Personal Loan in Chennai

Check personal Loan Interest Rates of All Major Banks of Chennai Instantly
Bank Name
Floating Interest rate
Processing Fee
14%-26% per anuum
2% of the loan amount
13%
2% + GST
10.99% to 20 %
1.50% to 2.00% + GST
12.15% to 14.15%
2.00 %
16 % to 20 %
Nominal
11%
2% to 3%
11.75%
2.5% + GST
12% to 16%
1.80%
11.99% to 15.50%
2%
12.99 - 36%
3%
11.25 % - 18 %
upto 2.5 %
12.50% to 16.60%
1%
11.25%
2.5% + GST
10.75% to 12.50%
Rs.500
11.35% - 16.35%
2%
13.99% to 20.00%
Upto 2%
10.99% to 24%
2.5 % + GST
14.00% - 16.25%
Up to 2% of the loan amount
11.25%
2.25 % + GST
ABOUT PERSONAL LOAN IN CHENNAI

We aim to create a robust alternative credit ecosystem in the country. For this, we are digitizing the finance functions. Anywhere and everywhere – you can apply for a Personal Loan with just a few clicks..

Now, you can compare Personal loan interest rate to make a wise choice for the best Personal Loan in Chennai also. We bring forth a myriad of options from best banks and NBFCs for your convenience. It’s simple! Choose your desired product and win amazing assured cash backs up to Rs 5000 on loan disbursal.

Eligibility Criteria for Personal Loan in Chennai –

No worries for strict eligibility conditions. We tie-up with all the best lenders in the Chennai and help you with flexible eligibility criteria. Salaried and Self-employed applicants – hope you meet the following eligibility parameters.

  • Salaried applicants should be between 21 to 60 years of age
  • Self-employed applicants should be between 25 to 65 years
  • Employed for a minimum period of 3 months in the current job and have previous working experience also
  • Having net monthly salary/income of Rs. 20,000
  • Business stability of at least 1 year is required

Documents Required for Personal Loan in Chennai

We leverage existing and emerging technologies to offer you the complete digitalized process. Upload the required documents; it will take a few minutes.

Salaried Class

  • Identity Proof - Aadhaar Card /Voters ID/Passport/Driving License /PAN Card
  • Residential Proof - Leave and License Agreement/Utility Bill (maximum three months old)/Passport
  • Income Proof – Salary slips for the last three months along with the bank statement showcasing the credited salary
  • Employment Certificate – for the past 1 years
  • Photographs - Two passport size

For Self-employed

  • KYC documents – Identity & address proof and date of birth
  • Residence Proof - Leave and license agreement, utility bill (should not be more than three months old), and a copy of your passport if, you own one.
  • Income Proof – ITR for the last 1 years
  • Official Address Proof – Address proof along with your email ID and phone number
  • Business Continuity Proof – Testimonials to show your business is running from the last 1 year

Benefits & features of taking Personal Loan in Chennai

Taking a personal loan is an indispensable decision in one’s life. At Chennai, we have a plethora of options with added benefits. Everything is online – you don’t need to visit the bank.

Get ready to leverage the following benefits –

  1. Instant Approval – Yes. SBI, ICICI, HDFC and other players are offering instant paperless approval. Apply at Afinoz, and we will help you avail the Personal Loan at best rate.
  2. High Eligibility – Within a just few minutes, we will assess your personal loan eligibility and suggest you the best available options in Chennai. Our process is driven by automated technologies, and we help you get low EMI Personal Loan
  3. Balance Transfer – We will make you pay your EMI easily by reducing your debt amount. Transfer your Personal Loan balance to save on money. Some lenders charge fee for a balance transfer.

Personal Loan EMI calculator

Afinoz personal loan EMI calculator help you know the exact amount you need to pay every month towards the repayment of your personal loan. This allows you not to strain yourself financially and to avoid financial distress. Moreover, by feeding the inputs properly, you can even decide on an EMI amount that you can repay comfortably over your loan tenure.

ABOUT CHENNAI

Formerly known as Madras, Chennai is the capital town of the state of Tamil Nadu. It is one of the most visited Indian cities by foreign tourists and is the biggest cultural, economic, and educational centre of South India.

Chennai is also nicknamed as The Detroit of India having a base of one third of India’s automobile industry. It is also a major film production centre and is home to Tamil Film Industry. For many centuries the region around Chennai has served as an important military, administrative, and economic centre. Ancient coins dating to around 500 BC have been found in the excavations in the city and surrounding areas. The sculpted caves and paintings of the age old period also have been identified from that period.

