Afinoz Privacy Policy

Privacy Policy

We, at Afinoz respect the privacy of everyone who visits this website and are committed to protecting their personal information. This Privacy Policy applies to all visitors to our Website.

For the purpose of this Privacy Policy, the term 'You' or 'User' shall mean any natural or legal person including online and offline clients visiting this website and the term 'We', 'Us', 'Our' shall mean IIFL DS Finworld Private Limited ('Afinoz') along with our subsidiaries (if any).

Use of this Website signifies your acknowledgement and consent to this Privacy Policy. If, however, you object to your Information being used, processed and transferred by Afinoz in any manner, please do not share your information on the website.

Data Usage:-

Your privacy and information security are of paramount importance to us. By accessing this website, you agree we would collect and use your information for business purpose, sticking ethical measures. Information refers to personally identifiable information ('Personal Information') that we collect when you use the Website and the services offered on the Website ('Afinoz.com’).

Does Afinoz Ever Make Changes To Its Privacy Policy?

Afinoz.com reserves the right to change this policy and is not obliged to inform you in advance. Changes to this policy shall become effective on the day they are posted on this page. Please visit our website to keep yourself abreast of any changes to this Policy. If you receive notification or a change in our Privacy Policy, you must review the new Privacy Policy carefully to make sure you understand our practices and procedures. You may not be able to receive notices from us if your cookies are not set to accept and/or are disabled.

What Types of Information Does Afinoz Collect from You?

Personal Information:-

Personal Information includes, but is not limited to, your name, mailing address, phone number, email address, credit card number, pan number, tan number, income tax returns, bank account number, passport details, driving license details, personal statements, reasons for seeking finance, income sources and financial information.

Non-Personal Information:-

We also collect non-personal information from you, such as your browser type, the URL of the previous website you visited, your ISP, operating system, and your internet protocol (IP) address ('Non-Personal Information'). Non-Personal Information cannot be easily used to personally identify you.

How and When Does Afinoz Collect This Information?

Personal Information:-

We use Personal Information primarily for our own internal purposes, such as providing, maintaining, evaluating, and improving the Afinoz and the website, fulfilling requests for information, producing and shipping the products that you order, and providing customer support. Your personal information shall also be shared with the other members of this website. Upon acceptance of these terms and conditions, you hereby grant an unequivocal and absolute consent to share your personal information with third parties. Afinoz is not required to seek your consent once again in respect of sharing your personal information with third parties. We would further share your information with marketing agencies and other businesses if we, in our sole discretion, understand that your information may be used to market a product or service. The term Personal Information shall include your name, address, e-mail id and mobile phone number but it shall not include any data in relation to your financial status, income statements, earnings, the source of earnings, personal identification numbers, passwords, code numbers, bank account numbers, credit card numbers, expiry dates relationship numbers, CVV numbers, encryptions, cookies and other such electronic details.

Non-Personal Information:-

We use Non-Personal Information to track the use of the Website and the Afinoz Services and for other internal purposes, such as providing, maintaining, evaluating, and improving the Afinoz Services and the Website.

How Does Afinoz Use My Information?

Personal Information:-

We use Personal Information primarily for our own internal purposes, such as providing, maintaining, evaluating, and improving the Afinoz and the Website, fulfilling requests for information, producing and shipping the products that you order, and providing customer support. Your personal information shall also be shared with the other members of this website. Upon acceptance of these terms and conditions, you hereby grant an unequivocal and absolute consent to share your personal information with third parties. Afinoz is not required to seek your consent once again in respect of sharing your personal information with third parties. We would further share your information with marketing agencies and other businesses if we in our sole discretion understand that your information may be used to market a product or service. The term Personal Information shall include your name, address, e-mail id and mobile phone number.

Non-Personal Information:-

We use Non-Personal Information to track the use of the Website and the Afinoz Services and for other internal purposes, such as providing, maintaining, evaluating, and improving the Afinoz Services and the Website.

When Will Afinoz Disclose Your Information To Third Parties?

Disclosure to Successors:-

We may disclose your Personal Information to any successor-in-interest of ours, such as a company that acquires us. In the event Afinoz goes through a business transition, such as a merger or acquisition by or with another company, or sale of all or a portion of our assets, your Personal Information will likely be among the assets transferred. You will be notified via email or by a notice on our Website of any such change in ownership or control of your Personal Information.

Disclosure to Unaffiliated Third Parties:-

We shall keep your personal information private and confidential. We may disclose your Personal Information to prevent an emergency, to prevent harm to others, to respond to legal requirements, to protect or enforce our rights and policies, to protect or enforce the rights of a third party, or as required or permitted by law (including, without limitation, to comply with a summon or court order).

