Personal Loan in Chennai

Check Personal Loan Interest Rates of all major banks of Chennai Instantly

Bank NameFloating Interest RateProcessing Fee
Central Bank of India 10.75% to 12.50%Rs.500
ICICI 11.25%2.25 % + GST
Aditya birla 14%-26% per anuum2% of the loan amount
VINTAGE 16 % to 20 %Nominal
RBL Bank 13.99% to 20.00%Upto 2%
IIFL 13%2% + GST
Kotak Mahindra Bank 10.99% to 24%2.5 % + GST
IndusInd bank 11.25%2.5% + GST
Mahindra Finance 11%2% to 3%
Bank of baroda 11.35% - 16.35%2%
HDFC 11.25 % - 18 %upto 2.5 %
BAJAJ 11.99% to 15.50%2%
TATA CAPITAL 11.75%2.5% + GST
SBI 12.50% to 16.60%1%
AXIS 10.99% to 20 %1.50% to 2.00% + GST
PNB 12% to 16%1.80%
Aditya Birla Finance 14.00% - 16.25%Up to 2% of the loan amount
Bank Of India 12.15% to 14.15%2.00 %
FULLERTON 12.99 - 36%3%

About Chennai

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Formerly known as Madras, Chennai is the capital town of the state of Tamil Nadu. It is one of the most visited Indian cities by foreign tourists and is the biggest cultural, economic, and educational centre of South India.

Chennai is also nicknamed as “The Detroit of India” having a base of one third of India’s automobile industry. It is also a major film production centre and is home to Tamil Film Industry. For many centuries the region around Chennai has served as an important military, administrative, and economic centre. Ancient coins dating to around 500 BC have been found in the excavations in the city and surrounding areas. The sculpted caves and paintings of the age old period also have been identified from that period.

About Personal Loan in Chennai

We aim to create a robust alternative credit ecosystem in the country. For this, we are digitizing the finance functions. Anywhere and everywhere – you can apply for a Personal Loan with just a few clicks..

Now, you can compare Personal loan interest rate to make a wise choice for the best Personal Loan in Chennai also. We bring forth a myriad of options from best banks and NBFCs for your convenience. It’s simple! Choose your desired product and win amazing assured cash backs up to Rs 5000 on loan disbursal.

Eligibility Criteria for Personal Loan in Chennai –

No worries for strict eligibility conditions. We tie-up with all the best lenders in the Chennai and help you with flexible eligibility criteria. Salaried and Self-employed applicants – hope you meet the following eligibility parameters.

  • Salaried applicants should be between 21 to 60 years of age
  • Self-employed applicants should be between 25 to 65 years
  • Employed for a minimum period of 3 months in the current job and have previous working experience also
  • Having net monthly salary/income of Rs. 20,000
  • Business stability of at least 1 year is required

Documents Required for Personal Loan in Chennai

We leverage existing and emerging technologies to offer you the complete digitalized process. Upload the required documents; it will take a few minutes.

Salaried Class

  • Identity Proof - Aadhaar Card /Voters ID/Passport/Driving License /PAN Card
  • Residential Proof - Leave and License Agreement/Utility Bill (maximum three months old)/Passport
  • Income Proof – Salary slips for the last three months along with the bank statement showcasing the credited salary
  • Employment Certificate – for the past 1 years
  • Photographs - Two passport size

For Self-employed

  • KYC documents – Identity & address proof and date of birth
  • Residence Proof - Leave and license agreement, utility bill (should not be more than three months old), and a copy of your passport if, you own one.
  • Income Proof – ITR for the last 1 years
  • Official Address Proof – Address proof along with your email ID and phone number
  • Business Continuity Proof – Testimonials to show your business is running from the last 1 year

Benefits & features of taking Personal Loan in Chennai

Taking a personal loan is an indispensable decision in one’s life. At Chennai, we have a plethora of options with added benefits. Everything is online – you don’t need to visit the bank.

