Personal Loan in Lucknow

Check personal Loan Interest Rates of All Major Banks of lucknow Instantly
Bank Name
Floating Interest rate
Processing Fee
12% to 16%
1.80%
12.50% to 16.60%
1%
14.00% - 16.25%
Up to 2% of the loan amount
13.99% to 20.00%
Upto 2%
11.25 % - 18 %
upto 2.5 %
10.75% to 12.50%
Rs.500
11.99% to 15.50%
2%
11.25%
2.25 % + GST
10.99% to 20 %
1.50% to 2.00% + GST
12.15% to 14.15%
2.00 %
11%
2% to 3%
14%-26% per anuum
2% of the loan amount
16 % to 20 %
Nominal
11.35% - 16.35%
2%
11.25%
2.5% + GST
13%
2% + GST
11.75%
2.5% + GST
12.99 - 36%
3%
10.99% to 24%
2.5 % + GST
ABOUT PERSONAL LOAN IN LUCKNOW

We aim to create a robust alternative credit ecosystem in the country. For this, we are digitizing the finance functions. Anywhere and everywhere – you can apply for a Personal Loan with just a few clicks..

Now, you can compare Personal loan interest rate to make a wise choice for the best Personal Loan in lucknow also. We bring forth a myriad of options from best banks and NBFCs for your convenience. It’s simple! Choose your desired product and win amazing assured cash backs up to Rs 5000 on loan disbursal.

Eligibility Criteria for Personal Loan in lucknow –

No worries for strict eligibility conditions. We tie-up with all the best lenders in the lucknow and help you with flexible eligibility criteria. Salaried and Self-employed applicants – hope you meet the following eligibility parameters.

  • Salaried applicants should be between 21 to 60 years of age
  • Self-employed applicants should be between 25 to 65 years
  • Employed for a minimum period of 3 months in the current job and have previous working experience also
  • Having net monthly salary/income of Rs. 20,000
  • Business stability of at least 1 year is required

Documents Required for Personal Loan in lucknow

We leverage existing and emerging technologies to offer you the complete digitalized process. Upload the required documents; it will take a few minutes.

Salaried Class

  • Identity Proof - Aadhaar Card /Voters ID/Passport/Driving License /PAN Card
  • Residential Proof - Leave and License Agreement/Utility Bill (maximum three months old)/Passport
  • Income Proof – Salary slips for the last three months along with the bank statement showcasing the credited salary
  • Employment Certificate – for the past 1 years
  • Photographs - Two passport size

For Self-employed

  • KYC documents – Identity & address proof and date of birth
  • Residence Proof - Leave and license agreement, utility bill (should not be more than three months old), and a copy of your passport if, you own one.
  • Income Proof – ITR for the last 1 years
  • Official Address Proof – Address proof along with your email ID and phone number
  • Business Continuity Proof – Testimonials to show your business is running from the last 1 year

Benefits & features of taking Personal Loan in lucknow

Taking a personal loan is an indispensable decision in one’s life. At lucknow, we have a plethora of options with added benefits. Everything is online – you don’t need to visit the bank.

Get ready to leverage the following benefits –

  1. Instant Approval – Yes. SBI, ICICI, HDFC and other players are offering instant paperless approval. Apply at Afinoz, and we will help you avail the Personal Loan at best rate.
  2. High Eligibility – Within a just few minutes, we will assess your personal loan eligibility and suggest you the best available options in lucknow. Our process is driven by automated technologies, and we help you get low EMI Personal Loan
  3. Balance Transfer – We will make you pay your EMI easily by reducing your debt amount. Transfer your Personal Loan balance to save on money. Some lenders charge fee for a balance transfer.

Personal Loan EMI calculator

Afinoz personal loan EMI calculator help you know the exact amount you need to pay every month towards the repayment of your personal loan. This allows you not to strain yourself financially and to avoid financial distress. Moreover, by feeding the inputs properly, you can even decide on an EMI amount that you can repay comfortably over your loan tenure.

ABOUT LUCKNOW

Lucknow is the capital city of Uttar Pradesh the Indian state. It is the 11th most populous city and the 12th most populous urban agglomeration in India. It was termed as the second happiest city in India in the study by IMRB International.

Lucknow is a multicultural city that flourished as a North Indian cultural and an artistic hub. It has the history of the seat of power of the Nawabs in the 18th and 19th centuries. It has always been an important center of governance, administration, education, commerce, finance, technology, design, culture, tourism, music, and poetry.

The city stands at an elevation of around 123 meters above sea level. It is bounded by Barabanki from the east, Unnao from the west, on the south by Raebareli and in the north by Sitapur and Hardoi. The city sits on the northwestern shore of the Gomti River. It was transferred to the Nawabs. Lucknow has been listed as the 17th fastest growing city in India and 74th in the world. Along with Agra and Varanasi, Lucknow is the Heritage Arc.

