Piramal Housing Finance Home Loan
Based on 245 Customer Reviews
Published on: 06 Dec 2018
Piramal Housing Finance Limited is a wholly owned subsidiary of Piramal Finance Limited. It is a Non-Banking Financial Company which offers a wide range of financial products such as home loans, loans against property (LAP) and construction finance. The company partners with some of the finest developers in the market and its group company Piramal Realty’s projects i.e. Piramal Aranya, Piramal Vakunth and Piramal Revanta have already set new benchmarks in the real estate industry.
Piramal Housing Finance offers tailor-made home loans that work for you. Home loans from Piramal Housing Finance give you a higher eligibility option which means the borrowers have the power to choose a bigger house. On the other hand, if you are looking to reduce your monthly home loan EMI, home loan from Piramal Housing Finance will fit the bill.
Afinoz.com is India's foremost online financial marketplace for availing loans and investments. Our main objective is to make the process of getting a loan or making an investment safer, convenient and hassle-free for individuals. We work with public and private banks, NBFCs and mutual fund houses across the entire country and offer an unbiased quotation on financial products. You can contact our team to get more information or apply for a loan or investment by calling on +918795021552 or by emailing at email@example.com. Afinoz.com provides solutions which are quick, reliable, transparent, confidential and above all free.
Interest rate starts from as low as 8.49% per annum.
|Processing fees||Upto 3% of loan amount + applicable taxes|
|Part prepayment/pre-closure||Home loan availed by individual at floating interest rate: No charges|
Home loan availed by individual at fixed interest rate: 2% of principal o/s on balance transfer + applicable taxes
Home loan availed by non-individual at floating or fixed interest rate: 2% of principal o/s + applicable taxes
|Loan repayment instrument return charges||Rs. 500 + applicable taxes|
|CERSAI charges||Rs. 500 + applicable taxes|
|No due certificate issuance charges||1st time free; subsequently Rs. 500 + applicable taxes|
|Swap charges||0.50% of the loan outstanding + applicable taxes|
Note: Rates of interest and other charges are subject to periodic change at the sole discretion of Piramal Housing Finance.
Home loan amount ranges from Rs. 20 lacs to Rs. 10 crores and the proportion of funding is as under -
|Loan amount||Upto 30 lacs||From 30 lacs to 75 lacs||More than 75 lacs|
|Funding* (Loan to value ratio)||Upto 90%||80%||75%|
*It is subject to market value of the property and repayment capacity of the customer
For more information about the home loan, you can go over to home loan page on Afinoz.com.