Personal Loan for Dell India Employees 2022

A personal loan is an unsecured multipurpose loan that can be availed by one who fits into the criteria. There are various other benefits of personal loan especially for those who work with reputed organizations like Dell India. Dell is among the largest technological corporations across the world. Various banks have come with attractive offers of personal loans for Dell India employees. As, most banks and NBFCs are likely to approve the personal loan application, who work with the reputed organization. Below are some of such banks listed that are providing personal loans to the Dell India employees.

Union Bank of India Personal Loan for Dell India Employees

Union Bank of India is among the biggest names of banks in India. It offers a personal loan to Dell India employees who need funds to meet their urgent requirements. There are many benefits of availing a personal loan from Union Bank of India. The personal loan can be used for any personal expenses like travel, vacation, education, medical and other personal finance requirements. Union Bank of India has customized personal loan schemes for the Dell India employees. A personal loan is available for both salaried and self-employed professionals.

• The maximum loan amount of Rs. 10 lakhs* can be availed by Union Bank of India. 
• Flexible loan repayment tenure up to 60 months (5 years).
• Minimal documentation is required for Union Bank of India personal loan.
• Reasonable interest rates.
• Quick disbursal of loan.
• Union Bank of India offers special schemes and discounts for employees of large companies.
• Competitive rate of interest. 

Kotak Mahindra Bank Personal Loan for Dell India Employees

With Kotak Mahindra, you can have quick access to funds during financial emergencies. The personal loan offered by Kotak Mahindra Bank is intended just for that purpose. If you are having a sudden financial emergency, you may reach out to Kotak Mahindra and apply for a personal loan. Especially if you are a Dell India employee you can enjoy the special offers and benefits that Kotak Mahindra Bank offers to you.

• The simple and easy online loan application process.
• Minimal documentation is required. 
• Fast loan processing.
• The hassle-free loan process and quick disbursement of the loan amount.
• Attractive rate of interest that starts at 10.99%.

HDFC Bank Personal Loan for Dell India Employees

HDFC is one of the banks to have come up with a special personal loan scheme for Dell India employees. The bank has designed a personal loan scheme with a special rate of interest and additional benefits for the Dell India employees. The personal loan offered by the bank primarily focused on to provide the finance for diverse personal financial needs of the borrower. The loan comes at an attractive rate of interest and flexible repayment tenure. Let us look into other features and benefits that HDFC is offering to Dell India employees:

• Online loan processing.
• Low processing fee. 
• Free Demand Drafts worth of Rs. 25000 payables at HDFC Bank locations. 
• Simple documentation process.
• Free Personal Accident Death Cover of Rs. 20 lakhs* and Air Accident Death Cover of Rs. 1.25 crore.
• Quick disbursal of the loan amount.
• Exciting offers on flight tickets & hotels, electronic gadgets, and shopping, etc.
• Rate of interest starting from 10.75%.
• Free transferring of online funds using NEFT/RTGS via NetBanking.

The following are the basic documents required to be submitted for the personal loan. The list of required documents may differ based on various factors like the type of loan scheme a borrower is seeking, etc. 

• Passport-sized photograph
• PAN Card – for Company/Firm/Individual.
• A copy of any of the documents as identity proof:
• Aadhaar Card.
• Passport.
• Voter's ID Card.
• PAN Card.
• Driving License.
• Latest Form 16 and salary slip for salaried individuals.
• A copy of any address proof documents:
• Aadhaar Card.
• Passport.
• Voter's ID Card.
• Driving License.
• Bank statement of the previous 6 months.
• Last 2 years ITR along.
• Audit Report.

You can easily apply for a Personal Loan with Afinoz. It is a financial platform who has tie-ups with various lenders that provide personal loans purely based on the customer persona and KYC documents. So, if you are facing any difficulty in availing personal loans due to being cash salaried then go with Afinoz App. Here are a few simple steps for applying for an easy loan:

• Step 1: Download the Afinoz App from the Google Play Store.
• Step 2: Sign up in the account.
• Step 3: Click on the personal loan apply button.
• Step 4: Choose the type of employment.
• Step 5: Enter the company name you are working for.
• Step 6: Provide the details like working tenure, salary, existing monthly installments (if any), the required loan amount and the mail id. 

After entering all these details, a message will be displayed on the screen regarding your eligibility. And if you’ll fulfill the loan eligibility criteria then the Afinoz team will contact you.

If you are working with the brand name like Dell India then go avail the personal loan at low-interest rates along with the quick loan approval process gets you access to your funds in no time.