TOP LOAN PROVIDERS IN CHENNAI
ABOUT ICICI BANK LIMITED, CHENNAI, Tamil Nadu

ICICI Bank is an Indian multinational bank and financial services company. Headquartered in Mumbai, India, the bank currently has a network of ,87 branches and , 7 ATMs across India. The bank became the first Indian bank to list on the New York Stock Exchange in 000. It is India’s largest private sector bank with total consolidated assets of Rs. ,.8 billion (US$ 7. billion) as on March 08.

Bank Details
Product

Account Savings Accounts -in- Account Salary Account PayLater by ICICI Bank Pension Accounts EEFC Account Outward Remittance Child Education Plan New Pension Scheme Agri & Rural Farmer Finance Instant Gold Loan Agri Traders & Processors Agri Corporates Tractor Loan Micro Banking Forex

Insurance

ICICI Lombard ICICI Pru Heart/Cancer Protect ICICI Pru iProtect Smart Car Insurance Pradhan Mantri Jeevan Jyoti Bima Yojana

Banking

Internet Banking Mobile Banking Pockets

Popular Product

Account Savings Accounts -in- Account Salary Account PayLater by ICICI Bank Pension Accounts EEFC Account Outward Remittance Child Education Plan New Pension Scheme Agri & Rural Farmer Finance Instant Gold Loan Agri Traders & Processors Agri Corporates Tractor Loan Micro Banking Forex

Loans

Home Loan Car Loan Personal Loan Education Loan Gold Loan Loans Against Securities Commercial Business Loan Pradhan Mantri Mudra Yojana Stand-Up India Scheme Two Wheeler Loans Business Loan

Cards

Credit Card Coral Rubyx Sapphiro Emeralde Diamant MakeMyTrip Jet Airways HPCL Ferrari Manchester United Platinum Amazon Pay Unifare Metro Debit Card ICICI Bank Coral+ International Debit Card ICICI Bank Sapphiro International Debit Card ICICI Bank Rubyx International Debit Card ICICI Bank Coral Paywave International Debit Card Manchester United debit card Manchester United Coral debit card Manchester United Sapphiro Debit card Prepaid Cards Reimbursement Card Memento Gift Card PayDirect Card Pockets, the Digital bank Multi Wallet Card Gift Card Meal Card Travel Card

Branches of ICICI BANK LIMITED in CHENNAI
CHENNAICHENNAI,T.NAGARCHENNAI - MOUNT ROADáCHENNAI - SELAIYURáCHENNAI - EGMOREáCHENNAI - PADIANALLURáCHENNAI - BESANT NAGARáCHENNAI - SOWCARPETáCHENNAI - NANDANAMáCHENNAI - ANNA NAGARáCHENNAI - T. NAGARáCHENNAI - PURASAWALKAMáCHENNAI - WEST MAMBALAMáCHENNAI - R H ROADáCHENNAI - MAINáMAHALINGAPURAMVELACHERY MAIN ROADCHENNAI - G.P.ROADCHENNAI ONE IT PARKBROADWAYTHILLAI GANGA NAGARGUINDYMKB NAGARVANAGARAMOFFICERS COLONY PADIM G ROAD SASTRI NAGARAKKARAIVEPERYPALAVAKKAMZAMIN PALLAVARAMSANTHOME HIGH ROADCHENNAI MAHALAKSHMI NAGARPERUNGUDIVENGAIVASALSHENOY NAGAREGMORE MONTIETH ROADURAPAKKAMVALMIKI NAGARVALLUVARKOTTAMASHOK PILLARROYAPETTAHVELACHERY_JAGANATHAPURAMVILLIVAKKAMSIRUSERIMAMBAKKAM MAIN ROADKOVILAMBAKKAMMUDICHURRAMAPURAMPORURNEELANKARAIMADURAVAYOLTHIRUVOTTIYURPAMMALCHENNAI OLD WASHERMENPETCHENNAI NORTH BOAG ROADCHENNAI RAMNAGARCHINMAYA NAGARST. THOMAS MOUNTNANDANAMVADAPALANIARUMBAKKAMMAHALINGAPURAMGOVINDAN ROADKORATTURMYLAPORESAIDAPETCHENNAI - KOLATHURMOGAPPAIRPH ROADPERAMBURá M.H. ROADEKKATUTHANGALKOYAMBEDUCHENNAI - T NAGAR, TAMIL NADUCHENNAI - AYANAVARAM, TAMIL NADUCHENNAI HARRINGTON ROAD, TAMIL NADUCHENNAI-ASHOK NAGAR, TAMIL NADUCHENNAI - ANNA NAGAR VI MAIN, TAMIL NADUCHENNAI - GOPALAPURAM, TAMIL NADUCHENNAI - MYLAPORE OLIVER ROAD, TAMIL NADUINDIRA NAGAR - CHENNAI, TAMIL NADUSALIGRAMAM, CHENNAIMOGAPPAIR-CHENNAI, TAMIL NADUTRIPLICANE - CHENNAI, TAMIL NADUCHENNAI - CHINTHAMANI, TAMIL NADUCHENNAI - PERUNGUDITIRUVANMIYURCHENNAI (KOTTURPURAM)KOTTURPURAMCHENNAI - PERAMBURCHENNAI - VIDYODAYACHENNAI - ARMENIAN STREETáCHENNAI - PORT TRUSTCHENNAI - ANNANAGAR WESTCHENNAI - VELACHERYáCHENNAI-ADYARCHENNAI - KILPAUKáCHENNAI - NELSON MANICKAM ROADáCHENNAI - PORURáCHENNAI - ALWARTHIRUNAGARáCHENNAI - SANTHOMEáSME CENTRAL OPERATIONSCHENNAI - ASHOK NAGARáCHENNAI - NANGANALLURáCHENNAI - NUNGAMBAKKAMáCHENNAI - CENOTAPH ROADá
ABOUT BANK OF BARODA, CHENNAI, Tamil Nadu

