Personal Loan in Kolkata

Check personal Loan Interest Rates of All Major Banks of kolkata Instantly
Bank Name
Floating Interest rate
Processing Fee
10.99% to 24%
2.5 % + GST
11%
2% to 3%
11.99% to 15.50%
2%
12.99 - 36%
3%
12.15% to 14.15%
2.00 %
16 % to 20 %
Nominal
10.75% to 12.50%
Rs.500
11.35% - 16.35%
2%
12% to 16%
1.80%
11.25%
2.25 % + GST
13%
2% + GST
11.75%
2.5% + GST
13.99% to 20.00%
Upto 2%
11.25%
2.5% + GST
14.00% - 16.25%
Up to 2% of the loan amount
14%-26% per anuum
2% of the loan amount
10.99% to 20 %
1.50% to 2.00% + GST
12.50% to 16.60%
1%
11.25 % - 18 %
upto 2.5 %
ABOUT PERSONAL LOAN IN KOLKATA

We aim to create a robust alternative credit ecosystem in the country. For this, we are digitizing the finance functions. Anywhere and everywhere – you can apply for a Personal Loan with just a few clicks..

Now, you can compare Personal loan interest rate to make a wise choice for the best Personal Loan in kolkata also. We bring forth a myriad of options from best banks and NBFCs for your convenience. It’s simple! Choose your desired product and win amazing assured cash backs up to Rs 5000 on loan disbursal.

Eligibility Criteria for Personal Loan in kolkata –

No worries for strict eligibility conditions. We tie-up with all the best lenders in the kolkata and help you with flexible eligibility criteria. Salaried and Self-employed applicants – hope you meet the following eligibility parameters.

  • Salaried applicants should be between 21 to 60 years of age
  • Self-employed applicants should be between 25 to 65 years
  • Employed for a minimum period of 3 months in the current job and have previous working experience also
  • Having net monthly salary/income of Rs. 20,000
  • Business stability of at least 1 year is required

Documents Required for Personal Loan in kolkata

We leverage existing and emerging technologies to offer you the complete digitalized process. Upload the required documents; it will take a few minutes.

Salaried Class

  • Identity Proof - Aadhaar Card /Voters ID/Passport/Driving License /PAN Card
  • Residential Proof - Leave and License Agreement/Utility Bill (maximum three months old)/Passport
  • Income Proof – Salary slips for the last three months along with the bank statement showcasing the credited salary
  • Employment Certificate – for the past 1 years
  • Photographs - Two passport size

For Self-employed

  • KYC documents – Identity & address proof and date of birth
  • Residence Proof - Leave and license agreement, utility bill (should not be more than three months old), and a copy of your passport if, you own one.
  • Income Proof – ITR for the last 1 years
  • Official Address Proof – Address proof along with your email ID and phone number
  • Business Continuity Proof – Testimonials to show your business is running from the last 1 year

Benefits & features of taking Personal Loan in kolkata

Taking a personal loan is an indispensable decision in one’s life. At kolkata, we have a plethora of options with added benefits. Everything is online – you don’t need to visit the bank.

Get ready to leverage the following benefits –

  1. Instant Approval – Yes. SBI, ICICI, HDFC and other players are offering instant paperless approval. Apply at Afinoz, and we will help you avail the Personal Loan at best rate.
  2. High Eligibility – Within a just few minutes, we will assess your personal loan eligibility and suggest you the best available options in kolkata. Our process is driven by automated technologies, and we help you get low EMI Personal Loan
  3. Balance Transfer – We will make you pay your EMI easily by reducing your debt amount. Transfer your Personal Loan balance to save on money. Some lenders charge fee for a balance transfer.

Personal Loan EMI calculator

Afinoz personal loan EMI calculator help you know the exact amount you need to pay every month towards the repayment of your personal loan. This allows you not to strain yourself financially and to avoid financial distress. Moreover, by feeding the inputs properly, you can even decide on an EMI amount that you can repay comfortably over your loan tenure.

ABOUT KOLKATA

Kolkata is the capital of West Bengal, an Indian state. It is located on the east bank of the Hooghly River about 80 kilometers west of the border with Bangladesh. The Kolkata port is India's oldest operating port and it is the sole major riverine port.

The city derives its name from the Kolkata, the Bengali name of one of three villages that predated the arrival of the Britishers. The other two villages were Sutanuti and Govindapur. Today Kolkata is a city famous for its traditional soul, colonial architecture, cultural festivals, and street foods. There are various places in Kolkata to attract the tourist’s attention. Some of them are Howrah Bridge, Mullick Ghat Flower Market, Esplande, Park Street, Victoria Memorial, Birla Planaterium, Kumortuli, Khalighat Temple, Alipur Zoo and others.

