CashBean is an instant personal loan lending platform for salaried professionals. Driven by P C Financial Services Private Limited, an RBI registered NBFC, CashBean offers a personal loan through smartphone within 10 minutes with minimal documentation. Personal loan amount from Rs. 1,000 to Rs. 60,000 can be availed with 33% annualized interest rate. 

CashBean interest rates

CashBean offers attractive interest rates for personal loans. Moreover, there is no hidden fee and charge. Here is a list of fees and charges applicable on a personal loan from CashBean.

Rate of interest 

Up to 33% p.a.

Processing fee

Up to Rs.3000 

Loan foreclosure/ pre-payment charges


Bounce charges


Late payment penalty


Stamp duty charges for loan documentation

As per the law

Duplicate NOC


Repayment mandate/instrument swapping charges


Loan cancellation charges


Loan re-application charges


Statement of account charges


Duplicate repayment schedule charges


Bounce charges


Membership fee

For primary membership

1-Month: Rs. 120

3-Month: Rs. 250

For senior membership

3-Month: Rs. 300

6-Month: Rs. 600

Read More: Instant Cash Loan in 1 hour in India

CashBean Eligibility Criteria

An applicant needs to fulfil the following criteria to get a personal loan through CashBean:

  • Should be an Indian resident
  • Should be aged between 21 years and 56 years
  • Should have a regular source of income
  • Should have a bank account

Features and benefits of CashBean personal loan

  • You don’t need to have a credit history to get a personal loan from CashBean. The loan amount is offered based on a customer’s risk profile. 
  • The entire loan process is paperless and digital through your mobile. 
  • You can apply and access loans at any time from anywhere.
  • Loan application is reviewed in just 30 minutes, and once approved, the loan amount is deposited to your bank account directly in 5 minutes.
  • Services are available across India. 
  • With a good credit score, the eligible loan amount gradually increases.
  • Repay the loan through a variety of convenient repayment methods.
Read More : Best Instant Personal Loan App 2020

How does CashBean work?

  • Download the CashBean app from the Google  Play store.
  • Register yourself via phone number on the app.
  • Select the product you are looking for.  
  • Fill in the loan application form with your basic information, enter the loan amount you want to borrow, and submit the application.
  • After that, you may receive a phone call for verification. The final application status will be displayed in the app and, if approved, you will be informed by SMS.
  • Sign the loan agreement online after the approval.  
  • After E-sign, the loan will be deposited to your bank account in a few minutes and you will be notified by SMS.  

process to get instant personal loan

Documents required for CashBean personal loan

Applicants looking for a personal loan need to submit these documents: 

  • Photo identity proof – PAN Card
  • Identity proof: Voter ID card/ Driving License/ Aadhaar Card
  • Your selfie
  • Latest salary slips
  • Permanent address proof: Any of - Driving License / Leave & License Agreement /Passport/ Voter’s Identity Card/ Utility Bill such as Electricity Bill/ Landline Phone Bill/ Gas Bill of current address (not more than 2 months old)
  • Latest bank statement showing salary credit

Different types of loans offered by CashBean

Salary advance: CashBean offers an instant personal loan with a limit of Rs. 1,500 to Rs. 50,000 to salaried professionals before they receive their salaries. 

Cash loan: CashBean offers cash loans at competitive interest rates with easier and quicker approvals. 

Instant loan: Working professionals can get an instant loan from CashBean to meet their urgent, unexpected cash expenses. You can get an instant loan ranging from Rs. 1,500 to Rs. 50,000 without any credit history. 

Private loan: Sometimes, you may have a shortage of funds to take a trip, celebrate special occasions, or gift your family and friends on a special occasion like birthday, marriage anniversary etc. CashBean offers a quick private loan to help you overcome these financial problems. 

Small loan: At some points, you may find it difficult to manage around budget and run out of cash before long before your salary is credited. In such cases, a small loan can help you manage your expenses and survive until you get your salary. 

CashBean customer care

CashBean values its customers and offers one of the best customer services. You can contact CashBean on different touchpoints mentioned below:

Email ID:

Customer service hotline: 18005728088, 0124-6036666

Address: Building RZ-2, Pole No-3, G/F, Near HDFC Bank, Kapashera, New Delhi-110037

CashBean online instant personal loan app review

With 10,000,000+ downloads and 4.3 rating on Google Play Store, CashBean online instant personal loan app reviews are positive in lending fraternity and it is one of the most preferred digital lending apps in the country. The app is being used to access instant credit by young professional to meet their urgent short-term expenses. The app uses state-of-the-art digital technologies to process loans in a quick time.    


Q1Can I apply for a loan from CashBean?
Any individuals who meet the following criteria can get a personal loan from CashBean. • Resident Indian • 21-56 years old • Should have a regular monthly income
Q2Which cities does CashBean operate in?
CashBean is available in all cities in India.
Q3Why should I e-sign the loan agreement?
The loan agreement is a legal document that states that you have been approved for a loan amount for an agreed time period and you are liable to pay back the entire amount along with the interest rate and other charges as applicable.
Q4How will I receive the loan?
When you apply for the loan, CashBean requires you to provide your account number and verifies it. After you sign the loan agreement, the loan amount is transferred to your bank account within minutes.
Q5How to repay the loan I have got?
Once you get the loan amount, you can repay the loan through various payment methods including debit cards, UPI, net banking and wallet. Also, you can use the Razorpay repayment portal of the app.