Personal Loan in Prayagraj

We aim to create a robust alternative credit ecosystem in the country. For this, we are digitizing the finance functions. Anywhere and everywhere – you can apply for a Personal Loan with just a few clicks..

Now, you can compare Personal loan interest rate to make a wise choice for the best Personal Loan in prayagraj also. We bring forth a myriad of options from best banks and NBFCs for your convenience. It’s simple! Choose your desired product and win amazing assured cash backs up to Rs 5000 on loan disbursal.

Eligibility Criteria for Personal Loan in prayagraj –

No worries for strict eligibility conditions. We tie-up with all the best lenders in the prayagraj and help you with flexible eligibility criteria. Salaried and Self-employed applicants – hope you meet the following eligibility parameters.

Salaried applicants should be between 21 to 60 years of age
Self-employed applicants should be between 25 to 65 years
Employed for a minimum period of 3 months in the current job and have previous working experience also
Having net monthly salary/income of Rs. 20,000
Business stability of at least 1 year is required

Documents Required for Personal Loan in prayagraj

We leverage existing and emerging technologies to offer you the complete digitalized process. Upload the required documents; it will take a few minutes.

Salaried Class –

Identity Proof - Aadhaar Card /Voters ID/Passport/Driving License /PAN Card
Residential Proof - Leave and License Agreement/Utility Bill (maximum three months old)/Passport
Income Proof – Salary slips for the last three months along with the bank statement showcasing the credited salary
Employment Certificate – for the past 1 years
Photographs - Two passport size

For Self-employed

KYC documents – Identity & address proof and date of birth
Residence Proof - Leave and license agreement, utility bill (should not be more than three months old), and a copy of your passport if, you own one.
Income Proof – ITR for the last 1 years
Official Address Proof – Address proof along with your email ID and phone number
Business Continuity Proof – Testimonials to show your business is running from the last 1 year

Benefits & features of taking Personal Loan in prayagraj

Taking a personal loan is an indispensable decision in one’s life. At prayagraj, we have a plethora of options with added benefits. Everything is online – you don’t need to visit the bank.

Get ready to leverage the following benefits –

Instant Approval – Yes. SBI, ICICI, HDFC and other players are offering instant paperless approval. Apply at Afinoz, and we will help you avail the Personal Loan at best rate.
High Eligibility – Within a just few minutes, we will assess your personal loan eligibility and suggest you the best available options in prayagraj. Our process is driven by automated technologies, and we help you get low EMI Personal Loan
Balance Transfer – We will make you pay your EMI easily by reducing your debt amount. Transfer your Personal Loan balance to save on money. Some lenders charge fee for a balance transfer.

Personal Loan EMI calculator

Afinoz personal loan EMI calculator help you know the exact amount you need to pay every month towards the repayment of your personal loan. This allows you not to strain yourself financially and to avoid financial distress. Moreover, by feeding the inputs properly, you can even decide on an EMI amount that you can repay comfortably over your loan tenure.

ABOUT PRAYAGRAJ

Prayagraj, formerly known as Allahabad, is a city in Uttar Pradesh state, northern India. It is a holy city situated at the place of confluence of the Ganga and Jumna rivers.

. Prayagraj’s religious importance to Hinduism persists. Every 12th year a much larger festival, Kumbh Mela, takes place in the Prayagraj and is attended by millions of devotees.

Prayagraj was established in 1583 as Allahabad by the Mughal emperor Akbar. The city witnessed a great massacre of Indians by the British during the Indian Mutiny (1857–58) against British Raj. The city was a centre of the Indian freedom movement against British rule. It is the home of the Nehru family.

Prayagraj has been primarily known as an administrative and educational centre since a long time. It is a centre for agricultural produce and has a modest industrial base. The city is an important tourist destination, attracting visitors to the many historic and religious sites located within the city and in its surroundings. Prayagraj has a major road, rail hub, and is served by Allahabad Airport. The city has a stable and diverse economy with the presence of state and central government offices, educational institutions, banking, tourism, and agricultural base industries. Allahabad attracts students from across the country. A number of colleges and other education centres are affiliated by the University of Allahabad. The city has several museums, Anglican and Roman Catholic cathedrals, and the Jāmiʿ Masjid.

Allahabad, now Prayagraj, lies entirely on the western Indus-Gangtic Plain. Rice, barley, wheat, and gram (chickpeas) are among the main crops grown in the city.

TOP LOAN PROVIDERS IN PRAYAGRAJ

ABOUT SYNDICATE BANK, PRAYAGRAJ, Uttar Pradesh

Syndicate Bank is one of the oldest and major commercial banks in India and was founded in 9. At the time of its establishment, the bank was known as Canara Industrial and Banking Syndicate Limited. The name of the bank was changed to Syndicate Bank in 9. It is headquartered in Manipal, Karnataka and was one of the major commercial banks to be nationalized on 9 July 99, by Government of India. Syndicate Bank operated a network of 0 branches, including ,9 rural, ,7 semi-urban, 8 urban, and 8 metro branches in India; and branch in London, as well as ,8 ATMs as of March 08. Syndicate Bank offers banking products and services to corporate, SMEs and retail customer in India. Its deposit products include savings accounts, current accounts, and term deposits. It also provides retail, agricultural and other priority sector loans. In addition, the bank provides corporate finance such as working capital finance; export credit, term loan finance; loan against receivables; and project finance that includes infrastructure projects. Further, it provides Aadhaar seeding, NEFT/RTGS, online tax payment, online shopping and utility bill payment, and e-filing of income tax returns. Other services include CMS, bancassurance, mutual fund services, and demat services. Syndicate Bank also provides international banking products such as non-resident (external) rupee, non-resident ordinary rupee, resident foreign currency, and foreign currency non-resident accounts, as well as manages exchange companies.

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