Personal Loan in Chennai

Check personal Loan Interest Rates of All Major Banks of chennai Instantly
Bank Name
Floating Interest rate
Processing Fee
12.99 - 36%
3%
11.25 % - 18 %
upto 2.5 %
14%-26% per anuum
2% of the loan amount
11.25%
2.5% + GST
10.99% to 20 %
1.50% to 2.00% + GST
13.99% to 20.00%
Upto 2%
10.75% to 12.50%
Rs.500
10.99% to 24%
2.5 % + GST
11.25%
2.25 % + GST
12.50% to 16.60%
1%
14.00% - 16.25%
Up to 2% of the loan amount
11.35% - 16.35%
2%
11%
2% to 3%
11.99% to 15.50%
2%
13%
2% + GST
12% to 16%
1.80%
11.75%
2.5% + GST
16 % to 20 %
Nominal
12.15% to 14.15%
2.00 %
ABOUT PERSONAL LOAN IN CHENNAI

We aim to create a robust alternative credit ecosystem in the country. For this, we are digitizing the finance functions. Anywhere and everywhere – you can apply for a Personal Loan with just a few clicks..

Now, you can compare Personal loan interest rate to make a wise choice for the best Personal Loan in chennai also. We bring forth a myriad of options from best banks and NBFCs for your convenience. It’s simple! Choose your desired product and win amazing assured cash backs up to Rs 5000 on loan disbursal.

Eligibility Criteria for Personal Loan in chennai –

No worries for strict eligibility conditions. We tie-up with all the best lenders in the chennai and help you with flexible eligibility criteria. Salaried and Self-employed applicants – hope you meet the following eligibility parameters.

  • Salaried applicants should be between 21 to 60 years of age
  • Self-employed applicants should be between 25 to 65 years
  • Employed for a minimum period of 3 months in the current job and have previous working experience also
  • Having net monthly salary/income of Rs. 20,000
  • Business stability of at least 1 year is required

Documents Required for Personal Loan in chennai

We leverage existing and emerging technologies to offer you the complete digitalized process. Upload the required documents; it will take a few minutes.

Salaried Class

  • Identity Proof - Aadhaar Card /Voters ID/Passport/Driving License /PAN Card
  • Residential Proof - Leave and License Agreement/Utility Bill (maximum three months old)/Passport
  • Income Proof – Salary slips for the last three months along with the bank statement showcasing the credited salary
  • Employment Certificate – for the past 1 years
  • Photographs - Two passport size

For Self-employed

  • KYC documents – Identity & address proof and date of birth
  • Residence Proof - Leave and license agreement, utility bill (should not be more than three months old), and a copy of your passport if, you own one.
  • Income Proof – ITR for the last 1 years
  • Official Address Proof – Address proof along with your email ID and phone number
  • Business Continuity Proof – Testimonials to show your business is running from the last 1 year

Benefits & features of taking Personal Loan in chennai

Taking a personal loan is an indispensable decision in one’s life. At chennai, we have a plethora of options with added benefits. Everything is online – you don’t need to visit the bank.

Get ready to leverage the following benefits –

  1. Instant Approval – Yes. SBI, ICICI, HDFC and other players are offering instant paperless approval. Apply at Afinoz, and we will help you avail the Personal Loan at best rate.
  2. High Eligibility – Within a just few minutes, we will assess your personal loan eligibility and suggest you the best available options in chennai. Our process is driven by automated technologies, and we help you get low EMI Personal Loan
  3. Balance Transfer – We will make you pay your EMI easily by reducing your debt amount. Transfer your Personal Loan balance to save on money. Some lenders charge fee for a balance transfer.

Personal Loan EMI calculator

Afinoz personal loan EMI calculator help you know the exact amount you need to pay every month towards the repayment of your personal loan. This allows you not to strain yourself financially and to avoid financial distress. Moreover, by feeding the inputs properly, you can even decide on an EMI amount that you can repay comfortably over your loan tenure.

ABOUT CHENNAI

Formerly known as Madras, Chennai is the capital town of the state of Tamil Nadu. It is one of the most visited Indian cities by foreign tourists and is the biggest cultural, economic, and educational centre of South India.