TOP LOAN PROVIDERS IN KOLKATA
ABOUT KOTAK MAHINDRA BANK LIMITED, KOLKATA, West Bengal

Kotak Mahindra Bank Limited is a private sector Indian Bank headquartered in Mumbai, Maharashtra. The bank was founded in 98 and in February 00, Kotak Mahindra Finance Ltd. received the license from the Reserve Bank of India to carry on banking business. It had a network of ,88 full-fledged branches and ,99 ATMs in the country as of March 08.

Bank Details
Product

Deposit Fixed Deposit Recurring Deposit Tax Saving Fixed Deposit Senior Citizen Fixed Deposit Sweep-In Facility

Insurance

Life Insurance Health Insurance Motor Insurance Pradhan Mantri Jeevan Jyoti Bima Yojana Pradhan Mantri Suraksha Bima Yojana Atal Pension Yojana

Banking

Internet Banking Mobile Banking SMS Banking

Popular Product

Deposit Fixed Deposit Recurring Deposit Tax Saving Fixed Deposit Senior Citizen Fixed Deposit Sweep-In Facility

Loans

Home Loan Car Loan Personal Loan Education Loan Gold Loan Loan Against Securities Loan Against Property

Cards

Credit Cards Debit Cards Forex / Prepaid Cards

ABOUT PUNJAB NATIONAL BANK, KOLKATA, West Bengal

Punjab National Bank (PNB) is an Indian multinational banking and financial services company. Established in 89, it is state-owned bank. Headquartered in New Delhi, India, the bank operates through a network of zonal offices, 7 circle offices, 98 branches, and 98 ATMs. PNB also operates a banking subsidiary in the UK, as well as branches in Hong Kong, Kowloon, Dubai and Kabul and representative offices in in Almaty (Kazakhstan), Dubai (UAE), Shanghai (China), Oslo(Norway), and Sydney (Australia). PNB and other major commercial banks were nationalized on 9 July 99.

Bank Details
Product

Saving deposit accounts Current accounts Fixed deposit Capital gain account schemes Corporate banking products Working capital financing

Insurance

Life Insurance Fire Insurance Theft Insurance Health Insurance Travel Insurance Household goods & Accidental insurance

Banking

Net Banking Mobile Banking SMS Banking

Popular Product

Saving deposit accounts Current accounts Fixed deposit Capital gain account schemes Corporate banking products Working capital financing

Loans

Housing loan Car and two wheeler loan Personal loan Professional loan Education loan Mortgage loans MSME Loan Term loans Loan against future lease rentals

Cards

Rupay Credit Card Rupay Debit Card Visa Credit Card Visa Debit Card Mastercard Debit Card Mastercard Credit Card Prepaid Cards

