Vintage Finance Personal loan 2022

AFINOZ.COM is an online financial marketplace for customized rate quotes on loans and investment products in India. The company is owned by DS Finworld Pvt. Ltd.

Vintage Finance Personal loan 2022 Highlights

Vintage Financial Solutions Personal Loan Apply Online βœ“ Check Interest Rates βœ“ Documents Required βœ“ EMI Calculator βœ“ Check Eligibility for Vintage Financial Solutions Personal Loan.


About Vintage Finance

Vintage Credit and Leasing Private Ltd. (Vintage Finance, as commonly known) is an NBFC (Non-Banking Finance Company) registered with the RBI. Established in 1992, Vintage Finance has been a leading operator in the fields of Personal Loan, Loan against Property, and Auto Loan. It is renowned for its well-documented procedures and services to meet the diverse needs of customers. The experienced professionals of Vintage Finance also offer assistance to their customers while investing in different financial schemes.

Vintage Finance personal loan

Vintage Finance offers personal loan products to salaried individuals residing in Delhi/NCR. Personal loans are immensely popular these days as they are processed and disbursed quickly. Moreover, they do not require any collateral. The loan amount may be utilized for any purpose you like, and you can finance your sudden expenses with absolute ease. The Vintage Finance Personal Loan products are quick, transparent, competitive and are customized to address every need of yours. It provides personal loan for varied purposes such as traveling, wedding, business expansion, education abroad, and so on. These loans are available with flexible tenures, highly competitive interest rates, nominal charges, and simple documentation (even without a CIBIL check).  Vintage Finance personal loan products are known for their highly competitive interest rates. We will discuss all the features of a Vintage Finance personal loan in our subsequent sections below.

At Afinoz, we thrive in addressing all of your financial requirements. We have formed exclusive tie-ups with many reputed banks/NBFCs, and Vintage Finance is one of them. You can apply for a Vintage Finance personal loan through our efficient online platform, from the absolute convenience of your own.

What is Afinoz?

With its broad access to financial products and services, Afinoz is here to connect you to unlimited opportunities that are designed to address your distinct needs. We are a leading online marketplace where we give you the best deal on an absolute spectrum of financial products - loan, mutual funds, fixed deposits, and many more. We aim to make the procedures involved in loans/investments safe, hassle-free, and convenient for individuals. We churn out the sea of offers from banks/NBFCs and present unbiased quotations to our customers. From this, they can make informed decisions about the products that suit their needs the most.

In a nutshell, we would like to empower you to make your own financial decisions and make lenders come to you for business. You can contact our team to get more information or apply for a loan or investment by calling us at +911204110376 or by emailing at All our services are provided to you for absolutely free.

Features and Benefits

Feature & benefits of a Vintage Finance Personal Loan

Here are some general features & benefits of a Vintage Finance personal loan-

  • Vintage Finance offers highly competitive and best-in-class interest rates on personal loans. The Vintage Finance interest rates are in the range of 16% to 20%.      
  • Personal loans are available for residents of Delhi/NCR only
  • Loans are available to salaried individuals in the range of Rs 1,00,000 to Rs 15,00,000.
  • Completely transparent  and simplified loan procedure
  • Flexible repayment period ranging from 12 to 24 months. Your EMI will be fixed depending on your eligibility and tenure.
  • Speedy loan approval
  • Convenience of service at the doorsteps of customers
  • You do not need to pledge any collateral to avail a Vintage Finance personal loan

Eligibility & Documents Required

Vintage Finance personal loan highly helpful for average Indian middle class

Eligibility for a Vintage Finance personal loan is decided to depend on certain parameters. An applicant must fulfill the below-mentioned loan eligibility criteria:

  • Only the salaried individuals are eligible for a Vintage Finance personal loan
  • Applicants must have been employed for a minimum of 2 years. They should have been in their present organizations for at least 6 months.
  • individuals must be in the age bracket of 21 to 60 years (Maximum age as on loan maturity)
  • Vintage Finance offers a minimum Loan Amount of Rs 1 lakh and a maximum amount of Rs 15 lakh 
  • An applicant must have a minimum individual income of Rs 30000 per month of a minimum family income of Rs 40000

Vintage Finance personal loan documents required

  • Identity Proof: Anyone from Photo Identity issued by Government, Defense Services, Public Sector Undertaking, Employee ID Card, Driving License, PAN Card, Voter ID Card, Aadhaar Card, Proprietor ID card, ID card of a partner of Director (in case of a company), etc.
  • Residence Proof: Anyone from a Valid Passport, Aadhaar Card, Existing Registered House Lease, Government I-card with photo and address, Ration Card, Property tax bill, Utility bill, Latest Credit Card Bill, Employers letter certifying current mailing address, etc.
  • Income Proof- Latest salary slip showing all deductions/ ITR for last 2 years/ form 16 along with latest salary certificate from the employer.
  • Signature verification- Pan Card/Valid Passport/Banker's Verification Letter /Processing Fee Cheque.
  • Passport size photographs (2)

Please note: Documentary proofs required may differ from customer to customer

Vintage Finance personal loan Interest Rates & Charges

General Interest Rates

 16% to 20%

Loan tenure

From 12 to 24 months

Processing Fee


Preclosure fee

2% of the outstanding balance + applicable GST

Loan Amount

Up to 15 lakhs

Prepayment charges

2% on the prepaid amount + applicable GST

Cheque/Instrument swap charges

Rs 500 per instance+ applicable taxes

Special Note: Rates/ charges are subject to periodic change. Interest rates and other fees/related to Vintage Finance personal loans are subject to regular reviews and can differ from customer to customer. These rates/charges depend several factors such as credit score, existing loans, organization currently employed, amount of savings, number of years of relationship with the Vintage Finance, etc.

