Personal Loan in amritsar

Check Personal Loan Interest Rates of all major banks of amritsar Instantly

Bank NameFloating Interest RateProcessing Fee
Aditya Birla Finance 14.00% - 16.25%Up to 2% of the loan amount
Mahindra Finance 11%2% to 3%
BAJAJ 11.99% to 15.50%2%
IIFL 13%2% + GST
Kotak Mahindra Bank 10.99% to 24%2.5 % + GST
Bank Of India 12.15% to 14.15%2.00 %
AXIS 10.99% to 20 %1.50% to 2.00% + GST
Bank of baroda 11.35% - 16.35%2%
HDFC 11.25 % - 18 %upto 2.5 %
ICICI 11.25%2.25 % + GST
IndusInd bank 11.25%2.5% + GST
TATA CAPITAL 11.75%2.5% + GST
SBI 12.50% to 16.60%1%
Central Bank of India 10.75% to 12.50%Rs.500
FULLERTON 12.99 - 36%3%
RBL Bank 13.99% to 20.00%Upto 2%
Aditya birla 14%-26% per anuum2% of the loan amount
VINTAGE 16 % to 20 %Nominal
PNB 12% to 16%1.80%

About amritsar

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Historically known as Ramdaspur and colloquially as Ambarsar, the city Amritsar is located in the state of Punjab. Harmandar Sahib or “the Golden Temple” located in the town is one of Sikhism’s most spiritually significant and most visited gurudwaras. Chess manufacturing industry is a prime industry of the place.

The credit of founding the holy city of Amritsar goes to Guru Ram Das, the fourth Sikh guru of the Sikh religion. The place is also famous for the tragic Jallianwala Bagh massacre which took place, having a proximity to the Wagah Border. The region lies in one of the most agriculturally productive belts of India. Today Amritsar is a thriving city with commerce and tourism centres growing at a faster rate.

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About Personal Loan in amritsar

We aim to create a robust alternative credit ecosystem in the country. For this, we are digitizing the finance functions. Anywhere and everywhere – you can apply for a Personal Loan with just a few clicks..

Now, you can compare Personal loan interest rate to make a wise choice for the best Personal Loan in amritsar also. We bring forth a myriad of options from best banks and NBFCs for your convenience. It’s simple! Choose your desired product and win amazing assured cash backs up to Rs 5000 on loan disbursal.

Eligibility Criteria for Personal Loan in amritsar –

No worries for strict eligibility conditions. We tie-up with all the best lenders in the amritsar and help you with flexible eligibility criteria. Salaried and Self-employed applicants – hope you meet the following eligibility parameters.

  • Salaried applicants should be between 21 to 60 years of age
  • Self-employed applicants should be between 25 to 65 years
  • Employed for a minimum period of 3 months in the current job and have previous working experience also
  • Having net monthly salary/income of Rs. 20,000
  • Business stability of at least 1 year is required

Documents Required for Personal Loan in amritsar

We leverage existing and emerging technologies to offer you the complete digitalized process. Upload the required documents; it will take a few minutes.

Salaried Class

  • Identity Proof - Aadhaar Card /Voters ID/Passport/Driving License /PAN Card
  • Residential Proof - Leave and License Agreement/Utility Bill (maximum three months old)/Passport
  • Income Proof – Salary slips for the last three months along with the bank statement showcasing the credited salary
  • Employment Certificate – for the past 1 years
  • Photographs - Two passport size

For Self-employed

  • KYC documents – Identity & address proof and date of birth
  • Residence Proof - Leave and license agreement, utility bill (should not be more than three months old), and a copy of your passport if, you own one.
  • Income Proof – ITR for the last 1 years
  • Official Address Proof – Address proof along with your email ID and phone number
  • Business Continuity Proof – Testimonials to show your business is running from the last 1 year

Benefits & features of taking Personal Loan in amritsar

Taking a personal loan is an indispensable decision in one’s life. At amritsar, we have a plethora of options with added benefits. Everything is online – you don’t need to visit the bank.

