Personal Loan in Varanasi

About Personal Loan in Varanasi

Bank NameFloating Interest RateProcessing Fee
SBI12.50% to 16.60%1%
VINTAGE16 % to 20 %Nominal
ICICI11.25%2.25 % + GST
Aditya Birla Finance14.00% - 16.25%Up to 2% of the loan amount
PNB12% to 16%1.80%
TATA CAPITAL11.75%2.5% + GST
IndusInd bank11.25%2.5% + GST
Kotak Mahindra Bank10.99% to 24%2.5 % + GST
Bank Of India12.15% to 14.15%2.00 %
AXIS10.99% to 20 %1.50% to 2.00% + GST
Aditya birla14%-26% per anuum2% of the loan amount
Mahindra Finance11%2% to 3%
FULLERTON12.99 - 36%3%
BAJAJ11.99% to 15.50%2%
IIFL13%2% + GST
Bank of baroda11.35% - 16.35%2%
Central Bank of India10.75% to 12.50%Rs.500
HDFC11.25 % - 18 %upto 2.5 %
RBL Bank13.99% to 20.00%Upto 2%

About Varanasi

Varanasi is the city situated on the banks of Ganga in Uttar Pradesh, India. Being the major religious hub in India, Varanasi is considered as the holiest of the 7 sacred places in Hinduism and Jainism. This city is also the important place for Buddhist as it played important role in wide-spreading of Buddhism. Varanasi is worldwide famous for its Hindu devotion, pilgrimage, mysticism and poetry. People from all around the globe come here to find the peace and spirituality. Varanasi is a magical city where people find peace in noisy streets.

About personal Loan in Varanasi

We aim to create a robust alternative credit ecosystem in the country. For this, we are digitizing the finance functions. Anywhere and everywhere – you can apply for a Personal Loan with just a few clicks..

Now, you can compare Personal loan interest rate to make a wise choice for the best Personal Loan in Varanasi also. We bring forth a myriad of options from best banks and NBFCs for your convenience. It’s simple! Choose your desired product and win amazing assured cash backs up to Rs 5000 on loan disbursal.

Eligibility Criteria for Personal Loan in Varanasi –

No worries for strict eligibility conditions. We tie-up with all the best lenders in the Varanasi and help you with flexible eligibility criteria. Salaried and Self-employed applicants – hope you meet the following eligibility parameters.

  • Salaried applicants should be between 21 to 60 years of age
  • Self-employed applicants should be between 25 to 65 years
  • Employed for a minimum period of 3 months in the current job and have previous working experience also
  • Having net monthly salary/income of Rs. 20,000
  • Business stability of at least 1 year is required

Documents Required for Personal Loan in Varanasi

We leverage existing and emerging technologies to offer you the complete digitalized process. Upload the required documents; it will take a few minutes.

Salaried Class

  • Identity Proof - Aadhaar Card /Voters ID/Passport/Driving License /PAN Card
  • Residential Proof - Leave and License Agreement/Utility Bill (maximum three months old)/Passport
  • Income Proof – Salary slips for the last three months along with the bank statement showcasing the credited salary
  • Employment Certificate – for the past 1 years
  • Photographs - Two passport size

For Self-employed

  • KYC documents – Identity & address proof and date of birth
  • Residence Proof - Leave and license agreement, utility bill (should not be more than three months old), and a copy of your passport if, you own one.
  • Income Proof – ITR for the last 1 years
  • Official Address Proof – Address proof along with your email ID and phone number
  • Business Continuity Proof – Testimonials to show your business is running from the last 1 year

Benefits & features of taking Personal Loan in Varanasi

Taking a personal loan is an indispensable decision in one’s life. At Varanasi, we have a plethora of options with added benefits. Everything is online – you don’t need to visit the bank.

Get ready to leverage the following benefits –

  1. Instant Approval – Yes. SBI, ICICI, HDFC and other players are offering instant paperless approval. Apply at Afinoz, and we will help you avail the Personal Loan at best rate.
  2. High Eligibility – Within a just few minutes, we will assess your personal loan eligibility and suggest you the best available options in Varanasi. Our process is driven by automated technologies, and we help you get low EMI Personal Loan
  3. Balance Transfer – We will make you pay your EMI easily by reducing your debt amount. Transfer your Personal Loan balance to save on money. Some lenders charge fee for a balance transfer.

Personal Loan EMI calculator

Afinoz personal loan EMI calculator help you know the exact amount you need to pay every month towards the repayment of your personal loan. This allows you not to strain yourself financially and to avoid financial distress. Moreover, by feeding the inputs properly, you can even decide on an EMI amount that you can repay comfortably over your loan tenure.

RBL Bank Limited

About

RBL Bank (Ratnakar Bank Limited) is one of the fastest growing private sector banks in India, headquartered in Mumbai, Maharashtra. Established in August 9, currently the bank operates through a network of branches, 99 banking outlets and 9 ATMs spread across 0 Indian states and union territories. In August 99, the bank obtained Scheduled Commercial Bank status. It is listed on both BSE (Bombay Stock Exchange) and NSE (National Stock Exchange).

