Personal Loan in Kolkata

Check personal Loan Interest Rates of All Major Banks of kolkata Instantly
Bank Name
Floating Interest rate
Processing Fee
12% to 16%
1.80%
13.99% to 20.00%
Upto 2%
12.15% to 14.15%
2.00 %
11.35% - 16.35%
2%
11%
2% to 3%
11.75%
2.5% + GST
12.99 - 36%
3%
12.50% to 16.60%
1%
13%
2% + GST
10.99% to 24%
2.5 % + GST
11.25%
2.25 % + GST
14.00% - 16.25%
Up to 2% of the loan amount
10.75% to 12.50%
Rs.500
11.25 % - 18 %
upto 2.5 %
16 % to 20 %
Nominal
10.99% to 20 %
1.50% to 2.00% + GST
14%-26% per anuum
2% of the loan amount
11.99% to 15.50%
2%
11.25%
2.5% + GST
ABOUT PERSONAL LOAN IN KOLKATA

We aim to create a robust alternative credit ecosystem in the country. For this, we are digitizing the finance functions. Anywhere and everywhere – you can apply for a Personal Loan with just a few clicks..

Now, you can compare Personal loan interest rate to make a wise choice for the best Personal Loan in kolkata also. We bring forth a myriad of options from best banks and NBFCs for your convenience. It’s simple! Choose your desired product and win amazing assured cash backs up to Rs 5000 on loan disbursal.

Eligibility Criteria for Personal Loan in kolkata –

No worries for strict eligibility conditions. We tie-up with all the best lenders in the kolkata and help you with flexible eligibility criteria. Salaried and Self-employed applicants – hope you meet the following eligibility parameters.

  • Salaried applicants should be between 21 to 60 years of age
  • Self-employed applicants should be between 25 to 65 years
  • Employed for a minimum period of 3 months in the current job and have previous working experience also
  • Having net monthly salary/income of Rs. 20,000
  • Business stability of at least 1 year is required

Documents Required for Personal Loan in kolkata

We leverage existing and emerging technologies to offer you the complete digitalized process. Upload the required documents; it will take a few minutes.

Salaried Class

  • Identity Proof - Aadhaar Card /Voters ID/Passport/Driving License /PAN Card
  • Residential Proof - Leave and License Agreement/Utility Bill (maximum three months old)/Passport
  • Income Proof – Salary slips for the last three months along with the bank statement showcasing the credited salary
  • Employment Certificate – for the past 1 years
  • Photographs - Two passport size

For Self-employed

  • KYC documents – Identity & address proof and date of birth
  • Residence Proof - Leave and license agreement, utility bill (should not be more than three months old), and a copy of your passport if, you own one.
  • Income Proof – ITR for the last 1 years
  • Official Address Proof – Address proof along with your email ID and phone number
  • Business Continuity Proof – Testimonials to show your business is running from the last 1 year

Benefits & features of taking Personal Loan in kolkata

Taking a personal loan is an indispensable decision in one’s life. At kolkata, we have a plethora of options with added benefits. Everything is online – you don’t need to visit the bank.

Get ready to leverage the following benefits –

  1. Instant Approval – Yes. SBI, ICICI, HDFC and other players are offering instant paperless approval. Apply at Afinoz, and we will help you avail the Personal Loan at best rate.
  2. High Eligibility – Within a just few minutes, we will assess your personal loan eligibility and suggest you the best available options in kolkata. Our process is driven by automated technologies, and we help you get low EMI Personal Loan
  3. Balance Transfer – We will make you pay your EMI easily by reducing your debt amount. Transfer your Personal Loan balance to save on money. Some lenders charge fee for a balance transfer.

Personal Loan EMI calculator

Afinoz personal loan EMI calculator help you know the exact amount you need to pay every month towards the repayment of your personal loan. This allows you not to strain yourself financially and to avoid financial distress. Moreover, by feeding the inputs properly, you can even decide on an EMI amount that you can repay comfortably over your loan tenure.