Get ready to leverage the following benefits –

  1. Instant Approval – Yes. SBI, ICICI, HDFC and other players are offering instant paperless approval. Apply at Afinoz, and we will help you avail the Personal Loan at best rate.
  2. High Eligibility – Within a just few minutes, we will assess your personal loan eligibility and suggest you the best available options in amritsar. Our process is driven by automated technologies, and we help you get low EMI Personal Loan
  3. Balance Transfer – We will make you pay your EMI easily by reducing your debt amount. Transfer your Personal Loan balance to save on money. Some lenders charge fee for a balance transfer.

Personal Loan EMI calculator

Afinoz personal loan EMI calculator help you know the exact amount you need to pay every month towards the repayment of your personal loan. This allows you not to strain yourself financially and to avoid financial distress. Moreover, by feeding the inputs properly, you can even decide on an EMI amount that you can repay comfortably over your loan tenure.

BANK OF BARODA

About

Bank of Baroda (BOB) is an Indian multinational banking and financial services institution headquartered in Vadodara in Gujrat, India. The bank was established on 0 July 908 and nationalized on 9 July 99 along with other major commercial banks of India. It has been termed as a profit-making public sector undertaking (PSU). The bank has 7 global branches including 7 India branches and 0 overseas branches. It offers a wide range of banking products and services including loans, credit and debit cards etc.

Banking

Instant Banking Baroda Connect (Internet Banking) BHIM Baroda Pay Baroda M-connect Plus (Mobile Banking)Mobile Application Baroda mPassbook Baroda m-Invest App BHIM UPI Payment App

Product

Account Savings Current Baroda E-Trade in accountDeposit FD RDLoans Personal Loan Home Loan Vehicle Loan Education Loan Fintech (Business Loan) Other Loan MUDRA Loan Mortgage Loan Debit card EMI

Loans

Loans Personal Loan Home Loan Vehicle Loan Education Loan Fintech (Business Loan) Other Loan MUDRA Loan Mortgage Loan Debit card EMI

Card

Debit Cards Visa Electron Card RuPay Platinum Card Baroda Master Platinum Card RuPay Classic Card Master Classic Card Visa Platinum Chip CardPrepaid Cards Gift Card TravelEasy Card Reloadable CardCredit Cards Easy Visa Platinum Select Visa Platinum Premier Visa Signature Prime Mastercard

Insurance

Life InsuranceHealth InsuranceGeneral Insurance

Popular product

Account Savings Current Baroda E-Trade in accountDeposit FD RDLoans Personal Loan Home Loan Vehicle Loan Education Loan Fintech (Business Loan) Other Loan MUDRA Loan Mortgage Loan Debit card EMI

Branch

PRATAPNAGAR BRANCH
PATTI
MAJITH MANDI BRANCH
MAJITHA ROAD BR., AMRITSAR
MAHILPUR, PUNJAB
KENNEDY AVEN BRANCH
JANDIALA GURU
TOWN HALL BRANCH

STATE BANK OF INDIA

About

State Bank of India (SBI) is India’s multinational public sector banking and financial services company. SBI was established in 80 and is headquartered in Mumbai, Maharashtra. The bank is the largest bank in India with a % market share in assets. State Bank of India operates a network of , branches and 9, ATMs in India and internationally. SBI operates through Treasury, Corporate/Wholesale Banking, Retail Banking, Insurance Business, and Other Banking Business channels. It extends a comprehensive range of banking products and services to individuals, commercial enterprises, corporates, and government bodies, and institutional customers in India and internationally. Its personal banking services include current accounts, savings accounts, term and recurring deposits; personal, home, auto, and education as well as loans against property and securities; and wealth management, demat, ATM, foreign inward remittance, safe deposit locker, public provident fund, money transfer, and pension policy, as well as cards and inflation indexed national savings securities cumulative bonds. It also provides corporate banking services including corporate accounts, working capital and project finance, deferred payment guarantees, corporate term loans, structured finance, dealer financing, channel financing, equipment leasing, loan syndication, financing Indian firms overseas subsidiaries or JVs, and construction equipment loans. In addition, the bank offers NRI services, such as accounts and deposits, remittances, investments, and loans; agricultural banking and micro credit to agriculturists and farmers; loans, supply chain finance, and deposits and transaction banking services for SME customers; and international banking services.

