Tata Capital Personal Loan in Noida

Tata Capital Personal Loan in India

Tata Capital Personal Loan in IndiaApply Now

TATA capital is a subsidiary of TATA sons limited; one of the most diversified & appreciated group of India. It is Non Banking Financial Company (NBFC) which offers services in area of loans & other financial services and caters to customers across the country through their 100 branches spread nation-wide. TATA capital offers personal finance options to a broad spectrum of individuals across a variety of financial backgrounds. Tata capital provides easy personal loans to take care of every monetary requirement like marriage in family, child’s education, full family vacation, home renovation, medical emergency or repayments of an old debt. You can get loan amount up to 20 lakh for maximum period of 6 years with flexi EMI personal loan from Tata capital so that you need not to worry for money every single time you are planning something. TATA capital banking believes in making their customer’s dream come true with their multiple payment methods such as flexi EMI, step up, step down, & bullet repayment. Customers can choose the best option that best suits them.

Tata Capital Personal Loan in India
What is afinoz ?

Afinoz is one stop online financial market place which has made the entire process of getting a loan or making an investment time saving, convenient & hassle free for users. We aim to digitalize your entire financial requirements without the need for you to either visit the institution or do multiple sheet of paperwork. We offer unbiased comparison insights, best in class assistance where a customer just need to answer a few questions. We at afinoz do all the checks & signs of getting your complete application e-verified. You can contact our team to get information or apply for a loan or investment by calling on +918795021552 or by emailing at info@afinoz.com. Customer care and quality is part of our core business value. We strongly feel that simplifying complicated bank processes is something which is our ultimate motive as we understand our customers better. Solutions provided by us are quick, reliable, transparent & confidential. Moreover, you don’t need to pay a single penny to avail our services.

Tata Capital Personal loan Interest Rates 2017
Tata Capital Personal Loan
Current Effective -Interest Rates
11.49% - 19%
Tata Capital Personal Loan
Tata Capital Personal Loan
Preclosure Charges
No charges, allowable after min 6 EMIs
Tata Capital Personal Loan
Repayment Charges
No charges, allowable after min 6 EMIs
Tata Capital Personal Loan
Processing Fee
Minimum Rs.999 + service tax.
(Can go up depending on the loan particulars)
Tata Capital Personal Loan
Minimum Income
INR- 20000 p.m.
Tata Capital Personal Loan
Loan Amount
Minimum- INR 75,000
Maximum- INR 20 Lakh

Special Note: *Rates are subject to periodic change. Personal loan interest rates in TATA capital & other fees and charges are subject to regular review and can vary with each customer. TATA capital personal loan interest rates can differ depending on your credit worthiness & other factors. The final interest rate will be based on different criteria including the bank’s internal policies & applicable rates at the time of approval.

Tata Capital Personal Loan’s Feature & Advantages :

Tata Capital have attractive features & benefits from easy loan approval to higher loan amount with flexible loan tenure, Tata Capital offers its customers maximum quantum of loan depending upon their requirement & repayment history & credit score. Here are some features & benefits of Tata Capital personal loan.

  • Multipurpose loan (no boundaries on the end use of the loan amount).

  • No collateral or security required.

  • Attractive & low fixed rate of interest.

  • Flexible tenure from 6 months up to 72 months based on the profile of the customer.

  • Quick processing & disbursal.

  • Loan repayment in easy installments.

  • Repayment through ECS/auto debit/PDC.

  • Minimal documentation.

  • No requirement of guarantor.

  • No repayment charges.

  • No hidden charges.
TATA capital personal loan eligibility or TATA capital personal loan interest rates or for any query about TATA capital personal loan application, you should log on to afinoz.com or call us at +91-8795021552 or email us at info@afinoz.com and get all the solutions and TATA capital personal loan details.
Tata Capital personal loan eligibility criteria

The borrower needs to fulfill following Tata Capital eligibility criteria while applying for Tata Capital personal loan.

  • Salaried individuals: To avail TATA capital personal loan, borrower should be confirmed salaried employee of MNC, public limited, co/large PVT. LTD., state/central government or PSU.

  • Income: - Minimum required income for TATA capital personal loan is 20,000 per month.

  • Age limit: - TATA capital provides personal loans to salaried individual who are at least 21 years old at the time of loan approval & maximum 58 years at the time of loan approval. Self employed individuals who are minimum 25 years to maximum 65 years old could avail the loan.

  • Service: - salaried individuals have overall employer stability of minimum 2 years whereas self employed individuals should have in the same business/city for minimum 3 years.

  • Loan amount: - individual can avail minimum 75000 to maximum 15 lakh of loan amount.

  • Tenure: - TATA capital personal loan tenure ranges from 12 to 72 months.

  • Eligibility & EMI calculator: - Now, you can easily & conveniently assess eligibility or calculate your TATA capital personal loan eligibility and TATA capital personal loan EMI using utility tools like personal loan eligibility calculator & personal loan EMI calculator at afinoz.com. The calculator will help you to determine your EMI outflow every month including the interest rate you pay. Using the calculator at afinoz.com is free, easy and simple.

