Description

A personal loan is an unsecured multipurpose loan that can be availed by one who fits into the criteria. There are various other benefits if personal loan especially for those who work with reputed organizations like Accenture. Accenture is among India’s leading multinational corporations, offering services in strategy, consulting, digital, technology, and operations. Various banks have come up with many diverse personal loan schemes for the employees of Accenture. As, most banks and NBFCs are likely to approve the personal loan application, who work for a reputed organization. Below are some of such banks listed that are providing personal loans to the Accenture employees.

HDFC Personal Loan offer for Accenture Employees

HDFC is one of the first banks to have come up with a special personal loan scheme just for the Accenture employees. The bank has designed a personal loan scheme with a special rate of interest and additional benefits for the employees of Accenture. The personal loan offered by the bank primarily focused on to provide the finance for diverse personal financial needs of the borrower. The loan comes at an attractive interest rate and flexible tenure. Let us look into other features and benefits of HDFC bank personal loan for Accenture employees:

  • Rate of interest starting from 10.75%
  • Low processing fee of Rs. 999
  • Simple documentation process
  • Quick disbursal of the loan amount
  • Online loan processing

SBI Bank Personal Loan for Accenture Employees

SBI Bank is offering personal loans for the Accenture employees at a competitive interest rate and other additional benefits if one has an existing relationship with the SBI bank. The personal loan too comes with many benefits and special rates for the loan seekers. Let have a look into the feature and benefits of SBI Bank personal loan scheme for the Accenture employees:

  • Pocket-friendly rate of interest
  • The flexible repayment tenure up to 5 years
  • Personal loan at a minimum salary of Rs.15,000 
  • Collateral-free or unsecured personal loan is offered
  • Generally, the offered maximum loan amount is 24 times the net monthly income*. 

Axis Personal Loan for Accenture Employees

Axis Bank offers personal loans to the Accenture employees at a competitive rate of interest. The personal loan from Axis bank can be used to meet any personal expenses like a big fat wedding, exotic vacation, abroad studies, or medical emergency. Below are the few important details of the Axis Bank personal loan for the Accenture employees:

  • Rate of interest ranging from 12% to 24%
  • Simple documentation process
  • Flexible loan repayment tenure ranging from 12 months to 60 months
  • Quick disbursal of the loan amount
  • Online loan application processing

These are some of the popular personal loan schemes for Accenture employees in India.

Personal Loan Interest Rate

Various other loan schemes offer attractive interest rates and benefits on personal loans to the Accenture employees. Some of the personal loan interest rates are mentioned below however it may vary based on the applicant’s profile.

Bank

Personal Loan Interest Rates

SBI Personal Loan

12.50%

HDFC Bank Personal Loan

12.95%

ICICI Bank Personal Loan

11.25%

Citibank

10.50%

IDFC First Bank

11.50%

Axis Bank

12%

IndusInd Bank

11.00%

Kotak Bank

10.99%

RBL Bank

13.99%

PNB

12.00%

Andhra Bank

11.55%

Documents Required for Personal Loan

Following are the basic documents required to be submitted for the personal loan. The list of required documents may differ based on various factors like the type of loan scheme a borrower is seeking, etc. 

1.  Passport-sized photograph

2. PAN Card for Company/Firm/Individual.

3. A copy of any of the documents as identity proof:

  • Aadhaar Card.
  • Passport.
  • Voter's ID Card.
  • PAN Card.
  • Driving License.

4. Latest Form 16 and salary slip for salaried individuals.

5. A copy of any address proof documents:

  • Aadhaar Card.
  • Passport.
  • Voter's ID Card.
  • Driving License.
  • Bank statement of the previous 6 months.
  • Last 2 years ITR along.
  • Audit Report.

How to apply for a Personal Loan?

You can easily apply for a personal loan with Afinoz. It is a financial platform who has tie-ups with various lenders who provide personal loans purely based on the customer persona and KYC documents. So, if you are facing any difficulty in availing personal loans due to being cash salaried then go with Afinoz App. Here are a few simple steps for applying for an easy loan:

  • Step 1: Download the Afinoz App from the Google Play Store.
  • Step 2: Sign up in the account.
  • Step 3: Click on the personal loan apply button.
  • Step 4: Choose the type of employment.
  • Step 5: Enter the company name you are working for.
  • Step 6: Provide the details like working tenure, salary, existing monthly installments (if any), the required loan amount and the mail id. 

After entering all these details, a message will be displayed on the screen regarding your eligibility. And if you’ll be eligible for the loan then the Afinoz team will contact you.

So, what you are waiting for? Acquire the benefits of personal loan schemes.