Personal Loan in Prayagraj
Check personal Loan Interest Rates of All Major Banks of Prayagraj Instantly
Bank Name
Floating Interest rate
Processing Fee
BAJAJ
11.99%
2%
AXIS
10.99% to 20 %
 1.50% to 2.00% + GST
FULLERTON
20% to 49%
6.50%
IIFL
13%
2% + GST
HDB bank
17 % to 21%
1 % to 2 %
TATA CAPITAL
11.75%
2.5% + GST
Aditya birla
14%-26% per anuum
2% of the loan amount
Federal Bank
11.49 % to 14.49 %
0.50%
Kotak Mahindra Bank
10.99% to 24%
2.5 % + GST
RBL BANK
13.99%
2.5% + GST
IndusInd bank
11.25%
2.5% + GST
HDFC
11.25 % - 18 %
upto 2.5 %
Incred Finance
13-24%
2% to 5%
VINTAGE
16 % to 20 %
Nominal
Bank of baroda
11.35% - 16.35%
2%
ICICI
11.25%
2.25 % + GST
ABOUT PERSONAL LOAN IN PRAYAGRAJ

We aim to create a robust alternative credit ecosystem in the country. For this, we are digitizing the finance functions. Anywhere and everywhere – you can apply for a Personal Loan with just a few clicks.

Now, you can compare and make a wise choice for the best Personal Loan in Prayagraj also. We bring forth a myriad of options from best banks and NBFCs for your convenience. It’s simple! Choose your desired product and win amazing assured cash backs up to Rs 5000 on loan disbursal.

Eligibility Criteria for Personal Loan in Prayagraj

No worries for strict eligibility conditions. We tie-up with all the best lenders in the Prayagraj and help you with flexible eligibility criteria. Salaried and Self-employed applicants – hope you meet the following eligibility parameters.

  • Salaried applicants should be between 21 to 60 years of age
  • Self-employed applicants should be between 25 to 65 years
  • Employed for a minimum period of 3 months in the current job and have previous working experience also
  • Having net monthly salary/income of Rs. 20,000
  • Business stability of at least 1 year is required

Documents Required for Personal Loan in Prayagraj

We leverage existing and emerging technologies to offer you the complete digitalized process. Upload the required documents; it will take a few minutes.

Salaried Class

  • Identity Proof - Aadhaar Card /Voters ID/Passport/Driving License /PAN Card
  • Residential Proof - Leave and License Agreement/Utility Bill (maximum three months old)/Passport
  • Income Proof – Salary slips for the last three months along with the bank statement showcasing the credited salary
  • Employment Certificate – for the past 1 years
  • Photographs - Two passport size

For Self-employed

  • KYC documents – Identity & address proof and date of birth
  • Residence Proof - Leave and license agreement, utility bill (should not be more than three months old), and a copy of your passport if, you own one.
  • Income Proof – ITR for the last 1 years
  • Official Address Proof – Address proof along with your email ID and phone number
  • Business Continuity Proof – Testimonials to show your business is running from the last 1 year

Benefits & features of taking Personal Loan in Prayagraj

Taking a personal loan is an indispensable decision in one’s life. At Prayagraj, we have a plethora of options with added benefits. Everything is online – you don’t need to visit the bank.

Get ready to leverage the following benefits –

  1. Instant Approval – Yes. SBI, ICICI, HDFC and other players are offering instant paperless approval. Apply at Afinoz, and we will help you avail the Personal Loan at best rate.
  2. High Eligibility – Within a just few minutes, we will assess your personal loan eligibility and suggest you the best available options in Prayagraj. Our process is driven by automated technologies, and we help you get low EMI Personal Loan
  3. Balance Transfer – We will make you pay your EMI easily by reducing your debt amount. Transfer your Personal Loan balance to save on money. Some lenders charge fee for a balance transfer.

Have few clicks on our EMI Calculator and get your personal loan EMI in quick time.

