Personal Loan in lucknow

Check Personal Loan Interest Rates of all major banks of lucknow Instantly

Bank NameFloating Interest RateProcessing Fee
TATA CAPITAL 11.75%2.5% + GST
SBI 12.50% to 16.60%1%
Aditya birla 14%-26% per anuum2% of the loan amount
AXIS 10.99% to 20 %1.50% to 2.00% + GST
Aditya Birla Finance 14.00% - 16.25%Up to 2% of the loan amount
FULLERTON 12.99 - 36%3%
Bank Of India 12.15% to 14.15%2.00 %
Central Bank of India 10.75% to 12.50%Rs.500
Bank of baroda 11.35% - 16.35%2%
ICICI 11.25%2.25 % + GST
PNB 12% to 16%1.80%
HDFC 11.25 % - 18 %upto 2.5 %
IIFL 13%2% + GST
IndusInd bank 11.25%2.5% + GST
Kotak Mahindra Bank 10.99% to 24%2.5 % + GST
RBL Bank 13.99% to 20.00%Upto 2%
Mahindra Finance 11%2% to 3%
BAJAJ 11.99% to 15.50%2%
VINTAGE 16 % to 20 %Nominal

About lucknow

Lucknow is the capital city of Uttar Pradesh the Indian state. It is the 11th most populous city and the 12th most populous urban agglomeration in India. It was termed as the second happiest city in India in the study by IMRB International.

Lucknow is a multicultural city that flourished as a North Indian cultural and an artistic hub. It has the history of the seat of power of the Nawabs in the 18th and 19th centuries. It has always been an important center of governance, administration, education, commerce, finance, technology, design, culture, tourism, music, and poetry.

The city stands at an elevation of around 123 meters above sea level. It is bounded by Barabanki from the east, Unnao from the west, on the south by Raebareli and in the north by Sitapur and Hardoi. The city sits on the northwestern shore of the Gomti River. It was transferred to the Nawabs. Lucknow has been listed as the 17th fastest growing city in India and 74th in the world. Along with Agra and Varanasi, Lucknow is the Heritage Arc.

A chain of survey triangulations created by the State Government to boost tourism in Uttar Pradesh. The Gomti River divides the state into the Trans-Gomti and Cis-Gomti regions. Gomati River is the city’s chief geographical feature. Lucknow is located in the middle of the Indus-Gangetic Plain and it is surrounded by the rural towns and villages. Although the Uttar Pradesh's primary official language is Hindi, the most spoken language is colloquial Hindustani.

The Urdu language is also a significant part of the Lucknowi culture and heritage. It is commonly used by the wealthier families, the remaining members of the royal or Nawad’s family. Urdu poetry is quite famous in the city. There are various places in Lucknow that attracts tourist’s in the city like Bara Imambara, Chota Imambara, British Residency, Lucknow Zoo, Hazratganj, Constantia House, Dr. Ambedkar Park, Lucknow Museum, Rumi Darwaza, Chattar Manzil, Begum Hazrat Mahal Park, Dilkusha Kothi, Farangi Mahal, Janeshewar Mishra Park, Husainabad Clock Tower, Chandrika Devi Temple and many more.

About Personal Loan in lucknow

We aim to create a robust alternative credit ecosystem in the country. For this, we are digitizing the finance functions. Anywhere and everywhere – you can apply for a Personal Loan with just a few clicks..

Now, you can compare Personal loan interest rate to make a wise choice for the best Personal Loan in lucknow also. We bring forth a myriad of options from best banks and NBFCs for your convenience. It’s simple! Choose your desired product and win amazing assured cash backs up to Rs 5000 on loan disbursal.

Eligibility Criteria for Personal Loan in lucknow –

No worries for strict eligibility conditions. We tie-up with all the best lenders in the lucknow and help you with flexible eligibility criteria. Salaried and Self-employed applicants – hope you meet the following eligibility parameters.

  • Salaried applicants should be between 21 to 60 years of age
  • Self-employed applicants should be between 25 to 65 years
  • Employed for a minimum period of 3 months in the current job and have previous working experience also
  • Having net monthly salary/income of Rs. 20,000
  • Business stability of at least 1 year is required

Documents Required for Personal Loan in lucknow

We leverage existing and emerging technologies to offer you the complete digitalized process. Upload the required documents; it will take a few minutes.

Salaried Class

  • Identity Proof - Aadhaar Card /Voters ID/Passport/Driving License /PAN Card
  • Residential Proof - Leave and License Agreement/Utility Bill (maximum three months old)/Passport
  • Income Proof – Salary slips for the last three months along with the bank statement showcasing the credited salary
  • Employment Certificate – for the past 1 years
  • Photographs - Two passport size

For Self-employed

  • KYC documents – Identity & address proof and date of birth
  • Residence Proof - Leave and license agreement, utility bill (should not be more than three months old), and a copy of your passport if, you own one.
  • Income Proof – ITR for the last 1 years
  • Official Address Proof – Address proof along with your email ID and phone number
  • Business Continuity Proof – Testimonials to show your business is running from the last 1 year

Benefits & features of taking Personal Loan in lucknow

Taking a personal loan is an indispensable decision in one’s life. At lucknow, we have a plethora of options with added benefits. Everything is online – you don’t need to visit the bank.