ABOUT KOLKATA

Kolkata is the capital of West Bengal, an Indian state. It is located on the east bank of the Hooghly River about 80 kilometers west of the border with Bangladesh. The Kolkata port is India's oldest operating port and it is the sole major riverine port.

The city derives its name from the Kolkata, the Bengali name of one of three villages that predated the arrival of the Britishers. The other two villages were Sutanuti and Govindapur. Today Kolkata is a city famous for its traditional soul, colonial architecture, cultural festivals, and street foods. There are various places in Kolkata to attract the tourist’s attention. Some of them are Howrah Bridge, Mullick Ghat Flower Market, Esplande, Park Street, Victoria Memorial, Birla Planaterium, Kumortuli, Khalighat Temple, Alipur Zoo and others.

TOP LOAN PROVIDERS IN KOLKATA
ABOUT ICICI BANK LIMITED, KOLKATA, West Bengal

ICICI Bank is an Indian multinational bank and financial services company. Headquartered in Mumbai, India, the bank currently has a network of ,87 branches and , 7 ATMs across India. The bank became the first Indian bank to list on the New York Stock Exchange in 000. It is India’s largest private sector bank with total consolidated assets of Rs. ,.8 billion (US$ 7. billion) as on March 08.

Bank Details
Product

Account Savings Accounts -in- Account Salary Account PayLater by ICICI Bank Pension Accounts EEFC Account Outward Remittance Child Education Plan New Pension Scheme Agri & Rural Farmer Finance Instant Gold Loan Agri Traders & Processors Agri Corporates Tractor Loan Micro Banking Forex

Insurance

ICICI Lombard ICICI Pru Heart/Cancer Protect ICICI Pru iProtect Smart Car Insurance Pradhan Mantri Jeevan Jyoti Bima Yojana

Banking

Internet Banking Mobile Banking Pockets

Popular Product

Account Savings Accounts -in- Account Salary Account PayLater by ICICI Bank Pension Accounts EEFC Account Outward Remittance Child Education Plan New Pension Scheme Agri & Rural Farmer Finance Instant Gold Loan Agri Traders & Processors Agri Corporates Tractor Loan Micro Banking Forex

Loans

Home Loan Car Loan Personal Loan Education Loan Gold Loan Loans Against Securities Commercial Business Loan Pradhan Mantri Mudra Yojana Stand-Up India Scheme Two Wheeler Loans Business Loan

Cards

Credit Card Coral Rubyx Sapphiro Emeralde Diamant MakeMyTrip Jet Airways HPCL Ferrari Manchester United Platinum Amazon Pay Unifare Metro Debit Card ICICI Bank Coral+ International Debit Card ICICI Bank Sapphiro International Debit Card ICICI Bank Rubyx International Debit Card ICICI Bank Coral Paywave International Debit Card Manchester United debit card Manchester United Coral debit card Manchester United Sapphiro Debit card Prepaid Cards Reimbursement Card Memento Gift Card PayDirect Card Pockets, the Digital bank Multi Wallet Card Gift Card Meal Card Travel Card

