Description
About Aditya Birla Finance
Aditya Birla Finance Limited (ABFL) is a subsidiary of Aditya Birla Capital Limited. It is one of the leading well-diversified financial services companies in India. ABFL caters to the varied needs of a diverse clientele ranging across retail, HNI, ultra HNI, micro enterprises, SME, and large corporates through a variety of channels.
Aditya Birla Finance Personal Loan
A personal loan is the best option for individuals to fulfill financial emergency they may experience in buying a house, vehicle, small home renovations, miscellaneous bills, moving expenses, wedding expenses, vacations, children’s higher education etc. Aditya Birla Finance offers Best personal loan to all salaried individuals with a good credit score. Broadly, it covers a wide range of immediate financial requirements with quick loan approval and disbursal.
Why should you apply for Aditya Birla Finance Personal Loan through Afinoz.com?
Afinoz.com is one of India's leading personalized financial marketplaces. The company has created a personal loan platform which lets you choose the best personal loan from the multiple options available to you. All the options are system generated taking into consideration your specific needs and requirements.
Instant Approval – Once you fill in and submit the application form along with the mentioned documents, you will get your e-approval within 2 to 3 days.
Real-time application tracking – Keep track of the application status in real-time with a unique transaction id which is generated at the time of loan application submission. We ensure that all the applicants are kept informed about their application process at each step via SMS and emails.
Online eligibility check - Do all your dealings with the NBFC online. Provide your basic information and our online personal loan eligibility calculator will let you know the amount of loan you are eligible to borrow from Aditya Birla Finance for your personal financing.
Secure Environment - Afinoz.com has a built-in security for your personal information which is stored in a secure environment in our system with your consent. This information is then sent to the NBFC in an encrypted format digitally and is very secure.
24/7 Customer Service - At any stage of the process if you have any query or seek any financial advice, our experienced and well-trained customer service team will offer the best financing/investment solutions to your problems. So there's no need for you to waste time and make multiple trips to the bank to discuss loan specifications with bankers.
No third-party agent – Afinoz.com online loan application process is absolutely free. Through Afinoz, one can directly approach multiple banks online without involving any agent and therefore avoiding unnecessary delays and hassles.
Free quotations – Get online deals on Aditya Birla Finance personal loans and free unbiased quotes of the best personal loan rates. All you have to do is select the loan amount you want to borrow and the tenure of the personal loan. You will get a targeted online quote within minutes of application.
Aditya Birla Finance Personal Loan Eligibility Criteria:
Aditya Birla Finance issues personal loans to Resident Indians and Non Residents Indians (NRIs).
- The borrower must be between 23 to 60 years old when the loan is sanctioned
- He/she must meet the requirement for credit score
- Personal loan eligibility criteria may vary from one candidate to another
Features & benefits of Aditya Birla Personal Loan
Aditya Birla Finance personal loan comes with the following features and benefits:
- The company offers a flexible repayment option up to 60 months
- You can avail a personal from Rs. 25, 000 to Rs. up to Rs. 15 lakhs
- The company provides convenient repayment option through ECS/NACH
- No security or collateral is required to avail of the loan
- Applicant can club income of co-applicant to improve loan eligibility
- Full freedom to use the money for any purpose
- Existing customer of the Aditya Birla Financial Services Group won’t have to pay the processing fee
- Applicants can even apply for the loan online without having to worry about dealing with complicated paperwork
Documents required for Aditya Birla Finance Personal Loan
The applicant should produce the following documents according to their category for obtaining a personal loan from Aditya Birla Finance.
- Filled up loan application form with duly signed passport size photos
- KYC documents as requested
- Identity proof: Voter ID/Passport/Driving License/PAN
- Residential Address proof: Registered Rent Agreement/Utility Bill (not more than3months old)/Passport
- Income proof: Salary slips for the past 3 months
- Salary account’s bank statement for the past 6 months
- You can also provide additional documents that demonstrate your extra income from other sources to enhance your eligibility
Interest Rate & Processing Fee of Aditya Birla Finance Personal Loan
Interest Rate
The interest rate offered by Aditya Birla Finance generally ranges from 14% p.a. to 26% p.a.
Special Note: Rates are indicative and actual interest rate offered is subject to eligibility, verifications, and checks as per internal policy
Processing fee
Processing fee applicable is 1-2% of the loan amount plus GST.