Get ready to leverage the following benefits –

  1. Instant Approval – Yes. SBI, ICICI, HDFC and other players are offering instant paperless approval. Apply at Afinoz, and we will help you avail the Personal Loan at best rate.
  2. High Eligibility – Within a just few minutes, we will assess your personal loan eligibility and suggest you the best available options in lucknow. Our process is driven by automated technologies, and we help you get low EMI Personal Loan
  3. Balance Transfer – We will make you pay your EMI easily by reducing your debt amount. Transfer your Personal Loan balance to save on money. Some lenders charge fee for a balance transfer.

Personal Loan EMI calculator

Afinoz personal loan EMI calculator help you know the exact amount you need to pay every month towards the repayment of your personal loan. This allows you not to strain yourself financially and to avoid financial distress. Moreover, by feeding the inputs properly, you can even decide on an EMI amount that you can repay comfortably over your loan tenure.

ICICI BANK LIMITED

About

ICICI Bank is an Indian multinational bank and financial services company. Headquartered in Mumbai, India, the bank currently has a network of ,87 branches and , 7 ATMs across India. The bank became the first Indian bank to list on the New York Stock Exchange in 000. It is India’s largest private sector bank with total consolidated assets of Rs. ,.8 billion (US$ 7. billion) as on March 08.

Banking

Internet BankingMobile BankingPockets

Product

Account Savings Accounts -in- Account Salary Account PayLater by ICICI Bank Pension Accounts EEFC Account Outward Remittance Child Education Plan New Pension SchemeAgri & Rural Farmer Finance Instant Gold Loan Agri Traders & Processors Agri Corporates Tractor Loan Micro BankingForex

Loans

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Card

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Insurance

ICICI LombardICICI Pru Heart/Cancer ProtectICICI Pru iProtect SmartCar InsurancePradhan Mantri Jeevan Jyoti Bima Yojana

Popular product

Account Savings Accounts -in- Account Salary Account PayLater by ICICI Bank Pension Accounts EEFC Account Outward Remittance Child Education Plan New Pension SchemeAgri & Rural Farmer Finance Instant Gold Loan Agri Traders & Processors Agri Corporates Tractor Loan Micro BankingForex

Branch

ZILA SAHKARI BANK LTD LUCKNOW
UTTAR PRADESH STATE COOPERATIVE BANK LTD
LUCKNOW ALIGANJ
SHERWOOD ACADEMY,LUCKNOW
LUCKNOW,CENTRAL ACADEMY
LUCKNOW
LUCKNOWá
JANKIPURAM EXTENSION
EXTENSION GOMTI NAGAR
VISHAL KHAND
MALIHABAD
LUCKNOW-SAROJINI NAGAR
JANKIPURAM
CHINHAT
VIBHAVKHAND
LUCKNOW VIBHUTI KHAND UTTAR PRADESH
RAJAJI PURAM - LUCKNOW, UTTAR PRADESH
FAIZABAD ROAD - LUCKNOW, UTTAR PRADESH
LUCKNOW NIRALA NAGAR, UTTAR PRADESH
NADAN MAHAL ROAD-LUCKNOW, UTTAR PRADESH
SADAR BAZAR-LUCKNOW CANTT, UTTAR PRADESH
ASHIANA LUCKNOW, UTTAR PRADESH
LUCKNOW - UNIVERSITY, UTTAR PRADESH
LUCKNOW - SITAPUR ROAD, UTTAR PRADESH
LUCKNOW - MAHANAGAR
CHOWK, LUCKNOW
AMINABAD
LUCKNOW (NAKA HINDOLA)
LUCKNOW - INDIRA NAGAR
LUCKNOW - ALIGANJá
LUCKNOW - ALAMBAGHá
GOMTINAGARá

RBL Bank Limited

About

RBL Bank (Ratnakar Bank Limited) is one of the fastest growing private sector banks in India, headquartered in Mumbai, Maharashtra. Established in August 9, currently the bank operates through a network of branches, 99 banking outlets and 9 ATMs spread across 0 Indian states and union territories. In August 99, the bank obtained Scheduled Commercial Bank status. It is listed on both BSE (Bombay Stock Exchange) and NSE (National Stock Exchange).

Banking

SMS BankingOnline BankingMobile/Phone Banking

Product

Corporate & Institutional BankingCommercial BankingBranch & Business BankingAgri Business BankingDevelopment Banking and Financial InclusionTreasury and Financial Markets Operationssavings accountscurrent accountsfixed deposits

Loans

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Card

Mastercard Credit Card

Insurance

Life InsuranceGeneral InsuranceHealth Insurance

Popular product

Corporate & Institutional BankingCommercial BankingBranch & Business BankingAgri Business BankingDevelopment Banking and Financial InclusionTreasury and Financial Markets Operationssavings accountscurrent accountsfixed deposits

KOTAK MAHINDRA BANK LIMITED

About

Kotak Mahindra Bank Limited is a private sector Indian Bank headquartered in Mumbai, Maharashtra. The bank was founded in 98 and in February 00, Kotak Mahindra Finance Ltd. received the license from the Reserve Bank of India to carry on banking business. It had a network of ,88 full-fledged branches and ,99 ATMs in the country as of March 08.

