StashFin is a digital lending platform, started by a group of professionals who were in the domain of financial services. The team has the experience of working with reputed firms in banking and financial services. Through its state-of-the-art technology, the firm provides instant personal loans and credit line cards. However, StashFin offers a credit line that can be used as a personal loan and repaid in monthly installments. Any salaried or self-employed professional can download the StashFin app to use its services.

Features and Benefits of StashFin

  • Loan for Every Need: When you apply for a personal loan from a traditional lender, it will offer you a big-ticket loan. On the other hand, if you apply for an instant loan, you may get funds quickly, but the size of the amount can be a questionable factor. But StashFin allows instant personal for every need.
  • Complete Security: When you apply for an instant personal loan from StashFin, you get unmatched security. This means your personal information is secured with StashFin and you can rely on this app.
  • Hassle-Free Documentation: To complete your personal loan application, you only need a smartphone. At StashFin you can submit your documents in two ways. Either you can opt for online submission or they can pick your documents from your doorstep. 
  • Quick Disbursal: When you apply for an instant personal loan at StashFin, after receiving your personal loan application, it takes only 4 hours to disburse the loan amount. On the other hand, borrowing from a traditional lender may take up 4-5 days. 

StashFin Personal Loan Interest Rate, Processing Fee, And the Loan Tenure

Lenders Name


Interest Rate

11.99 – 59.99% APR

Processing Fee


Loan Amount

Rs 500 to Rs 5,00,000

Loan Tenure

3 - 36 months

Eligibility Criteria to Avail StashFin Personal Loan

  • The applicant’s age should 18 years
  • The applicant should be an Indian resident.
  • The applicant should be a salaried or self-employed individual.

Documents Required for StashFin Personal Loan

  • Address Proof–Aadhar card/ Voter ID/Passport/Driving License
  • Identity Proof–Aadhar card/ PAN ID/ 
  • Bank statement
  • ITR/ GST Paper (in case of self-employed professional)

StashFin EMI Calcualtion

StashFin offers a credit line to the borrowers. Suppose, if you have a credit line of Rs 5 lakh and you use 1 lakh out of it, then the interest rate will be charged on the used credit rather than the whole credit line. But before you apply for an instant personal loan always do the EMI calculation as it eases out your repayment. To get a better idea about the StashFin EMI calculator, assume that you take credit of Rs 2 lakh for 3 years at the interest rate of 12% p.a., then the EMI calculator will show you the result as shown in the table below.

Loan amount

Rs 2,00,000

Interest Rate

12% P.A.


3 years









Rs 58,883

Rs 20,831

Rs 79,714

Rs 1,41,117



Rs 66,351

Rs 13,363

Rs 79,714

Rs 74,766



Rs 74,766

Rs 4,948

Rs 79,714

Rs 0


Try StashFin EMI calculator with different variations.

How to Use StashFin App

  1. Install the app on your device.
  2. Register your account with StashFin.
  3. Fill your personal and professional details.
  4. Verify your details by uploading the required documents.
  5. After submission wait for the verification call.
  6. The application result will be notified via app notification or SMS.
  7. After approval, E-Sign the loan agreement and receive the funds in your account.

StashFin Customer Care

If you find any difficulty while applying for a personal loan through StashFin, you can register your concern to the StashFin customer care to resolve it.

Go to the contact page of the StashFin and pick an option related to your problem and resolve your query. You can also find a solution to the StashFin app.


Q1What is the StashFin credit line?
StashFin offers a credit line that can be used to borrow funds anytime. Once you get a credit line, you can withdraw funds anytime from that credit line. The best part is that you will be charged for the credit you use instead of the entire credit line.
Q2What are the eligibility criteria to borrow from StashFin?
The eligibility criteria are simple. You should have an income source and you should be an Indian resident having attained the age of at least 18 years.
Q3Do we need a guarantor to apply for a StashFin personal loan?
In the first place, StashFin doesn’t require any guarantor for a personal loan, but if your credit profile is not authentic, then it may ask for it.
Q4How much time is taken by the StashFin to process a personal loan application?
All the verification takes at least 4 hours. It includes documentation verification, credit profile verification, and much more, but once you get approval, the loan amount gets transferred in your account in no time
Q5Can an applicant opt for a doorstep document pickup facility?
There are 2 ways you can submit your documents. First is you can submit your documents online or you can also opt for a doorstep document pickup facility.
Q6How does an applicant repay the loan?
The StashFin personal loan can be paid in the form of Equated Monthly Instalments. To repay the loan, you can visit the official website of the StashFin or on StashFin app. You can also repay your loan via post-dated cheques or NACH (National Automated Clearing House).