Bank of Baroda (BOB) is an Indian multinational banking and financial services institution headquartered in Vadodara in Gujrat, India. The bank was established on 0 July 908 and nationalized on 9 July 99 along with other major commercial banks of India. It has been termed as a profit-making public sector undertaking (PSU). The bank has 7 global branches including 7 India branches and 0 overseas branches. It offers a wide range of banking products and services including loans, credit and debit cards etc.

Bank Details
Product

Account Savings Current Baroda E-Trade in account Deposit FD RD Loans Personal Loan Home Loan Vehicle Loan Education Loan Fintech (Business Loan) Other Loan MUDRA Loan Mortgage Loan Debit card EMI

Insurance

Life Insurance Health Insurance General Insurance

Banking

Instant Banking Baroda Connect (Internet Banking) BHIM Baroda Pay Baroda M-connect Plus (Mobile Banking) Mobile Application Baroda mPassbook Baroda m-Invest App BHIM UPI Payment App

Popular Product

Account Savings Current Baroda E-Trade in account Deposit FD RD Loans Personal Loan Home Loan Vehicle Loan Education Loan Fintech (Business Loan) Other Loan MUDRA Loan Mortgage Loan Debit card EMI

Loans

Loans Personal Loan Home Loan Vehicle Loan Education Loan Fintech (Business Loan) Other Loan MUDRA Loan Mortgage Loan Debit card EMI

Cards

Debit Cards Visa Electron Card RuPay Platinum Card Baroda Master Platinum Card RuPay Classic Card Master Classic Card Visa Platinum Chip Card Prepaid Cards Gift Card TravelEasy Card Reloadable Card Credit Cards Easy Visa Platinum Select Visa Platinum Premier Visa Signature Prime Mastercard

ABOUT KOTAK MAHINDRA BANK LIMITED, CHENNAI, Tamil Nadu

Kotak Mahindra Bank Limited is a private sector Indian Bank headquartered in Mumbai, Maharashtra. The bank was founded in 98 and in February 00, Kotak Mahindra Finance Ltd. received the license from the Reserve Bank of India to carry on banking business. It had a network of ,88 full-fledged branches and ,99 ATMs in the country as of March 08.

Bank Details
Product

Deposit Fixed Deposit Recurring Deposit Tax Saving Fixed Deposit Senior Citizen Fixed Deposit Sweep-In Facility

Insurance

Life Insurance Health Insurance Motor Insurance Pradhan Mantri Jeevan Jyoti Bima Yojana Pradhan Mantri Suraksha Bima Yojana Atal Pension Yojana

Banking

Internet Banking Mobile Banking SMS Banking

Popular Product

Deposit Fixed Deposit Recurring Deposit Tax Saving Fixed Deposit Senior Citizen Fixed Deposit Sweep-In Facility

Loans

Home Loan Car Loan Personal Loan Education Loan Gold Loan Loan Against Securities Loan Against Property

Cards

Credit Cards Debit Cards Forex / Prepaid Cards

Check your Eligibility
To check how much loan you can get.
Verify

Didn't receive otp? Resend