Chennai is also nicknamed as The Detroit of India having a base of one third of India’s automobile industry. It is also a major film production centre and is home to Tamil Film Industry. For many centuries the region around Chennai has served as an important military, administrative, and economic centre. Ancient coins dating to around 500 BC have been found in the excavations in the city and surrounding areas. The sculpted caves and paintings of the age old period also have been identified from that period.

TOP LOAN PROVIDERS IN CHENNAI
ABOUT BANK OF BARODA, CHENNAI, Tamil Nadu

Bank of Baroda (BOB) is an Indian multinational banking and financial services institution headquartered in Vadodara in Gujrat, India. The bank was established on 0 July 908 and nationalized on 9 July 99 along with other major commercial banks of India. It has been termed as a profit-making public sector undertaking (PSU). The bank has 7 global branches including 7 India branches and 0 overseas branches. It offers a wide range of banking products and services including loans, credit and debit cards etc.

Bank Details
Product

Account Savings Current Baroda E-Trade in account Deposit FD RD Loans Personal Loan Home Loan Vehicle Loan Education Loan Fintech (Business Loan) Other Loan MUDRA Loan Mortgage Loan Debit card EMI

Insurance

Life Insurance Health Insurance General Insurance

Banking

Instant Banking Baroda Connect (Internet Banking) BHIM Baroda Pay Baroda M-connect Plus (Mobile Banking) Mobile Application Baroda mPassbook Baroda m-Invest App BHIM UPI Payment App

Popular Product

Account Savings Current Baroda E-Trade in account Deposit FD RD Loans Personal Loan Home Loan Vehicle Loan Education Loan Fintech (Business Loan) Other Loan MUDRA Loan Mortgage Loan Debit card EMI

Loans

Loans Personal Loan Home Loan Vehicle Loan Education Loan Fintech (Business Loan) Other Loan MUDRA Loan Mortgage Loan Debit card EMI

Cards

Debit Cards Visa Electron Card RuPay Platinum Card Baroda Master Platinum Card RuPay Classic Card Master Classic Card Visa Platinum Chip Card Prepaid Cards Gift Card TravelEasy Card Reloadable Card Credit Cards Easy Visa Platinum Select Visa Platinum Premier Visa Signature Prime Mastercard

ABOUT STATE BANK OF INDIA, CHENNAI, Tamil Nadu

State Bank of India (SBI) is India’s multinational public sector banking and financial services company. SBI was established in 80 and is headquartered in Mumbai, Maharashtra. The bank is the largest bank in India with a % market share in assets. State Bank of India operates a network of , branches and 9, ATMs in India and internationally. SBI operates through Treasury, Corporate/Wholesale Banking, Retail Banking, Insurance Business, and Other Banking Business channels. It extends a comprehensive range of banking products and services to individuals, commercial enterprises, corporates, and government bodies, and institutional customers in India and internationally. Its personal banking services include current accounts, savings accounts, term and recurring deposits; personal, home, auto, and education as well as loans against property and securities; and wealth management, demat, ATM, foreign inward remittance, safe deposit locker, public provident fund, money transfer, and pension policy, as well as cards and inflation indexed national savings securities cumulative bonds. It also provides corporate banking services including corporate accounts, working capital and project finance, deferred payment guarantees, corporate term loans, structured finance, dealer financing, channel financing, equipment leasing, loan syndication, financing Indian firms overseas subsidiaries or JVs, and construction equipment loans. In addition, the bank offers NRI services, such as accounts and deposits, remittances, investments, and loans; agricultural banking and micro credit to agriculturists and farmers; loans, supply chain finance, and deposits and transaction banking services for SME customers; and international banking services.

Bank Details
Product

Banking, Loans, Deposit

Insurance

Individual Insurance: Sbi life- eshield, Sbi life - poorna suraksha, Sbi life - sampoorn cancer suraksha, Sbi life- elncome shield, Sbi life- smart shield, Sbi life - saral Shield, SBI Life - Saral Swadhan +, SBI Life- Smart Swadhan Plus, SBI Life - Grameen Bina. Corporate Insurance Plan: SBI Life - Kalyan ULIP Plus, SBI Life- CapAssure Gold, SBI Life - Gaurav Jeevan, SBI Life- Pradhan Mantri Jeevan Jyoti Bima yojana, SBI Life- Sampoorn Suraksha