ABOUT PRAYAGRAJ

Prayagraj, formerly known as Allahabad, is a city in Uttar Pradesh state, northern India. It is a holy city situated at the place of confluence of the Ganga and Jumna rivers.

. Prayagraj’s religious importance to Hinduism persists. Every 12th year a much larger festival, Kumbh Mela, takes place in the Prayagraj and is attended by millions of devotees.

Prayagraj was established in 1583 as Allahabad by the Mughal emperor Akbar. The city witnessed a great massacre of Indians by the British during the Indian Mutiny (1857–58) against British Raj. The city was a centre of the Indian freedom movement against British rule. It is the home of the Nehru family.

Prayagraj has been primarily known as an administrative and educational centre since a long time. It is a centre for agricultural produce and has a modest industrial base. The city is an important tourist destination, attracting visitors to the many historic and religious sites located within the city and in its surroundings. Prayagraj has a major road, rail hub, and is served by Allahabad Airport. The city has a stable and diverse economy with the presence of state and central government offices, educational institutions, banking, tourism, and agricultural base industries. Allahabad attracts students from across the country. A number of colleges and other education centres are affiliated by the University of Allahabad. The city has several museums, Anglican and Roman Catholic cathedrals, and the Jāmiʿ Masjid.

Allahabad, now Prayagraj, lies entirely on the western Indus-Gangtic Plain. Rice, barley, wheat, and gram (chickpeas) are among the main crops grown in the city.

ABOUT UTTAR PRADESH

Uttar Pradesh (literally meaning, "northern province") is a popular and fourth largest state of India with 75 districts. Its area is equal to 7.34% of the total area of the country. 75 districts of the state are divided in 18 divisions. Hindi is the official and most widely spoken language in the state. The two major rivers of the state are Ganga and Yamuna. Lucknow is the capital of the state. The area of the state is 93,933 sq mi (243,286 sq km) and population is around 199,581,477 as per census 2011. Kanpur, Lucknow and Noida are becoming major Information Technology hubs. Sonebhadra, a district in the eastern Uttar Pradesh has large scale industries.

After Maharasthra, Uttar Pradesh is the second largest economy in India. Depending on their region of origin, natives speak Bageli, Hindi, Bhojpuri, Bundeli, Kannuaji, Rohilkhandi, Awadhi etc. The popular tourist destinations can be found in Varanasi, Agra, Mathura, Allahabad, Lucknow, Gorakhpur, Vrindavan, Ayodhaya etc. There are three major world heritage sites: Agra Fort, Taj Mahal and Fatehpur Sikri. The state is home of many premier institutes. Students from the nook and corner of the country come to study in IIT in Varanasi & Kanpur, IIM in Lucknow, Aligarh Muslim University, Lucknow University, B.H.U, NIT in Allahabad, National Law University in Lucknow,and Uttar Pradesh University of Medical Sciences.

TOP LOAN PROVIDERS IN PRAYAGRAJ
ABOUT KARNATAKA BANK LIMITED, Prayagraj, Uttar Pradesh

The Karnataka Bank Limited is ‘A’ Class scheduled commercial bank founded on 8th February 9. Headquartered in Mangaluru in Karnataka, India, the bank has a national presence with a network of 8 branches, 7 ATMs and 0 e-lobbies spread across states and Union Territories. The bank has deployed the most modern information technology like core banking, internet banking and mobile banking etc. to meet customers’ expectation of services, for today and for future. The bank is listed on both the BSE and the NSE.