Branches of ICICI BANK LIMITED in KOLKATA
THE UNION CO-OPERATIVE BANK LTDKOLKATTA STRAND ROADKOLKATA SARAT BOSE ROADKOLKATA, SALT LAKEKOLKATA HARKOLKATA,LILUAHKOLKATA CHOWRANGHEEKOLKATA,G.C.AVENUEKOLKATA - BURRA BAZARáKOLKATA - GARIAHATáKOLKATA - V K ROADáKOLKATA - BRABOURNE ROADáKOLKATA - BHOWANIPOREáSOUTH CITY DIGICALRATHTALANEW MARKETKARIGORI BHAVANPOSTASALT LAKE CITY BAISAKHIRAJARHAT GOPALPUR SIDDHA PINEDLF GALLERIASAKUNTALA PARKRIFLE RANGE ROADMIDDLETON STREETSOUTH DUM DUM SREEBHUMIPARK CIRCUSHARISH MUKHERJEE RDMADDOX SQUARESTEPHEN HOUSE BRANCHNEW ALIPORE BLOCK JKOLKATA BARRACKPOREKOLKATA - COSSIPORE ROADUNITECHHIGH COURT AREABAGHAJATINJAMES LONG SARANIGIRISH PARKB L SAHA ROADBANGURSOUTHERN AVENUEMETROPOLITANMAHESHTALABELGHARIADUMDUM CANTONMENTBIRATICOLLEGE STREETMAHAMAYATALAGARFANSC BOSE ROADKHARDAHPICNIC GARDENP.S. METIABRUZTHAKURPUKURRAJARHAT ECOSPACEMANIKTALASALT LAKE WEALTH, WEST BENGALKOLKATA - LANSDOWNE, WEST BENGALKOLKATA-BALLYGUNGE CIRCULAR ROADPARNASHREE - KOLKATA, WEST BENGALKOLKATA MOULALI, WEST BENGALRADHA BAZAR - KOLKATA, WEST BENGALKOLKATA - CIT ROAD, WEST BENGALKOLKATA AJC BOSE ROAD, WEST BENGALKOLKATA-PHOOLBAGAN, WEST BENGALKOLKATA-GURUSADAY, WEST BENGALKOLKATA CENTRAL AVENUE WEST BENGALPATULI., KOLKATAKOLKATA - BOWBAZAR, WEST BENGALKOLKATA-ANANDAPUR, WEST BENGALBOC, KOLKATA, WEST BENGALSTRAND ROAD - KOLKATA, WEST BENGALKOLKATA-SHAKESPEARE SARANI, WEST BENGALKOLKATA-SINTHI, WEST BENGALKOLKATA - WEST BENGAL.KOLKATA - HAJRA, WEST BENGALKOLKATA - NETAJI NAGAR, WEST BENGALBELIAGHATA, KOLKATAM.G. RD., KOLKATASANTOSHPUR, KOLKATAGARIAHAT RD., KOLKATAHATIBAGAN - KOLKATA, WEST BENGALTOPSIAKOLKATA ? KALIKAPUR, WEST BENGALKOLKATA - ESPLANADE, WEST BENGALKOLKATA - NAGER BAZARKOLKATA - SHYAMBAZARKOLKATA TOLLYGUNGE, WEST BENGALKOLKATA - KANKAURGACHIKOLKATA - KASBAKOLKATA - GOLPARKKOLKATA (DUNLOP)JADAVPURKOLKATA - PARK STREETKOLKATA - PRINCE ANWAR SHAH ROADáDIAMOND HARBOURKOLKATA ALIPORESARAT BOSE ROAD,KOLKATAVIP ROAD, KOLKATALAKE TOWN - KOLKATABOSE ROAD - GARIA BRANCH KOLKATABEHALA - KOLKATAKOLKATA - NEW ALIPOREáKOLKATA - MINTO PARKáKOLKATA - SALT LAKE - SECTOR 1áKOLKATA - CHOWRINGHEEáKOLKATA - SALT LAKEáKOLKATA - BALLYGUNGEáKOLKATA - R N MUKHERJEE
ABOUT INDUSIND BANK, KOLKATA, West Bengal

Indusind Bank Limited is a new generation private bank. Established in 99, the bank is headquartered in Mumbai, India. It stands tall today as one of the reputed banks in the country. Indusind Bank operates more than 000 branches and over ,800 ATMs spread across the country. It also has representative offices in London, Dubai and Abu Dhabi.

Bank Details
Product

The bank provides various banking solutions to individuals, NRIs, business owners, corporate, government and financial Institutions. It operates through Treasury, Corporate/Wholesale Banking, Retail Banking, and other Banking Operations segments. The bank offers current, savings, defense, corporate salary, and RFC accounts; and fixed deposits, recurring deposits, young saver deposits, as well as Rupee multiplier products.

