Description

A personal loan is an unsecured multipurpose loan that can be availed by one who fits into the criteria. There are various other benefits of personal loan especially for those who work with reputed organizations like Walmart India. Walmart is among the leading multinational corporations. Many banks have come up with many diverse personal loan schemes for Walmart’s India employees. As, most of the banks and NBFCs are likely to approve the personal loan application, who work for a reputed organization. Below are some of such banks listed that are providing personal loans to the Walmart India employees.

Many banks have come up with diverse personal loan schemes exclusively for Walmart India’s employees. Below are some of such banks that are providing personal loans to the Walmart India employees.

Major Personal loan offers for Walmart India Employees from various Banks

Bank of Baroda Personal Loan for Walmart India Employees

Bank of Baroda offers a wide range of personal loans to fulfil the diverse needs of its customers. Employees of reputed companies can enjoy multiple benefits by getting a personal loan from Bank of Baroda. Here are some of special benefits to Walmart India employees like:

  • Fast disbursal of loan.
  • No security is required to avail a personal loan from Bank of Baroda.
  • Competitive rate of interest. 
  • Quick loan processing.
  • Flexible loan repayment tenure of 60 months.
  • Online personal loan approvals.
  • Easy modes of repayment.

Axis Bank Personal Loan for Walmart India Employees

Axis Bank offers personal loans to the Walmart India employees at a competitive rate of interest. The Axis Bank personal loan can be used to meet any personal expenses like a big fat wedding, exotic vacation, abroad studies, or medical emergency. Below are the few important details of the Axis Bank personal loan for the Walmart India employees:

  • Online loan application processing.
  • Rate of interest ranging from 12% to 24%.
  • Simple documentation process.
  • Flexible loan repayment tenure ranging from 1 year to 5 years.
  • Quick disbursal of the loan amount.

IndusInd Bank Personal loan for Walmart India Employees

IndusInd offers various financial products but the personal loan is one of the most popular ones. People avail IndusInd Bank personal loan services to fulfill their needs. The IndusInd bank provides special offers to Walmart India employees.

  • A personal loan with simple documentation, quick processing and the fast disbursal of loan.
  • Flexible loan repayment tenure ranging from 1 year to 5 years.
  • Pocket-friendly rate of interest on personal loans to the Walmart India employees.
  • Convenient repayment options like IndusInd Bank a/c debit or ECS from some other bank.
  • Walmart India employees even get rid of the high interest existing debt by availing IndusInd Balance Transfer Option.
  • The convenience of doorstep service for the Walmart India employees. 
  • No requirement of the security or collateral to avail of personal loans.

 

Personal Loan Interest Rate

Name of the Bank

Interest Rate

Kotak Bank

 10.75% onwards 

ICICI Bank

11.25% to 22.00% 

HSBC Bank

Starts at 12.50%

State Bank of India

Starts at 12.50% 

IndusInd Bank

 

11,00% to 31.50%

.

HDFC Bank

Starts at 12.95% 

Bajaj Finserv

12.99% onwards

Axis Bank

12% to 24%

Documents Required for Personal Loan

The following are the basic documents required to be submitted for the personal loan. The list of required documents may differ based on various factors like the type of loan scheme a borrower is seeking, etc. 

  • Passport-sized photograph
  • PAN Card – for Company/Firm/Individual.
  • A copy of any of the documents as identity proof:
  • Aadhaar Card.
  • Passport.
  • Voter's ID Card.
  • PAN Card.
  • Driving License.
  • Latest Form 16 and salary slip for salaried individuals.
  • A copy of any address proof documents:
  • Aadhaar Card.
  • Passport.
  • Voter's ID Card.
  • Driving License.
  • Bank statement of the previous 6 months.
  • Last 2 years ITR along.
  • Audit Report.

How to apply for a Personal Loan?

You can easily apply for a Personal Loan with Afinoz. It is a financial platform who has tie-ups with various lenders that provide personal loans purely based on the customer persona and KYC documents. So, if you are facing any difficulty in availing personal loans due to being cash salaried then go with Afinoz App. Here are a few simple steps for applying for an easy loan:

  • Step 1: Download the Afinoz App from the Google Play Store.
  • Step 2: Sign up in the account.
  • Step 3: Click on the personal loan apply button.
  • Step 4: Choose the type of employment.
  • Step 5: Enter the company name you are working for.
  • Step 6: Provide the details like working tenure, salary, existing monthly installments (if any), the required loan amount and the mail id. 

After entering all these details, a message will be displayed on the screen regarding your eligibility. And if you’ll fit into the eligibility criteria for the loan then the Afinoz team will contact you.

What are you waiting for??? If you working in a brand organization like Walmart India and need financial support that makes the best of it and avails a personal loan through Afinoz and enjoys the benefits.