A chain of survey triangulations created by the State Government to boost tourism in Uttar Pradesh. The Gomti River divides the state into the Trans-Gomti and Cis-Gomti regions. Gomati River is the city’s chief geographical feature. Lucknow is located in the middle of the Indus-Gangetic Plain and it is surrounded by the rural towns and villages. Although the Uttar Pradesh's primary official language is Hindi, the most spoken language is colloquial Hindustani.

The Urdu language is also a significant part of the Lucknowi culture and heritage. It is commonly used by the wealthier families, the remaining members of the royal or Nawad’s family. Urdu poetry is quite famous in the city. There are various places in Lucknow that attracts tourist’s in the city like Bara Imambara, Chota Imambara, British Residency, Lucknow Zoo, Hazratganj, Constantia House, Dr. Ambedkar Park, Lucknow Museum, Rumi Darwaza, Chattar Manzil, Begum Hazrat Mahal Park, Dilkusha Kothi, Farangi Mahal, Janeshewar Mishra Park, Husainabad Clock Tower, Chandrika Devi Temple and many more.

TOP LOAN PROVIDERS IN LUCKNOW
ABOUT ICICI BANK LIMITED, LUCKNOW, Uttar Pradesh

ICICI Bank is an Indian multinational bank and financial services company. Headquartered in Mumbai, India, the bank currently has a network of ,87 branches and , 7 ATMs across India. The bank became the first Indian bank to list on the New York Stock Exchange in 000. It is India’s largest private sector bank with total consolidated assets of Rs. ,.8 billion (US$ 7. billion) as on March 08.

Bank Details
Product

Account Savings Accounts -in- Account Salary Account PayLater by ICICI Bank Pension Accounts EEFC Account Outward Remittance Child Education Plan New Pension Scheme Agri & Rural Farmer Finance Instant Gold Loan Agri Traders & Processors Agri Corporates Tractor Loan Micro Banking Forex

Insurance

ICICI Lombard ICICI Pru Heart/Cancer Protect ICICI Pru iProtect Smart Car Insurance Pradhan Mantri Jeevan Jyoti Bima Yojana

Banking

Internet Banking Mobile Banking Pockets

Popular Product

Account Savings Accounts -in- Account Salary Account PayLater by ICICI Bank Pension Accounts EEFC Account Outward Remittance Child Education Plan New Pension Scheme Agri & Rural Farmer Finance Instant Gold Loan Agri Traders & Processors Agri Corporates Tractor Loan Micro Banking Forex

Loans

Home Loan Car Loan Personal Loan Education Loan Gold Loan Loans Against Securities Commercial Business Loan Pradhan Mantri Mudra Yojana Stand-Up India Scheme Two Wheeler Loans Business Loan

Cards

Credit Card Coral Rubyx Sapphiro Emeralde Diamant MakeMyTrip Jet Airways HPCL Ferrari Manchester United Platinum Amazon Pay Unifare Metro Debit Card ICICI Bank Coral+ International Debit Card ICICI Bank Sapphiro International Debit Card ICICI Bank Rubyx International Debit Card ICICI Bank Coral Paywave International Debit Card Manchester United debit card Manchester United Coral debit card Manchester United Sapphiro Debit card Prepaid Cards Reimbursement Card Memento Gift Card PayDirect Card Pockets, the Digital bank Multi Wallet Card Gift Card Meal Card Travel Card

ABOUT STATE BANK OF INDIA, LUCKNOW, Uttar Pradesh

State Bank of India (SBI) is India’s multinational public sector banking and financial services company. SBI was established in 80 and is headquartered in Mumbai, Maharashtra. The bank is the largest bank in India with a % market share in assets. State Bank of India operates a network of , branches and 9, ATMs in India and internationally. SBI operates through Treasury, Corporate/Wholesale Banking, Retail Banking, Insurance Business, and Other Banking Business channels. It extends a comprehensive range of banking products and services to individuals, commercial enterprises, corporates, and government bodies, and institutional customers in India and internationally. Its personal banking services include current accounts, savings accounts, term and recurring deposits; personal, home, auto, and education as well as loans against property and securities; and wealth management, demat, ATM, foreign inward remittance, safe deposit locker, public provident fund, money transfer, and pension policy, as well as cards and inflation indexed national savings securities cumulative bonds. It also provides corporate banking services including corporate accounts, working capital and project finance, deferred payment guarantees, corporate term loans, structured finance, dealer financing, channel financing, equipment leasing, loan syndication, financing Indian firms overseas subsidiaries or JVs, and construction equipment loans. In addition, the bank offers NRI services, such as accounts and deposits, remittances, investments, and loans; agricultural banking and micro credit to agriculturists and farmers; loans, supply chain finance, and deposits and transaction banking services for SME customers; and international banking services.