Banking

Reasury Corporate/Wholesale Banking, Recurring deposits, Corporate salary, Rupee multiplier products. Retail Banking Young saver deposits, Urrent, savings, defense,and RFC accounts Fixed deposits Mutual funds My Account Number Quick Redeem Services and 0 Days banking. Choice Money ATMs Direct Connect Cash-on-Mobile Check-on-Cheque

Loans

Home loan Gold loans Business loan. Kisan loans Term loans Induind Kisan loans Loan against property Two wheeler Personal Car loan Education loan

Cards

Credit cards

ABOUT STATE BANK OF INDIA, KOLKATA, West Bengal

State Bank of India (SBI) is India’s multinational public sector banking and financial services company. SBI was established in 80 and is headquartered in Mumbai, Maharashtra. The bank is the largest bank in India with a % market share in assets. State Bank of India operates a network of , branches and 9, ATMs in India and internationally. SBI operates through Treasury, Corporate/Wholesale Banking, Retail Banking, Insurance Business, and Other Banking Business channels. It extends a comprehensive range of banking products and services to individuals, commercial enterprises, corporates, and government bodies, and institutional customers in India and internationally. Its personal banking services include current accounts, savings accounts, term and recurring deposits; personal, home, auto, and education as well as loans against property and securities; and wealth management, demat, ATM, foreign inward remittance, safe deposit locker, public provident fund, money transfer, and pension policy, as well as cards and inflation indexed national savings securities cumulative bonds. It also provides corporate banking services including corporate accounts, working capital and project finance, deferred payment guarantees, corporate term loans, structured finance, dealer financing, channel financing, equipment leasing, loan syndication, financing Indian firms overseas subsidiaries or JVs, and construction equipment loans. In addition, the bank offers NRI services, such as accounts and deposits, remittances, investments, and loans; agricultural banking and micro credit to agriculturists and farmers; loans, supply chain finance, and deposits and transaction banking services for SME customers; and international banking services.

Bank Details
Product

Banking, Loans, Deposit

Insurance

Individual Insurance: Sbi life- eshield, Sbi life - poorna suraksha, Sbi life - sampoorn cancer suraksha, Sbi life- elncome shield, Sbi life- smart shield, Sbi life - saral Shield, SBI Life - Saral Swadhan +, SBI Life- Smart Swadhan Plus, SBI Life - Grameen Bina. Corporate Insurance Plan: SBI Life - Kalyan ULIP Plus, SBI Life- CapAssure Gold, SBI Life - Gaurav Jeevan, SBI Life- Pradhan Mantri Jeevan Jyoti Bima yojana, SBI Life- Sampoorn Suraksha

Banking

MoBile Banking, Internet Banking, Wholesale Banking, Retail Banking

Loans

Personal Loans, Car Loan, Loan Against Property, Education Loan, Housing Loans, Gold Loans, Corporate Term Loans

Cards

SBI Card ELITE, SBI Credit Cards, Air India SBI Platinum Card, Air India SBI Signature Card, SBI STYLEUP Contactless Credit Card, IRCTC SBI Platinum Card, Doctor's SBI Card, SBI Card ELITE Advantage

