Applying for loans and getting it almost hand to hand, seems like a distant dream. Isn’t It? No not anymore. Various online lending start-ups have turned the tide of going through lengthy procedures of applying for loans and getting the final disbursements. Qbera is one such start-up that aims in providing loans to individuals, in a very short span of time.

Qbera Features and Benefits

  • Easy and transparent application procedure – There is complete transparency followed for the loan application process at Qbera. The applicable fees and charges are being disclosed to the applicant beforehand. 
  • No Collateral – Applicants are not required to put up any security as collateral. As personal loans are unsecured in nature, applicants need not worry about, security measures. 
  • Fast turnaround time – Applicants do not have to wait for long to get the funds for the applied personal loan. From the submission of the documents, till the final disbursal, the total procedure of the loan amount disbursal takes not more than 24 hours. The disbursement is done after verifying the credentials shared by the applicant.
  • Complete details of personal security – While it is quite an apprehension, about the digitally uploading of the documents and getting the data known to third party sites. Well, it is not the case with Qbera, as all the personal and other details shared by the applicant stay completely safe with the lender.
  • Flexible repayment tenure – Like other traditional lenders of personal loan, Qbera also offers a loan for 12-60 months to its borrowers. An applicant can also pre-close the loan, whenever they wish to.
  • A low credit score does not pose an issue – To apply at Qbera an individual should possess a credit score of 600 and above. Unlike traditional lenders, a higher credit score is not mandatory to avail a personal loan from Qbera.
  • Quality Customer Service – To address queries, issues, and grievances, an applicant can get in touch with the dedicated customer service team. On weekdays the timings for weekdays are 9.30 am to 7 pm and on weekends it is from 10 am to 1 pm.  The team can also be contacted via email at and at the Whatsapp number is available +91 8971928484.

Qbera Personal loan Eligibility

To apply for an instant personal loan from Qbera, an individual should fall in the eligibility criteria below:

  • An individual should be a citizen of India
  • Must be in the age range of 23 to 55 years
  • Must be drawing a monthly salary of minimum Rs 20,000
  • Must possess a credit score of more than 625 to apply for the loan

Qbera Personal loan interest rate and other charges:

Qbera offers personal loans at an interest rate ranging from 11.99% to 35.99% p.a. The interest rate offered to the borrower depends on various parameters of age, current employment, credit score. 

The processing fee charged by Qbera for a personal loan is 1% to 5% of the loan amount. 

An individual who wishes to pre-close the loan amount will be charged a 2.5% interest rate on the outstanding amount. 

Document Required for applying for personal loan at Qbera

Here is the checklist of documents required to apply for the Qbera Personal loan.

  • Identity Proof – Aadhaar Card/PAN Card/Passport/ Voter ID
  • Address Proof – Utility Bills, Rent agreement, Passport, House ownership proofs/ Aadhaar Card.
  • Salaried account cheques
  • Proof of permanent place of residence (if not mentioned on the Aadhaar Card).
How to apply for instant personal loan

apply Instant personal loan

Qbera Personal Loan EMI Calculator

The EMI Calculator gives you an estimate of how much you are going to shell out monthly from your pocket for the repayment of the loan amount. All you need to do is compute the details of the loan amount, tenure, and interest rate which will present the tentative EMI outflow.

Qbera Personal Loan App

Want to get loans as fast as ordering a pizza or booking a cab? Well, the Qbera loan app is your answer.

Qbera is a Bangalore based digital lending company that has been set-up with the perspective of providing loans to borrowers with hassle-free, secure and quick access to instant personal loans in times of need.

Qbera Loans: Customer Care Number

For any assistance, query, and issues you can get in touch with customer care representatives of Qbera on 1800-4198-121(toll-free). 

The timings to reach out to them on weekdays are between 9.30 am to 7.00 p.m on weekdays and 10.00 am to 1.00 pm on weekends.

The customer care representatives can be reached out also at +91 8971928484 also at 

Loan products offered by Qbera

Qbera offers Personal loans for Salaried and Self-Employed Individuals. For putting dreams into action, Qbera loans make financial planning easier. The hassle-free documentation and competitive interest rates provide for the required funds in as short as 48 hours.

Cities in which Qbera Loans are operative:

Qbera Personal loan is a start-up and is now operational only in cities of Delhi/NCR, Bangalore, Pune, Chennai, Mumbai, and Hyderabad.


Q1How much loan amount can I get from Qbera?
Qbera offers personal loans ranging from Rs 1,00,000 to Rs 15,00,000.
Q2How Qbera is different from others?
The borrowers get a world-class experience of the technology and its lending partnership. Additionally, they provide with the following features to the borrower. • The cut-off CIBIL score is 625 and they provide loans to employees of more than 9 lakh companies in India. • There is digital verification of income, employment, and residence. • Disbursement of loan is done within 24-48 hours. • Qbera provides an instant lending decision of approval or rejection • With the paperless application, the applicant needs to submit all the details online.
Q3What should be my CIBIL score to avail of a Personal loan from Qbera?
The cut-off CIBIL score is 625, to avail a personal loan from Qbera.
Q4What is the rate of interest charged for personal loan by Qbera?
The rate of interest is influenced by many factors such as age, income, employer, CIBIL score etc. Qbera collects information and offers customized personal loan to borrowers. The interest rate of Qbera starts at 11.99%.
Q5How can I repay my loan?
Through automatic debit of EMIs via NACH mandate, Qbera provides easy repayment of instant personal loans.