Personal Loan for Capgemini Employees 2022

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Personal Loan for Capgemini Employees 2022 Highlights

Personal Loan for Capgemini Employees 2021: ✔ High loan amount ✔ Attractive interest rates ✔ Flexible repayment tenor ✔ Nominal documentation ✔ Simple application process ✔ Quick approval and disbursal


Capgemini is a France based Multinational Corporation. It is one of the leading companies operating in the areas of consulting, technology and outsourcing activities. The Capgemini was founded in the late 1960s by Serge Kampf. Capgemini has spread its wings of operations across the globe which include, the Northern, central and southern parts of Europe, North and South America and regions across the Asia Pacific.  The company has a large number of workforces. The reason being why there are various banks and NBFCs has come up with the special personal loan scheme for the Capgemini employees.

Major Personal loan offers for Capgemini Employees from various Banks

ICICI Bank Personal Loan for Capgemini Employees

ICICI Bank offers personal loans to Capgemini employees at a special rate provided that they have an existing relationship with the ICICI bank. The bank offers amazing benefits and privileges such as a zero-balance feature, a welcome kit, an international debit card, and many more. The personal loan too comes with various benefits for Capgemini employees. Let have a look into the feature and benefits of ICICI Bank personal loan scheme for Capgemini employees:

  • A fixed-rate of interest starts @ 11.25%
  • Flexible Repayment Tenure from 12 months to 60 months
  • Personal loan at a minimum salary of Rs.17,500 
  • Collateral-free or unsecured personal loan is offered.

Digi Bank Personal Loan for Capgemini Employees

Digi Bank offers personal loans for Capgemini employees at a special rate and offers. The personal loan offered by the bank is aimed to provide finance for various personal financial needs of the borrower. The loan comes at a competitive rate of interest and flexible tenure. Let us look into other features and benefits of Digi Bank personal loan for Capgemini employees:

  • Digi Bank loan processing is quick and can be done in a few minutes.
  • The online loan process is available with the paperless application process.
  • Competitive rate of interest on a personal loan.
  • Flexible loan repayment tenure ranges from 12 months to 60 months.
  • The rate of interest remains unchanged throughout the repayment tenure.
  • Instant disbursal of the loan amount for the pre-approved loans.

IndusInd Bank Personal loan for Capgemini Employees

IndusInd offers various financial products but the personal loan is one of the most popular ones. People avail IndusInd Bank personal loan services to fulfill their needs. The IndusInd bank provides special offers to Capgemini employees.

  • A personal loan with simple documentation, quick processing and the fast disbursal of loan.
  • Flexible loan repayment tenure ranging from 1 year to 5 years.
  • Pocket-friendly rate of interest on personal loans to the Capgemini employees.
  • Convenient repayment options like IndusInd Bank a/c debit or ECS from some other bank.
  • Capgemini employees even get rid of the high interest existing debt by availing IndusInd Balance Transfer Option.
  • The convenience of doorstep service for the Capgemini employees. 
  • No requirement of the security or collateral to avail of personal loans.

Personal Loan Interest Rate

Name of the Bank

Interest Rate

Kotak Bank

Starts at 10.99%


11.25% to 22.00% 


Starts at 12.50%

State Bank of India

Starts at 12.50% 

IndusInd Bank

10.50% to 23.00% p.a.


Starts at 12.95% 

Bajaj Finserv

12.99% onwards

Axis Bank

12% to 24%

Documents Required for Personal Loan

The following are the basic documents required to be submitted for the personal loan. The list of required documents may differ based on various factors like the type of loan scheme a borrower is seeking, etc. 

  • Passport-sized photograph
  • PAN Card – for Company/Firm/Individual.
  • A copy of any of the documents as identity proof:
  • Aadhaar Card.
  • Passport.
  • Voter's ID Card.
  • PAN Card.
  • Driving License.
  • Latest Form 16 and salary slip for salaried individuals.
  • A copy of any address proof documents:
  • Aadhaar Card.
  • Passport.
  • Voter's ID Card.
  • Driving License.
  • Bank statement of the previous 6 months.
  • Last 2 years ITR along.
  • Audit Report.

How to apply for a Personal Loan?

You can easily apply for a personal loan with Afinoz. It is a financial platform who has tie-ups with various lenders that provide personal loans purely based on the customer persona and KYC documents. So, if you are facing any difficulty in availing personal loans due to being cash salaried then go with Afinoz App. Here are a few simple steps for applying for an easy loan:

  • Step 1: Download the Afinoz App from the Google Play Store.
  • Step 2: Sign up in the account.
  • Step 3: Click on the personal loan apply button.
  • Step 4: Choose the type of employment.
  • Step 5: Enter the company name you are working for.
  • Step 6: Provide the details like working tenure, salary, existing monthly installments (if any), the required loan amount and the mail id. 

After entering all these details, a message will be displayed on the screen regarding your eligibility. And if you’ll fit into the eligibility criteria of the personal loan then the Afinoz team will contact you.

So, if you are a Capgemini employee and looking for a personal loan but worried about the entire process, connect with Afinoz for easy and quick loan processing.