Personal Loan in Ghaziabad
Check personal Loan Interest Rates of All Major Banks of Ghaziabad Instantly
Bank Name
Floating Interest rate
Processing Fee
Incred Finance
13-24%
2% to 5%
IIFL
13%
2% + GST
IndusInd bank
11.25%
2.5% + GST
HDFC
11.25 % - 18 %
upto 2.5 %
Federal Bank
11.49 % to 14.49 %
0.50%
TATA CAPITAL
11.75%
2.5% + GST
Bank of baroda
11.35% - 16.35%
2%
Kotak Mahindra Bank
10.99% to 24%
2.5 % + GST
Aditya birla
14%-26% per anuum
2% of the loan amount
FULLERTON
20% to 49%
6.50%
BAJAJ
11.99%
2%
HDB bank
17 % to 21%
1 % to 2 %
VINTAGE
16 % to 20 %
Nominal
ICICI
11.25%
2.25 % + GST
AXIS
10.99% to 20 %
 1.50% to 2.00% + GST
RBL BANK
13.99%
2.5% + GST
ABOUT PERSONAL LOAN IN GHAZIABAD

We aim to create a robust alternative credit ecosystem in the country. For this, we are digitizing the finance functions. Anywhere and everywhere – you can apply for a Personal Loan with just a few clicks.

Now, you can compare and make a wise choice for the best Personal Loan in Ghaziabad also. We bring forth a myriad of options from best banks and NBFCs for your convenience. It’s simple! Choose your desired product and win amazing assured cash backs up to Rs 5000 on loan disbursal.

Eligibility Criteria for Personal Loan in Ghaziabad

No worries for strict eligibility conditions. We tie-up with all the best lenders in the Ghaziabad and help you with flexible eligibility criteria. Salaried and Self-employed applicants – hope you meet the following eligibility parameters.

  • Salaried applicants should be between 21 to 60 years of age
  • Self-employed applicants should be between 25 to 65 years
  • Employed for a minimum period of 3 months in the current job and have previous working experience also
  • Having net monthly salary/income of Rs. 20,000
  • Business stability of at least 1 year is required

Documents Required for Personal Loan in Ghaziabad

We leverage existing and emerging technologies to offer you the complete digitalized process. Upload the required documents; it will take a few minutes.

Salaried Class

  • Identity Proof - Aadhaar Card /Voters ID/Passport/Driving License /PAN Card
  • Residential Proof - Leave and License Agreement/Utility Bill (maximum three months old)/Passport
  • Income Proof – Salary slips for the last three months along with the bank statement showcasing the credited salary
  • Employment Certificate – for the past 1 years
  • Photographs - Two passport size

For Self-employed

  • KYC documents – Identity & address proof and date of birth
  • Residence Proof - Leave and license agreement, utility bill (should not be more than three months old), and a copy of your passport if, you own one.
  • Income Proof – ITR for the last 1 years
  • Official Address Proof – Address proof along with your email ID and phone number
  • Business Continuity Proof – Testimonials to show your business is running from the last 1 year

Benefits & features of taking Personal Loan in Ghaziabad

Taking a personal loan is an indispensable decision in one’s life. At Ghaziabad, we have a plethora of options with added benefits. Everything is online – you don’t need to visit the bank.

Get ready to leverage the following benefits –

  1. Instant Approval – Yes. SBI, ICICI, HDFC and other players are offering instant paperless approval. Apply at Afinoz, and we will help you avail the Personal Loan at best rate.
  2. High Eligibility – Within a just few minutes, we will assess your personal loan eligibility and suggest you the best available options in Ghaziabad. Our process is driven by automated technologies, and we help you get low EMI Personal Loan
  3. Balance Transfer – We will make you pay your EMI easily by reducing your debt amount. Transfer your Personal Loan balance to save on money. Some lenders charge fee for a balance transfer.

Have few clicks on our EMI Calculator and get your personal loan EMI in quick time.

ABOUT GHAZIABAD

Ghaziabad, a city in Uttar Pradesh, is also known as the Gateway of Uttar Pradesh as its border touches Delhi. Situated in NCR region, Gaziabad is the largest city in Uttar Pradesh. Due to the rapid construction and industries establishments, it is one of the fastest-growing city in the world. Under the Pradhan Mantri Aawas Yojna, a significant amount of population is expected to be residents of the city due to its nearness to Delhi. The main attraction of the city is ISCKON Mandir.

ABOUT UTTAR PRADESH

Uttar Pradesh (literally meaning, "northern province") is a popular and fourth largest state of India with 75 districts. Its area is equal to 7.34% of the total area of the country. 75 districts of the state are divided in 18 divisions. Hindi is the official and most widely spoken language in the state. The two major rivers of the state are Ganga and Yamuna. Lucknow is the capital of the state. The area of the state is 93,933 sq mi (243,286 sq km) and population is around 199,581,477 as per census 2011. Kanpur, Lucknow and Noida are becoming major Information Technology hubs. Sonebhadra, a district in the eastern Uttar Pradesh has large scale industries.

