on-Cheque

Loans

Home loan Gold loans Business loan. Kisan loans Term loans Induind Kisan loans Loan against property Two wheeler Personal Car loan Education loan

Cards

Credit cards

Branches of INDUSIND BANK in PATNA

SAGUNA MORE PATNA BIHTA PATNA CITY ANISHABAD-PATNA KHAZANCHI ROAD- PATNA ASHIANA NAGAR- PATNA RAJENDRA NAGAR, PATNA KANKERBAGH, PATNA BORING ROAD ? PATNA (II)RUKANPURA PATNA

ABOUT ICICI BANK LIMITED, PATNA, Bihar

ICICI Bank is an Indian multinational bank and financial services company. Headquartered in Mumbai, India, the bank currently has a network of ,87 branches and , 7 ATMs across India. The bank became the first Indian bank to list on the New York Stock Exchange in 000. It is India’s largest private sector bank with total consolidated assets of Rs. ,.8 billion (US$ 7. billion) as on March 08.

Bank Details

Product

Account Savings Accounts -in- Account Salary Account PayLater by ICICI Bank Pension Accounts EEFC Account Outward Remittance Child Education Plan New Pension Scheme Agri & Rural Farmer Finance Instant Gold Loan Agri Traders & Processors Agri Corporates Tractor Loan Micro Banking Forex