Personal Loan in Kolkata

About Personal Loan in Kolkata

Bank NameFloating Interest RateProcessing Fee
Bank Of India12.15% to 14.15%2.00 %
Aditya Birla Finance14.00% - 16.25%Up to 2% of the loan amount
IndusInd bank11.25%2.5% + GST
RBL Bank13.99% to 20.00%Upto 2%
FULLERTON12.99 - 36%3%
TATA CAPITAL11.75%2.5% + GST
PNB12% to 16%1.80%
SBI12.50% to 16.60%1%
IIFL13%2% + GST
HDFC11.25 % - 18 %upto 2.5 %
AXIS10.99% to 20 %1.50% to 2.00% + GST
Aditya birla14%-26% per anuum2% of the loan amount
VINTAGE16 % to 20 %Nominal
Mahindra Finance11%2% to 3%
Bank of baroda11.35% - 16.35%2%
BAJAJ11.99% to 15.50%2%
Kotak Mahindra Bank10.99% to 24%2.5 % + GST
ICICI11.25%2.25 % + GST
Central Bank of India10.75% to 12.50%Rs.500

About Kolkata

Kolkata is the capital of West Bengal, an Indian state. It is located on the east bank of the Hooghly River about 80 kilometers west of the border with Bangladesh. The Kolkata port is India's oldest operating port and it is the sole major riverine port.

The city derives its name from the Kolkata, the Bengali name of one of three villages that predated the arrival of the Britishers. The other two villages were Sutanuti and Govindapur. Today Kolkata is a city famous for its traditional soul, colonial architecture, cultural festivals, and street foods. There are various places in Kolkata to attract the tourist’s attention. Some of them are Howrah Bridge, Mullick Ghat Flower Market, Esplande, Park Street, Victoria Memorial, Birla Planaterium, Kumortuli, Khalighat Temple, Alipur Zoo and others.

About personal Loan in Kolkata

We aim to create a robust alternative credit ecosystem in the country. For this, we are digitizing the finance functions. Anywhere and everywhere – you can apply for a Personal Loan with just a few clicks..

Now, you can compare Personal loan interest rate to make a wise choice for the best Personal Loan in Kolkata also. We bring forth a myriad of options from best banks and NBFCs for your convenience. It’s simple! Choose your desired product and win amazing assured cash backs up to Rs 5000 on loan disbursal.

Eligibility Criteria for Personal Loan in Kolkata –

No worries for strict eligibility conditions. We tie-up with all the best lenders in the Kolkata and help you with flexible eligibility criteria. Salaried and Self-employed applicants – hope you meet the following eligibility parameters.

  • Salaried applicants should be between 21 to 60 years of age
  • Self-employed applicants should be between 25 to 65 years
  • Employed for a minimum period of 3 months in the current job and have previous working experience also
  • Having net monthly salary/income of Rs. 20,000
  • Business stability of at least 1 year is required

Documents Required for Personal Loan in Kolkata

We leverage existing and emerging technologies to offer you the complete digitalized process. Upload the required documents; it will take a few minutes.

Salaried Class

  • Identity Proof - Aadhaar Card /Voters ID/Passport/Driving License /PAN Card
  • Residential Proof - Leave and License Agreement/Utility Bill (maximum three months old)/Passport
  • Income Proof – Salary slips for the last three months along with the bank statement showcasing the credited salary
  • Employment Certificate – for the past 1 years
  • Photographs - Two passport size

For Self-employed

  • KYC documents – Identity & address proof and date of birth
  • Residence Proof - Leave and license agreement, utility bill (should not be more than three months old), and a copy of your passport if, you own one.
  • Income Proof – ITR for the last 1 years
  • Official Address Proof – Address proof along with your email ID and phone number
  • Business Continuity Proof – Testimonials to show your business is running from the last 1 year

Benefits & features of taking Personal Loan in Kolkata

Taking a personal loan is an indispensable decision in one’s life. At Kolkata, we have a plethora of options with added benefits. Everything is online – you don’t need to visit the bank.

Get ready to leverage the following benefits –

  1. Instant Approval – Yes. SBI, ICICI, HDFC and other players are offering instant paperless approval. Apply at Afinoz, and we will help you avail the Personal Loan at best rate.
  2. High Eligibility – Within a just few minutes, we will assess your personal loan eligibility and suggest you the best available options in Kolkata. Our process is driven by automated technologies, and we help you get low EMI Personal Loan
  3. Balance Transfer – We will make you pay your EMI easily by reducing your debt amount. Transfer your Personal Loan balance to save on money. Some lenders charge fee for a balance transfer.

Personal Loan EMI calculator

Afinoz personal loan EMI calculator help you know the exact amount you need to pay every month towards the repayment of your personal loan. This allows you not to strain yourself financially and to avoid financial distress. Moreover, by feeding the inputs properly, you can even decide on an EMI amount that you can repay comfortably over your loan tenure.

YES BANK

About

Yes Bank Limited is India’s fourth largest private sector bank headquartered in Mumbai, Maharashtra, India. Established in 00, the bank primarily operates as a corporate bank, with retail banking and asset management as subsidiary functions. As of March, 08, the bank had a network of ,00 branches; national operating centers; and ,7 ATMs and bunch note acceptors.

Banking

Working capital finance
Term loans
Corporate finance
Liquidity management
Salary account
Fixed deposit account
Savings account
Ordinary account

Product

The bank also offers retail banking solutions such as personal, secured business, home, construction equipment, car, super bike, commercial vehicle, gold loans, and loans against securities; business banking services to micro, small, and medium enterprises; and health care and printing equipment finance.

