Personal Loan in surat

Check Personal Loan Interest Rates of all major banks of surat Instantly

Bank NameFloating Interest RateProcessing Fee
RBL Bank 13.99% to 20.00%Upto 2%
IIFL 13%2% + GST
HDFC 11.25 % - 18 %upto 2.5 %
Mahindra Finance 11%2% to 3%
VINTAGE 16 % to 20 %Nominal
TATA CAPITAL 11.75%2.5% + GST
Bank of baroda 11.35% - 16.35%2%
Kotak Mahindra Bank 10.99% to 24%2.5 % + GST
BAJAJ 11.99% to 15.50%2%
AXIS 10.99% to 20 %1.50% to 2.00% + GST
Central Bank of India 10.75% to 12.50%Rs.500
ICICI 11.25%2.25 % + GST
IndusInd bank 11.25%2.5% + GST
Bank Of India 12.15% to 14.15%2.00 %
SBI 12.50% to 16.60%1%
Aditya birla 14%-26% per anuum2% of the loan amount
Aditya Birla Finance 14.00% - 16.25%Up to 2% of the loan amount
FULLERTON 12.99 - 36%3%
PNB 12% to 16%1.80%

About surat

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Surat, a city in Gujarat, is famously known for the centre of Diamond cutting and polishing. It is also called the Diamond city of India. The centre of the city situated on the Tapti River and served as the large seaport in past. According to recent research, Surat is set to be the fastest-growing cities in the world from 2019-2035 duration. The Dutch Garden, Dumas Beach, Hajira Village, and Sardar Patel Museum are the few important attractions of the city.

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About Personal Loan in surat

We aim to create a robust alternative credit ecosystem in the country. For this, we are digitizing the finance functions. Anywhere and everywhere – you can apply for a Personal Loan with just a few clicks..

Now, you can compare Personal loan interest rate to make a wise choice for the best Personal Loan in surat also. We bring forth a myriad of options from best banks and NBFCs for your convenience. It’s simple! Choose your desired product and win amazing assured cash backs up to Rs 5000 on loan disbursal.

Eligibility Criteria for Personal Loan in surat –

No worries for strict eligibility conditions. We tie-up with all the best lenders in the surat and help you with flexible eligibility criteria. Salaried and Self-employed applicants – hope you meet the following eligibility parameters.

  • Salaried applicants should be between 21 to 60 years of age
  • Self-employed applicants should be between 25 to 65 years
  • Employed for a minimum period of 3 months in the current job and have previous working experience also
  • Having net monthly salary/income of Rs. 20,000
  • Business stability of at least 1 year is required

Documents Required for Personal Loan in surat

We leverage existing and emerging technologies to offer you the complete digitalized process. Upload the required documents; it will take a few minutes.

Salaried Class

  • Identity Proof - Aadhaar Card /Voters ID/Passport/Driving License /PAN Card
  • Residential Proof - Leave and License Agreement/Utility Bill (maximum three months old)/Passport
  • Income Proof – Salary slips for the last three months along with the bank statement showcasing the credited salary
  • Employment Certificate – for the past 1 years
  • Photographs - Two passport size

For Self-employed

  • KYC documents – Identity & address proof and date of birth
  • Residence Proof - Leave and license agreement, utility bill (should not be more than three months old), and a copy of your passport if, you own one.
  • Income Proof – ITR for the last 1 years
  • Official Address Proof – Address proof along with your email ID and phone number
  • Business Continuity Proof – Testimonials to show your business is running from the last 1 year

Benefits & features of taking Personal Loan in surat

Taking a personal loan is an indispensable decision in one’s life. At surat, we have a plethora of options with added benefits. Everything is online – you don’t need to visit the bank.

Get ready to leverage the following benefits –

  1. Instant Approval – Yes. SBI, ICICI, HDFC and other players are offering instant paperless approval. Apply at Afinoz, and we will help you avail the Personal Loan at best rate.
  2. High Eligibility – Within a just few minutes, we will assess your personal loan eligibility and suggest you the best available options in surat. Our process is driven by automated technologies, and we help you get low EMI Personal Loan
  3. Balance Transfer – We will make you pay your EMI easily by reducing your debt amount. Transfer your Personal Loan balance to save on money. Some lenders charge fee for a balance transfer.

Personal Loan EMI calculator

Afinoz personal loan EMI calculator help you know the exact amount you need to pay every month towards the repayment of your personal loan. This allows you not to strain yourself financially and to avoid financial distress. Moreover, by feeding the inputs properly, you can even decide on an EMI amount that you can repay comfortably over your loan tenure.

RBL Bank Limited

About

RBL Bank (Ratnakar Bank Limited) is one of the fastest growing private sector banks in India, headquartered in Mumbai, Maharashtra. Established in August 9, currently the bank operates through a network of branches, 99 banking outlets and 9 ATMs spread across 0 Indian states and union territories. In August 99, the bank obtained Scheduled Commercial Bank status. It is listed on both BSE (Bombay Stock Exchange) and NSE (National Stock Exchange).

Banking

SMS BankingOnline BankingMobile/Phone Banking

Product

Corporate & Institutional BankingCommercial BankingBranch & Business BankingAgri Business BankingDevelopment Banking and Financial InclusionTreasury and Financial Markets Operationssavings accountscurrent accountsfixed deposits

Loans

home loanspersonal loansbusiness loanseducation loansauto loansloans against propertyoverdrafts against propertyloans against depositsgold metal loansworking capital finance

Card

Mastercard Credit Card

Insurance

Life InsuranceGeneral InsuranceHealth Insurance

Popular product

Corporate & Institutional BankingCommercial BankingBranch & Business BankingAgri Business BankingDevelopment Banking and Financial InclusionTreasury and Financial Markets Operationssavings accountscurrent accountsfixed deposits

Branch

BARDOLI
SURAT

KOTAK MAHINDRA BANK LIMITED

About

Kotak Mahindra Bank Limited is a private sector Indian Bank headquartered in Mumbai, Maharashtra. The bank was founded in 98 and in February 00, Kotak Mahindra Finance Ltd. received the license from the Reserve Bank of India to carry on banking business. It had a network of ,88 full-fledged branches and ,99 ATMs in the country as of March 08.