Branches of STATE BANK OF INDIA in KOLKATA
RAJARHATSALT LAKE CITY KOLKATAKIDDERPORE KOLKATAKOLKATA LAKE MARKETKOLKATAMAINASHUTOSH MUKHERJEE ROAD, KOLKATA.KOLKATA, BURTALLA STKOLKATA, MAINMONEY SHOPBHOWANIPUR,KOLKATAKOLKATA BURRA BAZARKOLKATA- CAMAC STREETRAJARHATBEHALA CHOWRASTHASECTOR III SALT LAKEGOLF GREEN KOLKOTTARUBY PARKGOLF GREENSALT LAKE CITYSHAKESPEARE SARANIBENTINCK STREETRASHBEHARI AVENUEKOLKATA PARK STREET BRANCHCHIRANGI GHATA KOLKATAKOLKATA AJAY NAGARKOLKATA JODHPUR PARKSALT LAKE, KOLKATABHAWANIPUR, KOLKATAAZAD HIND BAGH, KOLKATACOMMERCIAL BRANCH, PARK STREET, KOLKATAVIVEKANAND ROAD, KOLKATASHYAM BAZAR, KOLKATABALLYGUNJ, KOLKATAN. S. ROAD, KOLKATANIOH CAMPUS KOLKATAEKTP(NABAPALLY), KOLKATASERVICE BRANCH, KOLKATASWISS PARK KOLKATACOTTON STREET KOLKATABRABOURNE ROAD BRANCH, KOLKATALAKETOWNEAST JADAVPUR BR KOLKATARAJARHATSALT LAKE CITY KOLKATTAPARKSTREET KOLKATAHOWRA BRANCH KOLKATAP AND S B BRANCH KOLKATABURRA BAZAR KOLKATABRABOURNE RDLANSDOWNE KOLKATASBIINTOUCH SARAT BOSE ROADSBIINTOUCH NEW ALIPORESBIINTOUCH CAMAC STREETSBIINTOUCH ELGIN ROADSBI INTOUCH² SOUTHERN AVENUESBIINTOUCH P.A.SHAH ROADSBIINTOUCH QUEST MALLMEGA DAC KOLKATASAMRO -EAST, KOLKATASAMB-II KOLKATANETAJI NAGARNAYABADBAKHRAHAT ROADUNIQUE PARKSAHIDNAGARSOUTH 24 PARGANAS ZONEGHASIARAKEORAPUKURCAMAC STREETDOCUMENT ARCHIVAL CENTREROY BAHADUR ROAD BEHALAGOLF GREENLADIES PARKSEVEN TANKS DUMDUMPBB PARK STREETRACPC, SOUTH KOLKATACSPPCRACPC BIDHANNAGARRBO 1, KOLKATASPL. CURRENCY ADMINISTRATIVE BRANCHBADU ROADSPECIALISED INSTITUTIONAL BANKING, KOLKATAHIGH LAND PARK, KOLKATAC N ROY ROADCHARU MARKETHILIN.R.I. SALT LAKENARAYANPURDAKSHINPARA BAGUIATIMOTILAL COLONYSUTRAGARHRABINDRANAGARNARENDRAPURSME NEW ALIPORECHINAR PARKNIMTA BELGHORIADUNLOP BRIDGEJODHPUR PARKRIFLE CLUB ROAD (BANSDRONI)R G KAR MEDICAL COLLEGEBANSDRONISANTOSHPURBALLYGUNGE PARKSIRITI - MUCHIPARATOPSIABRAHMAPURHARIDEVPURMUKUNDAPURBELDANGAARANGHATAPRAFULLA KANANMAHAMAYATALAZONAL INSPECTION OFFICE, KOLKATAJAYNAGAR MAJILPURCHAMPAHATIMID CORPORATE LOAN ADMINISTRATION UNITPANSKURA STATION BAZARAIR CARGO COMPLEX, KOLKATTARABINDRA BHARATI UNIVERSITY CAMPUSCLEARING CENTRALISED PROCESSING CELL, KOLKATACAC, BALLYGUNGERASMECCC, TITAGARHHALDIBARISREEPALLY PALTACOLONY MORE, BARASATSWASTHYA BHAWANCAG, KOLKATASLE COMPLEX, KOLKATAALIPORE COURT TREASURYBANGUR AVENUECHINGRIGHATAKHEJURIREGIONAL BUSINESS OFFICE, DIMAPURPANKHOO SABGOBARDANGAALIPURDUAR BAZARDHENKANAL EVENING BRANCHSERVICE BRANCH , KOLKATABELIAGHATA C.I.T BUILDING AREAPOTTERY ROADRUBY PARKRASAPUNJANEW BALLYGUNGE, KASBASASTHITALA, KOLKATARIFLE ROADMOULALICOLOOTOLAPALBAZARCENTRAL STATIONERY DEPARTMENTKANLINDI HOUSING ESTATEKIDDERPORE DOCKYARD AREAGARIAHAT CIVIC CENTREBIKASH BHAVAN G.O.CCALCUTTA UNIVERSITYCOMMERCIAL BRANCH, KOLKATAMANIKTALA CIVIC CENTRENEW BALLYGUNGE, KOLKATAC R AVENUELOWER CIRCULAR ROADGOLPARKTARATALA INDUSTRIAL ESTATEZONAL OFFICE, BIDHAN NAGARP B SARNIZONAL OFFICE, KOLKATABRAJALALCHAKA.E MARKETBAGHAJATIN BZR.B B GANGULLY STREETSALES TAX BLDGSARAT BOSE ROADBHUPEN BOSE AVENUEPURBA PUTIARYNRI KOLKATAIIM CAMPUS, JOKAMUCHIPARAS B DEY STREETJADUBABUS BAZARCOLLEGE STREET MATKET, KOLKATATOLLYGUNGE NEW THEATERPICNIC GARDENBAC STREETM G ROAD DAFTARIPARASOUTH SINTHEEPAS ROADGARIABELGACHIA DUTTABAGAN MILK COLONYLIABILITY CPC KOLKATASARC, KOLKATATRADE FINANCE CPC KOLKATASMECC (NEW BRANCH)SSI BHOWANIPOREOVERSEAS BRANCH, KOLKATAREGENT ESTATEGOABAGANKHIRODE GHOSH MARKETTALTALATITAGARHNEW MARKETTARATALABELUR MATHNAGERBAZARBIRATIRACPC, KOKLATACENTRALISED PENSION PROCESSING CENTRECB SALT LAKE, KOLKATACOMMERCIAL JAWAHARLAL NEHRU RDMICR CHEQUE PROCESSING CENTREPBB DESHPRIYA PARKPBB SALT LAKEPBB KANKURGACHISAMB, KOLKATACOMM BR BALLYGUNGEC B JEEVANDEEPOAD, LHO, KOLKATAHARISH MUKHERJEE ROADBALLYGUNGE RLY. STN.BINNAGURI CANTONMENTKALIKAPURMETIABURUZJORAMANDIRJEEVANDEEPTANGRAB T ROADGARCHACHETLABAGMARILA MARTINIERENOTE PRESS SHALBONISURYA SEN STREETKIDDERPORERABINDRA SARANIRAJABAGAN DOCKYARDSEALDAHSHAKESPEARE SARANIKOLKATA AIR PORTSAKHERBAZARGOKHALE ROADDUM DUMCOSSIPOREBONHOOGHLY I.EPARNASHREECAO, KOLKATAMOMINPURRAJA D STREETJATINDRA MOHAN AVENUEESPLANADEBEADON STREETDUMDUM CANTTIFB, KOLKATANORTHERN AVENUEKANKINARAULTADANGAENTALLYLAKE GARDENSTOLLYGUNGE CIR. ROADAMHERST STREETTRIANGULAR PARKBELIAGHATAELLIOT ROAD, KOLKATASITALATALAELGIN ROADB. K. PAUL AVENUEGREY STREET EXTN.BRANCHPARK CIRCUSBAGRI MARKETPAIKAPARAWELLESLEY PARKKALIGHATTOLLYGUNGEMANICKTALANIMTALLAHBAGH BAZARVIVEKANAND BRANCHCHANDNI CHOWKHAZRA ROADRASH BEHAR AVENUESOVABAZAAR, KOLKATAPOSTASALT LAKEFORT WILLIAMNARKELDANGABEHALANAKTALALAKE TOWNSOUTHERN AVENUESUBODH MULLICK SQUARE, KOLKATAHATI BAGANBAKUTALAKASBA KOLKATAGARFADHAKURIAGARDEN REACHDALHOUSIE SQUARE (EAST)THAKURPUKUR, KOLKATAB R B B ROADJORASANKOCIT ROADINDIA EXCH. PLACE EXTN.MIDDLETON ROWFD KOLKATACHOWRINGHEENEW ALIPORESHYAMBAZARPARK STREETNETAJI SUBHASH ROADJADAVPUR UNIVERSITYBURRA BAZARBHOWANIPOREBARASATBALLYGUNGEALIPOREKOLKATA MAIN