After Maharasthra, Uttar Pradesh is the second largest economy in India. Depending on their region of origin, natives speak Bageli, Hindi, Bhojpuri, Bundeli, Kannuaji, Rohilkhandi, Awadhi etc. The popular tourist destinations can be found in Varanasi, Agra, Mathura, Allahabad, Lucknow, Gorakhpur, Vrindavan, Ayodhaya etc. There are three major world heritage sites: Agra Fort, Taj Mahal and Fatehpur Sikri. The state is home of many premier institutes. Students from the nook and corner of the country come to study in IIT in Varanasi & Kanpur, IIM in Lucknow, Aligarh Muslim University, Lucknow University, B.H.U, NIT in Allahabad, National Law University in Lucknow,and Uttar Pradesh University of Medical Sciences.

TOP LOAN PROVIDERS IN GHAZIABAD
ABOUT RBL Bank Limited, Ghaziabad, Uttar Pradesh

RBL Bank (Ratnakar Bank Limited) is one of the fastest growing private sector banks in India, headquartered in Mumbai, Maharashtra. Established in August 9, currently the bank operates through a network of branches, 99 banking outlets and 9 ATMs spread across 0 Indian states and union territories. In August 99, the bank obtained Scheduled Commercial Bank status. It is listed on both BSE (Bombay Stock Exchange) and NSE (National Stock Exchange).

Bank Details
Product

Corporate & Institutional Banking Commercial Banking Branch & Business Banking Agri Business Banking Development Banking and Financial Inclusion Treasury and Financial Markets Operations Savings accounts Current accounts Fixed deposits

Insurance

Life Insurance General Insurance Health Insurance

Banking

SMS Banking Online Banking Mobile/Phone Banking

Popular Product

Corporate & Institutional Banking Commercial Banking Branch & Business Banking Agri Business Banking Development Banking and Financial Inclusion Treasury and Financial Markets Operations Savings accounts Current accounts Fixed deposits

Loans

Home loans Personal loans Business loans Education loans Auto loans Loans against property Overdrafts against property Loans against deposits Gold metal loans Working capital finance

Cards

Mastercard Credit Card

ABOUT BANK OF BARODA, Ghaziabad, Uttar Pradesh

Bank of Baroda (BOB) is an Indian multinational banking and financial services institution headquartered in Vadodara in Gujrat, India. The bank was established on 0 July 908 and nationalized on 9 July 99 along with other major commercial banks of India. It has been termed as a profit-making public sector undertaking (PSU). The bank has 7 global branches including 7 India branches and 0 overseas branches. It offers a wide range of banking products and services including loans, credit and debit cards etc.

Bank Details
Product

Account Savings Current Baroda E-Trade in account Deposit FD RD Loans Personal Loan Home Loan Vehicle Loan Education Loan Fintech (Business Loan) Other Loan MUDRA Loan Mortgage Loan Debit card EMI

Insurance

Life Insurance Health Insurance General Insurance

Banking

Instant Banking Baroda Connect (Internet Banking) BHIM Baroda Pay Baroda M-connect Plus (Mobile Banking) Mobile Application Baroda mPassbook Baroda m-Invest App BHIM UPI Payment App

Popular Product

Account Savings Current Baroda E-Trade in account Deposit FD RD Loans Personal Loan Home Loan Vehicle Loan Education Loan Fintech (Business Loan) Other Loan MUDRA Loan Mortgage Loan Debit card EMI

Loans

Loans Personal Loan Home Loan Vehicle Loan Education Loan Fintech (Business Loan) Other Loan MUDRA Loan Mortgage Loan Debit card EMI

Cards

Debit Cards Visa Electron Card RuPay Platinum Card Baroda Master Platinum Card RuPay Classic Card Master Classic Card Visa Platinum Chip Card Prepaid Cards Gift Card TravelEasy Card Reloadable Card Credit Cards Easy Visa Platinum Select Visa Platinum Premier Visa Signature Prime Mastercard

ABOUT KARNATAKA BANK LIMITED, Ghaziabad, Uttar Pradesh

The Karnataka Bank Limited is ‘A’ Class scheduled commercial bank founded on 8th February 9. Headquartered in Mangaluru in Karnataka, India, the bank has a national presence with a network of 8 branches, 7 ATMs and 0 e-lobbies spread across states and Union Territories. The bank has deployed the most modern information technology like core banking, internet banking and mobile banking etc. to meet customers’ expectation of services, for today and for future. The bank is listed on both the BSE and the NSE.

Bank Details
Product

Saving Account Loans Cards Insurance Investment

Insurance

Life Insurance Health insurance General Insurance

Banking

Core banking Internet banking Mobile banking Treasury, Corporate/Wholesale Banking Retail Banking

Popular Product

Saving Account Loans Cards Insurance Investment

Loans

Personal loan Business loan Home Loan Vechile Loan Loan against property Education Loan

Cards

Credit Card Debit card Deposit only card Image Card Travel card Gift card

Branches of KARNATAKA BANK LIMITED in Ghaziabad