Personal Loan for Oracle India Employees 2022

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Personal Loan for Oracle India Employees 2022 Highlights

Personal Loan for Oracle India Employees 2021: ✔ Interest rate as low as 10.50% p.a. ✔ Flexible loan tenor up to 5 years ✔ Digital and fast loan processing ✔ Instant disbursal of pre-approved loans ✔ Ease of repayment modes


Oracle India is among the MNCs spread across the globe. Oracle India employees enjoy various special offers and privileges from many providers of the products and services. Most of these benefits are in terms of the special discounts extended given to the large employee base of the company. In the personal loan space, banks and NBFCs actively seek to extend loans to Oracle India employees offering a discounted interest rate. The company is considered as one of the most preferred categories by all loan lenders according to its employees a favored status for giving a personal loan. The rate of interest extended by the banks and NBFCs generally ranges from 11.49% to 13% depending on the various eligibility factors.

Major Personal loan offers for Oracle India Employees from various Banks

Digibank Personal Loan for Oracle India Employees

DigiBank offers personal loans to Oracle India employees at a special rate of interest. The personal loan offered by the bank is aimed to provide finance for various personal financial needs of the borrower. The loan comes at a competitive rate of interest and flexible tenure. Let us look into other features and benefits of Digibank personal loan for Oracle India employees:

  • Digibank loan processing is quick and can be done in a few minutes.
  • The online loan process is available with the paperless application process.
  • Competitive rate of interest on a personal loan.
  • Flexible loan repayment tenure ranges from 12 months to 60 months.
  • The rate of interest remains unchanged throughout the repayment tenure.
  • Instant disbursal of the loan amount for the pre-approved loans.

Axis Bank Personal Loan for Oracle India Employees

Axis Bank offers personal loans to the Oracle India employees at a competitive rate of interest. The personal loan from Axis bank can be used to meet any personal expenses like a big fat wedding, exotic vacation, abroad studies, or medical emergency. Below are the few important details of the Axis Bank offering to the Oracle India employees:

  • Online loan application processing.
  • Free Online NEFT transactions.
  • Rate of interest on personal loan ranges from 12% to 24%.
  • Availability of DDs & PO with the corporate salary account every month*.
  • Simple documentation process.
  • Cost-free withdrawals from any bank ATM across the globe.
  • Flexible loan repayment tenure ranging from 12 months to 60 months.
  • Quick disbursal of the loan amount.

HSBC Personal Loan for Oracle India Employees

HSBC offers personal loans to Oracle India employees through the Corporate employee program. Through this program, Oracle India employees can avail of the attractive rates on personal loans and the other additional benefits. The loan offers finance for personal expenditures such as weddings, vacations and more. Below are the details of HSBC personal loan for the Oracle India employees:

  • Fast disbursal of loan. 
  • No security is required to avail a personal loan.
  • The rate of interest starts at 10.50%.
  • Quick loan processing.
  • Flexible repayment tenure of 5 years.
  • Online personal loan approvals.
  • Ease modes of loan repayment.

Personal Loan Interest Rate

Name of the Bank

Interest Rate

Kotak Bank

Starts at 10.99%


11.25% to 22.00% 


Starts at 12.50%

State Bank of India

Starts at 12.50% 

IndusInd Bank

10.50% to 23.00% 


Starts at 12.95% 

Bajaj Finserv

12.99% onwards

Axis Bank

12% to 24%

Documents Required for Personal Loan

The following are the basic documents required to be submitted for the personal loan. The list of required documents may differ based on various factors like the type of loan scheme a borrower is seeking, etc. 

  • Passport-sized photograph
  • PAN Card – for Company/Firm/Individual.
  • A copy of any of the documents as identity proof:
  • Aadhaar Card.
  • Passport.
  • Voter's ID Card.
  • PAN Card.
  • Driving License.
  • Latest Form 16 and salary slip for salaried individuals.
  • A copy of any address proof documents:
  • Aadhaar Card.
  • Passport.
  • Voter's ID Card.
  • Driving License.
  • Bank statement of the previous 6 months.
  • Last 2 years ITR along.
  • Audit Report.

How to apply for a Personal Loan?

You can easily apply for a Personal Loan with Afinoz. It is a financial platform who has tie-ups with various lenders that provide personal loans purely based on the customer persona and KYC documents. So, if you are facing any difficulty in availing personal loans due to being cash salaried then go with Afinoz App. Here are a few simple steps for applying for an easy loan:

  • Step 1: Download the Afinoz App from the Google Play Store.
  • Step 2: Sign up in the account.
  • Step 3: Click on the personal loan apply button.
  • Step 4: Choose the type of employment.
  • Step 5: Enter the company name you are working for.
  • Step 6: Provide the details like working tenure, salary, existing monthly installments (if any), the required loan amount and the mail id. 

After entering all these details, a message will be displayed on the screen regarding your eligibility. And if you’ll be standing on the eligibility criteria for the loan then the Afinoz team will contact you.

So, if you are an Oracle India employee and looking for a personal loan but worried about the entire process, connect with Afinoz for easy and quick loan processing.