Personal Loan in varanasi

Check Personal Loan Interest Rates of all major banks of varanasi Instantly

Bank NameFloating Interest RateProcessing Fee
ICICI 11.25%2.25 % + GST
PNB 12% to 16%1.80%
Aditya Birla Finance 14.00% - 16.25%Up to 2% of the loan amount
AXIS 10.99% to 20 %1.50% to 2.00% + GST
TATA CAPITAL 11.75%2.5% + GST
IndusInd bank 11.25%2.5% + GST
Kotak Mahindra Bank 10.99% to 24%2.5 % + GST
HDFC 11.25 % - 18 %upto 2.5 %
Central Bank of India 10.75% to 12.50%Rs.500
Bank of baroda 11.35% - 16.35%2%
Bank Of India 12.15% to 14.15%2.00 %
Mahindra Finance 11%2% to 3%
SBI 12.50% to 16.60%1%
FULLERTON 12.99 - 36%3%
IIFL 13%2% + GST
RBL Bank 13.99% to 20.00%Upto 2%
Aditya birla 14%-26% per anuum2% of the loan amount
BAJAJ 11.99% to 15.50%2%
VINTAGE 16 % to 20 %Nominal

About varanasi

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Varanasi is the city situated on the banks of Ganga in Uttar Pradesh, India. Being the major religious hub in India, Varanasi is considered as the holiest of the 7 sacred places in Hinduism and Jainism. This city is also the important place for Buddhist as it played important role in wide-spreading of Buddhism. Varanasi is worldwide famous for its Hindu devotion, pilgrimage, mysticism and poetry. People from all around the globe come here to find the peace and spirituality. Varanasi is a magical city where people find peace in noisy streets.

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About Personal Loan in varanasi

We aim to create a robust alternative credit ecosystem in the country. For this, we are digitizing the finance functions. Anywhere and everywhere – you can apply for a Personal Loan with just a few clicks..

Now, you can compare Personal loan interest rate to make a wise choice for the best Personal Loan in varanasi also. We bring forth a myriad of options from best banks and NBFCs for your convenience. It’s simple! Choose your desired product and win amazing assured cash backs up to Rs 5000 on loan disbursal.

Eligibility Criteria for Personal Loan in varanasi –

No worries for strict eligibility conditions. We tie-up with all the best lenders in the varanasi and help you with flexible eligibility criteria. Salaried and Self-employed applicants – hope you meet the following eligibility parameters.

  • Salaried applicants should be between 21 to 60 years of age
  • Self-employed applicants should be between 25 to 65 years
  • Employed for a minimum period of 3 months in the current job and have previous working experience also
  • Having net monthly salary/income of Rs. 20,000
  • Business stability of at least 1 year is required

Documents Required for Personal Loan in varanasi

We leverage existing and emerging technologies to offer you the complete digitalized process. Upload the required documents; it will take a few minutes.

Salaried Class

  • Identity Proof - Aadhaar Card /Voters ID/Passport/Driving License /PAN Card
  • Residential Proof - Leave and License Agreement/Utility Bill (maximum three months old)/Passport
  • Income Proof – Salary slips for the last three months along with the bank statement showcasing the credited salary
  • Employment Certificate – for the past 1 years
  • Photographs - Two passport size

For Self-employed

  • KYC documents – Identity & address proof and date of birth
  • Residence Proof - Leave and license agreement, utility bill (should not be more than three months old), and a copy of your passport if, you own one.
  • Income Proof – ITR for the last 1 years
  • Official Address Proof – Address proof along with your email ID and phone number
  • Business Continuity Proof – Testimonials to show your business is running from the last 1 year

Benefits & features of taking Personal Loan in varanasi

Taking a personal loan is an indispensable decision in one’s life. At varanasi, we have a plethora of options with added benefits. Everything is online – you don’t need to visit the bank.

Get ready to leverage the following benefits –

  1. Instant Approval – Yes. SBI, ICICI, HDFC and other players are offering instant paperless approval. Apply at Afinoz, and we will help you avail the Personal Loan at best rate.
  2. High Eligibility – Within a just few minutes, we will assess your personal loan eligibility and suggest you the best available options in varanasi. Our process is driven by automated technologies, and we help you get low EMI Personal Loan
  3. Balance Transfer – We will make you pay your EMI easily by reducing your debt amount. Transfer your Personal Loan balance to save on money. Some lenders charge fee for a balance transfer.

Personal Loan EMI calculator

Afinoz personal loan EMI calculator help you know the exact amount you need to pay every month towards the repayment of your personal loan. This allows you not to strain yourself financially and to avoid financial distress. Moreover, by feeding the inputs properly, you can even decide on an EMI amount that you can repay comfortably over your loan tenure.

