Check Personal Loan Interest Rates of all major banks of varanasi Instantly
| Bank Name | Floating Interest Rate | Processing Fee |
|---|
| ICICI | 11.25% | 2.25 % + GST |
| PNB | 12% to 16% | 1.80% |
| Aditya Birla Finance | 14.00% - 16.25% | Up to 2% of the loan amount |
| AXIS | 10.99% to 20 % | 1.50% to 2.00% + GST |
| TATA CAPITAL | 11.75% | 2.5% + GST |
| IndusInd bank | 11.25% | 2.5% + GST |
| Kotak Mahindra Bank | 10.99% to 24% | 2.5 % + GST |
| HDFC | 11.25 % - 18 % | upto 2.5 % |
| Central Bank of India | 10.75% to 12.50% | Rs.500 |
| Bank of baroda | 11.35% - 16.35% | 2% |
| Bank Of India | 12.15% to 14.15% | 2.00 % |
| Mahindra Finance | 11% | 2% to 3% |
| SBI | 12.50% to 16.60% | 1% |
| FULLERTON | 12.99 - 36% | 3% |
| IIFL | 13% | 2% + GST |
| RBL Bank | 13.99% to 20.00% | Upto 2% |
| Aditya birla | 14%-26% per anuum | 2% of the loan amount |
| BAJAJ | 11.99% to 15.50% | 2% |
| VINTAGE | 16 % to 20 % | Nominal |
About varanasi
"
Varanasi is the city situated on the banks of Ganga in Uttar Pradesh, India. Being the major religious hub in India, Varanasi is considered as the holiest of the 7 sacred places in Hinduism and Jainism. This city is also the important place for Buddhist as it played important role in wide-spreading of Buddhism. Varanasi is worldwide famous for its Hindu devotion, pilgrimage, mysticism and poetry. People from all around the globe come here to find the peace and spirituality. Varanasi is a magical city where people find peace in noisy streets.
"About Personal Loan in varanasi
We aim to create a robust alternative credit ecosystem in the country. For this, we are digitizing the finance functions. Anywhere and everywhere – you can apply for a Personal Loan with just a few clicks..
Now, you can compare Personal loan interest rate to make a wise choice for the best Personal Loan in varanasi also. We bring forth a myriad of options from best banks and NBFCs for your convenience. It’s simple! Choose your desired product and win amazing assured cash backs up to Rs 5000 on loan disbursal.
Eligibility Criteria for Personal Loan in varanasi –
No worries for strict eligibility conditions. We tie-up with all the best lenders in the varanasi and help you with flexible eligibility criteria. Salaried and Self-employed applicants – hope you meet the following eligibility parameters.
- Salaried applicants should be between 21 to 60 years of age
- Self-employed applicants should be between 25 to 65 years
- Employed for a minimum period of 3 months in the current job and have previous working experience also
- Having net monthly salary/income of Rs. 20,000
- Business stability of at least 1 year is required
Documents Required for Personal Loan in varanasi
We leverage existing and emerging technologies to offer you the complete digitalized process. Upload the required documents; it will take a few minutes.
Salaried Class –
- Identity Proof - Aadhaar Card /Voters ID/Passport/Driving License /PAN Card
- Residential Proof - Leave and License Agreement/Utility Bill (maximum three months old)/Passport
- Income Proof – Salary slips for the last three months along with the bank statement showcasing the credited salary
- Employment Certificate – for the past 1 years
- Photographs - Two passport size
For Self-employed
- KYC documents – Identity & address proof and date of birth
- Residence Proof - Leave and license agreement, utility bill (should not be more than three months old), and a copy of your passport if, you own one.
- Income Proof – ITR for the last 1 years
- Official Address Proof – Address proof along with your email ID and phone number
- Business Continuity Proof – Testimonials to show your business is running from the last 1 year
Benefits & features of taking Personal Loan in varanasi
Taking a personal loan is an indispensable decision in one’s life. At varanasi, we have a plethora of options with added benefits. Everything is online – you don’t need to visit the bank.