Banking

MoBile Banking, Internet Banking, Wholesale Banking, Retail Banking

Product

Banking, Loans, Deposit

Loans

personal Loans, car Loan, Loan Against Property, Education Loan, Housing Loans, Gold Loans,Corporate Term Loans

Card

SBI Card ELITE,SBI Credit Cards,Air India SBI Platinum Card,Air India SBI Signature Card,SBI STYLEUP Contactless Credit Card,IRCTC SBI Platinum Card,Doctor's SBI Card, SBI Card ELITE Advantage

Insurance

. Individual Insurance:sbi life- eshield, sbi life - poorna suraksha, sbi life - sampoorn cancer suraksha, sbi life- elncome shield, sbi life- smart shield,sbi life - saral Shield, SBI Life - Saral Swadhan +, SBI Life- Smart Swadhan Plus, SBI Life - Grameen Bina. . Corporate Insurance Plan: SBI Life - Kalyan ULIP Plus, SBI Life- CapAssure Gold, SBI Life - Gaurav Jeevan, SBI Life- Pradhan Mantri Jeevan Jyoti Bima yojana, SBI Life- Sampoorn Suraksha

Branch

AMRITSAR
BEAS
MEHTA
AMRITSAR RANJIT AVENUE
PUTLIGHAR
SARHALI ROAD TARN TARAN
CIRCULAR ROAD, AMRITSAR
TARN TARAN ROAD
MAJITHA ROAD AMRITSAR
CCPC,AMRITSAR
AMRITSAR
KHEMKARAN
BHIKHIWIND
AJNALA
AMRITSAR CHHEHRATTA
AMRITSAR CIVIL LINES
RAYYA
AMRITSAR TEXT.
TARN TARAN
JHAN JHOTI
HARSHA CHHINA
LOHKA
CHABHAL
BABA BAKALA
MANAWALA ADB
AMRITSAR KJS
AMRITSAR CWG
VERKA
AMRITSAR EMN
PATTI
AMRITSAR MAIN MUKERJI MARG
AMRITSAR
AMRITSAR
AMRITSAR
SBIINTOUCH RANJIT AVENUE, AMRITSAR
SBIINTOUCH PUTLIGHAR, AMRITSAR
PANTHER COMPLEX, AMRITSAR CANTT.
SHIVALA BHAIAN ROAD
BASANT AVENUE, AMRITSAR
LOHARKA ROAD,AMRITSAR
SULTANWIND, AMRITSAR
DABURJI
MATTEWAL
SGRC HOSPITAL BRANCH CHHAPA RAM SINGH
KHASA
OPPOSITE BUS STAND,AMRITSAR
TARN TARAN ROAD AMRITSAR
VERKA AMRITSAR
CHHEHRATTA
NEW AMRITSAR
AJNALA ROAD AMRITSAR
JALANDHAR ROAD, AMRITSAR
RAMDASS
AMRITSAR ROAD TARN TARAN
FATEHGARH CHURIAN ROAD AMRITSAR
MAJITHA ROAD AMRITSAR
CHOHLA SAHIB
JANDIALA GURU
RAYYA
CLEARING CPC, AMRITSAR
NEW GRAIN MARKET AMRITSAR
HARIPURA , AMRITSAR
BATALA ROAD, AMRITSAR
CHUSLEWAL
CHOGAWAN
JETHUWAL
VILL SARHALI KHURD
VILL SUBRAH
KASSEL
CHABAL KALAN
DHQ ARMY CANTT, AMRITSAR
CURRENCY ADMINISTRATION CELL, AMRITSAR
SARC AMRITSAR
RBO AMRITSAR
RASMECCC, AMRITSAR
ADB BHIKHIWIND
RAILWAY STATION, AMRITSAR
ATTA MANDI
SPECIALISED PBB, AMRITSAR
SCB AMRITSAR
AMARKOT
ADB TANGRA
PUTLIGARH, AMRITSAR
ACC,AMRITSAR
LOHGARH GATE, AMRITSAR
DHOTIAN
ATTARI
KATRA KHAZANA, AMRITSAR
DHAB WASTI RAM AMRITSAR
MOHAN NAGAR, AMRITSAR
MAJITHA
KARMON DEORI, AMRITSAR
AJNALA
GOPAL NAGAR, AMRITSAR
AMRITSAR CANTT
TARN TARAN
AMRITSAR MAIN

