Aditya Birla Capital offers personal loan to meet any emergency requirement of cash. Following are the main benefits of getting a personal loan through Aditya Birla Capital:
Multipurpose Loan- This loan can be taken for multiple use including vacation, wedding, hospitalization, consumer durables purchase, education, home renovation, etc. The lender does not monitor the usage as long as the money is utilized for legal non-speculative purposes.
Unsecured Loan- No collateral security is needed for this loan and hence there would be no risk on any personal asset of the borrower.
Fixed Rate- The interest rates on Aditya Birla Personal Loans are fixed throughout the tenure of the loan. Any changes in the economic conditions or lending rates do not bring about changes in the offered rate.
Flexible Tenure Options- Aditya Birla personal loan can be taken for tenure up to 60 months. The user can choose a tenure that suits his requirements and budget.
Multiple Repayment Options- The lender offers multiple ways to pay the loan EMI which makes it easier for the borrowers to service the loan regularly.
Hassle-free Process- The application and disbursal process is quick and hassle-free. For loans below Rs. 15 Lakh, the application process is completely online and paperless. No physical paperwork is required for sanction.
Attractive Rate of Interest- Aditya Birla Personal Loan Interest Rate is quite competitive. The users can get a rate as low as 14% depending on their credit profile.
Joint Application Facility- For personal loans of bigger amounts, Aditya Birla Capital also allows the borrowers to club the income of a co-applicant to enhance the eligibility.