Disclosure to Third Party Service Providers and Online Partners:-

We may contract with various third parties who help us provide, maintain and improve the website and the Afinoz Services. For example, we use a third party to process payments made to us, and may subcontract out production, fulfilment, analytics, reporting or other operations. We also contract with several online partners to help manage, monitor and optimize our Website and the Afinoz Services and to help us measure the effectiveness of our advertising, communications and how visitors use the Website. We will use commercially reasonable efforts to prevent such third parties from disclosing your Personal Information, except for the purpose of providing the services in question. We cannot guarantee that such third parties will not disclose your Personal Information. In no circumstances, Afinoz shall disclose data in relation to your financial status, income statements, earnings, the source of earnings, personal identification numbers, passwords, code numbers, bank account numbers, credit card numbers; expiry dates relationship numbers, CVV numbers, encryptions, cookies and other such electronic details.

Disclosure of Non-Personal Information -

We will disclose non-personal Information, in aggregate form, to potential strategic partners, advertisers, investors, customers, and others. You may not opt-out of the sharing of this information. However, it cannot be easily used to identify you personally. Internet Advertising: We may use third-party service providers to serve ads on our behalf across the Internet and sometimes on the Website. They may collect anonymous information about your visits to our website, and your interaction with our products and services. They may also use information about your visits to this and other websites to target advertisements for goods and services. This anonymous information is collected through the use of a web beacon, which is industry standard technology used by most major websites. Disclosure to Credit Rating Agencies & Reserve Bank of India: To make an improvement in its business, Afinoz may share the personal information of a user with Credit Rating Agencies, Reserve Bank of India issues guidelines or direction in this regard.

Does Afinoz Protect My Personal Information?

Personal Information:-

Whenever we obtain your personal information, we use commercially reasonable efforts to protect it from unauthorized access or disclosure. However, we assume no liability for any disclosure of data due to errors in transmission, unauthorized third-party access or other acts of third parties, or acts or omissions beyond our reasonable control.

Website Content:-

The content that you store, post, or transmit on or through the website, such as message board postings, storefront pages and images on your products, may be accessed by other users, including people that you do not know. We are not responsible for the actions of others. Therefore, you should be careful in communicating with other users and only disclose your Personal Information to other users that you know to be trustworthy. You should not assume that your content will be kept private.

How Can You Review And Make Change To Your Personal Information?

You can obtain a copy of and request that we correct errors in your Personal Information by emailing us at info@afinoz.com. For your protection, you will be required to provide proof of your identity to obtain a copy of your Personal Information. If your personal information changes or if you no longer want to use the Afinoz Services, you may correct, update or deactivate your Personal Information and/or your account through the account management screen. If you would like to deactivate or terminate your account, you can also contact us.

Tell-A-Friend

If you choose to use our referral service to tell a friend about the Website or the Afinoz Services, we will ask you for your friend's name and email address. We will automatically send your friend a one-time email inviting him or her to visit the Website. We store this information for the sole purpose of sending this one-time email and tracking the success of our referral program.

Security

The security of your Personal Information is very important to us. When you enter sensitive information such as a credit card number and/or social security number on our registration or order forms, we encrypt that information using secure socket layer technology (SSL). We follow generally accepted industry standards to protect the Personal Information submitted to us, both during transmission and once we receive it. However, no method of transmission over the Internet, or method of electronic storage, is 100% secure. Therefore, while we strive to use commercially acceptable means to protect your personal information, we cannot guarantee its absolute security.

Internet-based Transfers

Given that the Internet is a global environment, using the Internet to collect and process Personal Information necessarily involves the transmission of data on an international basis. By providing Afinoz with your Personal Information, you acknowledge and agree that we may store your Personal Information and transfer it to and from our servers located in the India. We endeavor to protect all Personal Information collected through the Website in a safe, confidential and secure manner.

Does This Privacy Policy Apply When I Access Third Party Websites?

You may be able to access third party websites directly from the Website. This Privacy Policy does not apply when you access third party websites. We cannot control how third parties may use Personal Information you disclose to them, so you should carefully review the privacy policy of any third party website you visit before using it or disclosing your Personal Information to its provider.

Can I Opt-Out Of Receiving Communications From Afinoz?

We provide you the opportunity to opt-out of having your Personal Information used for certain purposes. For example, if you avail our service but do not wish to receive any additional marketing material from us, you can indicate your preference on our order form. If you no longer wish to receive our newsletters and promotional communications, you may opt-out of receiving them by following the instructions included in each newsletter or communication or by emailing us at info@Afinoz.com. We also offer you an opportunity to opt-out of certain communications through the account management screen. If you need assistance you may contact us at info@Afinoz.com.

Grievance Redressal:-

Any discrepancies and grievances related to the processing and use of your information can be raised to the grievance officer appointed by Afinoz.

* Terms & conditions applied.