Bank Details
Product

Banking, Loans, Deposit

Insurance

Individual Insurance: Sbi life- eshield, Sbi life - poorna suraksha, Sbi life - sampoorn cancer suraksha, Sbi life- elncome shield, Sbi life- smart shield, Sbi life - saral Shield, SBI Life - Saral Swadhan +, SBI Life- Smart Swadhan Plus, SBI Life - Grameen Bina. Corporate Insurance Plan: SBI Life - Kalyan ULIP Plus, SBI Life- CapAssure Gold, SBI Life - Gaurav Jeevan, SBI Life- Pradhan Mantri Jeevan Jyoti Bima yojana, SBI Life- Sampoorn Suraksha

Banking

MoBile Banking, Internet Banking, Wholesale Banking, Retail Banking

Loans

Personal Loans, Car Loan, Loan Against Property, Education Loan, Housing Loans, Gold Loans, Corporate Term Loans

Cards

SBI Card ELITE, SBI Credit Cards, Air India SBI Platinum Card, Air India SBI Signature Card, SBI STYLEUP Contactless Credit Card, IRCTC SBI Platinum Card, Doctor's SBI Card, SBI Card ELITE Advantage

Branches of STATE BANK OF INDIA in LUCKNOW
GOMTINAGAR, LUCKNOWLUCKNOW ALIGANJVIDHANSABHA MARG, LUCKNOWJANKIPURAMALAMGARH, LUCKNOWGOSAINGANJINDRA NAGAR, LUCKNOWALIGANJ LUCKNOWAASHIANA,LUCKNOWLUCKNOW JAWAHAR BHAWANLUCKNOWPICUPLUCKNOW MEMORA AFSLUCKNOW GANESH GANJLUCKNOW V.S.M.JANKIPURAM VISTAR LUCKNOWVIPULKHANDGOHANAKALA, LUCKNOW RURALPYAREPUR MAUDA, LUCKNOW RURALLUCKNOW HAZRATGANJ BRANCHLDA COLONEYGOMTI NAGAR, LUCKNOWVIKAS NAGAR, LUCKNOWLUCKNOWBABUGANJ, LUCKNOWLALBAGH ROAD, LUCKNOWHARIHARPURGOMTI NAGAR LUKHNOWLDA COLONY LUCKNOWALIGANJ LUCKNOWLUCKNOWSBIINTOUCH GOMTINAGAR, LUCKNOWSBIINTOUCH, INDIRANAGARDR.A.P.J.ABDUL KALAM TECHNICAL UNIVERSITY LUCKNOWAMC CANTT.HAL, INDIRA NAGAR, LUCKNOWRBO-VII LUCKNOWBUDHESHWARCHAURAHATAKROHIRBO6 LUCKNOWAMAUSI INDUSTRIAL AREA,LUCKNOWKALYANPUR, LUCKNOWBIJNOR LUCKNOWKHALISPUR, VARANASIITAUNJA LUCKNOWNEELMATHA HARIHARPUR LUCKNOWSARAI SHEKH LUCKNOWHAZRATGANJ, LUCKNOWPBB AASHIANASAINIK SCHOOL, LUCKNOWKANPUR ROAD, LUCKNOWSPL. P.B.B. INDIRANAGAR, LUCKNOWPATRAKARPURAMUTRETHIA, LUCKNOWVIBHUTI KHANDSECTOR 19, INDIRA NAGARHARDOI BY PASS ROADSOUTH CITYBANTHRA SIKANDERPURBHITOLI KHURDDEFENCE BANKING BRANCH STATION HEAD QUARTER LUCKNOW CANTONMENTDAC, LUCKNOWSPECIALISED N.R.I. BRANCH LUCKNOWLCPC LUCKNOWENGINEERING COLLEGE CHAURAHA JANKIPURAMKHADRAAGRI COMM BR LUCKNOWLUCKNOW UNIVERSITYBEHTAI I T Rá LUCKNOWRBO V, LUCKNOWRBO III, LUCKNOWRBO II, LUCKNOWRBO I, LUCKNOWR.D.S.O. LUCKNOWTHAKURGANJJANKIPURAM EXTENTIONCSI TOWERSVRINDAVANASHIANACHINHATARJUANGANJCAC LUCKNOWGOMTINAGAR PHASE-IISAADATGANJM.B.CLUBFURSATGANJDEWALDA COLONYA P SEN ROADMUNSHI PULIAKAKORIMALLBHATPAR RANIVASUNDHARACENTRALISED CLEARING PROCESSING CENTRE, LUCKNOWNTPC TANDAINDIAN INSTITUTE OF SUGARCANE RESEARCH, LUCKNOWIIM LUCKNOWCENTRAL DRUG RESEARCH INSTITUTENBRI, LUCKNOWGOMATI NAGAR, LUCKNOWSERVICE BRANCHIGFCCVIKRAMADITYA NAGAR, LUCKNOWJAIL ROADFSLO AHEMDABADNAND MAHARTANGRA PANCHANANTALABEHTA SABOLI, LUCKNOWMAHANAGAR, LUCKNOWKAPOORTHALA BAGH, LUCKNOWTRANSPORTNAGAR, LUCKNOWAIR FORCE COMPLEX KANPURGOVERNMENT BUSINESS BRANCHSGPGI, LUCKNOWBHAURA KALANAMANIGANJKAISERBAGHU.P. CIVIL SECRETARIATO A SECTION,ááZO LUCKNOWBAKSHI KA TALABBHATROJKHANM.G.MARGAIR FORCE STATION SARSAWAHIGH COURT LUCKNOWMANDI SAMITIJAWAHAR BHAVANMOHANLALGANJISMAILGANJ, LUCKNOWCHANDER NAGARINDIRA NAGAR, LUCKNOWRLY STN VARANASISARC, LUCKNOWGAURIGANJTRADE FINANCE CPCRA&SECC , VARANASISME CITY CREDIT CENTRENAGAR MAHAPALIKA, LUCKNOWRACPC LUCKNOWCPPC LUCKNOWPBB ALIGNAJSAMB, LUCKNOWMALIHABADPBB GOMTI NAGAR, LUCKNOWCOMMERCIAL, LUCKNOWGAUTAM BUDH MARGLOCAL HEAD OFFICENAKHAS, LUCKNOWRAJAJI PURAMHUSSAIN GANJDALI GANJ, LUCKNOWBHANWAPURGAURI SCOOTER NAGARASHOK MARGNISHANT GANJ, LUCKNOWALAMBAGHPANDEY GANJ, LUCKNOWSSI AISH BAGHGANESHGANJFERTILIZER TOWNSHIPSHIAMGANJAMINABADCANTT LUCKNOWCHOWK BAZARCHARBAGHSWAROOP NAGAR KANPURLUCKNOW MAIN BR.
ABOUT INDUSIND BANK, LUCKNOW, Uttar Pradesh