Vintage Finance personal loan contact number

In case you have any query on the Vintage Finance personal loan and other associative services, you may call on 0120-411-0376 to know about the latest offers.

Why Afinoz?

Why should you apply for a Vintage Finance personal loan through has simplified and digitized the entire procedures related to the application of a Vintage Finance personal loan.  Its efficient platform enables you to choose the best loan offer from the multiple options available. All the options are shortlisted by looking into your specific needs.

  • A Bonanza offer is waiting for you! - A cashback of up to Rs 5000 is up for grabs when a Vintage Finance personal loan is disbursed to you through the Afinoz platform.
  • Instant Approval – Once you properly fill your application and submit it along with other required documents, your e-approval will be accorded within just a couple of days.
  • Online eligibility check – You do not need to visit the Vintage Finance branch at all to check your loan eligibility. You can do all your dealings online. Feed the required information to the Afinoz  personal loan eligibility calculator and it will display the loan amount you are eligible to avail from Vintage Finance within a minute!
  • Secure Environment - Your personal information is stored in a highly secured environment inside the Afinoz system. This information is communicated to your lender in a digitally encrypted format.
  • 24/7 Customer Service – All the queries you have at any stage of the loan application process will be addressed by our experienced customer service team 24*7. No need for you to make multiple trips to the Vintage Finance branch to discuss loan details.
  • Real-time application tracking – A unique transaction id will be generated for you when you submit your Vintage Finance personal loan application. With this ID, you can keep track of your application status in real-time. You will also be kept informed about the application process at every stage through SMS and emails.
  • Free quotations – Afinoz has established exclusive tie-ups with the Vintage Finance. Thus, you can have access to the attractive online deals from Vintage Finance personal loans and get free unbiased quotes for the best loan rates. You just need to select the personal loan amount and the loan tenure. You will receive a customized online quote within minutes.
  • No third-party agent – Through Afinoz you can directly approach the lender online without the need of an agent. Thus, you can save money and avoid unnecessary hassles and delays.


Query - How can I repay my Vintage Finance Personal Loan?

Reply-You can easily repay your Vintage Finance personal loan in equal monthly installments (EMIs). The EMI can be paid through post-dated cheques (PDCs), ECS or a standing instruction (SI) to debit your Bank account with the EMI amount.

Query - How much can I borrow?

Reply - You can borrow a Vintage Finance personal loan ranging from Rs. 1,00,000 to Rs. 15,00,000, depending on your monthly income and repayment capacity.

Query - How much interest is charged by the Vintage Finance on a personal loan?

Reply - The Vintage Finance personal loan interest rates vary in the range of 16% to 20% per annum.

Query - Is age an eligibility criterion to get a personal loan from Vintage Finance?

Reply - Yes, age is an essential eligibility criterion to get a personal loan from Vintage Finance. You should be at least 21 years of age at loan application and should not be over 60 years at loan maturity.

Query - What is the minimum and maximum tenure of a Vintage Finance personal loan?

Reply - You can conveniently repay an IDFC personal loan within a period of a minimum of 12 months to a maximum of 24 months.

Query - How much income should I have to be eligible for a Vintage Finance personal loan?

Reply- You must have a minimum individual income of Rs 30000 per month of a minimum family income of Rs 40000 to be eligible for a Vintage Finance personal loan

Query - Will I have to pay a fee/charge in case I decide to make any prepayment?

Reply - Yes. You need to pay a nominal pre-payment fee-which is equal to 2% of the amount prepaid. Applicable taxes will be applicable as per Govt. norms.

Query - How do I know if am eligible for a Vintage Finance personal loan?

Reply - It’s simple! You can check your Vintage Finance personal loan eligibility by using the personal loan eligibility calculator at

Query - For what purpose can I use the Vintage Finance personal loan?

Reply- The Vintage Finance personal loan can be availed for any genuine credit need including but not limited to wedding expenses, educational expenses, travel expenses, emergency medical needs, and so on.

Query - How long will the Vintage Finance Pvt Ltd take to process my Personal loan application?

Reply - Once you submit the required documents in addition to your loan application form to the satisfaction of the Vintage Finance, you can expect the loan disbursal within 2 to 4 working days. Please note that all loan disbursals are matters of the sole judgment of the lender.

Query - Is sharing of my personal data on Afinoz online safe?

Reply - does not share any data with any third party other than the bank/NBFC concerned. Your data and records with Afinoz are completely safe as it employs modern data encryption tools to ensure the same.

Query Is there any best offer on Afinoz?

Reply – If an applicant applies and get his loan disbursed through Afinoz, he may win a cashback up to Rs 5000 on disbursal of the loan.

For any query about Vintage Finance personal loan application, you can log on to or give us a call at +911204110376. Alternately, you can mail us at