Banking

MoBile Banking, Internet Banking, Wholesale Banking, Retail Banking

Loans

Personal Loans, Car Loan, Loan Against Property, Education Loan, Housing Loans, Gold Loans, Corporate Term Loans

Cards

SBI Card ELITE, SBI Credit Cards, Air India SBI Platinum Card, Air India SBI Signature Card, SBI STYLEUP Contactless Credit Card, IRCTC SBI Platinum Card, Doctor's SBI Card, SBI Card ELITE Advantage

Branches of STATE BANK OF INDIA in CHENNAI
TYAGARAYA NAGARVADAPALANISHENOY NAGARVALASARAVAKKAMMADHAVARAMRASMECC, CHENNAIVELACHERRYTARAMANIK K NAGAR, CHENNAIPERUNGUDIMOGAPPAIRRAJA ANNAMALAIPURAM EAST PERSONAA R M BRANCHCHENNAIZONAL OFFICE, CHENNAICOMMERCIAL BRANCH CHENNAISERVICE BRANCH CHENNAIALWARPETCHENNAIANNANAGAR WEST CHENNAIINDIRA NAGAR CHENNAISPECIALISED PERSONAL BANKINGTRIPLICANE CHENNAIT NAGAR CHENNAIANNANAGAR EAST CHENNAIKILPAUKCHENNAIMOUNT ROAD CHENNAICHENNAI MAINMEGA DOCUMENT ARCHIVAL CENTRE, CHENNAIROUNDTANA - ANNANAGAR BRANCH, CHENNAICHENNAI, ADAMBAKAMWOODS ROAD BRANCH, CHENNAICHENNAI, GEORGE TOWNVELACHERY,CHENNAIAMBAL NAGAR, CHENNAICHENNAI ADARSH VIDYALYACHENNAI ADARSH COLLEGECHENNAI, BROADWAYCHENNAI,WHITES ROADTRIPLICANEAMBATTURCHROMPETTHANIKACHALAM ROADTFCPC CHENNAIMADIPAKKAMKOYAMBEDUVELACHERRYPBB ANNANAGARIFBSERVICE BR CHENNAITHIRUVANMIYURK K NAGARKILPAUKST THOMAS MOUNTSANTHOMESHASTRINAGARWHITES ROADABHIRAMAPURAMT NAGARCHENNAI MAINCHENNAI ANNA SALAI BRANCHCHENNAI , PORURCHENNAI, KANDHAN CHAVADICHENNAI , CHROMEPETANNA NAGARASHOK NAGAR, CHENNAIMYLAPORE, CHENNAIMID CORPORATE BRANCH, RAJAJI SALAI, CHENNAIAYYAPPA NAGAR, KOYAMBEDU, CHENNAIBALAJI NAGAR, CHENNAIBROAD WAY, CHENNAIMOGGAPAIR WESTCHROMEPETURAPAKKAMMADAMBAKKAMCHITLAPAKKAMTHIRUVIKANAGARKELLYS CHENNAIPOZHICHALLURPALLIKARNAIMEDAVAKKAMWHITES ROAD CHENNAIANNA NAGARMARKET COMPLEX KOYAMBEDUVELACHERRYOAD RO CHENNAIPORURVALMIKINAGAR CHENNAIICSA COMPLEXIND FINANCE BRKOYAMBEDUSERVICE BRANCH CHENNAIMOUNT ROADCHETPUTINDIRANAGAR CHENNAIMYLALPORE CHENNAITHOUSAND LIGHTSII LINE BEACH CHENNAISBIINTOUCH, SELAIYURSBIINTOUCH, GUINDYSBIINTOUCH ROUNDTANA ANNA NAGARSBIINTOUCH ANNA NAGARSBIINTOUCH EGMORESBIINTOUCH TARAMANISBIINTOUCH R.K. SALAISBIINTOUCH HARRINGTON ROADSBIINTOUCH VELACHERRYSBITOUCH EA MALL CHENNAISIRUVALLUR ROAD PERAMBURMTH ROAD, VILLIVAKKAMWASHERMANPETMOOLAKADAITRUSTPURAM KODAMBAKKAMSME RAJAJI SALAIKOTIVAKKAMPALAVAKKAMVALASARAVAKKAMASHOK NAGAR FIRST AVENUERAMAPURAMVARATHARAJAPURAMGANDHI NAGAR ADYAR CHENNAIHASTHINAPURAME TREASURY CHENNAISME TNAGARKORATTURRACPC MRC NAGAR CHENNAISTATION ROAD WHANNELS