STATE BANK OF INDIA

About

State Bank of India (SBI) is India’s multinational public sector banking and financial services company. SBI was established in 80 and is headquartered in Mumbai, Maharashtra. The bank is the largest bank in India with a % market share in assets. State Bank of India operates a network of , branches and 9, ATMs in India and internationally. SBI operates through Treasury, Corporate/Wholesale Banking, Retail Banking, Insurance Business, and Other Banking Business channels. It extends a comprehensive range of banking products and services to individuals, commercial enterprises, corporates, and government bodies, and institutional customers in India and internationally. Its personal banking services include current accounts, savings accounts, term and recurring deposits; personal, home, auto, and education as well as loans against property and securities; and wealth management, demat, ATM, foreign inward remittance, safe deposit locker, public provident fund, money transfer, and pension policy, as well as cards and inflation indexed national savings securities cumulative bonds. It also provides corporate banking services including corporate accounts, working capital and project finance, deferred payment guarantees, corporate term loans, structured finance, dealer financing, channel financing, equipment leasing, loan syndication, financing Indian firms overseas subsidiaries or JVs, and construction equipment loans. In addition, the bank offers NRI services, such as accounts and deposits, remittances, investments, and loans; agricultural banking and micro credit to agriculturists and farmers; loans, supply chain finance, and deposits and transaction banking services for SME customers; and international banking services.

Banking

MoBile Banking, Internet Banking, Wholesale Banking, Retail Banking

Product

Banking, Loans, Deposit

Loans

personal Loans, car Loan, Loan Against Property, Education Loan, Housing Loans, Gold Loans,Corporate Term Loans

Card

SBI Card ELITE,SBI Credit Cards,Air India SBI Platinum Card,Air India SBI Signature Card,SBI STYLEUP Contactless Credit Card,IRCTC SBI Platinum Card,Doctor's SBI Card, SBI Card ELITE Advantage

Insurance

. Individual Insurance:sbi life- eshield, sbi life - poorna suraksha, sbi life - sampoorn cancer suraksha, sbi life- elncome shield, sbi life- smart shield,sbi life - saral Shield, SBI Life - Saral Swadhan +, SBI Life- Smart Swadhan Plus, SBI Life - Grameen Bina. . Corporate Insurance Plan: SBI Life - Kalyan ULIP Plus, SBI Life- CapAssure Gold, SBI Life - Gaurav Jeevan, SBI Life- Pradhan Mantri Jeevan Jyoti Bima yojana, SBI Life- Sampoorn Suraksha

Branch

VARANASI
BABATPUR
VARANASI
BHADOHI
SBIINTOUCH, VARANASI
DURGA KUND
BHITARI
MARIHAN
RBO6 VARANASI
PAIGAMBERPUR, VARANASI
GILAT BAZAR, VARANASI
HATHI BAZAR, VARANASI
KATHIRAON, VARANASI
KARAUNDI BRANCH, VARANASI
SUJABAD PADAO, VARANASI
LAHARTARA
SPL. H.N.I.BRANCH, VARANASI
DHARMAPUR
CHAUBEYPUR
SPECIALISED N.R.I.BRANCH,VARANASI
SMECCC VARANASI
REGIONAL BUSINESS OFFICE V
ORDERLY BAZAR
LOHTA
JALHUPUR
HARISH CHANDRA POST GRADUATE COLLEGE
INDIAN INSTITUTE OF VEGETABLE RESEARCH
RBO III, VARANASI
REGIONAL BUSINESS OFFICE II, VARANASI
REGIONAL BUSINESS OFFICE I VARANASI
GOVT. MEDICAL COLLEGE, AZAMGARH
KACHNAR (RAJA KA TALAB)
HARHUA
PANDEYPUR
BRIJ ENCLAVE
RATHYATRA
CHITAIPUR
CHOLAPUR
LANKA
INSTITUTE OF TECHNOLOGY (BHU)
DILDAR NAGAR
REOTIPUR
RAJGARH
CHRIST NAGAR
KAPSETHI
CCPC,VARANASI
CASH ADMINISTRATION CELL, VARANASI
I.M.S BHU
S.A.R.C.VARANASI
SCB VARANASI
KASHI VISHWANATH TEMPLE
GTC VARANASI
ASSI VARANASI
NADESAR
SHIVAJI NAGAR
MAQBOOL ALAM ROAD
SERVICE BRANCH, VARANASI
RAMNAGAR VB
SSI VARANASI
JAGATPUR
MIRZAMURAD
KAITHI
ZO VARANASI
SHOPPING CENTRE
KAMACHHA
ADB SARNATH
GOLGADDA
HOTEL DE PARIS
BARAGAON
SINDHORA BAZAR
NAUGARH
RAM NAGAR
SIGRA
SHIVPUR
RAJA KA DARWAJA
PINDRA, VARANASI
LAHURABIR
IND. ESTATE VARANASI
BRIDGEMANGANJ
BARAGAON
AIR CARGO COMPLEX
DLW VARANASI
BHELUPURA
BISHESHWARGANJ
BANSPHATAK
VARANASI CITY
BHU,VARANASI
VARANASI

ICICI BANK LIMITED

About

ICICI Bank is an Indian multinational bank and financial services company. Headquartered in Mumbai, India, the bank currently has a network of ,87 branches and , 7 ATMs across India. The bank became the first Indian bank to list on the New York Stock Exchange in 000. It is India’s largest private sector bank with total consolidated assets of Rs. ,.8 billion (US$ 7. billion) as on March 08.