Get ready to leverage the following benefits –

  1. Instant Approval – Yes. SBI, ICICI, HDFC and other players are offering instant paperless approval. Apply at Afinoz, and we will help you avail the Personal Loan at best rate.
  2. High Eligibility – Within a just few minutes, we will assess your personal loan eligibility and suggest you the best available options in Chennai. Our process is driven by automated technologies, and we help you get low EMI Personal Loan
  3. Balance Transfer – We will make you pay your EMI easily by reducing your debt amount. Transfer your Personal Loan balance to save on money. Some lenders charge fee for a balance transfer.

Personal Loan EMI calculator

Afinoz personal loan EMI calculator help you know the exact amount you need to pay every month towards the repayment of your personal loan. This allows you not to strain yourself financially and to avoid financial distress. Moreover, by feeding the inputs properly, you can even decide on an EMI amount that you can repay comfortably over your loan tenure.

RBL Bank Limited

About

RBL Bank (Ratnakar Bank Limited) is one of the fastest growing private sector banks in India, headquartered in Mumbai, Maharashtra. Established in August 9, currently the bank operates through a network of branches, 99 banking outlets and 9 ATMs spread across 0 Indian states and union territories. In August 99, the bank obtained Scheduled Commercial Bank status. It is listed on both BSE (Bombay Stock Exchange) and NSE (National Stock Exchange).

Banking

SMS BankingOnline BankingMobile/Phone Banking

Product

Corporate & Institutional BankingCommercial BankingBranch & Business BankingAgri Business BankingDevelopment Banking and Financial InclusionTreasury and Financial Markets Operationssavings accountscurrent accountsfixed deposits

Loans

home loanspersonal loansbusiness loanseducation loansauto loansloans against propertyoverdrafts against propertyloans against depositsgold metal loansworking capital finance

Card

Mastercard Credit Card

Insurance

Life InsuranceGeneral InsuranceHealth Insurance

Popular product

Corporate & Institutional BankingCommercial BankingBranch & Business BankingAgri Business BankingDevelopment Banking and Financial InclusionTreasury and Financial Markets Operationssavings accountscurrent accountsfixed deposits

Branch

R A PURAM - CHENNAI
MADURAVOYAL CHENNAI
ANNA NAGAR
PARRYS CORNER
ADYAR
NUNGAMBAKKAM
CHENNAI

ICICI BANK LIMITED

About

ICICI Bank is an Indian multinational bank and financial services company. Headquartered in Mumbai, India, the bank currently has a network of ,87 branches and , 7 ATMs across India. The bank became the first Indian bank to list on the New York Stock Exchange in 000. It is India’s largest private sector bank with total consolidated assets of Rs. ,.8 billion (US$ 7. billion) as on March 08.

Banking

Internet BankingMobile BankingPockets

Product

Account Savings Accounts -in- Account Salary Account PayLater by ICICI Bank Pension Accounts EEFC Account Outward Remittance Child Education Plan New Pension SchemeAgri & Rural Farmer Finance Instant Gold Loan Agri Traders & Processors Agri Corporates Tractor Loan Micro BankingForex

Loans

Home LoanCar LoanPersonal LoanEducation LoanGold LoanLoans Against SecuritiesCommercial Business LoanPradhan Mantri Mudra YojanaStand-Up India SchemeTwo Wheeler LoansBusiness Loan

Card

Credit Card Coral Rubyx Sapphiro Emeralde Diamant MakeMyTrip Jet Airways HPCL Ferrari Manchester United Platinum Amazon Pay Unifare MetroDebit Card ICICI Bank Coral+ International Debit Card ICICI Bank Sapphiro International Debit Card ICICI Bank Rubyx International Debit Card ICICI Bank Coral Paywave International Debit Card Manchester United debit card Manchester United Coral debit card Manchester United Sapphiro Debit cardPrepaid Cards Reimbursement Card Memento Gift Card PayDirect Card Pockets, the Digital bank Multi Wallet Card Gift Card Meal CardTravel Card

Insurance

ICICI LombardICICI Pru Heart/Cancer ProtectICICI Pru iProtect SmartCar InsurancePradhan Mantri Jeevan Jyoti Bima Yojana