Banking

SMS Banking
Online Banking
Mobile/Phone Banking

Product

Corporate & Institutional BankingCommercial BankingBranch & Business BankingAgri Business BankingDevelopment Banking and Financial InclusionTreasury and Financial Markets Operationssavings accountscurrent accountsfixed deposits

Loans

home loanspersonal loansbusiness loanseducation loansauto loansloans against propertyoverdrafts against propertyloans against depositsgold metal loansworking capital finance

Card

Mastercard Credit Card

Insurance

Life InsuranceGeneral InsuranceHealth Insurance

Popular product

Corporate & Institutional BankingCommercial BankingBranch & Business BankingAgri Business BankingDevelopment Banking and Financial InclusionTreasury and Financial Markets Operationssavings accountscurrent accountsfixed deposits

INDUSIND BANK

About

Indusind Bank Limited is a new generation private bank. Established in 99, the bank is headquartered in Mumbai, India. It stands tall today as one of the reputed banks in the country. Indusind Bank operates more than 000 branches and over ,800 ATMs spread across the country. It also has representative offices in London, Dubai and Abu Dhabi.

Banking

reasury
Corporate/Wholesale Banking,
recurring deposits,
corporate salary,
Rupee multiplier products.
Retail Banking
,young saver deposits,
urrent, savings, defense,and RFC accounts
fixed deposits
mutual funds
My Account Number
Quick Redeem Services and 0 Days banking.
Choice Money ATMs
Direct Connect
Cash-on-Mobile
Check-on-Cheque

Product

The bank provides various banking solutions to individuals, NRIs, business owners, corporate, government and financial Institutions. It operates through Treasury, Corporate/Wholesale Banking, Retail Banking, and other Banking Operations segments. The bank offers current, savings, defense, corporate salary, and RFC accounts; and fixed deposits, recurring deposits, young saver deposits, as well as Rupee multiplier products.

Card

credit cards

Branch

GAUDAWLIA VARANASIKAKKARMATTAVARANASI

PUNJAB NATIONAL BANK

About

Punjab National Bank (PNB) is an Indian multinational banking and financial services company. Established in 89, it is state-owned bank. Headquartered in New Delhi, India, the bank operates through a network of zonal offices, 7 circle offices, 98 branches, and 98 ATMs. PNB also operates a banking subsidiary in the UK, as well as branches in Hong Kong, Kowloon, Dubai and Kabul and representative offices in in Almaty (Kazakhstan), Dubai (UAE), Shanghai (China), Oslo(Norway), and Sydney (Australia). PNB and other major commercial banks were nationalized on 9 July 99.

Banking

Net Banking
Mobile Banking
SMS Banking

Product

saving deposit accountscurrent accountsfixed depositcapital gain account schemescorporate banking productsworking capital financing

Loans

Housing loancar and two wheeler loanpersonal loanprofessional loaneducation loanmortgage loansMSME Loanterm loansloan against future lease rentals

Card

Rupay Credit CardRupay Debit CardVisa Credit CardVisa Debit CardMastercard Debit CardMastercard Credit CardPrepaid Cards

Insurance

Life InsuranceFire InsuranceTheft InsuranceHealth InsuranceTravel InsuranceHousehold goods & Accidental insurance

Popular product

saving deposit accountscurrent accountsfixed depositcapital gain account schemescorporate banking productsworking capital financing

Branch

RAPC VARANASIRAVINDRA PURI VARANASIPHOOLPURRAMNAGARC/CHEST VARANASI, BISHESWARGNJJAMALPUR, VARANASISUSUWAHI VARANASILALPUR VARANASIVARANASI RETAIL FIN HUBLANKASHIVPUR, VARANASIMICR VARANASIRCC, VARNASIMALDEHIYA VARANASICIRCLE OFFICE, VARANASIVARANASI,BISHESHWAR GANJVARANASI ORDERLY BAZARMAHMOORGANJ,BULLANALA,VARANASIVARANASI NICHI BAGH, DISTT. VA

STATE BANK OF INDIA

About

State Bank of India (SBI) is India’s multinational public sector banking and financial services company. SBI was established in 80 and is headquartered in Mumbai, Maharashtra. The bank is the largest bank in India with a % market share in assets. State Bank of India operates a network of , branches and 9, ATMs in India and internationally. SBI operates through Treasury, Corporate/Wholesale Banking, Retail Banking, Insurance Business, and Other Banking Business channels. It extends a comprehensive range of banking products and services to individuals, commercial enterprises, corporates, and government bodies, and institutional customers in India and internationally. Its personal banking services include current accounts, savings accounts, term and recurring deposits; personal, home, auto, and education as well as loans against property and securities; and wealth management, demat, ATM, foreign inward remittance, safe deposit locker, public provident fund, money transfer, and pension policy, as well as cards and inflation indexed national savings securities cumulative bonds. It also provides corporate banking services including corporate accounts, working capital and project finance, deferred payment guarantees, corporate term loans, structured finance, dealer financing, channel financing, equipment leasing, loan syndication, financing Indian firms overseas subsidiaries or JVs, and construction equipment loans. In addition, the bank offers NRI services, such as accounts and deposits, remittances, investments, and loans; agricultural banking and micro credit to agriculturists and farmers; loans, supply chain finance, and deposits and transaction banking services for SME customers; and international banking services.