Banking

Internet BankingMobile BankingSMS Banking

Product

DepositFixed DepositRecurring DepositTax Saving Fixed DepositSenior Citizen Fixed DepositSweep-In Facility

Loans

Home LoanCar LoanPersonal LoanEducation LoanGold LoanLoan Against SecuritiesLoan Against Property

Card

Credit CardsDebit CardsForex / Prepaid Cards

Insurance

Life InsuranceHealth InsuranceMotor InsurancePradhan Mantri Jeevan Jyoti Bima YojanaPradhan Mantri Suraksha Bima YojanaAtal Pension Yojana

Popular product

DepositFixed DepositRecurring DepositTax Saving Fixed DepositSenior Citizen Fixed DepositSweep-In Facility

Branch

SARTHANA BRANCH
KADODARA BRANCH
SURAT CITY LIGHT BRANCH
VARACHHA ROAD BRANCH
LP SAVANI ROAD BRANCH
SURAT UDHNA ROAD
SURAT ICC TOWER RING ROAD
SURAT
KAMREJ CHAR RASTA BRANCH
SURAT MEZZANINE LALGATE BRANCH
KATARGAM BRANCH
SURAT ADAJAN BRANCH
SURAT RING ROAD BRANCH
KUMBHARIA ROAD BRANCH
SACHIN BRANCH
PUNA, SURAT
VYARA
PALSANA
SURAT - PIPLOD
SURAT - RING ROAD
HAZIRA
SURAT
BARDOLI

YES BANK

About

Yes Bank Limited is India’s fourth largest private sector bank headquartered in Mumbai, Maharashtra, India. Established in 00, the bank primarily operates as a corporate bank, with retail banking and asset management as subsidiary functions. As of March, 08, the bank had a network of ,00 branches; national operating centers; and ,7 ATMs and bunch note acceptors.

Banking

Working capital financeTerm loansCorporate financeLiquidity managementSalary accountFixed deposit accountSavings accountOrdinary account

Product

The bank also offers retail banking solutions such as personal, secured business, home, construction equipment, car, super bike, commercial vehicle, gold loans, and loans against securities; business banking services to micro, small, and medium enterprises; and health care and printing equipment finance.

Loans

Personal loanSecured business loanHome loanConstruction equipment loanCar loanSuper bike loanCommercial vehicle loanGold loansLoans against securitiesMSME LoanHealth care equipment financePrinting equipment finance

Branch

THE TEXCO BANK KAMELA DARWAJA
THE TEXCO BANK SALABATPURA
THE TEXCO BANK CITY LIGHT
THE TEXCO BANK RING ROAD
SARVODAYA SAH BANK AMROLI
SARVODAYA SAH BANK NEW RANDER ROAD
SARVODAYA SAH BANK BAMROLI
SARVODAYA SAH BANK TEXTILE MARKET
SARVODAYA SAH BANK PUNA KUMBHARIA
SARVODAYA SAH BANK ATHWALINES
SARVODAYA SAH BANK VED ROAD
SARVODAYA SAH BANK RING ROAD
SARVODAYA SAH BANK HEAD OFFICE
SURAT MERC COOP BANK BAMROLI
SURAT MERC COOP BANK PANDESHRA
SURAT MERC COOP BANK RAMPURA
SURAT MERC COOP BANK BHATAR ROAD
SURAT MERC COOP BANK ANAND MAHAL RD
SURAT MERC COOP BANK KAPODARA
SURAT MERC COOP BANK AMROLI
SURAT MERC COOP BANK BHATHENA
SURAT MERC COOP BANK KADODARA
SURAT MERC COOP BANK LALDARWAJA
SURAT MERC COOP BANK KHATODARA
SURAT MERC COOP BANK KATARGAM
SURAT MERC COOP BANK BHAGAL
PANCHSHEEL MERC COOP BANK VARACHHA
PANCHSHEEL COOP BANK KATARGAM
PANCHSHEEL COOP BANK UDHNA MAGDALLA
PANCHSHEEL COOP BANK KAILASH NGR
PANCHSHEEL COOP BANK RANITALAO
PANCHSHEEL COOP BANK BELGIUM TOWER
FINANCIAL COOP BANK NEW BOMBAY MKT
FINANCIAL COOP BANK KOHINOOR MKT
FINANCIAL COOP BANK SALABATPURA
FINANCIAL COOP BANK HO
ASSOCIATE COOP BANK LTD BAMROLIROAD
ASSOCIATE COOP BANK PUNA KUMBHARIA
ASSOCIATE COOP BANK SALABATPURA
ASSOCIATE COOP BANK SAGRAMPURA
ASSOCIATE COOP BANK UMARWADA
ASSOCIATE COOP BANK RING ROAD
THE ADINATH COOP BANK LTD BEGUMPURA
THE ADINATH COOP BANK LTD HO
UDHNA DARWAZA
SAHARA DARWAZA SURAT
ADAJAN
NAVSARI, SURAT
VESU ROAD, SURAT
BALDA SURAT
VARACHHA ROAD,SURAT
KATARGAM, SURAT
BARDOLI, GUJARAT
SACHIN, GUJARAT
SURAT, GUJARAT