Popular product

Account Savings Accounts -in- Account Salary Account PayLater by ICICI Bank Pension Accounts EEFC Account Outward Remittance Child Education Plan New Pension SchemeAgri & Rural Farmer Finance Instant Gold Loan Agri Traders & Processors Agri Corporates Tractor Loan Micro BankingForex

Branch

CHENNAI
CHENNAI,T.NAGAR
VELACHERY MAIN ROAD
CHENNAI - MOUNT ROADá
CHENNAI - SELAIYURá
CHENNAI - EGMOREá
CHENNAI - PADIANALLURá
CHENNAI - BESANT NAGARá
CHENNAI - SOWCARPETá
CHENNAI - NANDANAMá
CHENNAI - ANNA NAGARá
CHENNAI - T. NAGARá
CHENNAI - PURASAWALKAMá
CHENNAI - WEST MAMBALAMá
CHENNAI - R H ROADá
CHENNAI - MAINá
MAHALINGAPURAM
CHENNAI - G.P.ROAD
CHENNAI ONE IT PARK
BROADWAY
THILLAI GANGA NAGAR
GUINDY
MKB NAGAR
VANAGARAM
OFFICERS COLONY PADI
M G ROAD SASTRI NAGAR
AKKARAI
VEPERY
PALAVAKKAM
ZAMIN PALLAVARAM
SANTHOME HIGH ROAD
CHENNAI MAHALAKSHMI NAGAR
PERUNGUDI
VENGAIVASAL
SHENOY NAGAR
EGMORE MONTIETH ROAD
URAPAKKAM
VALMIKI NAGAR
VALLUVARKOTTAM
ASHOK PILLAR
ROYAPETTAH
VELACHERY_JAGANATHAPURAM
VILLIVAKKAM
SIRUSERI
MAMBAKKAM MAIN ROAD
KOVILAMBAKKAM
MUDICHUR
RAMAPURAM
PORUR
NEELANKARAI
MADURAVAYOL
THIRUVOTTIYUR
PAMMAL
CHENNAI OLD WASHERMENPET
CHENNAI NORTH BOAG ROAD
CHENNAI RAMNAGAR
CHINMAYA NAGAR
ST. THOMAS MOUNT
NANDANAM
VADAPALANI
ARUMBAKKAM
MAHALINGAPURAM
GOVINDAN ROAD
KORATTUR
MYLAPORE
SAIDAPET
CHENNAI - KOLATHUR
MOGAPPAIR
PH ROAD
PERAMBURá M.H. ROAD
EKKATUTHANGAL
KOYAMBEDU
CHENNAI - T NAGAR, TAMIL NADU
CHENNAI - AYANAVARAM, TAMIL NADU
CHENNAI HARRINGTON ROAD, TAMIL NADU
CHENNAI-ASHOK NAGAR, TAMIL NADU
CHENNAI - ANNA NAGAR VI MAIN, TAMIL NADU
CHENNAI - GOPALAPURAM, TAMIL NADU
CHENNAI - MYLAPORE OLIVER ROAD, TAMIL NADU
INDIRA NAGAR - CHENNAI, TAMIL NADU
SALIGRAMAM, CHENNAI
MOGAPPAIR-CHENNAI, TAMIL NADU
TRIPLICANE - CHENNAI, TAMIL NADU
CHENNAI - CHINTHAMANI, TAMIL NADU
CHENNAI - PERUNGUDI
TIRUVANMIYUR
CHENNAI (KOTTURPURAM)
KOTTURPURAM
CHENNAI - PERAMBUR
CHENNAI - VIDYODAYA
CHENNAI - ARMENIAN STREETá
CHENNAI - PORT TRUST
CHENNAI - ANNANAGAR WEST
CHENNAI - VELACHERYá
CHENNAI-ADYAR
CHENNAI - KILPAUKá
CHENNAI - NELSON MANICKAM ROADá
CHENNAI - PORURá
CHENNAI - ALWARTHIRUNAGARá
CHENNAI - SANTHOMEá
SME CENTRAL OPERATIONS
CHENNAI - ASHOK NAGARá
CHENNAI - NANGANALLURá
CHENNAI - NUNGAMBAKKAMá
CHENNAI - CENOTAPH ROADá

KARNATAKA BANK LIMITED

About

The Karnataka Bank Limited is ‘A’ Class scheduled commercial bank founded on 8th February 9. Headquartered in Mangaluru in Karnataka, India, the bank has a national presence with a network of 8 branches, 7 ATMs and 0 e-lobbies spread across states and Union Territories. The bank has deployed the most modern information technology like core banking, internet banking and mobile banking etc. to meet customers’ expectation of services, for today and for future. The bank is listed on both the BSE and the NSE.