Branch

NATIONAL I E COOP C & BANKING SOC L - HEAD OFFICEDHAKURIA COOPERATIVE BANK LIMITEDVIP ROAD, KOLKATANEW ALIPORE, KOLKATASARAT BOSE ROAD, KOLKATAKASBA, KOLKATANAGERBAZAR,DUMDUM,KOLKATABALLYGUNGE, KOLKATAKOLKATA MUKTI CHAMBERSKOLKATA LAKE TOWNSALT LAKE, SECTOR ONE, KOLKATABARABAZAR, KOLKATAKANKURGACHI KOLKATATOLLYGUNGE, KOLKATAALIPORE KOLKATACHITTARANJAN AVENUE, KOLKATA(E)PRINCE ANWAR SHAH ROAD,KOLKATADALHOUSIE, KOLKATAKOLKATA, WEST BENGAL

KARNATAKA BANK LIMITED

About

The Karnataka Bank Limited is ‘A’ Class scheduled commercial bank founded on 8th February 9. Headquartered in Mangaluru in Karnataka, India, the bank has a national presence with a network of 8 branches, 7 ATMs and 0 e-lobbies spread across states and Union Territories. The bank has deployed the most modern information technology like core banking, internet banking and mobile banking etc. to meet customers’ expectation of services, for today and for future. The bank is listed on both the BSE and the NSE.

Banking

core banking
internet banking
mobile banking
Treasury, Corporate/Wholesale Banking
Retail Banking

Product

Saving AccountLoanscardsInsuranceInvestment

Loans

personal loanbusiness loanHome Loanvechile LoanLoan against propertyEducation Loan

Card

Credit CardDebit cardDeposit only cardImage CardTravel cardGift card

Insurance

Life InsuranceHealth insuranceGeneral Insurance

Popular product

Saving AccountLoanscardsInsuranceInvestment

Branch

RAJARHATRO KOLKATABHOWANIPOREBELIAGHATTAKOLKATA GIRISH PARKKOLKATA-A.J.C BOSE ROAD

SYNDICATE BANK

About

Syndicate Bank is one of the oldest and major commercial banks in India and was founded in 9. At the time of its establishment, the bank was known as Canara Industrial and Banking Syndicate Limited. The name of the bank was changed to Syndicate Bank in 9. It is headquartered in Manipal, Karnataka and was one of the major commercial banks to be nationalized on 9 July 99, by Government of India. Syndicate Bank operated a network of 0 branches, including ,9 rural, ,7 semi-urban, 8 urban, and 8 metro branches in India; and branch in London, as well as ,8 ATMs as of March 08. Syndicate Bank offers banking products and services to corporate, SMEs and retail customer in India. Its deposit products include savings accounts, current accounts, and term deposits. It also provides retail, agricultural and other priority sector loans. In addition, the bank provides corporate finance such as working capital finance; export credit, term loan finance; loan against receivables; and project finance that includes infrastructure projects. Further, it provides Aadhaar seeding, NEFT/RTGS, online tax payment, online shopping and utility bill payment, and e-filing of income tax returns. Other services include CMS, bancassurance, mutual fund services, and demat services. Syndicate Bank also provides international banking products such as non-resident (external) rupee, non-resident ordinary rupee, resident foreign currency, and foreign currency non-resident accounts, as well as manages exchange companies.

Banking

SMS Banking
Net Banking
Missed Call Banking

Product

Loan, Banking, Credit Card

Loans

Retail Loan, Agriculture Loan, Priority Sector Loan, SME Loan

Card

Syndicate Bank Global Visa Credit Card

Insurance

NA

Popular product

Loan, Banking, Credit Card

Branch

KOLKATA PURBALOKANANDAPURMARINEHOUSE KOLKATAKOLKATA ARMY PUBLIC SCHOOLRAJARHATMID CORPORATE BRANCH KOLKATACHINAR PARKBIDHAN NAGAR KOLKATAAMTALAKOLKATA NARENDRAPUR BD MEMORILNAYABADSALT LAKE CITYR I KOLKATACAO KOLKATAKOLKATA ALIPOREKOLKATA LAKE GARDENDHARMATOLLACAMAC STKOLKATA GANESHCHANDRA AVENUEKOLKATA TOLLYGUNGEBALLYGUNJ ST LAWRENCE SCHOOLTRAINING CENTRE KOLKATAKOLKATA BHOWANIPURPARK STREET KOLKATTASURIBELURWEST BENGALA R M BRANCH KOLKATACENTRAL PROCESSING UNIT, KOLKATAKOLKATTA LARGE CORPORATERAJARHAT NEW TOWNR O KOLKATAKOLKATA BEHALA CHOWRASTHAKOLKATA HOUSING FINANCE BRSUNNY PARKKOLKATA JADAVPURFXPC KOLKATAKOLKATA ESPLANADEKOLKATA CIRCUS AVENUEMANICKTOLLAGARIAHATKOLKATA SHYAM BAZAARKOLKATA BARA BAZARKOLKATA R B AVENUEBRABOURNEROAD KOLKATAN S RD KOLKATAFGMO, KOLKATA

Check Your Eligibility

To know how much loan you can get

Loan Amount

Last Year ITR

EMI

Turnover

Mobile

OTP

Email

Employment Type

Top Blogs