Personal Loan in Patna

About Personal Loan in Patna

Bank NameFloating Interest RateProcessing Fee
ICICI11.25%2.25 % + GST
Aditya birla14%-26% per anuum2% of the loan amount
Aditya Birla Finance14.00% - 16.25%Up to 2% of the loan amount
AXIS10.99% to 20 %1.50% to 2.00% + GST
Central Bank of India10.75% to 12.50%Rs.500
FULLERTON12.99 - 36%3%
VINTAGE16 % to 20 %Nominal
SBI12.50% to 16.60%1%
TATA CAPITAL11.75%2.5% + GST
IIFL13%2% + GST
Bank Of India12.15% to 14.15%2.00 %
Kotak Mahindra Bank10.99% to 24%2.5 % + GST
RBL Bank13.99% to 20.00%Upto 2%
HDFC11.25 % - 18 %upto 2.5 %
Mahindra Finance11%2% to 3%
BAJAJ11.99% to 15.50%2%
PNB12% to 16%1.80%
IndusInd bank11.25%2.5% + GST
Bank of baroda11.35% - 16.35%2%

About Patna

Patna, initially known as Pataliputra, is the capital of Bihar state, India. The ancient city of Pataliputra was by founded by Ajatashatru, king of Magadha, in 5th Century BCE. Sprawling along the south bank of the Ganges River in Bihar, it is one of the oldest cities in India.

The Government House, the Assembly Chambers, the Oriental Library, a medical college, and an engineering college are prominent modern structures of Patna. Its historic monuments are the mosque of Ḥusayn Shah of Bengal, the Sikh Temple associated with the 10th Guru, Gobind Singh, and the granary at Bankipur. University of Patna and the Patna Museum are located in the city. Patna is connected by road to Hajipur via the Mahatma Gandhi Bridge across the river.

Patna is a trade centre for agricultural produce; chief crops include sugarcane, sesame, and medium-grained Patna rice. There are several sugar mills in Patna and its surrounding. The economy of Patna has been boosted by Fast Moving Consumer Goods industries, service sector and Green Revaluation businesses.

About personal Loan in Patna

We aim to create a robust alternative credit ecosystem in the country. For this, we are digitizing the finance functions. Anywhere and everywhere – you can apply for a Personal Loan with just a few clicks..

Now, you can compare Personal loan interest rate to make a wise choice for the best Personal Loan in Patna also. We bring forth a myriad of options from best banks and NBFCs for your convenience. It’s simple! Choose your desired product and win amazing assured cash backs up to Rs 5000 on loan disbursal.

Eligibility Criteria for Personal Loan in Patna –

No worries for strict eligibility conditions. We tie-up with all the best lenders in the Patna and help you with flexible eligibility criteria. Salaried and Self-employed applicants – hope you meet the following eligibility parameters.

  • Salaried applicants should be between 21 to 60 years of age
  • Self-employed applicants should be between 25 to 65 years
  • Employed for a minimum period of 3 months in the current job and have previous working experience also
  • Having net monthly salary/income of Rs. 20,000
  • Business stability of at least 1 year is required

Documents Required for Personal Loan in Patna

We leverage existing and emerging technologies to offer you the complete digitalized process. Upload the required documents; it will take a few minutes.

Salaried Class

  • Identity Proof - Aadhaar Card /Voters ID/Passport/Driving License /PAN Card
  • Residential Proof - Leave and License Agreement/Utility Bill (maximum three months old)/Passport
  • Income Proof – Salary slips for the last three months along with the bank statement showcasing the credited salary
  • Employment Certificate – for the past 1 years
  • Photographs - Two passport size

For Self-employed

  • KYC documents – Identity & address proof and date of birth
  • Residence Proof - Leave and license agreement, utility bill (should not be more than three months old), and a copy of your passport if, you own one.
  • Income Proof – ITR for the last 1 years
  • Official Address Proof – Address proof along with your email ID and phone number
  • Business Continuity Proof – Testimonials to show your business is running from the last 1 year

Benefits & features of taking Personal Loan in Patna

Taking a personal loan is an indispensable decision in one’s life. At Patna, we have a plethora of options with added benefits. Everything is online – you don’t need to visit the bank.

