Personal Loan for Mphasis Employees 2022

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Personal Loan for Mphasis Employees 2022 Highlights

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Mphasis is among the most renowned IT firms that have a wide presence across the globe. Mphasis has spread its wings in various areas. And working with a leading IT company like Mphasis comes along with a bunch of benefits for its employees. Various banks have come with attractive offers of personal loans for Mphasis employees. Some of them are mentioned below have a look.

Union Bank of India Personal Loan for Mphasis Employees

Union Bank of India is among the biggest names of banks in India. It gives personal loans to Mphasis employees who need funds to meet their urgent requirements. There are many benefits of taking a personal loan from Union Bank of India. The personal loan availed by Mphasis employees can be used for any personal expenses like travel, vacation, education, medical and other personal finance requirements. Union Bank of India offers customized its loan rate of interest rates and schemes for the Mphasis employee’s special category of borrowers. Loan available for both salaried and self-employed professionals.

  • The Maximum loan amount of Rs. 10 lakhs* can be availed by Union Bank of India. 
  • Flexible loan repayment tenure up to 60 months (5 years).
  • Minimal documentation required for Union Bank of India personal loan
  • Reasonable interest rates
  • Quick disbursal of loan
  • Union Bank of India offers special schemes and discounts for employees of large companies
  • Competitive rate of interest. 

Kotak Mahindra Bank Personal Laon for Mphasis Employees

With Kotak Mahindra's loan, you can have quick access to funds during financial emergencies. The personal loan offered by Kotak Mahindra Bank is intended just for that purpose. If you are having a sudden financial emergency, you may reach out to Kotak Mahindra and apply for a personal loan. Especially if you are Mphasis employees you can enjoy the special offers and benefits that Kotak Mahindra Bank offers to you.

  • Simple and easy online loan application process
  • Minimal documentation is required 
  • Fast loan processing
  • Hassle-free loan process and quick disbursement of the loan amount
  • Attractive rate of interest that starts at 10.99%.

HDFC Bank Personal Loan for Mphasis Employees

HDFC is one of the banks to have come up with a special personal loan scheme just for the Mphasis employees. The bank has designed a personal loan scheme with a special interest rate and additional benefits for the employees of Mphasis. The personal loan offered by the bank primarily focused on to provide the finance for diverse personal financial needs of the borrower. The loan comes at an attractive interest rate and flexible tenure. Let us look into other features and benefits that HDFC is offering to Mphasis employees:

  • Online loan processing
  • Low processing fee 
  • Free Demand Drafts worth of Rs. 25000 payables at HDFC Bank locations 
  • Simple documentation process
  • Free Personal Accident Death Cover of Rs. 20 lakhs* and Air Accident Death Cover of Rs. 1.25 crore
  • Quick disbursal of the loan amount
  • Exciting offers on flight tickets & hotels, electronic gadgets, and shopping, etc.
  • Rate of interest starting from 10.75%
  • Free transferring of online funds using NEFT/RTGS via NetBanking.


Personal Loan Interest Rate

Name of the Bank

Interest Rate

Kotak Bank

Starts at 10.99%


11.25% to 22.00% 


Starts at 12.50%

State Bank of India

Starts at 12.50% 

IndusInd Bank

10.50% to 23.00% p.a.


Starts at 12.95% 

Bajaj Finserv

12.99% onwards

Axis Bank

12% to 24%

Documents Required for Personal Loan

The following are the basic documents required to be submitted for the personal loan. The list of required documents may differ based on various factors like the type of loan scheme a borrower is seeking, etc. 

  • Passport-sized photograph
  • PAN Card – for Company/Firm/Individual.
  • A copy of any of the documents as identity proof:
  • Aadhaar Card.
  • Passport.
  • Voter's ID Card.
  • PAN Card.
  • Driving License.
  • Latest Form 16 and salary slip for salaried individuals.
  • A copy of any address proof documents:
  • Aadhaar Card.
  • Passport.
  • Voter's ID Card.
  • Driving License.
  • Bank statement of the previous 6 months.
  • Last 2 years ITR along.
  • Audit Report.

How to apply for a Personal Loan?

You can easily apply for a personal loan with Afinoz. It is a financial platform who has tie-ups with various lenders who provide personal loans purely based on the customer persona and KYC documents. So, if you are facing any difficulty in availing personal loans due to being cash salaried then go with Afinoz App. Here are a few simple steps for applying for an easy loan:

  • Step 1: Download the Afinoz App from the Google Play Store.
  • Step 2: Sign up in the account.
  • Step 3: Click on the personal loan apply button.
  • Step 4: Choose the type of employment.
  • Step 5: Enter the company name you are working for.
  • Step 6: Provide the details like working tenure, salary, existing monthly installments (if any), the required loan amount and the mail id. 

After entering all these details, a message will be displayed on the screen regarding your eligibility. And if you’ll be eligible for the loan then the Afinoz team will contact you.

What are you waiting for??? If you need financial support and working in a brand organization like Mphasis that make the best of it and avail a personal loan through Afinoz and enjoy the benefits.