Bank Details
Product

Saving Account Loans Cards Insurance Investment

Insurance

Life Insurance Health insurance General Insurance

Banking

Core banking Internet banking Mobile banking Treasury, Corporate/Wholesale Banking Retail Banking

Popular Product

Saving Account Loans Cards Insurance Investment

Loans

Personal loan Business loan Home Loan Vechile Loan Loan against property Education Loan

Cards

Credit Card Debit card Deposit only card Image Card Travel card Gift card

ABOUT STATE BANK OF INDIA, Prayagraj, Uttar Pradesh

State Bank of India (SBI) is India’s multinational public sector banking and financial services company. SBI was established in 80 and is headquartered in Mumbai, Maharashtra. The bank is the largest bank in India with a % market share in assets. State Bank of India operates a network of , branches and 9, ATMs in India and internationally. SBI operates through Treasury, Corporate/Wholesale Banking, Retail Banking, Insurance Business, and Other Banking Business channels. It extends a comprehensive range of banking products and services to individuals, commercial enterprises, corporates, and government bodies, and institutional customers in India and internationally. Its personal banking services include current accounts, savings accounts, term and recurring deposits; personal, home, auto, and education as well as loans against property and securities; and wealth management, demat, ATM, foreign inward remittance, safe deposit locker, public provident fund, money transfer, and pension policy, as well as cards and inflation indexed national savings securities cumulative bonds. It also provides corporate banking services including corporate accounts, working capital and project finance, deferred payment guarantees, corporate term loans, structured finance, dealer financing, channel financing, equipment leasing, loan syndication, financing Indian firms overseas subsidiaries or JVs, and construction equipment loans. In addition, the bank offers NRI services, such as accounts and deposits, remittances, investments, and loans; agricultural banking and micro credit to agriculturists and farmers; loans, supply chain finance, and deposits and transaction banking services for SME customers; and international banking services.

Bank Details
Product

Banking, Loans, Deposit

Insurance

Individual Insurance: Sbi life- eshield, Sbi life - poorna suraksha, Sbi life - sampoorn cancer suraksha, Sbi life- elncome shield, Sbi life- smart shield, Sbi life - saral Shield, SBI Life - Saral Swadhan +, SBI Life- Smart Swadhan Plus, SBI Life - Grameen Bina. Corporate Insurance Plan: SBI Life - Kalyan ULIP Plus, SBI Life- CapAssure Gold, SBI Life - Gaurav Jeevan, SBI Life- Pradhan Mantri Jeevan Jyoti Bima yojana, SBI Life- Sampoorn Suraksha

Banking

MoBile Banking, Internet Banking, Wholesale Banking, Retail Banking

Loans

Personal Loans, Car Loan, Loan Against Property, Education Loan, Housing Loans, Gold Loans, Corporate Term Loans

Cards

SBI Card ELITE, SBI Credit Cards, Air India SBI Platinum Card, Air India SBI Signature Card, SBI STYLEUP Contactless Credit Card, IRCTC SBI Platinum Card, Doctor's SBI Card, SBI Card ELITE Advantage

ABOUT RBL Bank Limited, Prayagraj, Uttar Pradesh

RBL Bank (Ratnakar Bank Limited) is one of the fastest growing private sector banks in India, headquartered in Mumbai, Maharashtra. Established in August 9, currently the bank operates through a network of branches, 99 banking outlets and 9 ATMs spread across 0 Indian states and union territories. In August 99, the bank obtained Scheduled Commercial Bank status. It is listed on both BSE (Bombay Stock Exchange) and NSE (National Stock Exchange).

Bank Details
Product

Corporate & Institutional Banking Commercial Banking Branch & Business Banking Agri Business Banking Development Banking and Financial Inclusion Treasury and Financial Markets Operations Savings accounts Current accounts Fixed deposits

Insurance

Life Insurance General Insurance Health Insurance

Banking

SMS Banking Online Banking Mobile/Phone Banking

Popular Product

Corporate & Institutional Banking Commercial Banking Branch & Business Banking Agri Business Banking Development Banking and Financial Inclusion Treasury and Financial Markets Operations Savings accounts Current accounts Fixed deposits

Loans

Home loans Personal loans Business loans Education loans Auto loans Loans against property Overdrafts against property Loans against deposits Gold metal loans Working capital finance

Cards

Mastercard Credit Card