Aditya Birla Personal Loan Customer Care Number
In case you have any query at any stage of your personal loan application process, the well-trained and experienced customer support team of Aditya Birla Personal Loan will be there for you 24*7. You can call at the Aditya Birla Personal Loan Toll-Free No 1800 270 7000 any time you want. The Aditya Birla personal loan contact no is just what you need in case of any doubt and no visit to the bank is required at all on your part.
Aditya Birla Personal Loan Status
You can have all the knowledge about your Aditya Birla personal loan status at your fingertips when you do an Aditya Birla personal loan login to your profile at their official website/online application. At the time of submission of your loan request, an application id will be generated for you and you can keep track of your Aditya Birla personal loan status with the help of this id in real time.
In addition, you will receive regular email and SMS updates related to your personal loan application from the Aditya Birla personal loan customer support team who will be more than happy to help you at every stage. They will also intimate you timely if any changes are made in the Aditya Birla personal loan rate of interest.
How To Apply for Aditya Birla Personal Loan?
If you are a salaried/self-employed individual (between 23 and 55 years) with a regular source of income, you can either apply online or visit the nearest Aditya Birla personal loan centre to apply for a personal loan. Your loan application should be accompanied by a bank statement of last 3 months, salary slip for the last 3 months and the usual KYC documents.
Post the application, you can do an Aditya Birla personal loan login to your profile at their official website/online application to know the Aditya Birla personal loan application status.
Moreover, the Aditya Birla personal loan customer support team will inform you about your Aditya Birla Personal Loan status through regular email and SMS updates.
| Bank | I.R | |
| IIFL | 13% | Apply |
| TATA Capital | 11.75% | Apply |
| Axis | 10.99% | Apply |
| Bajaj Finserv | 11.99% | Apply |
| HDFC | 11.25% | Apply |
| ICICI | 11.25% | Apply |
| RBL Bank | 13.99% | Apply |
| INDUSIND Bank | 11.25% | Apply |
| Kotak Mahindra | 10.99% | Apply |
| Aditya Birla bank | 14%-26% | Apply |
| bank Of Baroda | 11.35% | Apply |
| Incred Finance | 13-24% | Apply |
FAQs
FAQs
Query- Is there any special offer for employees of Aditya Birla Group?
Reply- Employees of Aditya Birla Financial Services Group need not pay a processing fee for a loan.
Query- How can I access my loan account information online?
Reply- Aditya Birla Finance has introduced a unique and completely secure service platform called ABFL Connect which enables you to access your loan account information.
Query- Can I make a partial prepayment for my personal loan from Aditya Birla Finance?
Reply- Prepayment or partial payments are not permitted for the first 6 months of the loan tenure.
Query- Do applicants need to provide any collateral or guarantor to apply for a personal loan from Aditya Birla Finance?
Reply- Aditya Birla Finance provides a collateral-free personal loan, thus applicants are not asked to pledge collateral or provide any guarantor against the loan.
Query- How does the Aditya Birla Finance decide on the maximum loan amount for a borrower during the Aditya Birla personal loan application?
Reply- When an individual applies for the Aditya Birla personal loan, the maximum loan amount for him is decided on the basis of a number of factors, such as his monthly income, credit history, credit score and so on. The number and nature of other active loans availed by him and the current amount paid by him towards the EMIs are also considered during Aditya Birla personal loan to apply.
Query- How do I know about my Aditya Birla personal loan application status?
Reply- You can know about your Aditya Birla personal loan status by doing an Aditya Birla personal loan login to your profile at the Aditya Birla official website/online application. In addition, you will receive regular email and SMS updates related to your Aditya Birla personal loan application from the Aditya Birla personal loan customer support team.
Query- Does Aditya Birla personal loan provide short term personal loans?
Reply- Yes. Aditya Birla Finance Limited offers short term personal loans, which usually have a repayment period of 12 months. The Short Term Reference Rate (STRR) is fixed at 16.85 %.
Personal Loan Blogs :
➤ Compare offers from HDFC Personal Loan and SBI Personal Loan
➤ How to avoid rejection of your personal loan request?
➤ How to get Your Personal Loan Approved?
➤ Personal loan Eligibility Criteria
➤ Document Required For Personal Loan