Piramal Housing Finance Home Loan
Based on 245 Customer Reviews
Published on: 11 Aug 2019
Piramal Housing Finance Limited is a wholly owned subsidiary of Piramal Finance Limited. It is a Non-Banking Financial Company which offers a wide range of financial products such as home loans, loans against property (LAP) and construction finance. The company partners with some of the finest developers in the market and its group company Piramal Realty’s projects i.e. Piramal Aranya, Piramal Vakunth and Piramal Revanta have already set new benchmarks in the real estate industry.
Piramal Housing Finance offers tailor-made home loans that work for you. Home loans from Piramal Housing Finance give you a higher eligibility option which means the borrowers have the power to choose a bigger house. On the other hand, if you are looking to reduce your monthly home loan EMI, home loan from Piramal Housing Finance will fit the bill.
Piramal Housing Finance starts at 9% onwards
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The Piramal housing finance interest rate starts from as low as 9% per annum.
|Processing fees||Up to 3% of loan amount + applicable taxes|
|Part prepayment/pre-closure||The Piramal home loan availed by the individual at floating interest rate: No charges
The Piramal home loan availed by the individual at fixed interest rate: 2% of principal o/s on balance transfer + applicable taxes
The Piramal home loan availed by non-individual at floating or fixed interest rate: 2% of principal o/s + applicable taxes
|Loan repayment instrument return charges||Rs. 500 + applicable taxes|
|CERSAI charges||Rs. 500 + applicable taxes|
|No due certificate issuance charges||1st time free; subsequently Rs. 500 + applicable taxes|
|Swap charges||0.50% of the loan outstanding + applicable taxes|
Note: Rates of interest and other charges are subject to periodic change at the sole discretion of Piramal Housing Finance.
The Piramal Home Loan amount ranges from Rs. 20 lacs to Rs. 10 crores and the proportion of funding is as under -
|Loan amount||Up to 30 lacs||From 30 lacs to 75 Lacs||More than 75 lacs|
|Funding* (Loan to value ratio)||Up to 90%||80%||75%|
*It is subject to the market value of the property and repayment capacity of the customer
For more information about the home loan, you can go over to home loan page on Afinoz.com.
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