Punjab & Sind Bank is a leading public sector bank owned by the Government of India with its Head Quarter based in New Delhi. The bank possesses a wide network across India with 1526 branches out of which 635 are in Punjab. The bank has 25 zonal offices located throughout the nation. The bank offers personal loans at appealing rates of interest. If you are the one who has applied for Punjab & Sind Bank personal loan, you can check the status of your personal loan application by yourself and attain a far better understanding of when to expect the cash. Let’s see intimately multiple ways through which you can check the status of your personal loan.
Punjab & Sind personal loan status – Online method
The online mode is the easiest method to trace your Punjab & Sind personal loan status. Punjab & Sind Bank provide a seamless option to its customers to help them trace the status of their loan applications online. You can simply visit the official website of the bank and check your personal loan status but you need to make sure that you have two significant details with you. These are as follows:
- Application reference number / Registration ID
- Loan type
Once, you ensure that you have these details, you can enter them in the input bar. Alongside, enter the captcha code. As soon as you enter the details, you can see the status of your personal loan application.
Besides, if you are an existing customer of the Punjab & Sind Bank, you can also track the status of your loan application by means of your net banking account. You can directly log in to your account and check the status of your personal loan application under the loans section.
Punjab & Sind personal loan status – Offline method
Nevertheless, it is not the foremost efficient mode; this method is still considered by numerous people across the market. There are 2 methods to trace the loan application by means of offline method:
This method simply engages visiting the nearest Punjab & Sind Bank branch office and enquiring about the status of your personal loan application.
After you visit the PSB branch, you must have the reference number with you that you received after the submission of your loan application.
Alongside, you should also carry legitimate identity proof with you so as to verify your identity. Once you obtain these, reach out to a bank official and s/he will assist you to track the status of your personal loan application.
Another offline method to get the status of your personal loan application is getting in touch with the Punjab & Sind customer care team by dialling their customer care number.
The customer service department of the Punjab & Sind Bank assists you to track the status of your application. You can either call or email the customer service department to track the status of your loan.
Once you dial the Punjab & Sind customer care number (1800 419 8300), you will have to convey the reference number that you got after the submission of your personal loan application alongside the registered mobile number to the representative.
Your status is often tracked within a couple of seconds over the call. If you write an email, you can give all the small prints clearly to the bank. The bank will revisit your query within 24 hours and respond to you with the solution.
To wrap up, knowing the status of your personal loan application at Punjab & Sind Bank is not a big deal. There are multiple ways to figure it out handily. For instance, if your loan application gets rejected due to a few reasons, you can begin applying for other personal loan offers. There are various modes offered by the Punjab & Sind Bank for tracking personal loan status which aim to maximize the transparency associated with the lending process.