Get ready to leverage the following benefits –

  1. Instant Approval – Yes. SBI, ICICI, HDFC and other players are offering instant paperless approval. Apply at Afinoz, and we will help you avail the Personal Loan at best rate.
  2. High Eligibility – Within a just few minutes, we will assess your personal loan eligibility and suggest you the best available options in Patna. Our process is driven by automated technologies, and we help you get low EMI Personal Loan
  3. Balance Transfer – We will make you pay your EMI easily by reducing your debt amount. Transfer your Personal Loan balance to save on money. Some lenders charge fee for a balance transfer.

Personal Loan EMI calculator

Afinoz personal loan EMI calculator help you know the exact amount you need to pay every month towards the repayment of your personal loan. This allows you not to strain yourself financially and to avoid financial distress. Moreover, by feeding the inputs properly, you can even decide on an EMI amount that you can repay comfortably over your loan tenure.

STATE BANK OF INDIA

About

State Bank of India (SBI) is India’s multinational public sector banking and financial services company. SBI was established in 80 and is headquartered in Mumbai, Maharashtra. The bank is the largest bank in India with a % market share in assets. State Bank of India operates a network of , branches and 9, ATMs in India and internationally. SBI operates through Treasury, Corporate/Wholesale Banking, Retail Banking, Insurance Business, and Other Banking Business channels. It extends a comprehensive range of banking products and services to individuals, commercial enterprises, corporates, and government bodies, and institutional customers in India and internationally. Its personal banking services include current accounts, savings accounts, term and recurring deposits; personal, home, auto, and education as well as loans against property and securities; and wealth management, demat, ATM, foreign inward remittance, safe deposit locker, public provident fund, money transfer, and pension policy, as well as cards and inflation indexed national savings securities cumulative bonds. It also provides corporate banking services including corporate accounts, working capital and project finance, deferred payment guarantees, corporate term loans, structured finance, dealer financing, channel financing, equipment leasing, loan syndication, financing Indian firms overseas subsidiaries or JVs, and construction equipment loans. In addition, the bank offers NRI services, such as accounts and deposits, remittances, investments, and loans; agricultural banking and micro credit to agriculturists and farmers; loans, supply chain finance, and deposits and transaction banking services for SME customers; and international banking services.

Banking

MoBile Banking,
Internet Banking,
Wholesale Banking,
Retail Banking

Product

Banking, Loans, Deposit

Card

SBI Card ELITE,SBI Credit Cards,Air India SBI Platinum Card,Air India SBI Signature Card,SBI STYLEUP Contactless Credit Card,IRCTC SBI Platinum Card,Doctor's SBI Card, SBI Card ELITE Advantage

Insurance

. Individual Insurance:sbi life- eshield, sbi life - poorna suraksha, sbi life - sampoorn cancer suraksha, sbi life- elncome shield, sbi life- smart shield,sbi life - saral Shield, SBI Life - Saral Swadhan +, SBI Life- Smart Swadhan Plus, SBI Life - Grameen Bina. . Corporate Insurance Plan: SBI Life - Kalyan ULIP Plus, SBI Life- CapAssure Gold, SBI Life - Gaurav Jeevan, SBI Life- Pradhan Mantri Jeevan Jyoti Bima yojana, SBI Life- Sampoorn Suraksha