Banking

MoBile Banking,
Internet Banking,
Wholesale Banking,
Retail Banking

Product

Banking, Loans, Deposit

Card

SBI Card ELITE,SBI Credit Cards,Air India SBI Platinum Card,Air India SBI Signature Card,SBI STYLEUP Contactless Credit Card,IRCTC SBI Platinum Card,Doctor's SBI Card, SBI Card ELITE Advantage

Insurance

. Individual Insurance:sbi life- eshield, sbi life - poorna suraksha, sbi life - sampoorn cancer suraksha, sbi life- elncome shield, sbi life- smart shield,sbi life - saral Shield, SBI Life - Saral Swadhan +, SBI Life- Smart Swadhan Plus, SBI Life - Grameen Bina. . Corporate Insurance Plan: SBI Life - Kalyan ULIP Plus, SBI Life- CapAssure Gold, SBI Life - Gaurav Jeevan, SBI Life- Pradhan Mantri Jeevan Jyoti Bima yojana, SBI Life- Sampoorn Suraksha

Branch

VARANASIBABATPURVARANASIBHADOHISBIINTOUCH, VARANASIDURGA KUNDBHITARIMARIHANRBO6 VARANASIPAIGAMBERPUR, VARANASIGILAT BAZAR, VARANASIHATHI BAZAR, VARANASIKATHIRAON, VARANASIKARAUNDI BRANCH, VARANASISUJABAD PADAO, VARANASILAHARTARASPL. H.N.I.BRANCH, VARANASIDHARMAPURCHAUBEYPURSPECIALISED N.R.I.BRANCH,VARANASISMECCC VARANASIREGIONAL BUSINESS OFFICE VORDERLY BAZARLOHTAJALHUPURHARISH CHANDRA POST GRADUATE COLLEGEINDIAN INSTITUTE OF VEGETABLE RESEARCHRBO III, VARANASIREGIONAL BUSINESS OFFICE II, VARANASIREGIONAL BUSINESS OFFICE I VARANASIGOVT. MEDICAL COLLEGE, AZAMGARHKACHNAR (RAJA KA TALAB)HARHUAPANDEYPURBRIJ ENCLAVERATHYATRACHITAIPURCHOLAPURLANKAINSTITUTE OF TECHNOLOGY (BHU)DILDAR NAGARREOTIPURRAJGARHCHRIST NAGARKAPSETHICCPC,VARANASICASH ADMINISTRATION CELL, VARANASII.M.S BHUS.A.R.C.VARANASISCB VARANASIKASHI VISHWANATH TEMPLEGTC VARANASIASSI VARANASINADESARSHIVAJI NAGARMAQBOOL ALAM ROADSERVICE BRANCH, VARANASIRAMNAGAR VBSSI VARANASIJAGATPURMIRZAMURADKAITHIZO VARANASISHOPPING CENTREKAMACHHAADB SARNATHGOLGADDAHOTEL DE PARISBARAGAONSINDHORA BAZARNAUGARHRAM NAGARSIGRASHIVPURRAJA KA DARWAJAPINDRA, VARANASILAHURABIRIND. ESTATE VARANASIBRIDGEMANGANJBARAGAONAIR CARGO COMPLEXDLW VARANASIBHELUPURABISHESHWARGANJBANSPHATAKVARANASI CITYBHU,VARANASIVARANASI

KOTAK MAHINDRA BANK LIMITED

About

Kotak Mahindra Bank Limited is a private sector Indian Bank headquartered in Mumbai, Maharashtra. The bank was founded in 98 and in February 00, Kotak Mahindra Finance Ltd. received the license from the Reserve Bank of India to carry on banking business. It had a network of ,88 full-fledged branches and ,99 ATMs in the country as of March 08.

Banking

Internet Banking
Mobile Banking
SMS Banking

Product

DepositFixed DepositRecurring DepositTax Saving Fixed DepositSenior Citizen Fixed DepositSweep-In Facility

Loans

Home LoanCar LoanPersonal LoanEducation LoanGold LoanLoan Against SecuritiesLoan Against Property

Card

Credit CardsDebit CardsForex / Prepaid Cards

Insurance

Life InsuranceHealth InsuranceMotor InsurancePradhan Mantri Jeevan Jyoti Bima YojanaPradhan Mantri Suraksha Bima YojanaAtal Pension Yojana

Popular product

DepositFixed DepositRecurring DepositTax Saving Fixed DepositSenior Citizen Fixed DepositSweep-In Facility

Branch

HARTIARTH VARANASI BRANCHRAMKATORA BRANCHVARANASIVARANASI SHAPURI HEIGHTS BRANCHVARANASI

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