Get ready to leverage the following benefits –
- Instant Approval – Yes. SBI, ICICI, HDFC and other players are offering instant paperless approval. Apply at Afinoz, and we will help you avail the Personal Loan at best rate.
- High Eligibility – Within a just few minutes, we will assess your personal loan eligibility and suggest you the best available options in varanasi. Our process is driven by automated technologies, and we help you get low EMI Personal Loan
- Balance Transfer – We will make you pay your EMI easily by reducing your debt amount. Transfer your Personal Loan balance to save on money. Some lenders charge fee for a balance transfer.
Personal Loan EMI calculator
Afinoz personal loan EMI calculator help you know the exact amount you need to pay every month towards the repayment of your personal loan. This allows you not to strain yourself financially and to avoid financial distress. Moreover, by feeding the inputs properly, you can even decide on an EMI amount that you can repay comfortably over your loan tenure.
STATE BANK OF INDIA
About
State Bank of India (SBI) is India’s multinational public sector banking and financial services company. SBI was established in 80 and is headquartered in Mumbai, Maharashtra. The bank is the largest bank in India with a % market share in assets. State Bank of India operates a network of , branches and 9, ATMs in India and internationally. SBI operates through Treasury, Corporate/Wholesale Banking, Retail Banking, Insurance Business, and Other Banking Business channels. It extends a comprehensive range of banking products and services to individuals, commercial enterprises, corporates, and government bodies, and institutional customers in India and internationally. Its personal banking services include current accounts, savings accounts, term and recurring deposits; personal, home, auto, and education as well as loans against property and securities; and wealth management, demat, ATM, foreign inward remittance, safe deposit locker, public provident fund, money transfer, and pension policy, as well as cards and inflation indexed national savings securities cumulative bonds. It also provides corporate banking services including corporate accounts, working capital and project finance, deferred payment guarantees, corporate term loans, structured finance, dealer financing, channel financing, equipment leasing, loan syndication, financing Indian firms overseas subsidiaries or JVs, and construction equipment loans. In addition, the bank offers NRI services, such as accounts and deposits, remittances, investments, and loans; agricultural banking and micro credit to agriculturists and farmers; loans, supply chain finance, and deposits and transaction banking services for SME customers; and international banking services.
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ProductBanking, Loans, Deposit
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Branch
VARANASI
BABATPUR
VARANASI
BHADOHI
SBIINTOUCH, VARANASI
DURGA KUND
BHITARI
MARIHAN
RBO6 VARANASI
PAIGAMBERPUR, VARANASI
GILAT BAZAR, VARANASI
HATHI BAZAR, VARANASI
KATHIRAON, VARANASI
KARAUNDI BRANCH, VARANASI
SUJABAD PADAO, VARANASI
LAHARTARA
SPL. H.N.I.BRANCH, VARANASI
DHARMAPUR
CHAUBEYPUR
SPECIALISED N.R.I.BRANCH,VARANASI
SMECCC VARANASI
REGIONAL BUSINESS OFFICE V
ORDERLY BAZAR
LOHTA
JALHUPUR
HARISH CHANDRA POST GRADUATE COLLEGE
INDIAN INSTITUTE OF VEGETABLE RESEARCH
RBO III, VARANASI
REGIONAL BUSINESS OFFICE II, VARANASI
REGIONAL BUSINESS OFFICE I VARANASI
GOVT. MEDICAL COLLEGE, AZAMGARH
KACHNAR (RAJA KA TALAB)
HARHUA
PANDEYPUR
BRIJ ENCLAVE
RATHYATRA