Branch

BAHADURPURPHULWARI SHARIF WALMINAUBATPURPATNAPATNA FRAZER ROAD BRANCHKHAJPURAP C COLONY KANKARBAGHSAGUNA MORE DANAPUR PATNABIHTA DIST PATNAFRAZER ROAD, PATNAPATNA CITY MARUFGANJR BLOCK, PATNAASHOK RAJPATH, PATNAPATNASBIINTOUCH BR PATNA MAIN BR, PATNASBIINTOUCH BRANCH SAGUNA MORE, PATNASBIINTOUCH S.K.PURI, PATNATRANSPORT NAGAR, PATNANANMUHIYANNIYOJAN BHAWANMASAURHI BAZARANS COLLEGE BARHNARAULIKARPOORIGRAMRBO PATNA WESTKARPOORI THAKUR SADANSHIVPURI,PATNAPOSTAL PARK, PATNAPBB BHAGWATNAGARDR B R AMBEDKAR COLLEGEGOLA ROAD PATNAPATLIPUTRA RAILWAY STATIONKARMALICHAK PATNADANAPUR BAZARAIR FORCE STATION BIHTANADAULHATHIDAH BUJURGAIIMS PHULWARISHARIFPIPLAWANIIT BIHTACHAK JALALSABALPURMASARHISANDALPURPANI TANKI MOREKHEMNICHAKSPECIALIZED NRI BRANCHBHOJPUR COLONY, PATNAJAGDEO PATHCHANAKYA LAW COLLEGEDRM OFFICE, KHAGAULRAMKRISHNANAGARDUMRIPALTU CHHITINIRBO REGIONSEC PATNAFIC DANIYANWANLCPC PATNAFIC SAMPATCHAKA.G. COLONY, PATNASPECIALISED CURRENCY ADMINISTRATION BRANCH, PATNADANIAWANRBOII PATNARBOI PATNADOCUMENT ARCHIVAL CENTRE, PATNAHARNAUTPHULWARISHARIFMANERSAMPATCHAKBIKRAMPUNPUNGHOSHWARIDULHIN BAZARPANDARAKSABNIMAGOVIND MITRA ROAD, PATNAJAGDISHPURTEKARIGARHANISAGUNACCPC, PATNAJ.D.WOMEN'S COLLEGE, PATNARAJIV NAGARDANAPUR CANTONEMENTRED EAGLE CANTEEN, ALLAHABADNTPC CAMPUS, BARHSMECC PATNA (NEW BRANCH)CAC, PATNASERVICE BRANCH PATNACB PATLIPUTRAZONAL INSPECTION OFFICE, PATNABIHAR VETERINARY COLLEGE COMPLEXHANUMAN NAGARASHIANA NAGARANISABAD,PATNAANANDPURISONMAISHAHJAHANPURDOMANSARASATBHAISWANALIPURIGIMSAMY,KATRA BAZARAGAMKUANDARIYAPUR GOLAMAURYA LOK COMPLEXPALIGANJRAJ BHAWAN, PATNAZONAL OFFICE PATNAAUNTABORING CANAL ROAD, PATNAIFB PATNASARAYSAINAGWALAIBANKAGHATBAILEY ROADARAPAKHTIYARPURAMY BIHTAAMY FATWAHKHUSRUPURATHMALGOLANMCC PATNASARC PATNAADB BARHMASAURHIKHAGAULRACPC PATNACPPC PATNAPBB KANKARBAGH, PATNARARB PATNASSI PATNASCB, DAKBUNGLOW, PATNAPBB PATNASPB BRANCH PATNAFSLO PATNAOAD,LHO, PATNAKANKARBAGH RESIDENTIAL COLONYBHIKHNAPAHARI, PATNASRIKRISHNANAGAR, PATNADIGHAGARDANIBAGHKURJI,PATNANEW MARKET , PATNAFRASER ROADEXHIBITION ROAD PATNARAJAPURMARUFGANJMAHENDRURAJABANSHI NAGARSHRIKRISHNA PURICHAUHATTAKSDSU CAMPUSBAKHTIYARPURRAJENDRA NAGARKADAMKUANPATLIPUTRAMITHAPURGULZARBAGHBORING ROADPATNA CITYKANKARBAGHDANAPURHAJIGANJJUDGES COURT RDBIHTABSEB PATNAPATNA SECTTPATNA MAINMOKAMABARH

ICICI BANK LIMITED

About

ICICI Bank is an Indian multinational bank and financial services company. Headquartered in Mumbai, India, the bank currently has a network of ,87 branches and , 7 ATMs across India. The bank became the first Indian bank to list on the New York Stock Exchange in 000. It is India’s largest private sector bank with total consolidated assets of Rs. ,.8 billion (US$ 7. billion) as on March 08.

