Business Loan in Pune

Check business Loan Interest Rates of All Major Banks of pune Instantly
Bank Name
Floating Interest rate
Processing Fee
12.6%- 15.60%
1.8% + taxes
15 % to 22 %
upto 3.00% of the total loan amount + Service Tax
Vistaar finance
15 % to 25 %
upto 2% of the loan amount
Aditya birla
17.00% - 26.00%
2% of the loan amount
16.00% per annum
Maximum 3% of the Loan I Facility Amount (plus GST
HDB bank
13.99%
upto 2% of loan amount.
MUFIN FINANCE
13% to 22%
2% of the loan amount
Federal Bank
8.9% to 14%
upto 3% of the loan amount
18% onwards
upto 3% of loan amount
15.65% onwards
upto 2.50% of loan amount
18% to 28%
upto 2% of the loan amount
Incred Finance
18%
upto 5% of the loan amount
13% to 16% per annum.
upto 2 % of the Loan Amount
Zip Loan
16 %
2 %
Neo Growth
18% to 24%
upto 2% of the loan amount
RBL BANK
20.00% per annum,
3% of loan amount
14.25% onwards
upto 2% of loan amount + applicable taxes
18% onwards
upto 3% of loan amount
18 to 25% p.a.
upto 3% of the loan amount
14.00% per annum
2.50%
ICICI
16.49%
upto 2% (plus applicable taxes)
19 %
upto 2.75% of the loan amount + GST
14.10% per annum
upto 1%
ABOUT BUSINESS LOAN IN PUNE

We aim to create a robust alternative credit ecosystem in the country. For this, we are digitizing the finance functions. Anywhere and everywhere – you can Apply for a Business Loan with just a few clicks.

Now, you can compare and make a wise choice for the best Business Loan in pune also. We bring forth a myriad of options from best banks and NBFCs for your convenience. It’s simple! Choose your desired product and win amazing assured cash backs up to ₹ 5000 on loan disbursal.

Eligibility Criteria for Business Loan in pune

No worries for strict eligibility conditions. We tie-up with all the best lenders in the pune and help you with flexible eligibility criteria. Self-employed/professionals – hope you meet the following eligibility parameters.

  • Applicants should own a business or engaged in practice since at least 1 year
  • Self-employed applicants should be between 25 to 60 years
  • Having net monthly income of Rs. 22,000
  • Turnover of minimum Rs 20 lakhs
  • Your ITR income should be equal to or above Rs 2,50,000
  • The firm should have been incorporated at least 2 years before

Documents Required for Business Loan in pune

We leverage existing and emerging technologies to offer you the complete digitalized process. Upload the required documents; it will take a few minutes.

  • Identity Proof – Pan Card/Driving License/Passport/Voter ID Card
  • Address Proof – Telephone or ElectrpuneBill/Ration Card/Lease Agreement/Trade License/Sales Tax Certificate
  • Bank Statement – for the last 6 months statements
  • Mandatory Documents – Memorandum & Articles of Association/Sole Proprietorship declaration (Business Certificate)
  • Audited Financials – of last 3 years, signed by a C.A
  • IT Returns – for the last 2 years

Benefits & features of taking Business Loan in pune

Taking a business loan is an indispensable decision in one’s life. At pune, we have a plethora of options with added benefits. Everything is online – you don’t need to visit the bank.

Get ready to leverage the following benefits –

  1. Instant Approval – Yes. SBI, ICICI, HDFC, IIFL and other players are offering instant paperless business loan approval. Apply at Afinoz, and we will help you avail the Business Loan at best rate.
  2. High Eligibility – Within a just few minutes, we will assess your business loan eligibility and suggest you the best available options in pune. Our process is driven by automated technologies, and we help you get low EMI business Loan
  3. Balance Transfer – We will make you pay your EMI easily by reducing your debt amount. Transfer your Business Loan balance to save on money. Some lenders charge fee for a balance transfer.

Have a few clicks on our EMI Calculator and get your business loan EMI in quick time.

ABOUT PUNE

Pune, also called Poona, is a big city in Maharashtra state, India. The city lies at the junction of the Mula and Mutha rivers. It is the cultural capital of the Marathas. Pune was temporarily occupied by the Mughals but again became the official Maratha capital from 1714 until it was captured by the British in 1817. The city served as the seasonal capital of the Bombay Presidency. It has historic and religious monuments, museums, parks, hotels, and cultural attractions.

The city has long served as an educational and cultural centre; Jawaharlal Nehru, the first prime minister, referred to it as the Oxford and Cambridge of India. The city has a wide number of constituent and affiliated colleges of the University of Pune. Pune houses the Bhandarkar Oriental Research Institute, renowned for research and instruction in the Sanskrit and Prakrit languages and incorporates more than 20,000 ancient manuscripts. The headquarter of the southern command of the Indian army is also located at Pune Cantonment in Pune.