Branches of PUNJAB NATIONAL BANK in KOLKATA
MADHYAMGRAMRAJARHAT NEW TOWNMAHESHTALABACK OFFICE KOLKATABANGURBAGUIHATIDOMJURC/C LINK OFFICE BRABOURNE ROADC/CHEST B/O SHIBPUR HOWRAHC/CHECT B/O BRABOURNE ROADC/CHEST B/O TOLLYGUNGEKASBAKOLKATA FGM OFFICEHASTINGS, KOLKATAKAMARHATI BELGHORIARETAIL HUB SALT LAKE SEC-1RETAIL SANCTIONING HUBN S ENGG COLLEGE GARIASALT LAKE, SECTOR-2SALT LAKE,SECTOR-5ASSET RECOVERY MANAGEMENT BRANBELUR (DIST. HOWRAH)WEST BENGLDUNLOP BRIG,CALCUTTA ,CDPC, CALCUTTAKOLKATA R.M OFFICEZONAL OFFICE, KOLKATASOUTH GARIA, DISTT. 24 PARGANAKOLKATA SHAKESPEARE SARANICALCUTTA GARIAHAT RD, DISTT. CCALCUTTA EXRA ST, DISTT. CALCUKOLKATA,LENIN SARANI,DISTT.CALCUTTA CLIVE ROW, DISTT. CALCALCUTTA PRINCEP STREET, DISTTMAHATMA GANDHI ROAD, KOLKATAASHUTOSH MUKHARJI ROAD CALCUTTCALCUTTA TINGRA SILLANCE AREA,CALCUTTA OVERSEAS BR.ICHAPURSHIBPUR, DISTT HOWRAHBACK OFFICE KOLKATAKOLKATA, MOHAN LAL STREET,KOLKATA N.S. ROADKOLKATA GARPARKOLKATA SUTAPATTYGARDEN REACHKOLKATA,SATISH MUKHERJEE ROADSELIMPUR ROAD KOLKATA .CALCUTTA CHARU AVENUE, DISTT.CALCUTTA SHEKRIPARA ROAD,KEYATALA ROADBHATPARA SHYAM NAGAR, DISTT. BPATIPUKURSALT LAKE CITY SECTOR-3,SOUTH SINTHEEJADAVPURLAKE AREALANSDOWNE ROAD, CALCUTTACALCUTTA GARIAKOLKATA, KALIGHATBEHALA, DISTT. CALCUTTA (WESTCALCUTTA ALIPUR CHETLA, DISTT.NIMTALLA POSTAKIDDERPURKOLKATA,B K PAL AVENUEKOLKATA, SEALDAHKOLKATTA ZAKARIA STREETFOREIGN EXCHANGE OFFICECALCUTTA MANIKTALLA, DISTT. CACALCUTTA SALT LAKE, DISTT. NORKOLKATA,COLLEGE STREETCALCUTTA PARK STREET, DISTT. CBIRATICALCUTTA DHARAMTALA SHTREET,KOLKATA, SHYAMBAZARBARBOURNE ROADCALCUTTA LINDAY STREET NEW MKTMCB,KOLKATA, LYONS RANGECALCUTTA 31 CHITTARANJAN AVE,CALCUTTA BRBB ROAD, DISTT. CACALCUTTA BARA BAZAR, DISTT. CACALCUTTA BHOWANIPUR, DISTT. CACALCUTTA NEW ALIPUR, DISTT. CABALLYGUNJECALCUTTA TOLLYGUNGE, DISTT. CA
ABOUT ICICI BANK LIMITED, KOLKATA, West Bengal

ICICI Bank is an Indian multinational bank and financial services company. Headquartered in Mumbai, India, the bank currently has a network of ,87 branches and , 7 ATMs across India. The bank became the first Indian bank to list on the New York Stock Exchange in 000. It is India’s largest private sector bank with total consolidated assets of Rs. ,.8 billion (US$ 7. billion) as on March 08.

Bank Details
Product

Account Savings Accounts -in- Account Salary Account PayLater by ICICI Bank Pension Accounts EEFC Account Outward Remittance Child Education Plan New Pension Scheme Agri & Rural Farmer Finance Instant Gold Loan Agri Traders & Processors Agri Corporates Tractor Loan Micro Banking Forex

Insurance

ICICI Lombard ICICI Pru Heart/Cancer Protect ICICI Pru iProtect Smart Car Insurance Pradhan Mantri Jeevan Jyoti Bima Yojana

Banking

Internet Banking Mobile Banking Pockets

Popular Product

Account Savings Accounts -in- Account Salary Account PayLater by ICICI Bank Pension Accounts EEFC Account Outward Remittance Child Education Plan New Pension Scheme Agri & Rural Farmer Finance Instant Gold Loan Agri Traders & Processors Agri Corporates Tractor Loan Micro Banking Forex

Loans

Home Loan Car Loan Personal Loan Education Loan Gold Loan Loans Against Securities Commercial Business Loan Pradhan Mantri Mudra Yojana Stand-Up India Scheme Two Wheeler Loans Business Loan

Cards

Credit Card Coral Rubyx Sapphiro Emeralde Diamant MakeMyTrip Jet Airways HPCL Ferrari Manchester United Platinum Amazon Pay Unifare Metro Debit Card ICICI Bank Coral+ International Debit Card ICICI Bank Sapphiro International Debit Card ICICI Bank Rubyx International Debit Card ICICI Bank Coral Paywave International Debit Card Manchester United debit card Manchester United Coral debit card Manchester United Sapphiro Debit card Prepaid Cards Reimbursement Card Memento Gift Card PayDirect Card Pockets, the Digital bank Multi Wallet Card Gift Card Meal Card Travel Card

