Personal Loan for Infosys Employees 2022

Infosys Limited is one of the software giants based out of Bangalore with its operations spread across the globe. It provides software services in domains such as finance, outsourcing, big data, consulting, cloud and other categories. Infosys employees enjoy various special offers and privileges from many providers of the products and services. Most of these benefits are in terms of the special discounts extended given to the large employee base of the company. In the personal loan space, banks and NBFCs actively seek to extend loans to Infosys employees offering a discounted rate of interest. The company is considered as one of the most preferred categories by all loan lenders according to its employees a favored status for giving a personal loan. The rate of interest extended by the banks and NBFCs generally ranges from 11.49% to 13% depending on the various eligibility factors.

ICICI Bank Personal Loan for Infosys Employees

ICICI Bank is among the most popular and preferred banks in the nation in terms of financial services, especially personal loans. It benefits its customers in various ways, let’s have a look at some of its benefits provided to the Infosys employees who maintain a salary account with ICICI Bank.

• Fast and simple personal loan process.
• Fixed interest rate where the rate of interest is not increased with the repayment tenure.
• An unsecured or collateral-free personal loan is offered to the Infosys employees.
• Attractive rate of interest rate where EMI starts at Rs. 2187 for the Infosys employees.

Bank of Baroda Personal Loan for Infosys Employees

Bank of Baroda offers a wide range of personal loans to fits-in the diverse needs of its customers. It is among the most opt credit options by people whenever they need financial support. It offers some special benefits to Infosys employees like:

• Fast disbursal of loan. 
• No security is required to avail a personal loan from Bank of Baroda.
• Competitive rate of interest. 
• Quick loan processing.
• Flexible loan repayment tenure of 5 years.
• Online personal loan approvals.
• Ease modes of loan repayment.

IndusInd Bank Personal loan for Infosys Employees

IndusInd Bank offers various financial products but the personal loan is among the most popular ones. People avail IndusInd Bank personal loan services to fulfill their needs. The IndusInd Bank provides special offers to Infosys employees.

• A personal loan with simple documentation, quick processing and the fast disbursal of loan.
• Flexible loan repayment tenure ranging from 1 year to 5 years.
• Infosys employees even get rid of the high interest existing debt by availing IndusInd Balance Transfer Option.
• The convenience of doorstep service for the Infosys employees. 
• Pocket-friendly rate of interest on personal loans to the Infosys employees.
• No requirement of the security or collateral to avail of personal loans.
• Convenient repayment options like IndusInd Bank a/c debit or ECS from some other bank.

The following are the basic documents required to be submitted for the personal loan. The list of required documents may differ based on various factors like the type of loan scheme a borrower is seeking, etc. 

• Passport-sized photograph
• PAN Card – for Company/Firm/Individual.
• A copy of any of the documents as identity proof:
• Aadhaar Card.
• Passport.
• Voter's ID Card.
• PAN Card.
• Driving License.
• Latest Form 16 and salary slip for salaried individuals.
• A copy of any address proof documents:
• Aadhaar Card.
• Passport.
• Voter's ID Card.
• Driving License.
• Bank statement of the previous 6 months.
• Last 2 years ITR along.
• Audit Report.

How to apply for a Personal Loan?

You can easily apply for a personal loan apply for a Personal Loan with Afinoz. It is a financial platform who has tie-ups with various lenders that provide personal loans purely based on the customer persona and KYC documents. So, if you are facing any difficulty in availing personal loans due to being cash salaried then go with Afinoz App. Here are a few simple steps for applying for an easy loan:

• Step 1: Download the Afinoz App from the Google Play Store.
• Step 2: Sign up in the account.
• Step 3: Click on the personal loan apply button.
• Step 4: Choose the type of employment.
• Step 5: Enter the company name you are working for.
• Step 6: Provide the details like working tenure, salary, existing monthly installments (if any), the required loan amount and the mail id. 

After entering all these details, a message will be displayed on the screen regarding your eligibility. And if you’ll be eligible for the loan then the Afinoz team will contact you.

So, if you are an Infosys employee, you would have realized that personal loans get approved easily for you. For Infosys employees who haven’t applied for a personal yet, go ahead and acquire it to meet any of the personal financial needs.