Pune has sprawling complex of industrial suburbs, large factories producing a wide variety of products. The roads connect the city to Mumbai, Ahmadnagar, Solapur, and Satara.

The region is surrounded by the Sahyadri Hills, the Balaghat Range, and the Mahadeo Hills; Sahyadri hills has most of the important religious, historical and tourists sites of the region. Some of the famous hill fortes have been now converted into resorts. The city has important religious centres such as Bhimashankar, Dehu, Alandi, and Karli. Chief crops include jowar, bajra, sugarcane, and rice. Nearby are Meherazad and Meherabad, sites associated with Meher Baba.

TOP LOAN PROVIDERS IN PUNE
ABOUT INDUSIND BANK, PUNE, Maharashtra

Indusind Bank Limited is a new generation private bank. Established in 99, the bank is headquartered in Mumbai, India. It stands tall today as one of the reputed banks in the country. Indusind Bank operates more than 000 branches and over ,800 ATMs spread across the country. It also has representative offices in London, Dubai and Abu Dhabi.

Bank Details
Product

The bank provides various banking solutions to individuals, NRIs, business owners, corporate, government and financial Institutions. It operates through Treasury, Corporate/Wholesale Banking, Retail Banking, and other Banking Operations segments. The bank offers current, savings, defense, corporate salary, and RFC accounts; and fixed deposits, recurring deposits, young saver deposits, as well as Rupee multiplier products.

Banking

Reasury Corporate/Wholesale Banking, Recurring deposits, Corporate salary, Rupee multiplier products. Retail Banking Young saver deposits, Urrent, savings, defense,and RFC accounts Fixed deposits Mutual funds My Account Number Quick Redeem Services and 0 Days banking. Choice Money ATMs Direct Connect Cash-on-Mobile Check-on-Cheque

Loans

Home loan Gold loans Business loan. Kisan loans Term loans Induind Kisan loans Loan against property Two wheeler Personal Car loan Education loan

Cards

Credit cards

ABOUT STATE BANK OF INDIA, PUNE, Maharashtra

State Bank of India (SBI) is India’s multinational public sector banking and financial services company. SBI was established in 80 and is headquartered in Mumbai, Maharashtra. The bank is the largest bank in India with a % market share in assets. State Bank of India operates a network of , branches and 9, ATMs in India and internationally. SBI operates through Treasury, Corporate/Wholesale Banking, Retail Banking, Insurance Business, and Other Banking Business channels. It extends a comprehensive range of banking products and services to individuals, commercial enterprises, corporates, and government bodies, and institutional customers in India and internationally. Its personal banking services include current accounts, savings accounts, term and recurring deposits; personal, home, auto, and education as well as loans against property and securities; and wealth management, demat, ATM, foreign inward remittance, safe deposit locker, public provident fund, money transfer, and pension policy, as well as cards and inflation indexed national savings securities cumulative bonds. It also provides corporate banking services including corporate accounts, working capital and project finance, deferred payment guarantees, corporate term loans, structured finance, dealer financing, channel financing, equipment leasing, loan syndication, financing Indian firms overseas subsidiaries or JVs, and construction equipment loans. In addition, the bank offers NRI services, such as accounts and deposits, remittances, investments, and loans; agricultural banking and micro credit to agriculturists and farmers; loans, supply chain finance, and deposits and transaction banking services for SME customers; and international banking services.

Bank Details
Product

Banking, Loans, Deposit

Insurance

Individual Insurance: Sbi life- eshield, Sbi life - poorna suraksha, Sbi life - sampoorn cancer suraksha, Sbi life- elncome shield, Sbi life- smart shield, Sbi life - saral Shield, SBI Life - Saral Swadhan +, SBI Life- Smart Swadhan Plus, SBI Life - Grameen Bina. Corporate Insurance Plan: SBI Life - Kalyan ULIP Plus, SBI Life- CapAssure Gold, SBI Life - Gaurav Jeevan, SBI Life- Pradhan Mantri Jeevan Jyoti Bima yojana, SBI Life- Sampoorn Suraksha

Banking

MoBile Banking, Internet Banking, Wholesale Banking, Retail Banking

Loans

Personal Loans, Car Loan, Loan Against Property, Education Loan, Housing Loans, Gold Loans, Corporate Term Loans

Cards

SBI Card ELITE, SBI Credit Cards, Air India SBI Platinum Card, Air India SBI Signature Card, SBI STYLEUP Contactless Credit Card, IRCTC SBI Platinum Card, Doctor's SBI Card, SBI Card ELITE Advantage