Branches of ICICI BANK LIMITED in KOLKATA
THE UNION CO-OPERATIVE BANK LTDKOLKATTA STRAND ROADKOLKATA SARAT BOSE ROADKOLKATA, SALT LAKEKOLKATA HARKOLKATA,LILUAHKOLKATA CHOWRANGHEEKOLKATA,G.C.AVENUEKOLKATA - BURRA BAZARáKOLKATA - GARIAHATáKOLKATA - V K ROADáKOLKATA - BRABOURNE ROADáKOLKATA - BHOWANIPOREáSOUTH CITY DIGICALRATHTALANEW MARKETKARIGORI BHAVANPOSTASALT LAKE CITY BAISAKHIRAJARHAT GOPALPUR SIDDHA PINEDLF GALLERIASAKUNTALA PARKRIFLE RANGE ROADMIDDLETON STREETSOUTH DUM DUM SREEBHUMIPARK CIRCUSHARISH MUKHERJEE RDMADDOX SQUARESTEPHEN HOUSE BRANCHNEW ALIPORE BLOCK JKOLKATA BARRACKPOREKOLKATA - COSSIPORE ROADUNITECHHIGH COURT AREABAGHAJATINJAMES LONG SARANIGIRISH PARKB L SAHA ROADBANGURSOUTHERN AVENUEMETROPOLITANMAHESHTALABELGHARIADUMDUM CANTONMENTBIRATICOLLEGE STREETMAHAMAYATALAGARFANSC BOSE ROADKHARDAHPICNIC GARDENP.S. METIABRUZTHAKURPUKURRAJARHAT ECOSPACEMANIKTALASALT LAKE WEALTH, WEST BENGALKOLKATA - LANSDOWNE, WEST BENGALKOLKATA-BALLYGUNGE CIRCULAR ROADPARNASHREE - KOLKATA, WEST BENGALKOLKATA MOULALI, WEST BENGALRADHA BAZAR - KOLKATA, WEST BENGALKOLKATA - CIT ROAD, WEST BENGALKOLKATA AJC BOSE ROAD, WEST BENGALKOLKATA-PHOOLBAGAN, WEST BENGALKOLKATA-GURUSADAY, WEST BENGALKOLKATA CENTRAL AVENUE WEST BENGALPATULI., KOLKATAKOLKATA - BOWBAZAR, WEST BENGALKOLKATA-ANANDAPUR, WEST BENGALBOC, KOLKATA, WEST BENGALSTRAND ROAD - KOLKATA, WEST BENGALKOLKATA-SHAKESPEARE SARANI, WEST BENGALKOLKATA-SINTHI, WEST BENGALKOLKATA - WEST BENGAL.KOLKATA - HAJRA, WEST BENGALKOLKATA - NETAJI NAGAR, WEST BENGALBELIAGHATA, KOLKATAM.G. RD., KOLKATASANTOSHPUR, KOLKATAGARIAHAT RD., KOLKATAHATIBAGAN - KOLKATA, WEST BENGALTOPSIAKOLKATA ? KALIKAPUR, WEST BENGALKOLKATA - ESPLANADE, WEST BENGALKOLKATA - NAGER BAZARKOLKATA - SHYAMBAZARKOLKATA TOLLYGUNGE, WEST BENGALKOLKATA - KANKAURGACHIKOLKATA - KASBAKOLKATA - GOLPARKKOLKATA (DUNLOP)JADAVPURKOLKATA - PARK STREETKOLKATA - PRINCE ANWAR SHAH ROADáDIAMOND HARBOURKOLKATA ALIPORESARAT BOSE ROAD,KOLKATAVIP ROAD, KOLKATALAKE TOWN - KOLKATABOSE ROAD - GARIA BRANCH KOLKATABEHALA - KOLKATAKOLKATA - NEW ALIPOREáKOLKATA - MINTO PARKáKOLKATA - SALT LAKE - SECTOR 1áKOLKATA - CHOWRINGHEEáKOLKATA - SALT LAKEáKOLKATA - BALLYGUNGEáKOLKATA - R N MUKHERJEE
ABOUT KARNATAKA BANK LIMITED, KOLKATA, West Bengal

The Karnataka Bank Limited is ‘A’ Class scheduled commercial bank founded on 8th February 9. Headquartered in Mangaluru in Karnataka, India, the bank has a national presence with a network of 8 branches, 7 ATMs and 0 e-lobbies spread across states and Union Territories. The bank has deployed the most modern information technology like core banking, internet banking and mobile banking etc. to meet customers’ expectation of services, for today and for future. The bank is listed on both the BSE and the NSE.

Bank Details
Product

Saving Account Loans Cards Insurance Investment

Insurance

Life Insurance Health insurance General Insurance

Banking

Core banking Internet banking Mobile banking Treasury, Corporate/Wholesale Banking Retail Banking

Popular Product

Saving Account Loans Cards Insurance Investment

Loans

Personal loan Business loan Home Loan Vechile Loan Loan against property Education Loan

Cards

Credit Card Debit card Deposit only card Image Card Travel card Gift card

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