ROAD EGMOREVANAGARAMMOGAPPAIR EASTDHANDEESWARAN NAGARZAM BAZAARWALAJAH ROADP.H ROAD BRANCHRAJIV GANDHI SALAI, CHENNAIEKKADUTHANGALGST ROAD, CHENNAIAYAPPAKAMAGNITIO PARK, KANDANCHAVADYNOLAMBURNERKUNDRAM6TH AVENUE, ANNA NAGARTHIRU VI KA NAGARDR NATESAN ROADTHIRUMALAI NAGARCAC ADYARCAC SIDCO AMBATTURADMINISTRATIVE OFFICE, ZONE II CHENNAISMECC AMBATTURSMECCC EKKADUTHANGALRACPC OMR CHENNAIRACPC ANNA NAGARSPECIALISED AGRI COMMERCIAL BRANCH, CHENNAIKUNDRATHUROTA, ST. THOMAS MOUNTRBO SCE 2 CHENNAIRBO SCE 1 CHENNAIRBO 4 CHENNAIRBO 3 CHENNAIRBO 2 CHENNAIRBO 1 CHENNAIANNA FLYOVERKARPAGAM GARDENSDHASARATHAPURAMJAMALIAPADIYANALLURPOWER HOUSE BRANCH KODAMBAKKAMCHROMEPETSME,ADYARRAJAJI SALAISME BRANCH, CHENNAIG.N.CHETTY STREET, T.NAGARR.K.SALAIICF BRANCH, CHENNAICOLLECTORATE ROAD, TIRUVANNAMALAISME THIRUMUDIVAKKAMKATTUPAKKAMJAINAGAR, CHENNAISOUTH BOAG ROAD CHENNAIABHIRAMAPURAM18TH MAIN ROAD, ANNA NAGAR WESTDR. ALAGAPPA ROAD CHENNAIMADUVANKARAIPOOMPUKAR NAGARKUTCHERY ROAD CHENNAIWEST SAIDAPETUTHANDIDAC, CHENNAIADAMBAKKAM, CHENNAITHIRUMURTHY NAGAR, CHENNAIEGMORE HIGH ROAD, CHENNAIKELLEYS, CHENNAIWEST VELACHERYMRC NAGAR, CHENNAIOLD MAHABALIPURAM ROADVALMIKINAGAR, CHENNAISRIRAM NAGAR,CHENNAIBYE PASS ROAD, VELACHERINEW AVADI RD, CHENNAISHENOY NAGARKODUNGAIYUR, CHENNAISHRINAGAR COLONYGANDHI NAGAR, ADYARJAFFERKHANPETRITCHIE STREET CHENNAINELSON MANICKAM ROAD, CHENNAIRANGARAJAPURAMMMDA COLONY, CHENNAIG A ROAD CHENNAICUSTOM HOUSE, CHENNAIVADAPALANIATNK & K BRANCHTARAMANICVRDE, AVADITIRUMANGALAMCURRENCY ADMINISTRATION CELL, CHENNAIMID CORP LOAN ADMINISTRATION UNIT CHENNAISHOLINGANALLURMELMARUVATHURCENTRALISED CLEARING PROCESSING CENTRE, CHENNAICAC GUINDYCURRENCY ADMINISTRATION CELL, GOPALAPURAMCAG, CHENNAIIFB, CHENNAIKOYAMBEDU CHENNAICHAMIERS ROADPERUNGUDISERVICE BRANCH CHENNAIVELACHERYMAHAKAVI BHARATHI NAGAR, CHENNAIGILL NAGAR, CHENNAICHINMAYA NAGAR,CHENNAISELAIYURNRI CHENNAIK K NAGARJAWAHAR NAGAR, CHENNAICOMMERCIAL BRANCH, CHENNAITREASURY BRANCH CHENNAIVILLIVAKKAM, CHENNAIVEPERY, CHENNAISHASTRI NAGAR, CHENNAIMAHALINGAPURAM, CHENNAILIBM CHENNAISALIGRAMAM, CHENNAISIRUTHOZHIL CHENNAIARUMBAKKAMPWD COMPLEX, CHENNAIANNA UNIVERSITYZONAL OFFICE CHENNAISANTHOMECHINTHADRIPET, CHENNAILCPC, CHENNAIPOONAMALEEPORURMADIPAKKAMCITY RECOVERY CENTREMOGAPPAIRTFCPC, CHENNAISME CITY CREDIT CENTRE, CHANDIGARHSME CITY CREDIT CENTRE, CHENNAISBLC NUNGAMBAKKAMOVERSEAS BRANCH, CHENNAIH.V. F AVADIRACPC, CHENNAICENTRALISED PENSION PROCESSING CENTRE (CPPC)K.K.NAGARCOMMERCIAL BR,GUINDYFOCAL POINT LINK