Banking

core bankinginternet bankingmobile bankingTreasury, Corporate/Wholesale BankingRetail Banking

Product

Saving AccountLoanscardsInsuranceInvestment

Loans

personal loanbusiness loanHome Loanvechile LoanLoan against propertyEducation Loan

Card

Credit CardDebit cardDeposit only cardImage CardTravel cardGift card

Insurance

Life InsuranceHealth insuranceGeneral Insurance

Popular product

Saving AccountLoanscardsInsuranceInvestment

Branch

RO CHENNAI
KODAMBAKKAM CHENNAI
MINT STREET CHENNAI
ANNA NAGAR CHENNAI
TRIPLICANE CHENNAI
CATHEDRAL CHENNAI
MOUNT ROAD CHENNAI
GT CHENNAI TC STREET
AMBATTUR
CHENNAI JAWAHAR NAGAR
CHENNAI ARUMBAKKAM
CHENNAI NANGANALLUR
CHENNAI KILPAUK
VIRUGAMBAKKAM
VELACHERY
ANNA NAGAR WEST
WEST MAMBALAM
CHENNAI AYANAVARAM
CHENNAI MOGAPPIAR
K K NAGAR CHENNAI
BESANT NAGAR CHENNAI
SERVICE BRANCH CHENNAI
PORUR CHENNAI
R A PURAM CHENNAI

PUNJAB NATIONAL BANK

About

Punjab National Bank (PNB) is an Indian multinational banking and financial services company. Established in 89, it is state-owned bank. Headquartered in New Delhi, India, the bank operates through a network of zonal offices, 7 circle offices, 98 branches, and 98 ATMs. PNB also operates a banking subsidiary in the UK, as well as branches in Hong Kong, Kowloon, Dubai and Kabul and representative offices in in Almaty (Kazakhstan), Dubai (UAE), Shanghai (China), Oslo(Norway), and Sydney (Australia). PNB and other major commercial banks were nationalized on 9 July 99.

Banking

Net BankingMobile BankingSMS Banking

Product

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Loans

Housing loancar and two wheeler loanpersonal loanprofessional loaneducation loanmortgage loansMSME Loanterm loansloan against future lease rentals

Card

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Insurance

Life InsuranceFire InsuranceTheft InsuranceHealth InsuranceTravel InsuranceHousehold goods & Accidental insurance

Popular product

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Branch

BACK OFFICE CHENNAI COSCA
KODAMBAKKA
ARUMBAKKAM
CHENNAI, CPPC
C/CHEST LINK OFFICE
C/CHEST BACK OFFICE
WEST MOGAPPAIR
GUMMUDIPOONDI
RAMAPURAMCHENNAI
MADHAVARAM
VILLIVAKKAMCHENNAI
RETAIL ASSET BRANCH ,CHENNAI
CHENNAI ZONAL SATTIONERY CELL
CHROMPET CHENNAI
CHENNAI BIHER,TAMBARAM
CHENNAI EAST TAMBARAM
ZONAL OFFICE, CHENNAI
CHENNAI SOWCARPET
CHENNAI, PERIAMET
MADRAS MOUNT ROAD,DISTT.MADRAS
CHENNAI LC STREET
AVADI
CHENNAI, NUNGAMBAKKAM
CHENNAI MINT STREET
REGIONAL PROCESSING CENTRE
CHENNAI TAYLORS ROAD
MADRAS THEGARAYA NAGAR, DISTT.
CHENNAI NSC BOSE ROAD
WASHERMENPET, CHENNAI
MADRAS ANNASALAI,
LARGE CORPORATE BRANCH,CHENNAI