Personal Loan in Shimla

Check Personal Loan Interest Rates of all major banks of Shimla Instantly

Bank NameFloating Interest RateProcessing Fee
BAJAJ 11.99% to 15.50%2%
Aditya Birla Finance 14.00% - 16.25%Up to 2% of the loan amount
RBL Bank 13.99% to 20.00%Upto 2%
Aditya birla 14%-26% per anuum2% of the loan amount
FULLERTON 12.99 - 36%3%
IIFL 13%2% + GST
ICICI 11.25%2.25 % + GST
TATA CAPITAL 11.75%2.5% + GST
PNB 12% to 16%1.80%
SBI 12.50% to 16.60%1%
Kotak Mahindra Bank 10.99% to 24%2.5 % + GST
IndusInd bank 11.25%2.5% + GST
Bank of baroda 11.35% - 16.35%2%
Mahindra Finance 11%2% to 3%
Central Bank of India 10.75% to 12.50%Rs.500
AXIS 10.99% to 20 %1.50% to 2.00% + GST
VINTAGE 16 % to 20 %Nominal
Bank Of India 12.15% to 14.15%2.00 %
HDFC 11.25 % - 18 %upto 2.5 %

About Shimla

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Named after the Hindu Goddess (Shyamala Devi), Shimla is the capital city of Himachal Pradesh. Surrounded by a border of Uttarakhand, it is an important commercial, cultural, and educational centre of the state. Known for its beautiful hills and forests, Shimla used to be the winter capital of British India. After Independence, the city served as the capital of Punjab. After the formation of Himachal Pradesh state, the city became a part of the state and since then, it has been serving as the capital of the state.

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About Personal Loan in Shimla

We aim to create a robust alternative credit ecosystem in the country. For this, we are digitizing the finance functions. Anywhere and everywhere – you can apply for a Personal Loan with just a few clicks..

Now, you can compare Personal loan interest rate to make a wise choice for the best Personal Loan in Shimla also. We bring forth a myriad of options from best banks and NBFCs for your convenience. It’s simple! Choose your desired product and win amazing assured cash backs up to Rs 5000 on loan disbursal.

Eligibility Criteria for Personal Loan in Shimla –

No worries for strict eligibility conditions. We tie-up with all the best lenders in the Shimla and help you with flexible eligibility criteria. Salaried and Self-employed applicants – hope you meet the following eligibility parameters.

  • Salaried applicants should be between 21 to 60 years of age
  • Self-employed applicants should be between 25 to 65 years
  • Employed for a minimum period of 3 months in the current job and have previous working experience also
  • Having net monthly salary/income of Rs. 20,000
  • Business stability of at least 1 year is required

Documents Required for Personal Loan in Shimla

We leverage existing and emerging technologies to offer you the complete digitalized process. Upload the required documents; it will take a few minutes.

Salaried Class

  • Identity Proof - Aadhaar Card /Voters ID/Passport/Driving License /PAN Card
  • Residential Proof - Leave and License Agreement/Utility Bill (maximum three months old)/Passport
  • Income Proof – Salary slips for the last three months along with the bank statement showcasing the credited salary
  • Employment Certificate – for the past 1 years
  • Photographs - Two passport size

For Self-employed

  • KYC documents – Identity & address proof and date of birth
  • Residence Proof - Leave and license agreement, utility bill (should not be more than three months old), and a copy of your passport if, you own one.
  • Income Proof – ITR for the last 1 years
  • Official Address Proof – Address proof along with your email ID and phone number
  • Business Continuity Proof – Testimonials to show your business is running from the last 1 year

Benefits & features of taking Personal Loan in Shimla

Taking a personal loan is an indispensable decision in one’s life. At Shimla, we have a plethora of options with added benefits. Everything is online – you don’t need to visit the bank.

Get ready to leverage the following benefits –

  1. Instant Approval – Yes. SBI, ICICI, HDFC and other players are offering instant paperless approval. Apply at Afinoz, and we will help you avail the Personal Loan at best rate.
  2. High Eligibility – Within a just few minutes, we will assess your personal loan eligibility and suggest you the best available options in Shimla. Our process is driven by automated technologies, and we help you get low EMI Personal Loan
  3. Balance Transfer – We will make you pay your EMI easily by reducing your debt amount. Transfer your Personal Loan balance to save on money. Some lenders charge fee for a balance transfer.

Personal Loan EMI calculator

Afinoz personal loan EMI calculator help you know the exact amount you need to pay every month towards the repayment of your personal loan. This allows you not to strain yourself financially and to avoid financial distress. Moreover, by feeding the inputs properly, you can even decide on an EMI amount that you can repay comfortably over your loan tenure.