BRANCH, CHENNAIPBB NUNGAMBAKKAMPBB BESANT NAGARPBB ANNA SALAIPBB INDIRA NAGARPBB ANNA NAGARTIDEL PARK CHENNAINRI BRANCH, ANNA NAGARPBB T.NAGARMICR CP CENTRESAMB, CHENNAIFUNDS SETTLEMENT LINK OFFICE - CHENNAISPL SSI BRANCH EKKADUTHANGALSIRUTHOZIL, AMBATTURLHO, CHENNAIANNA NAGAR WEST CHENNAIMFL MANALI, CHENNAINANGANALLURELEPHANT GATE, CHENNAIC I T NAGARTONDIARPETSIDCO AMBATTUR, CHENNAIVIVEKANAND HOUSEBESANT NAGAR, CHENNAIAMINJIKARAITHOUSAND LIGHTSWORLD UNIVERSITY SERVICE CENTRESAIDAPET BAZAR, CHENNAIROYAPURAM, CHENNAIPERIAMET CHENNAIPERAMBURPALLAVARAMVALLUVARKOTTAMNANDAMBAKKAM, CHENNAIMADRAS UNIVERSITYMRL MANALIAYANAVARAM, CHENNAIAVADIANNA NAGAR, CHENNAIALWARPET, CHENNAIALANDUR, CHENNAIAFS, TAMBARAMAIR FORCE STATION, AVADITIRUVANMIYURASHOK NAGARPARK TOWNR A PURAM CHENNAIMANDAVELIKILPAUK, CHENNAICHETPUT, CHENNAINEW WASHERMANPET, CHENNAIROYAPETTAHTEYNAMPETWEST MAMBALAMMANNADY, CHENNAIKOTTURVELLORE TOWNTIRUVOTTIYUREGMORE,CHENNAIPURASAWALKAMMINT TERMINUS, CHENNAIKODAMBAKKAMNUNGAMBAKKAMADYARIIT, MADRASTHYAGARAYA NAGARSOWCARPET, CHENNAIAMBATTURMYLAPOREGOPALAPURAMGUINDYSAIDAPETANNASALAICHENNAI MAINAMBATTUR INDUSTRIAL ESTATE CHENNAITRIPLICANE
ABOUT RBL Bank Limited, CHENNAI, Tamil Nadu

RBL Bank (Ratnakar Bank Limited) is one of the fastest growing private sector banks in India, headquartered in Mumbai, Maharashtra. Established in August 9, currently the bank operates through a network of branches, 99 banking outlets and 9 ATMs spread across 0 Indian states and union territories. In August 99, the bank obtained Scheduled Commercial Bank status. It is listed on both BSE (Bombay Stock Exchange) and NSE (National Stock Exchange).

Bank Details
Product

Corporate & Institutional Banking Commercial Banking Branch & Business Banking Agri Business Banking Development Banking and Financial Inclusion Treasury and Financial Markets Operations Savings accounts Current accounts Fixed deposits

Insurance

Life Insurance General Insurance Health Insurance

Banking

SMS Banking Online Banking Mobile/Phone Banking

Popular Product

Corporate & Institutional Banking Commercial Banking Branch & Business Banking Agri Business Banking Development Banking and Financial Inclusion Treasury and Financial Markets Operations Savings accounts Current accounts Fixed deposits

Loans

Home loans Personal loans Business loans Education loans Auto loans Loans against property Overdrafts against property Loans against deposits Gold metal loans Working capital finance

Cards

Mastercard Credit Card