Banking

Internet Banking
Mobile Banking
Pockets

Product

Account Savings Accounts -in- Account Salary Account PayLater by ICICI Bank Pension Accounts EEFC Account Outward Remittance Child Education Plan New Pension SchemeAgri & Rural Farmer Finance Instant Gold Loan Agri Traders & Processors Agri Corporates Tractor Loan Micro BankingForex

Loans

Home LoanCar LoanPersonal LoanEducation LoanGold LoanLoans Against SecuritiesCommercial Business LoanPradhan Mantri Mudra YojanaStand-Up India SchemeTwo Wheeler LoansBusiness Loan

Card

Credit Card Coral Rubyx Sapphiro Emeralde Diamant MakeMyTrip Jet Airways HPCL Ferrari Manchester United Platinum Amazon Pay Unifare MetroDebit Card ICICI Bank Coral+ International Debit Card ICICI Bank Sapphiro International Debit Card ICICI Bank Rubyx International Debit Card ICICI Bank Coral Paywave International Debit Card Manchester United debit card Manchester United Coral debit card Manchester United Sapphiro Debit cardPrepaid Cards Reimbursement Card Memento Gift Card PayDirect Card Pockets, the Digital bank Multi Wallet Card Gift Card Meal CardTravel Card

Insurance

ICICI LombardICICI Pru Heart/Cancer ProtectICICI Pru iProtect SmartCar InsurancePradhan Mantri Jeevan Jyoti Bima Yojana

Popular product

Account Savings Accounts -in- Account Salary Account PayLater by ICICI Bank Pension Accounts EEFC Account Outward Remittance Child Education Plan New Pension SchemeAgri & Rural Farmer Finance Instant Gold Loan Agri Traders & Processors Agri Corporates Tractor Loan Micro BankingForex

Branch

PATNAPATNAáKIDWAIPURIHAJIGANJDUJRASABALPURPATEL NAGARPHULWARISHARIFBIHTAMITHAPURBYPASS ROAD PATNAKADAMKUAN PATNAMAHENDRUSAGUNA MORESANDALPUR PATNAFATUHADIGHA PATNAGAI GHAT PATNADANAPURPATNA ASHOK RAJPATHPATNA CITYBHOOTNATH ROADPATNABARHASHIANA NAGARANISHABAD PATNA, BIHARPATNA - RAJA BAZARPATNA - BSFC FRASER ROADS K PURI PATNAPATNA - KANKERBAGHá

KOTAK MAHINDRA BANK LIMITED

About

Kotak Mahindra Bank Limited is a private sector Indian Bank headquartered in Mumbai, Maharashtra. The bank was founded in 98 and in February 00, Kotak Mahindra Finance Ltd. received the license from the Reserve Bank of India to carry on banking business. It had a network of ,88 full-fledged branches and ,99 ATMs in the country as of March 08.

Banking

Internet Banking
Mobile Banking
SMS Banking

Product

DepositFixed DepositRecurring DepositTax Saving Fixed DepositSenior Citizen Fixed DepositSweep-In Facility

Loans

Home LoanCar LoanPersonal LoanEducation LoanGold LoanLoan Against SecuritiesLoan Against Property

Card

Credit CardsDebit CardsForex / Prepaid Cards

Insurance

Life InsuranceHealth InsuranceMotor InsurancePradhan Mantri Jeevan Jyoti Bima YojanaPradhan Mantri Suraksha Bima YojanaAtal Pension Yojana

Popular product

DepositFixed DepositRecurring DepositTax Saving Fixed DepositSenior Citizen Fixed DepositSweep-In Facility

Branch

SAGUNA MORE BRANCHPATALIPUTRA HOUSING COLONY BRANCHKANKARBAGH BRANCHPATNA BRANCHPHULWARI SHARIF BRANCHPATNAPATNA BRANCHPATNA

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