About Mahindra finance

Mahindra & Mahindra Financial Services Limited (MMFSL) is one of India’s leading Rural NBFC headquartered in Mumbai. It is amongst the top tractor financer in India and offers a wide range of financial products to address varied customer requirements. The NBFC has more than 1000 offices spread across 1 in every 3 villages across the country with a total of more than 3 Million customers till date. The journey of Mahindra finance started on January 1, 1991, as Maxi Motors Financial Services Limited. They received the certificate of commencement of business on February 19, 1991. On November 3, 1992, Mahindra Finance changed their name to Mahindra & Mahindra Financial Services Limited. Mahindra Finance is registered with the Reserve Bank of India as asset finance, deposit taking NBFC.

Why personal loans?

A personal loan is the best option in the case of any financial emergency. As personal loan funds can be used for any legitimate purpose. Moreover, a personal loan does not require any security or guarantor and the loan is approved & disbursed in a very short period of time. Personal loan is the best way to get funds conveniently and fulfill your dreams & goals.

Why choose Mahindra finance personal loans?

Want to renovate your home, organize a grand wedding for your child or traveling abroad; you can apply for Mahindra Finance personal loan. These loans are available only for existing Mahindra Finance customers and Mahindra Group employees. The loans are provided at competitive interest rates. Loan applicant can avail loan amount up to Rs. 3 lakhs for the maximum period of 36 months. To provide customers total comfort Mahindra Finance accepts payment of EMI through cheque, ECS, and mobile transfer. You can also repay in cash at the nearest branch.

What is afinoz? is India's topmost online financial marketplace for availing loans and investments. Our main objective is to make the process of getting a loan or making an investment safer, convenient and hassle-free for individuals. We work with public and private banks, NBFCs and mutual fund houses across the entire country and offer an unbiased quotation on financial products. You can contact our team to get more information or apply for a loan or investment by calling on +919899889816 or by emailing at provides solutions which are quick, reliable, transparent, confidential and above all free.

Features and Benefits

Mahindra finance personal loan features & benefits

  • Instant approval of personal loan and disbursement within 2 days
  • Applicant can avail loans of up to Rs. 3 lakh
  • Hassle-free documentation with maximum flexibility
  • Maximum loan tenure of Mahindra finance personal loan is up to 3 years.
  • Easy EMI payment option through cheque, ECS, mobile transfer or cash at the branch

Mahindra Finance personal loan eligibility or Mahindra Finance personal loan interest rates can be easily assessed through Afinoz. If there is any query about Mahindra Finance personal loan application, you should log on to or call us on +919899889816 or mail us at and get all the details quickly.

We also offer other financial products such as Business Loan, Home loan, Personal Loan By SBI, Car loan, Education loan, PNB Business Loan etc. from the top banks and NBFCs at the lowest possible interest rate with no hassle. Our aim is to make financial products reasonable and easily accessib to everyone. We promise to provide quick, reliable, transparent and confidential solutions without any charge. We provide Best Personal Loan In India.

Eligibility & Document Required

Mahindra finance personal loan eligibility criteria

In order to avail a personal loan from Mahindra finance, an applicant must fulfill certain important criteria. The list of eligibility criteria that the applicant needs to meet before applying for a Mahindra finance Personal loan is given below:

  • The personal loan scheme of Mahindra finance is only available for existing Mahindra Finance customers and Mahindra Group employees.
    • Eligibility for existing Mahindra Finance customers: 
      • A good repayment track record is mandatory to avail the loan.
    • Eligibility for Mahindra Group employees: 
      • Applicant must be a confirmed employee of M&M Ltd., or any of its subsidiary companies to be eligible for Mahindra finance personal loan
      • Loan Applicant should have completed at least two years of service with the organization
      • Age of the applicant must be between 21 to 58 years
  • Eligibility and EMI calculator: Now, you can easily evaluate and calculate your Mahindra Finance personal loan eligibility and Mahindra Finance personal loan EMI amount using utility tools like personal loan eligibility calculator and personal loan EMI calculator at These calculators will help you to determine your EMI outflow every month including the interest rate you will need to pay. Using the calculator at is free, easy and simple.
  • CIBIL score: Credit score is an important factor for approval of your loan. Usually, an applicant’s credit worthiness is determined by evaluating his credit score i.e. CIBIL / EXPERIAN score. Loan applications of applicants having poor credit score may get rejected. It’s always advisable to keep on updating your credit score every now and then. If you have a bad credit score and somehow your loan application gets approved, you might be asked to pay a high rate of interest and be offered unfavorable terms and conditions on your loan as compared to someone who has an excellent credit score.

Mahindra finance personal loan Required documents

  • Photographs of the borrower and guarantor
  • KYC Documents
  • Pan card copy
  • Income proof/proof of profession/three months bank statement

Apply for Mahindra Finance personal loan online at You can call us at +919899889816 or email us at can check your eligibility and tentative EMI for Mahindra Finance personal loan using our utility tools like personal loan eligibility calculator and personal loan EMI calculator. We assure you of our best services without any hassle and effort at the click of a button from the comfort of your home or office. Once you complete and submit your Mahindra Finance loan application through, you can effortlessly track your loan application status on our website on a real time basis, 24x7.

Interest Rate & Charges

Mahindra finance personal loan interest rates
General -Interest Rates customized
Loan tenure 12 TO 36 MONTHS
EMI PAYMENT Through ECS, cheque, mobile transfer or cash payment at branch

Special Note: Rates are subject to periodic change. Personal loan interest rates in Mahindra finance and other fees and charges are subject to regular review and can vary from customer to customer depending upon a number of factors ranging from credit score, to existing loans, amount of savings, company with which you are currently employed, number of years of relationship with Mahindra finance etc.