  • CIBIL score - Credit score is an important factor in approval of your loan. Usually, the quick idea about applicant’s credit worthiness is determined by credit score i.e. CIBIL score. The loan application of applicants having poor credit score may be rejected. It’s always advisable to be updating your credit score at all times. If you have bad credit score and somehow, your loan application is approved, you might have to pay a high-interest rate & be offered many unfavorable terms & condition on your loan.
Tata Capital Personal Loan Documents Required

The list of documents required for applying Tata Capital Personal loans are as follows:

  • Filled loan application form

  • Passport size photographs

  • Income tax pan copy

  • ID proof : - driving license/pan card/passport/voter’s ID

  • Residential proof: - registered rent agreement/passport/leave & license/utility bill (up to 3 months old)

  • Income documents: - 2 years form 16, 3 month’s pay slip, 3 months bank statement showing salary credit & EMI debit (if any).

Apply for TATA capital personal loan online with AFINOZ.com. Make a call at +91-8795021552 or email us at info@afinoz.com. You can check eligibility & EMI of TATA capital personal loan using our utility tools like personal loan eligibility calculator and personal loan EMI calculator to avail TATA capital personal loan details, we ensure you best services without any hassle and efforts. Once you complete a TATA capital loan application with Afinoz, you can effortlessly track your loan application status at our website.

Why to apply for the Tata Capital Personal Loan with afinoz.com

TATA capital has exclusive collaboration with afinoz.com. This cooperation system provides ease to apply for TATA capital personal loan online. If you are looking for personal loan, you can simply log on to afinoz.com or call us at +91-8795021552 or email us at info@afinoz.com and make an application or check the eligibility for TATA capital personal loan and submit their loan application conveniently.

TATA capital Personal Loan FAQ's
Query-What is a Personal Loan ?

Reply-A personal loan is an unsecured loan which means you don't have to put up any collateral, as with a car loan or a home loan, where the underlying asset is mortgaged with the lender. Moreover, you don’t need a guarantor either. There are various other advantages as well, such as minimum documentation, fast processing etc. in addition, you can use this loan for any purpose you like.

Query-Are there any additional charges ?

Reply- A processing fee is payable upfront. This fee will be deducted from the disbursal amount payable to you.

Query-How much time will it take for my loan to be approved ?

Reply- Loans are approved within approx 72 hours of submission of complete documentation.

Query-Can I prepay my loan ?

Reply- "Yes, you can prepay the complete outstanding loan amount any time after 180 days of availing the loan. Tata Capital also offers part pre-payment facility. Part pre-payment is permissible, only after 6 months of the loan disbursal. Maximum of 25% part payment is allowable within a yearly cycle and with a gap of more than 6 months between two part payments. "

Query-Do you offer a top-up loan on an existing personal loan ?

Reply- Tata Capital personal loan offer top-up facility depending on the original loan tenure after the payment of 8-18 EMIs.

Query-How much interest is charged by Tata Capital on personal loan ?

Reply- Tata personal loan interest rates today are 11.49% to 19.00%.”

Query-What is the minimum and maximum tenure of Tata Capital personal loan ?

Reply- You can repay your personal loan from Tata Capital in a period of minimum 12 months to maximum 60 months.

Query-How much personal loan amount can be borrowed from Tata Capital ?

Reply- Personal loan amount offered by TATA capital is minimum Rs. 75,000 to a maximum Rs. 2,000,000.

Query-How much processing fee is charged by Tata Capital on personal loan ?

Reply- Tata Capital charges a processing fee of 2% with applicable service tax.

Query-Where can I get the Tata Capital Personal Loan Application form ?

Reply: Reply-TATA capital Personal loan application form can be directly filled at the AFINOZ.COM website. The loan application can be easily submitted through the same website. You can also apply by calling us at +91-8795021552 or emailing us at info@afinoz.com

Query-Can I avail a personal loan for purpose of business ?

Reply: Yes. A personal loan from Tata Capital can be availed for business purposes too.

Query-Can I add my spouse's income while applying for personal loan from TATA capital ?

Reply: You can combine your income with your spouse to increase your loan eligibility and to get higher loan amount.

Query-Can I check my TATA capital Personal Loan status ?

Reply: If you have applied for your TATA capital Personal Loan through AFINOZ then all you need to do is to fill the TATA capital personal loan application details at website and get your loan status in real-time.

Query-What factors are taken into consideration by the bank when checking my eligibility for TATA capital personal loan ?

Reply: When your TATA capital loan application is submitted along with the necessary documents, the bank will run a verification check to determine your eligibility for the loan. Your job status, job security, monthly income, outstanding debt, credit score, ability to repay are some other factors which will be considered to ensure that you’re a risk-free customer.

Query-Can I avail a personal loan despite having a poor credit score ?

Reply: Before bank sanctions any loan to you, it requires you to have a good credit score. However, you should follow certain steps to increase your credit score.

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