STATE BANK OF INDIA

About

State Bank of India (SBI) is India’s multinational public sector banking and financial services company. SBI was established in 80 and is headquartered in Mumbai, Maharashtra. The bank is the largest bank in India with a % market share in assets. State Bank of India operates a network of , branches and 9, ATMs in India and internationally. SBI operates through Treasury, Corporate/Wholesale Banking, Retail Banking, Insurance Business, and Other Banking Business channels. It extends a comprehensive range of banking products and services to individuals, commercial enterprises, corporates, and government bodies, and institutional customers in India and internationally. Its personal banking services include current accounts, savings accounts, term and recurring deposits; personal, home, auto, and education as well as loans against property and securities; and wealth management, demat, ATM, foreign inward remittance, safe deposit locker, public provident fund, money transfer, and pension policy, as well as cards and inflation indexed national savings securities cumulative bonds. It also provides corporate banking services including corporate accounts, working capital and project finance, deferred payment guarantees, corporate term loans, structured finance, dealer financing, channel financing, equipment leasing, loan syndication, financing Indian firms overseas subsidiaries or JVs, and construction equipment loans. In addition, the bank offers NRI services, such as accounts and deposits, remittances, investments, and loans; agricultural banking and micro credit to agriculturists and farmers; loans, supply chain finance, and deposits and transaction banking services for SME customers; and international banking services.

Banking

MoBile Banking, Internet Banking, Wholesale Banking, Retail Banking

Product

Banking, Loans, Deposit

Loans

personal Loans, car Loan, Loan Against Property, Education Loan, Housing Loans, Gold Loans,Corporate Term Loans

Card

SBI Card ELITE,SBI Credit Cards,Air India SBI Platinum Card,Air India SBI Signature Card,SBI STYLEUP Contactless Credit Card,IRCTC SBI Platinum Card,Doctor's SBI Card, SBI Card ELITE Advantage

Insurance

. Individual Insurance:sbi life- eshield, sbi life - poorna suraksha, sbi life - sampoorn cancer suraksha, sbi life- elncome shield, sbi life- smart shield,sbi life - saral Shield, SBI Life - Saral Swadhan +, SBI Life- Smart Swadhan Plus, SBI Life - Grameen Bina. . Corporate Insurance Plan: SBI Life - Kalyan ULIP Plus, SBI Life- CapAssure Gold, SBI Life - Gaurav Jeevan, SBI Life- Pradhan Mantri Jeevan Jyoti Bima yojana, SBI Life- Sampoorn Suraksha

Branch

SHINGLA DAKOLAR
CHAMYANA KAMLA NAGAR
GHECH
NERWA
SUNNI SEONI
RBO 3, SHIMLA
RBO 2
KASUMPTI
TOTU
GHANAHATTI PARHECH
SHOGHI
BAGHI
KUMARSAIN
CHAUPAL
LOWER BAZAR, SHIMLA
SANJULI
GANVI
DHARECH
SERVICE BRANCH, SHIMLA
MOHABBATPUR
JHIKNIPUL
BAHLI
BHUTTI
SHEELGHAT
ROHRU
MELTHI
KHOLIGHAT
JHAKRI
BOLLEAUGANJ,SHIMLA
MANDHOL
ZONAL OFFICE, SHIMLA
JEORI
DEHA
KHARA PATHAR
RASMECCC-SARC, SHIMLA
MATIANA
CHEOG
SAWRA
KALBOGH
PBB SHIMLA
IGMC , SHIMLA
KIARI
SUMMER HILLS, SHIMLA
SARAHAN
JUBBAL
THEOG
SHIMLA MAIN BRANCH
RAMPUR
KOTKHAI

KARNATAKA BANK LIMITED

About

The Karnataka Bank Limited is ‘A’ Class scheduled commercial bank founded on 8th February 9. Headquartered in Mangaluru in Karnataka, India, the bank has a national presence with a network of 8 branches, 7 ATMs and 0 e-lobbies spread across states and Union Territories. The bank has deployed the most modern information technology like core banking, internet banking and mobile banking etc. to meet customers’ expectation of services, for today and for future. The bank is listed on both the BSE and the NSE.

Banking

core bankinginternet bankingmobile bankingTreasury, Corporate/Wholesale BankingRetail Banking

Product

Saving AccountLoanscardsInsuranceInvestment

Loans

personal loanbusiness loanHome Loanvechile LoanLoan against propertyEducation Loan

Card

Credit CardDebit cardDeposit only cardImage CardTravel cardGift card

Insurance

Life InsuranceHealth insuranceGeneral Insurance

Popular product

Saving AccountLoanscardsInsuranceInvestment