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UCO Bank Personal Loan Status 2022


Most people prefer UCO Bank personal loan because the bank offers financial assistance to meet unforeseen personal expenses like – marriage, vacation, education, social obligation, and more. UCO Bank offers personal loans at an attractive interest rate to their customers. UCO Bank offers personal loans at an attractive interest rate to their customers, starting from as low as 8.2% p.a. Individuals who have applied for the loan can check the status of their application through multiple channels.

UCO Bank personal loan details

  • Rate of interest between 8.2% p.a. to 10.3%. 
  • The processing fee is 1% of the loan amount. 
  • Loan tenure is between 48 months to 60 months.  
  • The guarantor is required to apply for this loan. 

Details required to check UCO Bank personal loan status

One can check UCO Bank personal loan status with the following details: 

  • ‘Application Reference Number’.
  • Online Banking ID/password for UCO Bank. 

How to track UCO Bank personal loan status online?

One can track the status of UCO Bank personal loan application by taking the following steps:

  • Step 1: Visit the official website of UCO Bank and click the ‘Track Your Loan Status’ option. 

  • Step 2: On the next page, click on the ‘For loans applied through our UCO Bank branch’ option.

  • Step 3: Enter the ‘Application Reference Number’ and click on ‘View Status’ to check the status of your loan application. 

How to register online for UCO Bank personal loan?

One can register online through UCO Bank personal loan account with the following steps: 

  • Visit the official site of UCO Bank. 
  • Then, click on the E-Services section located on the top left corner of the homepage and then, click on the ‘Registration’ option. 

  • Now, click on the ‘e-Banking Registration’ option and enter your account number and one of the last 5 transaction amounts and then type ‘Done’ via your debit card. 

  • At last, provide any additional details to complete the registration process. Afterward, you can log into the online banking account of UCO Bank to access various online banking services. 

How to check UCO Bank personal loan status online using net banking?

One can check the personal loan status online through net banking as well: 

  • Using Net Banking: If you have successfully registered yourself for net banking on the official website of UCO bank, then you can check personal loan status with the following steps:
  • Visit the online banking portal of the UCO Bank. 
  • Click on the ‘E-Services’ icon and select the ‘E-Banking’ section

  • Then, click on the ‘Login’ section.

  • Now, click on ‘Personal Banking’ and click ‘Continue’.

  • Once you have successfully logged in, by entering your ‘User ID’, you can check your loan status.

How to check UCO Bank personal loan offline?

  • Branch visit: You can find out the status of your UCO Bank personal loan status offline, you can visit the nearest branch of the bank. If you want to check personal loan status by visiting the nearest UCO Bank branch, use the branch locator tool on the UCO Bank website. 

  • Customer care: To know the status of your loan application, you can call the bank’s customer care department at 1800-274-0123. 


The main aim of UCO Bank personal loan scheme is to help the borrowers manage the cash flows by giving him/her a loan to meet the temporary financial crunch. UCO Bank offers personal loans with the benefits of checking the loan status online and offline. 

➤ FAQs

Ques. What is the repayment tenure of the UCO Bank pensioner loan?

The repayment period of the UCO Bank Pensioner loan goes up to 48 months. The other loans offered by UCO Bank have a repayment tenure of up to 60 months.

Ques. What is the UCO Bank pensioner loan processing fee?

There is no processing fee for the UCO Bank pensioner loan.

Ques. Are any applicants eligible for concessional rates on UCO Bank personal loans?

Yes, women applicants of UCO Cash loan are offered a 0.25% p.a. discounted rate of interest. Similarly, UCO Bank staff pensioners also get benefits for a 1% relaxation on UCO Pension Loan interest rates.

Ques. How to apply for a personal loan from UCO Bank?

Branch visit: If you wish to meet the bank officials personally to apply for the loan, then visit the nearest UCO Bank branch and duly fill a personal loan application form. You can ask your queries.