SYNDICATE BANK

About

Syndicate Bank is one of the oldest and major commercial banks in India and was founded in 9. At the time of its establishment, the bank was known as Canara Industrial and Banking Syndicate Limited. The name of the bank was changed to Syndicate Bank in 9. It is headquartered in Manipal, Karnataka and was one of the major commercial banks to be nationalized on 9 July 99, by Government of India. Syndicate Bank operated a network of 0 branches, including ,9 rural, ,7 semi-urban, 8 urban, and 8 metro branches in India; and branch in London, as well as ,8 ATMs as of March 08. Syndicate Bank offers banking products and services to corporate, SMEs and retail customer in India. Its deposit products include savings accounts, current accounts, and term deposits. It also provides retail, agricultural and other priority sector loans. In addition, the bank provides corporate finance such as working capital finance; export credit, term loan finance; loan against receivables; and project finance that includes infrastructure projects. Further, it provides Aadhaar seeding, NEFT/RTGS, online tax payment, online shopping and utility bill payment, and e-filing of income tax returns. Other services include CMS, bancassurance, mutual fund services, and demat services. Syndicate Bank also provides international banking products such as non-resident (external) rupee, non-resident ordinary rupee, resident foreign currency, and foreign currency non-resident accounts, as well as manages exchange companies.

Banking

SMS BankingNet BankingMissed Call Banking

Product

Loan, Banking, Credit Card

Loans

Retail Loan, Agriculture Loan, Priority Sector Loan, SME Loan

Card

Syndicate Bank Global Visa Credit Card

Insurance

NA

Popular product

Loan, Banking, Credit Card

Branch

JANDIALA GURU
JAINTIPUR
AMRITSAR RANJIT AVENUE
AMRITSAR MAJITHA ROAD
AMRITSAR

INDUSIND BANK

About

Indusind Bank Limited is a new generation private bank. Established in 99, the bank is headquartered in Mumbai, India. It stands tall today as one of the reputed banks in the country. Indusind Bank operates more than 000 branches and over ,800 ATMs spread across the country. It also has representative offices in London, Dubai and Abu Dhabi.

Banking

reasuryCorporate/Wholesale Banking,recurring deposits,corporate salary,Rupee multiplier products.Retail Banking,young saver deposits,urrent, savings, defense,and RFC accountsfixed depositsmutual fundsMy Account NumberQuick Redeem Services and 0 Days banking.Choice Money ATMsDirect ConnectCash-on-MobileCheck-on-Cheque

Product

The bank provides various banking solutions to individuals, NRIs, business owners, corporate, government and financial Institutions. It operates through Treasury, Corporate/Wholesale Banking, Retail Banking, and other Banking Operations segments. The bank offers current, savings, defense, corporate salary, and RFC accounts; and fixed deposits, recurring deposits, young saver deposits, as well as Rupee multiplier products.

Loans

home loangold loansbusiness loan.Kisan loansterm loansInduind Kisan loansloan against propertytwo wheelerpersonalcar loaneducation loan

Card

credit cards

Branch

PUTLIGHAR AMRITSAR
FATTUWAL
GUJJA PEER
KALER
SOHAN KALAN
²NEW NAG
MEERANKOT KHURD
CHHAUDHRIWALA
MAJITHMANDI AMRITSAR
G. T. ROAD, AMRITSAR
AMRITSAR