Why Afinoz?

Why should you apply for Mahindra Finance Personal Loan through is one of India's leading personalized financial marketplace. It has created a personal loan platform which lets you choose the best personal loan from the multiple options available to you. All the options are system generated taking into consideration your specific needs and requirements.

  • Instant Approval – Once you fill in and submit the application form along with the mentioned documents, you will get your e-approval within 2 to 3 days.
  • Real-time application tracking – Keep track of the application status in real-time with a unique transaction id which is generated at the time of loan application submission. We ensure that all the applicants are kept informed about their application process at each step via SMS and emails.
  • Online eligibility check - Do all your dealings with the bank online. Provide your basic information and our online personal loan eligibility calculator will let you know the amount of loan you are eligible to borrow from Mahindra Finance for your personal financing.
  • Secure Environment - has a built-in security for your personal information which is stored in a secure environment in our system with your consent. This information is then sent to the bank in an encrypted format digitally and is very secure.
  • 24/7 Customer Service - At any stage of the process if you have any query or seek any financial advice, our experienced and well-trained customer service team will offer the best financing/investment solutions to your problems. So there's no need for you to waste time and make multiple trips to the bank to discuss loan specifications with bankers.
  • No third-party agent online loan application process is absolutely free. Through Afinoz one can directly approach multiple banks online without involving any agent and therefore avoiding unnecessary delays and hassles.
  • Free quotations – Get online deals on Mahindra Finance personal loans and free unbiased quotes of the best personal loan rates. All you have to do is select the loan amount you want to borrow and the tenure of the personal loan. You will get a targeted online quote within minutes of application.
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Query- How long will it take for me to receive my personal loan from Mahindra Finance?

Reply- It usually takes two working days for the approval & disbursement of Mahindra finance personal loan.

Query- Does I need a bank account in order to receive my personal loan?

Reply- Yes, there is a requirement of a bank account to avail personal loan from Mahindra finance.

Query- Where can I get a personal loan from?

Reply- You can get your personal loan from any Mahindra Finance branch across India.

Query- What is the minimum and maximum amount that can be issued as a personal loan?

Reply- The maximum loan amount will be based on the eligibility of the applicant.

Query- What is the maximum loan repayment period possible?

Reply- The maximum repayment period of Mahindra finance personal loan is 2 years.

Query- How can I repay a personal loan?

Reply- The Mahindra finance personal loan can be repaid by Local PDC, ECS or by way of Salary Deduction.

Query- How will the personal loan amount be given to me?

Reply- Loan amount of Mahindra finance is given by the way of cheque or direct credit to your account.

Query- Can I prepay my personal loan?

Reply- Yes, you can easily prepay your personal loan at a nominal pre-closure rate.

Query- Why should I apply for Mahindra finance personal loan through

Reply- Mahindra finance has collaboration with for personal loan submissions. Applying for a Mahindra finance personal loan online can get best interest rates & instant e-approval, along with a dedicated customer support for any queries or grievances.

Query- Is Personal Loan calculator tools of are Free?

Reply - Yes loan calculator tools are completely free and we are not charging any fee for the services we provide.

Query- Can I know the EMI amount of my personal loan in advance?

Reply - Yes we have a unique EMI calculator tool that offers EMI breakup for all loans by entering the loan amount, tenure and rate of interest. You can compare the EMI for different loan amounts and tenures with our tool and finalize the best-suited plan for your budgets before applying for Fullerton India personal loan.

Query- Is my data safe with

Reply - Completely yes, does not share data with any third party other than the financial institution for the application. All data is sent with a high level of encryption making it safe and secure at all times.

Query- after applying online with, when will I get the loan amount and how long it will take?

Reply- Afinoz immediately submits your Mahindra finance personal loan application. A representative from us will get in touch with you soon to collect documents like salary certificate, identity proof etc. On submitting these documents, the institution initiates verification process and checks your CIBIL score and disburses the loan if all things went well. The process may take 48 to 72 hours.

Query- How to contact the Mahindra Finance Personal Loan Customer Care?

Reply- In case of any complaint, query or concern you have regarding your personal loan in mahindra finance, you may contact the mahindra finance personal loan contact number of 022 6652 6000 from your landline or mobile. mahindra finance personal loan customer support team members have loads of expertise and experience and they will resolve all your queries/concerns immediately.

Query- What are the ways in which can I apply for a mahindra finance personal loan.

Reply- Well, there are multiple ways by which you can apply for your personal loan in mahindra finance.  You can visit the nearest Mahindra Finance branch personally. Alternately, you can be in touch with the mahindra finance personal loan customer care by calling at 022-66526000. You may also opt for the SMS option (SMS ‘MFLOAN’ to 56363) or visit the online platform of Mahindra Finance to apply for your personal loan in mahindra finance. You can avail the credit facility of personal loan at attractive mahindra finance personal loan rate of interest in a hassle-free manner, by choosing any of the above-mentioned mediums as per your own convenience.

Query- Can I use the personal loan calculator tool of while applying for a personal loan in mahindra finance?

Reply- Yes, absolutely!  With the help of the Afinoz personal loan EMI calculator, you get to know the interest amount, total amount payable and the EMI. It gives an accurate account of the interest amount charged on your total loan and also provides a realistic estimate related to your future payments. Thus, you can decide on the loan amount and tenure to suit your affordability. This tool is simple and quick and once you enter the details (Loan Amount, tenure and mahindra finance personal loan rate of interest), the EMI amount is calculated within a few seconds.


For any query about Mahindra Finance personal loan application, you can log on to or give us a call at + 919899889816 or mail us at .


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