Banking

Internet BankingMobile BankingSMS Banking

Product

DepositFixed DepositRecurring DepositTax Saving Fixed DepositSenior Citizen Fixed DepositSweep-In Facility

Loans

Home LoanCar LoanPersonal LoanEducation LoanGold LoanLoan Against SecuritiesLoan Against Property

Card

Credit CardsDebit CardsForex / Prepaid Cards

Insurance

Life InsuranceHealth InsuranceMotor InsurancePradhan Mantri Jeevan Jyoti Bima YojanaPradhan Mantri Suraksha Bima YojanaAtal Pension Yojana

Popular product

DepositFixed DepositRecurring DepositTax Saving Fixed DepositSenior Citizen Fixed DepositSweep-In Facility

Branch

LUCKNOW ASHIYANA COLONY BRANCH
ATRAULI BRANCH
ALAMBAGH LUCKNOW
GOMTINAGAR LUCKNOW
LUCKNOW CHOWK
LUCKNOW AMINABAD BRANCH
INDIRA NAGAR BRANCH LUCKNOW
ALIGANJ BRANCH
LUCKNOW NAKA
LUCKNOW

BANK OF BARODA

About

Bank of Baroda (BOB) is an Indian multinational banking and financial services institution headquartered in Vadodara in Gujrat, India. The bank was established on 0 July 908 and nationalized on 9 July 99 along with other major commercial banks of India. It has been termed as a profit-making public sector undertaking (PSU). The bank has 7 global branches including 7 India branches and 0 overseas branches. It offers a wide range of banking products and services including loans, credit and debit cards etc.

Banking

Instant Banking Baroda Connect (Internet Banking) BHIM Baroda Pay Baroda M-connect Plus (Mobile Banking)Mobile Application Baroda mPassbook Baroda m-Invest App BHIM UPI Payment App

Product

Account Savings Current Baroda E-Trade in accountDeposit FD RDLoans Personal Loan Home Loan Vehicle Loan Education Loan Fintech (Business Loan) Other Loan MUDRA Loan Mortgage Loan Debit card EMI

Loans

Loans Personal Loan Home Loan Vehicle Loan Education Loan Fintech (Business Loan) Other Loan MUDRA Loan Mortgage Loan Debit card EMI

Card

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Insurance

Life InsuranceHealth InsuranceGeneral Insurance

Popular product

Account Savings Current Baroda E-Trade in accountDeposit FD RDLoans Personal Loan Home Loan Vehicle Loan Education Loan Fintech (Business Loan) Other Loan MUDRA Loan Mortgage Loan Debit card EMI

Branch

VRINDAVAN YOJNA
VIKAS NAGAR, LUCKNOW
VIBHUTIKHAND BR., U.P.
VIBHAVKHAND
TRANSPORT NAGAR,UP
SITAPUR ROAD
SISENDI
SHAKTI NAGAR,LUCKNOW,UP
ALAMBAGH BRANCH
GOMTI NAGAR BRANCH
SAROJINI NAGAR, LUCKNOW
RAJAJIPURAM,LUCKNOW,UP
NISHATGUNJ BRANCH
NIRALA NAGAR
NIGOHA,LUCKNOW
NARHI PARK R BRANCH
NAKKHAS,LUCKNOW,UP
MOHANLAAGANJ, LUCKNOW, UP
MOHAAN ROAD, LUCKNOW
MALIHABAD LUCKNOW
LUCKNOW CHOW BRANCH
RAE BARELI ROAD, LUCKNOW
ALIGUNJ EXTN BRANCH
LDA COLONY,LUCKNOW
CANTT. ROAD BRANCH
KURSI ROAD,LUCKNOW
KRISHNA NAGAR,UP
KHURRAM NAGAR
JOPLING ROAD
JANKIPURAM,LUCKNOW
SECTOR INDIRANAGAR
INDIRA NAGAR
IIM ROAD
HEWETT ROAD BRANCH
LUCKNOW MAIN BRANCH
GOSAIGANJ, UP
GOEL INSTITUTE OF TECHNOLOGY
ALIGUNJ EXTENSION COUNTER, LUCKNOW
JANKIPURAM EXTENSION, LUCKNOW, UTTAR PRADESH
HAZRATGANJ EXTENSION COUNTER, LUCKNOW,UP
E BLOCK RAJAJIPURAM
DALIGANJ, LUCKNOW, UTTAR PRADESH
CHINHAT, LUCKNOW
CHARBAUG BRANCH
THAKURGANJ BRANCH
G B MARG BRANCH
BANTHARA, LUCKNOW, UP
BAXIKATALAB, UTTAR PRADESH
GOMTINAGAR,LUCKNOW
ARJUNGANJ,LUCKNOW, UP
AMINABAD BRANCH
AISHBAGH