Banking

Internet BankingMobile BankingPockets

Product

Account Savings Accounts -in- Account Salary Account PayLater by ICICI Bank Pension Accounts EEFC Account Outward Remittance Child Education Plan New Pension SchemeAgri & Rural Farmer Finance Instant Gold Loan Agri Traders & Processors Agri Corporates Tractor Loan Micro BankingForex

Loans

Home LoanCar LoanPersonal LoanEducation LoanGold LoanLoans Against SecuritiesCommercial Business LoanPradhan Mantri Mudra YojanaStand-Up India SchemeTwo Wheeler LoansBusiness Loan

Card

Credit Card Coral Rubyx Sapphiro Emeralde Diamant MakeMyTrip Jet Airways HPCL Ferrari Manchester United Platinum Amazon Pay Unifare MetroDebit Card ICICI Bank Coral+ International Debit Card ICICI Bank Sapphiro International Debit Card ICICI Bank Rubyx International Debit Card ICICI Bank Coral Paywave International Debit Card Manchester United debit card Manchester United Coral debit card Manchester United Sapphiro Debit cardPrepaid Cards Reimbursement Card Memento Gift Card PayDirect Card Pockets, the Digital bank Multi Wallet Card Gift Card Meal CardTravel Card

Insurance

ICICI LombardICICI Pru Heart/Cancer ProtectICICI Pru iProtect SmartCar InsurancePradhan Mantri Jeevan Jyoti Bima Yojana

Popular product

Account Savings Accounts -in- Account Salary Account PayLater by ICICI Bank Pension Accounts EEFC Account Outward Remittance Child Education Plan New Pension SchemeAgri & Rural Farmer Finance Instant Gold Loan Agri Traders & Processors Agri Corporates Tractor Loan Micro BankingForex

Branch

DISTRICT COOPERATIVE BANK LTD,VARANASI
BANARAS MERCANTILE CO-OPERATIVE BANK LTD
VARANASIá
LAHARTARA VARANASI
VARANASI SIKRAUL
DLW VARANASI
PAHARIA VARANASI
CHOWK, VARANASI,
LANKA ROAD
NADESAR-VARANASI, UTTAR PRADESH
VARANASI VISHWESHWAR GANJ, UTTAR PRADESH
VARANASI - SIGRAá

SYNDICATE BANK

About

Syndicate Bank is one of the oldest and major commercial banks in India and was founded in 9. At the time of its establishment, the bank was known as Canara Industrial and Banking Syndicate Limited. The name of the bank was changed to Syndicate Bank in 9. It is headquartered in Manipal, Karnataka and was one of the major commercial banks to be nationalized on 9 July 99, by Government of India. Syndicate Bank operated a network of 0 branches, including ,9 rural, ,7 semi-urban, 8 urban, and 8 metro branches in India; and branch in London, as well as ,8 ATMs as of March 08. Syndicate Bank offers banking products and services to corporate, SMEs and retail customer in India. Its deposit products include savings accounts, current accounts, and term deposits. It also provides retail, agricultural and other priority sector loans. In addition, the bank provides corporate finance such as working capital finance; export credit, term loan finance; loan against receivables; and project finance that includes infrastructure projects. Further, it provides Aadhaar seeding, NEFT/RTGS, online tax payment, online shopping and utility bill payment, and e-filing of income tax returns. Other services include CMS, bancassurance, mutual fund services, and demat services. Syndicate Bank also provides international banking products such as non-resident (external) rupee, non-resident ordinary rupee, resident foreign currency, and foreign currency non-resident accounts, as well as manages exchange companies.

Banking

SMS BankingNet BankingMissed Call Banking

Product

Loan, Banking, Credit Card

Loans

Retail Loan, Agriculture Loan, Priority Sector Loan, SME Loan

Card

Syndicate Bank Global Visa Credit Card

Insurance

NA

Popular product

Loan, Banking, Credit Card

Branch

JAYAPUR
SONARPURA VARANASI
VISHESHWARGANJ VARANASI
ORDERLY BAZAR VARANASI
SHIVPUR
LANKA
MAHMOORGANJ
MID CORPORATE BRANCH
REGIONAL OFFICE VARANASI
VARANASI LAHARTARA
DURGAKUND VARANASI
JANSA
VARANASI SAKPG COLLEGE
VARANASI CHOWK
VARANASI MAIN
VARANASI CHHOTA LALPUR