Branches of STATE BANK OF INDIA in PUNE
KAIKHALIHADAPSARPIMPRIPUNE DECCAN GYMKHANARACPC-IV, NAGAR ROAD, PUNERASTA PETH BRANCH, PUNEPIMRI CHINCHWADBARAMATIBANER, PUNEPUNE AUNDHFERGUSSON COLLEGE PUNEBANERGOKHALENAGARPUNEPUNEWAKAD PUNEPARVATI AREA, PUNELAXMI ROAD, PUNEKOTHRUD, PUNENANDED CITY PUNEWAGHOLIBANERPIMPLE SAUDAGAR PUNESINHGAD ROAD BR PUNEKALYANI NAGAR PUNEHADAPSAR PUNEBIBWEWADIPUNE KONDWAPUNE NIGADI PIMPRI CHINCHWADPUNE KOTHRUDMAIN BRSBIINTOUCH BARAMATISBIINTOUCH VIMAN NAGAR, PUNESBIINTOUCH, PIMPLE SAUDAGARSBIINTOUCH KOREGAON PARK,PUNESBIINTOUCH KHARADI, PUNESBIINTOUCH, BRANCH HINJEWADISBIINTOUCH, SENAPATI BAPAT ROADSBIINTOUCH LITE BANER, PUNEDAVADIGOKULNAGAR, PUNETATHAWADENIMONELONI KALBHORSHIVAJI NAGAR, PUNESASANE NAGARRACPC III BANERDHAYRI PUNEGAHUNJEWAGHAPURYERWADAUNDRI BRANCHRAVETPBB SINHGAD ROAD PUNEPBB PIMPLE NILAKH PUNEPBB AMANORA MAGARPATTPOPULAR NAGARMASULKAR COLONYPBB BALEWADIVADGAONSHERI, PUNEKOREGAON PARKPUNE WORLD TRADE CENTREPBB WAKAD BR PUNEZONAL OFFICE, PUNE ZONE IIDANGE CHOWK BR. PUNEWANOWRIESHIROLI TARFE ALEALEPHATASHIKRAPURPBB AUNDH, PUNECHINCHWAD GAO BRANCH, PUNEC.A.C., PIMPRIAFS LOHEGAONSAHAJPURPIMPALIRACPC II, WAKDEWADI, PUNESUPER CIRCLE OF EXCELLENCE IITIMBER MARKETSBI RURAL CENTRAL PRECESSING CENTRE , PUNEVISHRANTWADIKONDHWAC M E DAPODISANGVIPIMPLE SAUDAGARAGRICULTURE COMM. BRANCH, PUNELAVASARCPC BARAMATIDAC, PUNEPASHANKARVE NAGARKHARADINRI, PUNEDIAMOND GARDEN (CHEMBUR)AHMEDNAGAR CAMPSPBB BANERMHASWADMIDCORPORATE REGIONAL OFFICE, PUNEBIBWEWADIBHOSARISAHAKAR NAGAR BRANCH, PUNEWARJEVIMANNAGAR, PUNENIBM ROAD, KONDWAVADGAON KASBAAMBEGAONKOREGAON BHIMANIGDI, PUNEJEJURIMEDHAWADGAON, PUNEPIRANGUTNARAYANGAONTALEGAON DABHADERANJANGAONKALYANINAGARSRPF CAMPUS BR., DAUNDV R D E (ARANGAON)R N DE, DIGHICCPC PUNECOLLEGE OF ENGINEERING, SHIVAJI NAGARCAC PUNERACPC,NAGPURMIDC, HINJEWADISTRESSED ASSETS RESOLUTION CENTRE, NAGPURKURKUMBHBEG KHADKIHADAPSARPAUD ROADSERVICE BRANCH, PUNEIT BLDG AREA BENIAPUKURZONAL INSPECTION OFFICE, BANGALORECHAKANPULGATEDATTAWADI, PUNEURALIKANCHANCHANDKHEDMIDC AREA CHINCHWAD (PUNE)GOLIBAR MAIDAN, PUNEUNIVERSITY ROAD, PUNEINS SHIVAJI LONAVALAALANDI (DEVACHI )HINGNE KHURDAMBAVANEZONAL OFFICE PUNEADB INDAPURIND ESTATE LONAVALAADB JUNNARBUND GARDEN, PUNEMARKET YARD, PUNECHINCHWAD, PUNEPIMPRI TOWNDHANKAWDI, PUNEDEOLATRADE FINANCE CENTRAL PROCESSING CENTRE, PUNEMANCHARSIB,PUNEERANDWANA, PUNEIFB, PIMPRISMECCC, PUNESPBB BUND GARDAN, PUNESPL PBB PUNEPBB SENAPATI BAPAT ROAD, PUNECOMM PUNEEAST STREET, PUNENCL CAMPUS, PUNEIAT GIRINAGAR, PUNEMIDC, BARAMATITREASURY BR., PUNEKHADKI, PUNETILAK ROAD, PUNENDA KHADAKWASLA, PUNEPURANDHAR SASWADDECCAN GYMKHANA (PUNE)PIMPRI, PUNEDEHU ROADLONAVLABHORPUNE CITYPUNEDAUNDBARAMATISHIRUR GHODNADI