Description

Mindtree is a new-age IT services industry. The company is set up in Bangalore, the software capital of India. It provides services in the various areas of tech development, software services, consulting, outsourcing, etc. Mindtree employs over 16,000 people in various capacities and roles across the globe with a majority of them located in India. The company believes its employees as the source of business growth. People join Mindtree for the exposure it provides to the front end of the technologies and projects. Mindtree is one of the most admired IT companies in India with a record for fast growth. Various benefits can acquire by the Mindtree employees especially in the financial sector as it is among India’s reputed companies. Banks and NBFCs offer special offers and discounts on the products and services to the Mindtree employees.

Major Personal loan offers for Mintree Employees from various Banks

Digi Bank Personal Loan for Mindtree Employees

Digi Bank offers personal loans for Mindtree employees at a special rate and offers to the Mindtree employees. The personal loan offered by the bank is aimed to provide finance for various personal financial needs of the borrower. The loan comes at a competitive rate of interest and flexible tenure. Let us look into other features and benefits of Digi Bank personal loan for Mindtree employees:

  • Digi Bank loan processing is quick and can be done in a few minutes.
  • The online loan process is available with the paperless application process.
  • Competitive rate of interest on a personal loan.
  • Flexible loan repayment tenure ranges from 12 months to 60 months.
  • The rate of interest remains unchanged throughout the repayment tenure.
  • Instant disbursal of the loan amount for the pre-approved loans.

HSBC Personal Loan for Mindtree Employees

HSBC offers personal loans to Mindtree employees through the Corporate employee program. Through this program, Mindtree employees can avail of the attractive rates on personal loans and the other additional benefits. The loan offers finance for personal expenditures such as weddings, vacations and more. Below are the details of HSBC personal loan for the Mindtree employees:

  • Fast disbursal of loan. 
  • No security is required to avail a personal loan.
  • The rate of interest starts at 10.50%.
  • Quick loan processing.
  • Flexible repayment tenure of 5 years.
  • Online personal loan approvals.
  • Ease modes of loan repayment.

Bank of Baroda Personal Loan for Mindtree Employees

Bank of Baroda offers a wide range of personal loans to fits-in the diverse needs of its customers. It is among the most opt credit options by people whenever they need financial support. Bank of Baroda's loan is one of the prominent and most preferred lenders by the borrowers. It offers some special benefits to Mindtree employees like:

  • Fast disbursal of loan. 
  • Ease modes of loan repayment.
  • Competitive rate of interest. 
  • No security is required to avail a personal loan from Bank of Baroda.
  • Quick loan processing.
  • Flexible loan repayment tenure of 5 years.
  • Online personal loan approvals.

Personal Loan Interest Rate

Name of the Bank

Interest Rate

Kotak Bank

Starts at 10.99%

ICICI Bank

11.25% to 22.00% 

HSBC Bank

Starts at 12.50%

State Bank of India

Starts at 12.50% 

IndusInd Bank

10.50% to 23.00% p.a.

HDFC Bank

Starts at 12.95% 

Bajaj Finserv

12.99% onwards

Axis Bank

12% to 24%

Documents Required for Personal Loan

The following are the basic documents required to be submitted for the personal loan. The list of required documents may differ based on various factors like the type of loan scheme a borrower is seeking, etc. 

  • Passport-sized photograph
  • PAN Card – for Company/Firm/Individual.
  • A copy of any of the documents as identity proof:
  • Aadhaar Card.
  • Passport.
  • Voter's ID Card.
  • PAN Card.
  • Driving License.
  • Latest Form 16 and salary slip for salaried individuals.
  • A copy of any address proof documents:
  • Aadhaar Card.
  • Passport.
  • Voter's ID Card.
  • Driving License.
  • Bank statement of the previous 6 months.
  • Last 2 years ITR along.
  • Audit Report.

How to apply for a Personal Loan?

You can easily apply for a personal loan with Afinoz. It is a financial platform who has tie-ups with various lenders who provide personal loans purely based on the customer persona and KYC documents. So, if you are facing any difficulty in availing personal loans due to being cash salaried then go with Afinoz App. Here are a few simple steps for applying for an easy loan:

  • Step 1: Download the Afinoz App from the Google Play Store.
  • Step 2: Sign up in the account.
  • Step 3: Click on the personal loan apply button.
  • Step 4: Choose the type of employment.
  • Step 5: Enter the company name you are working for.
  • Step 6: Provide the details like working tenure, salary, existing monthly installments (if any), the required loan amount and the mail id. 

After entering all these details, a message will be displayed on the screen regarding your eligibility. And if you’ll be eligible for the loan then the Afinoz team will contact you.

So, if you are a Mindtree employee looking for a personal loan but worried about the entire process, connect with Afinoz for easy and quick loan processing.