Indusind Bank Limited is a new generation private bank. Established in 99, the bank is headquartered in Mumbai, India. It stands tall today as one of the reputed banks in the country. Indusind Bank operates more than 000 branches and over ,800 ATMs spread across the country. It also has representative offices in London, Dubai and Abu Dhabi.

Bank Details
Product

The bank provides various banking solutions to individuals, NRIs, business owners, corporate, government and financial Institutions. It operates through Treasury, Corporate/Wholesale Banking, Retail Banking, and other Banking Operations segments. The bank offers current, savings, defense, corporate salary, and RFC accounts; and fixed deposits, recurring deposits, young saver deposits, as well as Rupee multiplier products.

Banking

Reasury Corporate/Wholesale Banking, Recurring deposits, Corporate salary, Rupee multiplier products. Retail Banking Young saver deposits, Urrent, savings, defense,and RFC accounts Fixed deposits Mutual funds My Account Number Quick Redeem Services and 0 Days banking. Choice Money ATMs Direct Connect Cash-on-Mobile Check-on-Cheque

Loans

Home loan Gold loans Business loan. Kisan loans Term loans Induind Kisan loans Loan against property Two wheeler Personal Car loan Education loan

Cards

Credit cards

ABOUT YES BANK, LUCKNOW, Uttar Pradesh

Yes Bank Limited is India’s fourth largest private sector bank headquartered in Mumbai, Maharashtra, India. Established in 00, the bank primarily operates as a corporate bank, with retail banking and asset management as subsidiary functions. As of March, 08, the bank had a network of ,00 branches; national operating centers; and ,7 ATMs and bunch note acceptors.

Bank Details
Product

The bank also offers retail banking solutions such as personal, secured business, home, construction equipment, car, super bike, commercial vehicle, gold loans, and loans against securities; business banking services to micro, small, and medium enterprises; and health care and printing equipment finance.

Banking

Working capital finance Term loans Corporate finance Liquidity management Salary account Fixed deposit account Savings account Ordinary account

Loans

Personal loan Secured business loan Home loan Construction equipment loan Car loan Super bike loan Commercial vehicle loan Gold loans Loans against securities MSME Loan Health care equipment finance Printing equipment finance