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Kolkata is the capital of West Bengal, an Indian state. It is located on the east bank of the Hooghly River about 80 kilometers west of the border with Bangladesh. The Kolkata port is India's oldest operating port and it is the sole major riverine port.

The city derives its name from the Kolkata, the Bengali name of one of three villages that predated the arrival of the Britishers. The other two villages were Sutanuti and Govindapur. Today Kolkata is a city famous for its traditional soul, colonial architecture, cultural festivals, and street foods. There are various places in Kolkata to attract the tourist’s attention. Some of them are Howrah Bridge, Mullick Ghat Flower Market, Esplande, Park Street, Victoria Memorial, Birla Planaterium, Kumortuli, Khalighat Temple, Alipur Zoo and others.

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We aim to create a robust alternative credit ecosystem in the country. For this, we are digitizing the finance functions. Anywhere and everywhere – you can apply for a Personal Loan with just a few clicks..

Now, you can compare Personal loan interest rate to make a wise choice for the best Personal Loan in Kolkata also. We bring forth a myriad of options from best banks and NBFCs for your convenience. It’s simple! Choose your desired product and win amazing assured cash backs up to Rs 5000 on loan disbursal.

Eligibility Criteria for Personal Loan in Kolkata –

No worries for strict eligibility conditions. We tie-up with all the best lenders in the Kolkata and help you with flexible eligibility criteria. Salaried and Self-employed applicants – hope you meet the following eligibility parameters.

• Salaried applicants should be between 21 to 60 years of age
• Self-employed applicants should be between 25 to 65 years
• Employed for a minimum period of 3 months in the current job and have previous working experience also
• Having net monthly salary/income of Rs. 20,000
• Business stability of at least 1 year is required

Documents Required for Personal Loan in Kolkata

We leverage existing and emerging technologies to offer you the complete digitalized process. Upload the required documents; it will take a few minutes.

Salaried Class –

• Identity Proof - Aadhaar Card /Voters ID/Passport/Driving License /PAN Card
• Residential Proof - Leave and License Agreement/Utility Bill (maximum three months old)/Passport
• Income Proof – Salary slips for the last three months along with the bank statement showcasing the credited salary
• Employment Certificate – for the past 1 years
• Photographs - Two passport size

For Self-employed

• KYC documents – Identity & address proof and date of birth
• Residence Proof - Leave and license agreement, utility bill (should not be more than three months old), and a copy of your passport if, you own one.
• Income Proof – ITR for the last 1 years
• Official Address Proof – Address proof along with your email ID and phone number
• Business Continuity Proof – Testimonials to show your business is running from the last 1 year

Benefits & features of taking Personal Loan in Kolkata

Taking a personal loan is an indispensable decision in one’s life. At Kolkata, we have a plethora of options with added benefits. Everything is online – you don’t need to visit the bank.

Get ready to leverage the following benefits –

1. Instant Approval – Yes. SBI, ICICI, HDFC and other players are offering instant paperless approval. Apply at Afinoz, and we will help you avail the Personal Loan at best rate.
2. High Eligibility – Within a just few minutes, we will assess your personal loan eligibility and suggest you the best available options in Kolkata. Our process is driven by automated technologies, and we help you get low EMI Personal Loan
3. Balance Transfer – We will make you pay your EMI easily by reducing your debt amount. Transfer your Personal Loan balance to save on money. Some lenders charge fee for a balance transfer.

Personal Loan EMI calculator

Afinoz personal loan EMI calculator help you know the exact amount you need to pay every month towards the repayment of your personal loan. This allows you not to strain yourself financially and to avoid financial distress. Moreover, by feeding the inputs properly, you can even decide on an EMI amount that you can repay comfortably over your loan tenure.