CHITAIPUR
CHOLAPUR
LANKA
INSTITUTE OF TECHNOLOGY (BHU)
DILDAR NAGAR
REOTIPUR
RAJGARH
CHRIST NAGAR
KAPSETHI
CCPC,VARANASI
CASH ADMINISTRATION CELL, VARANASI
I.M.S BHU
S.A.R.C.VARANASI
SCB VARANASI
KASHI VISHWANATH TEMPLE
GTC VARANASI
ASSI VARANASI
NADESAR
SHIVAJI NAGAR
MAQBOOL ALAM ROAD
SERVICE BRANCH, VARANASI
RAMNAGAR VB
SSI VARANASI
JAGATPUR
MIRZAMURAD
KAITHI
ZO VARANASI
SHOPPING CENTRE
KAMACHHA
ADB SARNATH
GOLGADDA
HOTEL DE PARIS
BARAGAON
SINDHORA BAZAR
NAUGARH
RAM NAGAR
SIGRA
SHIVPUR
RAJA KA DARWAJA
PINDRA, VARANASI
LAHURABIR
IND. ESTATE VARANASI
BRIDGEMANGANJ
BARAGAON
AIR CARGO COMPLEX
DLW VARANASI
BHELUPURA
BISHESHWARGANJ
BANSPHATAK
VARANASI CITY
BHU,VARANASI
VARANASI
ICICI BANK LIMITED
About
ICICI Bank is an Indian multinational bank and financial services company. Headquartered in Mumbai, India, the bank currently has a network of ,87 branches and , 7 ATMs across India. The bank became the first Indian bank to list on the New York Stock Exchange in 000. It is India’s largest private sector bank with total consolidated assets of Rs. ,.8 billion (US$ 7. billion) as on March 08.
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LoansHome LoanCar LoanPersonal LoanEducation LoanGold LoanLoans Against SecuritiesCommercial Business LoanPradhan Mantri Mudra YojanaStand-Up India SchemeTwo Wheeler LoansBusiness Loan
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Branch
DISTRICT COOPERATIVE BANK LTD,VARANASI
BANARAS MERCANTILE CO-OPERATIVE BANK LTD
VARANASIá
LAHARTARA VARANASI
VARANASI SIKRAUL
DLW VARANASI
PAHARIA VARANASI
CHOWK, VARANASI,
LANKA ROAD
NADESAR-VARANASI, UTTAR PRADESH
VARANASI VISHWESHWAR GANJ, UTTAR PRADESH
VARANASI - SIGRAá
SYNDICATE BANK
About
Syndicate Bank is one of the oldest and major commercial banks in India and was founded in 9. At the time of its establishment, the bank was known as Canara Industrial and Banking Syndicate Limited. The name of the bank was changed to Syndicate Bank in 9. It is headquartered in Manipal, Karnataka and was one of the major commercial banks to be nationalized on 9 July 99, by Government of India. Syndicate Bank operated a network of 0 branches, including ,9 rural, ,7 semi-urban, 8 urban, and 8 metro branches in India; and branch in London, as well as ,8 ATMs as of March 08. Syndicate Bank offers banking products and services to corporate, SMEs and retail customer in India. Its deposit products include savings accounts, current accounts, and term deposits. It also provides retail, agricultural and other priority sector loans. In addition, the bank provides corporate finance such as working capital finance; export credit, term loan finance; loan against receivables; and project finance that includes infrastructure projects. Further, it provides Aadhaar seeding, NEFT/RTGS, online tax payment, online shopping and utility bill payment, and e-filing of income tax returns. Other services include CMS, bancassurance, mutual fund services, and demat services. Syndicate Bank also provides international banking products such as non-resident (external) rupee, non-resident ordinary rupee, resident foreign currency, and foreign currency non-resident accounts, as well as manages exchange companies.
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ProductLoan, Banking, Credit Card
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Branch
JAYAPUR
SONARPURA VARANASI
VISHESHWARGANJ VARANASI
ORDERLY BAZAR VARANASI
SHIVPUR
LANKA
MAHMOORGANJ
MID CORPORATE BRANCH
REGIONAL OFFICE VARANASI
VARANASI LAHARTARA
DURGAKUND VARANASI
JANSA
VARANASI SAKPG COLLEGE
VARANASI CHOWK
VARANASI MAIN
VARANASI CHHOTA LALPUR